{"id":3389,"date":"2025-12-15T08:33:00","date_gmt":"2025-12-15T08:33:00","guid":{"rendered":"https:\/\/sueddeutsche-edit.grc-media.com\/finanzvergleich\/?page_id=3389"},"modified":"2026-06-01T12:01:20","modified_gmt":"2026-06-01T11:01:20","slug":"kostenloses-geschaeftskonto","status":"publish","type":"page","link":"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/konto\/geschaeftskonto\/kostenloses-geschaeftskonto\/","title":{"rendered":"Kostenloses Gesch\u00e4ftskonto"},"content":{"rendered":"<div id=\"cs-content\" class=\"cs-content\"><div class=\"x-section e3389-e1 m2m5-0 m2m5-1 m2m5-2\"><div class=\"x-row x-container max width e3389-e2 m2m5-7 m2m5-8 m2m5-9 m2m5-a m2m5-b m2m5-c m2m5-d m2m5-e m2m5-r m2m5-s\"><div class=\"x-row-inner\"><div class=\"x-col e3389-e3 m2m5-14\"><div class=\"x-text x-text-headline e3389-e4 m2m5-1d m2m5-1e m2m5-1f m2m5-1g m2m5-1h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><span class=\"x-text-content-text-primary\">Konto<\/span>\n<\/div><\/div><\/div><div class=\"x-text x-text-headline e3389-e5 m2m5-1e m2m5-1g m2m5-1i m2m5-1j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h1 class=\"x-text-content-text-primary\">Kostenloses Gesch\u00e4ftskonto Juni 2026: 17 kostenfreie Firmenkonten im Vergleich<\/h1>\n<\/div><\/div><\/div><div class=\"x-text x-content e3389-e6 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1q m2m5-1r m2m5-1s m2m5-1t\">Aktualisiert am 1 Juni 2026 I Lesezeit: 8 Min.<\/div><div class=\"x-row e3389-e7 m2m5-7 m2m5-9 m2m5-b m2m5-d m2m5-f m2m5-g m2m5-h m2m5-t m2m5-u\"><div class=\"x-row-inner\"><div class=\"x-col e3389-e8 m2m5-14\"><div class=\"x-anchor x-anchor-toggle has-graphic e3389-e9 m2m5-25 m2m5-26 m2m5-27 m2m5-28 m2m5-29 m2m5-2a m2m5-2b\" tabindex=\"0\" role=\"button\" data-x-toggle=\"1\" data-x-toggleable=\"e3389-e9\" data-x-toggle-hover=\"1\" aria-controls=\"e3389-e9-dropdown\" aria-expanded=\"false\" aria-haspopup=\"true\" aria-label=\"Toggle Dropdown Content\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><span class=\"x-image x-graphic-child x-graphic-image x-graphic-primary\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/10\/Amalia_Albv.png\" width=\"40\" height=\"40\" alt=\"Image\" loading=\"lazy\"><\/span><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Autor: Amalia Alibaev<\/span><span class=\"x-anchor-text-secondary\">Redakteurin<\/span><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-text x-content e3389-e12 m2m5-1n m2m5-1o m2m5-1s m2m5-1t m2m5-1w m2m5-1x m2m5-1y m2m5-1z m2m5-20\">Ein kostenloses Gesch\u00e4ftskonto ist f\u00fcr viele Selbstst\u00e4ndige eine attraktive M\u00f6glichkeit, den Zahlungsverkehr professionell zu organisieren, ohne von Anfang an monatliche Fixkosten einzuplanen. Allerdings liegt der Unterschied zwischen einem wirklich guten Angebot und einem teuren Fehlgriff oft im Detail, etwa bei Buchungsposten, Kartenkosten oder Bargeldgeb\u00fchren. Damit Sie schnell eine verl\u00e4ssliche Entscheidung treffen k\u00f6nnen, pr\u00e4sentieren wir in diesem Vergleich die besten Anbieter f\u00fcr kostenlose Gesch\u00e4ftskonten und ordnen die Konditionen so ein, dass Sie Preis, Leistung und Sicherheit realistisch miteinander vergleichen k\u00f6nnen.<\/div><div class=\"x-acc e3389-e13 m2m5-2h m2m5-2i m2m5-2j m2m5-2k\" id=\"x-acc-e3389-e13\"><div class=\"e3389-e14 x-acc-item\"><button id=\"tab-e3389-e14\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3389-e14\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3389-e14\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\">&#x25b8;<\/span><span class=\"x-acc-header-text\">Inhaltsverzeichnis<\/span><\/span><\/button><div id=\"panel-e3389-e14\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3389-e14\" data-x-toggleable=\"e3389-e14\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3389-e15 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1r m2m5-1s m2m5-1v m2m5-1z m2m5-21\"><ol>\n \t<li><a href=\"#definition\">Was ist ein Gesch\u00e4ftskonto?<\/a><\/li>\n \t<li><a href=\"#vergleich\">Wie funktioniert unser Vergleich?<\/a><\/li>\n \t<li><a href=\"#auswahl\">Worauf sollte man bei einem Vergleich zu kostenlosen Gesch\u00e4ftskonten achten?<\/a><\/li>\n \t<li><a href=\"#kostenlos\">Gibt es wirklich kostenlose Gesch\u00e4ftskonten?<\/a><\/li>\n \t<li><a href=\"#vorteile\">Vorteile eines kostenlosen Gesch\u00e4ftskontos<\/a><\/li>\n \t<li><a href=\"#zielgruppe\">F\u00fcr wen lohnt sich ein kostenloses Gesch\u00e4ftskonto?<\/a><\/li>\n \t<li><a href=\"#prozess\">Schritt-f\u00fcr-Schritt Konto er\u00f6ffnen: So gehen Sie stressfrei vor<\/a><\/li>\n \t<li><a href=\"#faq\">H\u00e4ufig gestellte Fragen zu kostenlosen Gesch\u00e4ftskonten<\/a><\/li>\n<\/ol><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3389-e16 m2m5-7 m2m5-8 m2m5-9 m2m5-a m2m5-d m2m5-g m2m5-h m2m5-i m2m5-t m2m5-v\"><div class=\"x-row-inner\"><div class=\"x-col e3389-e17 m2m5-14\"><div class=\"x-text x-text-headline e3389-e18 m2m5-1e m2m5-1g m2m5-1h m2m5-1j m2m5-1l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Das Wichtigste in K\u00fcrze<\/h2>\n<\/div><\/div><\/div><div class=\"x-grid e3389-e19 m2m5-2o\"><div class=\"x-cell e3389-e20 m2m5-2p\"><i class=\"x-icon e3389-e21 m2m5-2q m2m5-2r\" aria-hidden=\"true\" data-x-icon-s=\"&#xf002;\"><\/i><div class=\"x-text x-content e3389-e22 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1r m2m5-1s m2m5-1z m2m5-22\">17 \u00fcberpr\u00fcfte Produkte<\/div><\/div><div class=\"x-cell e3389-e23 m2m5-2p\"><i class=\"x-icon e3389-e24 m2m5-2q m2m5-2r\" aria-hidden=\"true\" data-x-icon-s=\"&#xf643;\"><\/i><div class=\"x-text x-content e3389-e25 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1r m2m5-1s m2m5-1z m2m5-22\"><p style=\"text-align: center;\">7 verzinste Gesch\u00e4ftskonten<\/p><\/div><\/div><div class=\"x-cell e3389-e26 m2m5-2p\"><i class=\"x-icon e3389-e27 m2m5-2q m2m5-2r\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><div class=\"x-text x-content e3389-e28 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1r m2m5-1s m2m5-1z m2m5-22\"><p style=\"text-align: center;\">7 dauerhaft kostenlos<\/p><\/div><\/div><\/div><div class=\"x-text x-content e3389-e29 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1r m2m5-1s m2m5-1z m2m5-22\"><ul>\n \t<li>Ein kostenloses Gesch\u00e4ftskonto ist f\u00fcr Freiberufler und Selbstst\u00e4ndige zwar oft <strong>keine gesetzliche Pflicht<\/strong>, in der Praxis aber h\u00e4ufig die sinnvollste L\u00f6sung, um <strong>private und berufliche Zahlungen sauber zu trennen<\/strong>, ohne gleich eine monatliche Grundgeb\u00fchr einzuplanen. Wenn Einnahmen und Ausgaben konsequent \u00fcber ein separates Konto laufen, behalten Sie steuerlich relevante Posten leichter im Blick, und auch Buchhaltung sowie die Zusammenarbeit mit der Steuerberatung werden meist deutlich einfacher.<\/li>\n \t<li>Gerade bei kostenlosen Angeboten lohnt sich jedoch <strong>ein genauer Blick in die Details<\/strong>, weil die Kosten h\u00e4ufig nicht bei der Kontof\u00fchrung entstehen, sondern bei Buchungsposten, Karten oder Bargeld.<\/li>\n<\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e3389-e30 m2m5-0 m2m5-1 m2m5-3\"><div class=\"x-row x-container max width e3389-e31 m2m5-7 m2m5-8 m2m5-9 m2m5-a m2m5-b m2m5-c m2m5-d m2m5-e m2m5-r m2m5-w\"><div class=\"x-row-inner\"><div class=\"x-col e3389-e32 m2m5-14\"><div class=\"x-text x-text-headline e3389-e33 m2m5-1e m2m5-1g m2m5-1h m2m5-1j m2m5-1l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Bestes Kostenloses Gesch\u00e4ftskonto im Juni 2026: Firmenkonten im Vergleich<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e3389-e34 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1r m2m5-1s m2m5-1z m2m5-22\"><p>Unser Vergleich verschafft Ihnen einen transparenten \u00dcberblick \u00fcber kostenlose Gesch\u00e4ftskonten, die f\u00fcr Selbstst\u00e4ndige und Unternehmen in Deutschland besonders relevant sind. Wir haben die Angebote sorgf\u00e4ltig gepr\u00fcft und \u00fcbersichtlich aufbereitet, damit Sie schnell erkennen, welches kostenfreie Firmenkonto zu Ihrem Zahlungsalltag passt, ob Sie \u00fcberwiegend \u00dcberweisungen nutzen, viele Kartenzahlungen haben oder regelm\u00e4\u00dfig Bargeld brauchen.<\/p>\n<p><strong>Diese Kriterien helfen beim Vergleich:<\/strong><\/p>\n\n<ul>\n \t<li><strong>Geb\u00fchren:<\/strong> Kontof\u00fchrung, Buchungsposten, Kartenkosten, Bargeld, Fremdw\u00e4hrung und Auslandsentgelte<\/li>\n \t<li><strong>Funktionen:<\/strong> Exporte f\u00fcr Buchhaltung und Steuer, Schnittstellen, Unterkonten, Belegupload, SEPA-Lastschrift<\/li>\n \t<li><strong>Zahlungen:<\/strong> Karten f\u00fcr Online und station\u00e4r, Mobile Payment, Auslands\u00fcberweisungen, Bargeldeinzahlung und Abhebung<\/li>\n \t<li><strong>Rechte:<\/strong> Mehrere Nutzer, Rollen, Limits, Freigaben und Protokolle<\/li>\n \t<li><strong>Finanzierung und Zinsen:<\/strong> Dispo oder Kreditlinie, Konditionen, m\u00f6gliche Guthabenverzinsung und R\u00fccklagenfunktionen<\/li>\n \t<li><strong>Sicherheit und Recht:<\/strong> Zwei-Faktor-Authentifizierung, Betrugsschutz, Einlagensicherung, saubere Legitimation und Pr\u00fcfprozesse bei der Kontoer\u00f6ffnung<\/li>\n<\/ul><\/div><div class=\"x-tabs e3389-e35 m2m5-2t\" data-x-element-tabs=\"\"><div class=\"x-tabs-list\"><ul role=\"tablist\"><li role=\"presentation\"><button id=\"tab-e3389-e36\" class=\"e3389-e36 x-active\" role=\"tab\" aria-selected=\"true\" aria-controls=\"panel-e3389-e36\" data-x-toggle=\"tab\" data-x-toggleable=\"tab-item-e3389-e36\" data-x-toggle-group=\"tab-group-e3389-e35\"><span>F\u00fcr Freiberufler, Selbstst\u00e4ndige & Einzelunternehmer<\/span><\/button><\/li><li role=\"presentation\"><button id=\"tab-e3389-e38\" class=\"e3389-e38\" role=\"tab\" aria-selected=\"false\" aria-controls=\"panel-e3389-e38\" data-x-toggle=\"tab\" data-x-toggleable=\"tab-item-e3389-e38\" data-x-toggle-group=\"tab-group-e3389-e35\"><span>F\u00fcr GbR, OHG, KG, UG, GmbH &amp; AG<\/span><\/button><\/li><\/ul><\/div><div class=\"x-tabs-panels\"><div id=\"panel-e3389-e36\" class=\"x-tabs-panel e3389-e36 x-active\" role=\"tabpanel\" aria-labelledby=\"tab-e3389-e36\" aria-hidden=\"false\" data-x-toggleable=\"tab-item-e3389-e36\"><div class=\"x-text x-content e3389-e37 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1q m2m5-1r m2m5-1s m2m5-1v\"><p><div class=\"cs-content x-global-block x-global-block-2515 e2515-e0\"><div class=\"x-section e2515-e2 m1xv-0\"><div class=\"x-row e2515-e3 m1xv-1 m1xv-2 m1xv-6 m1xv-7\"><div class=\"x-row-inner\"><div class=\"x-col e2515-e4 m1xv-a m1xv-b\"><div class=\"x-row e2515-e5 m1xv-1 m1xv-3 m1xv-4 m1xv-6 m1xv-8\"><div class=\"x-row-inner\"><div class=\"x-col e2515-e6 m1xv-a m1xv-c\"><div class=\"x-anchor x-anchor-button has-graphic e2515-e7 m1xv-d m1xv-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e2515-e8 m1xv-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/04\/SZ_vivid.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e2515-e9 m1xv-h m1xv-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>vivid Freelance Standard<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e2515-e10 m1xv-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e2515-e11 m1xv-a m1xv-c\"><div class=\"x-grid x-container max width e2515-e12 m1xv-l\"><div class=\"x-cell e2515-e13 m1xv-m\"><div class=\"x-text x-text-headline e2515-e14 m1xv-h m1xv-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2515-e15 m1xv-n m1xv-o\">Freiberufler & Gewerbe<\/div><\/div><div class=\"x-cell e2515-e16 m1xv-m\"><div class=\"x-text x-text-headline e2515-e17 m1xv-h m1xv-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2515-e18 m1xv-n m1xv-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e2515-e19 m1xv-m\"><div class=\"x-text x-text-headline e2515-e20 m1xv-h m1xv-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2515-e21 m1xv-n m1xv-o\"><p style=\"text-align: center;\">Unbegrenzt mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e2515-e22 m1xv-m\"><div class=\"x-text x-text-headline e2515-e23 m1xv-h m1xv-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2515-e24 m1xv-n m1xv-o\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><\/div><div class=\"x-acc e2515-e25 m1xv-q\" id=\"x-acc-e2515-e25\"><div class=\"e2515-e26 x-acc-item\"><p id=\"tab-e2515-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e2515-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e2515-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e2515-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e2515-e26\" data-x-toggleable=\"e2515-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e2515-e27 m1xv-n m1xv-p\"><div id=\"footable_parent_2516\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"2516\" data-filter-delay=\"1000\" aria-label=\"Vivid Freelance Standard Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2516\"\n           data-unique_identifier=\"ninja_table_unique_id_2927494031_2516\"\n           class=\" foo-table ninja_footable foo_table_2516 ninja_table_unique_id_2927494031_2516 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1574\" class=\"ninja_table_row_0 nt_row_id_1574\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler & Gewerbe<\/td>        <\/tr>\n            <tr data-row_id=\"1575\" class=\"ninja_table_row_1 nt_row_id_1575\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1576\" class=\"ninja_table_row_2 nt_row_id_1576\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"1577\" class=\"ninja_table_row_3 nt_row_id_1577\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1583\" class=\"ninja_table_row_4 nt_row_id_1583\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Unbegrenzt mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"1578\" class=\"ninja_table_row_5 nt_row_id_1578\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>bis 200\u20ac p.M. kostenlos, danach 3% (min. 1\u20ac) des Abhebevolumens <\/td>        <\/tr>\n            <tr data-row_id=\"1579\" class=\"ninja_table_row_6 nt_row_id_1579\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"1580\" class=\"ninja_table_row_7 nt_row_id_1580\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1581\" class=\"ninja_table_row_8 nt_row_id_1581\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Keine gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1582\" class=\"ninja_table_row_9 nt_row_id_1582\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1584\" class=\"ninja_table_row_10 nt_row_id_1584\">\n            <td><strong>Extras<\/strong><\/td><td>0,1 % Cashback auf Kartenzahlungen, kostenloses Tagesgeld-Konto & ohne Schufa-Abfrage<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e2515-e28 m1xv-1 m1xv-3 m1xv-5 m1xv-6 m1xv-9\"><div class=\"x-row-inner\"><div class=\"x-col e2515-e29 m1xv-a m1xv-c\"><a class=\"x-anchor x-anchor-button e2515-e30 m1xv-d m1xv-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-1112 e1112-e0\"><div class=\"x-section e1112-e2 muw-0\"><div class=\"x-row e1112-e3 muw-1 muw-2 muw-6 muw-7\"><div class=\"x-row-inner\"><div class=\"x-col e1112-e4 muw-a muw-b\"><div class=\"x-row e1112-e5 muw-1 muw-3 muw-4 muw-6 muw-8\"><div class=\"x-row-inner\"><div class=\"x-col e1112-e6 muw-a muw-c\"><div class=\"x-anchor x-anchor-button has-graphic e1112-e7 muw-d muw-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">3 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e1112-e8 muw-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-fyrst-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/04\/SZ_fyrst.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1112-e9 muw-h muw-i muw-j muw-k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Fyrst Base<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1112-e10 muw-n\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.7 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.7 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e1112-e11 muw-h muw-j muw-l\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/fyrst-base\/\">Fyrst Base Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e1112-e12 muw-a muw-c\"><div class=\"x-grid x-container max width e1112-e13 muw-o\"><div class=\"x-cell e1112-e14 muw-p\"><div class=\"x-text x-text-headline e1112-e15 muw-h muw-k muw-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1112-e16 muw-q muw-r\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e1112-e17 muw-p\"><div class=\"x-text x-text-headline e1112-e18 muw-h muw-k muw-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1112-e19 muw-q muw-r\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e1112-e20 muw-p\"><div class=\"x-text x-text-headline e1112-e21 muw-h muw-k muw-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1112-e22 muw-q muw-r\"><p style=\"text-align: center;\">6 \u20ac p.M. f\u00fcr ein Unterkonto mit eigener IBAN, unbegrenzte Anzahl an Nutzern<\/p><\/div><\/div><div class=\"x-cell e1112-e23 muw-p\"><div class=\"x-text x-text-headline e1112-e24 muw-h muw-k muw-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1112-e25 muw-q muw-r\"><p style=\"text-align: center;\">50 kostenlos, danach 0,19 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e1112-e26 muw-t\" id=\"x-acc-e1112-e26\"><div class=\"e1112-e27 x-acc-item\"><p id=\"tab-e1112-e27\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1112-e27\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1112-e27\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1112-e27\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1112-e27\" data-x-toggleable=\"e1112-e27\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1112-e28 muw-q muw-s\"><div id=\"footable_parent_2519\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_1\" data-footable_id=\"2519\" data-filter-delay=\"1000\" aria-label=\"Fyrst Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2519\"\n           data-unique_identifier=\"ninja_table_unique_id_1449540471_2519\"\n           class=\" foo-table ninja_footable foo_table_2519 ninja_table_unique_id_1449540471_2519 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1604\" class=\"ninja_table_row_0 nt_row_id_1604\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"1605\" class=\"ninja_table_row_1 nt_row_id_1605\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1606\" class=\"ninja_table_row_2 nt_row_id_1606\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>50, sonst 0,19 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"1607\" class=\"ninja_table_row_3 nt_row_id_1607\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1613\" class=\"ninja_table_row_4 nt_row_id_1613\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>6\u20ac p.M. f\u00fcr ein zus\u00e4tzliches Unterkonto mit eigener IBAN, unbegrenzte Anzahl an Nutzern<\/td>        <\/tr>\n            <tr data-row_id=\"1608\" class=\"ninja_table_row_5 nt_row_id_1608\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>0 \u20ac an Automaten der Cash Group<\/td>        <\/tr>\n            <tr data-row_id=\"1609\" class=\"ninja_table_row_6 nt_row_id_1609\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2,35 %<\/td>        <\/tr>\n            <tr data-row_id=\"1610\" class=\"ninja_table_row_7 nt_row_id_1610\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Je angefangene 5.000\u20ac kostet eine Bargeldeinzahlung 3\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1611\" class=\"ninja_table_row_8 nt_row_id_1611\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Einlagen sind gesetzlich bis 100.000 \u20ac pro Einleger \u00fcber die EdB gesichert; zus\u00e4tzlich bis 437.500 \u20ac \u00fcber den Einlagensicherungsfonds des BdB<\/td>        <\/tr>\n            <tr data-row_id=\"1612\" class=\"ninja_table_row_9 nt_row_id_1612\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1614\" class=\"ninja_table_row_10 nt_row_id_1614\">\n            <td><strong>Extras<\/strong><\/td><td>Kostenloses Tagesgeld-Konto<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1112-e29 muw-1 muw-3 muw-5 muw-6 muw-9\"><div class=\"x-row-inner\"><div class=\"x-col e1112-e30 muw-a muw-c\"><a class=\"x-anchor x-anchor-button e1112-e31 muw-d muw-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-fyrst-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3070 e3070-e0\"><div class=\"x-section e3070-e2 m2da-0\"><div class=\"x-row e3070-e3 m2da-1 m2da-2 m2da-6 m2da-7\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e4 m2da-a m2da-b\"><div class=\"x-row e3070-e5 m2da-1 m2da-3 m2da-4 m2da-6 m2da-8\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e6 m2da-a m2da-c\"><a class=\"x-image e3070-e7 m2da-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-flex\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_holvi_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3070-e8 m2da-e m2da-f m2da-g m2da-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Flex<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3070-e9 m2da-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.3 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3070-e10 m2da-e m2da-g m2da-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-flex\/\">Holvi Flex Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3070-e11 m2da-a m2da-c\"><div class=\"x-grid x-container max width e3070-e12 m2da-l\"><div class=\"x-cell e3070-e13 m2da-m\"><div class=\"x-text x-text-headline e3070-e14 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e15 m2da-n m2da-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3070-e16 m2da-m\"><div class=\"x-text x-text-headline e3070-e17 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e18 m2da-n m2da-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3070-e19 m2da-m\"><div class=\"x-text x-text-headline e3070-e20 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e21 m2da-n m2da-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e3070-e22 m2da-m\"><div class=\"x-text x-text-headline e3070-e23 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e24 m2da-n m2da-o\"><p style=\"text-align: center;\">0,25 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3070-e25 m2da-q\" id=\"x-acc-e3070-e25\"><div class=\"e3070-e26 x-acc-item\"><p id=\"tab-e3070-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3070-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3070-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3070-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3070-e26\" data-x-toggleable=\"e3070-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3070-e27 m2da-n m2da-p\"><div id=\"footable_parent_3069\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_2\" data-footable_id=\"3069\" data-filter-delay=\"1000\" aria-label=\"Holvi Flex Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3069\"\n           data-unique_identifier=\"ninja_table_unique_id_2429741547_3069\"\n           class=\" foo-table ninja_footable foo_table_3069 ninja_table_unique_id_2429741547_3069 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2089\" class=\"ninja_table_row_0 nt_row_id_2089\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2090\" class=\"ninja_table_row_1 nt_row_id_2090\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2091\" class=\"ninja_table_row_2 nt_row_id_2091\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Keine kostenlos, pro Buchung 0,25 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2092\" class=\"ninja_table_row_3 nt_row_id_2092\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 virtuelle Debitkarte inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2098\" class=\"ninja_table_row_4 nt_row_id_2098\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"2093\" class=\"ninja_table_row_5 nt_row_id_2093\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2094\" class=\"ninja_table_row_6 nt_row_id_2094\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2095\" class=\"ninja_table_row_7 nt_row_id_2095\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"2096\" class=\"ninja_table_row_8 nt_row_id_2096\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Gelder liegen bei Nordea Bank und Aktia Bank (Finland)<\/td>        <\/tr>\n            <tr data-row_id=\"2097\" class=\"ninja_table_row_9 nt_row_id_2097\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2099\" class=\"ninja_table_row_10 nt_row_id_2099\">\n            <td><strong>Extras<\/strong><\/td><td>Bis zu 4,00 % p. a. auf Geldmarktfonds f\u00fcr neue GmbHs\/UGs<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3070-e28 m2da-1 m2da-3 m2da-5 m2da-6 m2da-9\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e29 m2da-a m2da-c\"><a class=\"x-anchor x-anchor-button e3070-e30 m2da-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-flex\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4356 e4356-e0\"><div class=\"x-section e4356-e2 m3d0-0\"><div class=\"x-row e4356-e3 m3d0-1 m3d0-2 m3d0-6 m3d0-7\"><div class=\"x-row-inner\"><div class=\"x-col e4356-e4 m3d0-a m3d0-b\"><div class=\"x-row e4356-e5 m3d0-1 m3d0-3 m3d0-4 m3d0-6 m3d0-8\"><div class=\"x-row-inner\"><div class=\"x-col e4356-e6 m3d0-a m3d0-c\"><a class=\"x-image e4356-e7 m3d0-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4356-e8 m3d0-e m3d0-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Starter<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4356-e9 m3d0-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.3 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4356-e10 m3d0-a m3d0-c\"><div class=\"x-grid x-container max width e4356-e11 m3d0-i\"><div class=\"x-cell e4356-e12 m3d0-j\"><div class=\"x-text x-text-headline e4356-e13 m3d0-e m3d0-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4356-e14 m3d0-k m3d0-l\"><p style=\"text-align: center;\">Freiberufler, Selbstst\u00e4ndige &amp; Einzelunternehmer<\/p><\/div><\/div><div class=\"x-cell e4356-e15 m3d0-j\"><div class=\"x-text x-text-headline e4356-e16 m3d0-e m3d0-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4356-e17 m3d0-k m3d0-l\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e4356-e18 m3d0-j\"><div class=\"x-text x-text-headline e4356-e19 m3d0-e m3d0-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4356-e20 m3d0-k m3d0-l\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e4356-e21 m3d0-j\"><div class=\"x-text x-text-headline e4356-e22 m3d0-e m3d0-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4356-e23 m3d0-k m3d0-l\"><p style=\"text-align: center;\">5 kostenlose Buchungen pro Monat, danach 0,20 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4356-e24 m3d0-n\" id=\"x-acc-e4356-e24\"><div class=\"e4356-e25 x-acc-item\"><p id=\"tab-e4356-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4356-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4356-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4356-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4356-e25\" data-x-toggleable=\"e4356-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4356-e26 m3d0-k m3d0-m\"><div id=\"footable_parent_4365\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_3\" data-footable_id=\"4365\" data-filter-delay=\"1000\" aria-label=\"qonto starter Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4365\"\n           data-unique_identifier=\"ninja_table_unique_id_3201030308_4365\"\n           class=\" foo-table ninja_footable foo_table_4365 ninja_table_unique_id_3201030308_4365 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3176\" class=\"ninja_table_row_0 nt_row_id_3176\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Selbstst\u00e4ndige & Einzelunternehmen<\/td>        <\/tr>\n            <tr data-row_id=\"3177\" class=\"ninja_table_row_1 nt_row_id_3177\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3178\" class=\"ninja_table_row_2 nt_row_id_3178\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>5 kostenlos, danach 0,20 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3179\" class=\"ninja_table_row_3 nt_row_id_3179\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 virtuelle Karte inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"3185\" class=\"ninja_table_row_4 nt_row_id_3185\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Keine<\/td>        <\/tr>\n            <tr data-row_id=\"3180\" class=\"ninja_table_row_5 nt_row_id_3180\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>Kostenlose Bargeldabhebungen m\u00f6glich mit den kostenpflichtigen Karten m\u00f6glich: One Card (5 \u20ac mtl.), Plus Card (8 \u20ac mtl.) & X Card (20 \u20ac mtl.)<\/td>        <\/tr>\n            <tr data-row_id=\"3181\" class=\"ninja_table_row_6 nt_row_id_3181\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2% Wechselgeb\u00fchr mit der One Card (Mastercard, 5\u20ac p.M.); 1% Wechselgeb\u00fchr mit der Plus Card (8\u20ac p.M.) & keine Wechselgeb\u00fchr mit der X Card (20\u20ac p.M.)<\/td>        <\/tr>\n            <tr data-row_id=\"3183\" class=\"ninja_table_row_7 nt_row_id_3183\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3184\" class=\"ninja_table_row_8 nt_row_id_3184\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3186\" class=\"ninja_table_row_9 nt_row_id_3186\">\n            <td><strong>Extras<\/strong><\/td><td>Gesetzeskonforme E-Rechnungen direkt in der App erstellen & versende, Nahtlos verbunden mit Lexware Office, sevdesk und DATEV<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4356-e27 m3d0-1 m3d0-3 m3d0-5 m3d0-6 m3d0-9\"><div class=\"x-row-inner\"><div class=\"x-col e4356-e28 m3d0-a m3d0-c\"><a class=\"x-anchor x-anchor-button e4356-e29 m3d0-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3502 e3502-e0\"><div class=\"x-section e3502-e2 m2pa-0\"><div class=\"x-row e3502-e3 m2pa-1 m2pa-2 m2pa-6 m2pa-7\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e4 m2pa-a m2pa-b\"><div class=\"x-row e3502-e5 m2pa-1 m2pa-3 m2pa-4 m2pa-6 m2pa-8\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e6 m2pa-a m2pa-c\"><a class=\"x-image e3502-e7 m2pa-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/12\/SZ_Kontist.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3502-e8 m2pa-e m2pa-f m2pa-g m2pa-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Kontist Free<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3502-e9 m2pa-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3502-e10 m2pa-e m2pa-g m2pa-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/kontist-free\/\">Kontist Free Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3502-e11 m2pa-a m2pa-c\"><div class=\"x-grid x-container max width e3502-e12 m2pa-l\"><div class=\"x-cell e3502-e13 m2pa-m\"><div class=\"x-text x-text-headline e3502-e14 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e15 m2pa-n m2pa-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3502-e16 m2pa-m\"><div class=\"x-text x-text-headline e3502-e17 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e18 m2pa-n m2pa-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3502-e19 m2pa-m\"><div class=\"x-text x-text-headline e3502-e20 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e21 m2pa-n m2pa-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e3502-e22 m2pa-m\"><div class=\"x-text x-text-headline e3502-e23 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e24 m2pa-n m2pa-o\"><p style=\"text-align: center;\">5 kostenlos, danach 0,40 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3502-e25 m2pa-q\" id=\"x-acc-e3502-e25\"><div class=\"e3502-e26 x-acc-item\"><p id=\"tab-e3502-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3502-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3502-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3502-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3502-e26\" data-x-toggleable=\"e3502-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3502-e27 m2pa-n m2pa-p\"><div id=\"footable_parent_3503\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_4\" data-footable_id=\"3503\" data-filter-delay=\"1000\" aria-label=\"Kontist Free Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3503\"\n           data-unique_identifier=\"ninja_table_unique_id_3801941523_3503\"\n           class=\" foo-table ninja_footable foo_table_3503 ninja_table_unique_id_3801941523_3503 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2467\" class=\"ninja_table_row_0 nt_row_id_2467\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2468\" class=\"ninja_table_row_1 nt_row_id_2468\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2469\" class=\"ninja_table_row_2 nt_row_id_2469\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>5<\/td>        <\/tr>\n            <tr data-row_id=\"2470\" class=\"ninja_table_row_3 nt_row_id_2470\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 klassische Debitkarte inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2476\" class=\"ninja_table_row_4 nt_row_id_2476\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"2471\" class=\"ninja_table_row_5 nt_row_id_2471\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2472\" class=\"ninja_table_row_6 nt_row_id_2472\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2 %<\/td>        <\/tr>\n            <tr data-row_id=\"2473\" class=\"ninja_table_row_7 nt_row_id_2473\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,9 %<\/td>        <\/tr>\n            <tr data-row_id=\"2474\" class=\"ninja_table_row_8 nt_row_id_2474\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"2475\" class=\"ninja_table_row_9 nt_row_id_2475\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2477\" class=\"ninja_table_row_10 nt_row_id_2477\">\n            <td><strong>Extras<\/strong><\/td><td>Dispokredit verf\u00fcgbar<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3502-e28 m2pa-1 m2pa-3 m2pa-5 m2pa-6 m2pa-9\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e29 m2pa-a m2pa-c\"><a class=\"x-anchor x-anchor-button e3502-e30 m2pa-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-1321 e1321-e0\"><div class=\"x-section e1321-e2 m10p-0\"><div class=\"x-row e1321-e3 m10p-1 m10p-2 m10p-6 m10p-7\"><div class=\"x-row-inner\"><div class=\"x-col e1321-e4 m10p-a m10p-b\"><div class=\"x-row e1321-e5 m10p-1 m10p-3 m10p-4 m10p-6 m10p-8\"><div class=\"x-row-inner\"><div class=\"x-col e1321-e6 m10p-a m10p-c\"><div class=\"x-anchor x-anchor-button has-graphic e1321-e7 m10p-d m10p-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e1321-e8 m10p-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-solo-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_finom_logo.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1321-e9 m10p-h m10p-i m10p-j m10p-k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Finom Solo<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1321-e10 m10p-n\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e1321-e11 m10p-h m10p-j m10p-l\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/finom-solo\/\">Finom Solo Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e1321-e12 m10p-a m10p-c\"><div class=\"x-grid x-container max width e1321-e13 m10p-o\"><div class=\"x-cell e1321-e14 m10p-p\"><div class=\"x-text x-text-headline e1321-e15 m10p-h m10p-k m10p-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1321-e16 m10p-q m10p-r\">Freiberufler & Gewerbe<\/div><\/div><div class=\"x-cell e1321-e17 m10p-p\"><div class=\"x-text x-text-headline e1321-e18 m10p-h m10p-k m10p-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1321-e19 m10p-q m10p-r\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e1321-e20 m10p-p\"><div class=\"x-text x-text-headline e1321-e21 m10p-h m10p-k m10p-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1321-e22 m10p-q m10p-r\"><p style=\"text-align: center;\">4\u20ac p.M. f\u00fcr jedes zus\u00e4tzliche Teammitglied<\/p><\/div><\/div><div class=\"x-cell e1321-e23 m10p-p\"><div class=\"x-text x-text-headline e1321-e24 m10p-h m10p-k m10p-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1321-e25 m10p-q m10p-r\"><p style=\"text-align: center;\">kostenlos bis 2.500 \u20ac, dar\u00fcber 0,3 % pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e1321-e26 m10p-t\" id=\"x-acc-e1321-e26\"><div class=\"e1321-e27 x-acc-item\"><p id=\"tab-e1321-e27\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1321-e27\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1321-e27\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1321-e27\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1321-e27\" data-x-toggleable=\"e1321-e27\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1321-e28 m10p-q m10p-s\"><div id=\"footable_parent_2520\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_5\" data-footable_id=\"2520\" data-filter-delay=\"1000\" aria-label=\"Finom Solo Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2520\"\n           data-unique_identifier=\"ninja_table_unique_id_1026865505_2520\"\n           class=\" foo-table ninja_footable foo_table_2520 ninja_table_unique_id_1026865505_2520 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1619\" class=\"ninja_table_row_0 nt_row_id_1619\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler & Gewerbe<\/td>        <\/tr>\n            <tr data-row_id=\"1620\" class=\"ninja_table_row_1 nt_row_id_1620\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1621\" class=\"ninja_table_row_2 nt_row_id_1621\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>kostenlos bis 2.500\u20ac, dar\u00fcber 0,3%<\/td>        <\/tr>\n            <tr data-row_id=\"1622\" class=\"ninja_table_row_3 nt_row_id_1622\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>virtuelle Debitkarte ist kostenlos, allerdings 1\u20ac (wenn sie nicht aktiv genutzt wird), physische Debitkarte ist 3 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1628\" class=\"ninja_table_row_4 nt_row_id_1628\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>4\u20ac p.M. f\u00fcr jedes zus\u00e4tzliche Teammitglied<\/td>        <\/tr>\n            <tr data-row_id=\"1623\" class=\"ninja_table_row_5 nt_row_id_1623\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1% bis 500\u20ac, 3% von 500\u20ac - 2.000\u20ac, 5% von 2.000\u20ac - 5.000\u20ac, 8% ab 5.000\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1624\" class=\"ninja_table_row_6 nt_row_id_1624\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>3 %<\/td>        <\/tr>\n            <tr data-row_id=\"1625\" class=\"ninja_table_row_7 nt_row_id_1625\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1626\" class=\"ninja_table_row_8 nt_row_id_1626\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1627\" class=\"ninja_table_row_9 nt_row_id_1627\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1629\" class=\"ninja_table_row_10 nt_row_id_1629\">\n            <td><strong>Extras<\/strong><\/td><td>Tool zur Rechnungsstellung<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1321-e29 m10p-1 m10p-3 m10p-5 m10p-6 m10p-9\"><div class=\"x-row-inner\"><div class=\"x-col e1321-e30 m10p-a m10p-c\"><a class=\"x-anchor x-anchor-button e1321-e31 m10p-d m10p-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-solo-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3073 e3073-e0\"><div class=\"x-section e3073-e2 m2dd-0\"><div class=\"x-row e3073-e3 m2dd-1 m2dd-2 m2dd-6 m2dd-7\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e4 m2dd-a m2dd-b\"><div class=\"x-row e3073-e5 m2dd-1 m2dd-3 m2dd-4 m2dd-6 m2dd-8\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e6 m2dd-a m2dd-c\"><a class=\"x-image e3073-e7 m2dd-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_Holvi.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3073-e8 m2dd-e m2dd-f m2dd-g m2dd-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Pro<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3073-e9 m2dd-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3073-e10 m2dd-e m2dd-g m2dd-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-pro\/\">Holvi Pro Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3073-e11 m2dd-a m2dd-c\"><div class=\"x-grid x-container max width e3073-e12 m2dd-l\"><div class=\"x-cell e3073-e13 m2dd-m\"><div class=\"x-text x-text-headline e3073-e14 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e15 m2dd-n m2dd-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3073-e16 m2dd-m\"><div class=\"x-text x-text-headline e3073-e17 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e18 m2dd-n m2dd-o\"><p style=\"text-align: center;\">1 Monat kostenlos, danach 9 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3073-e19 m2dd-m\"><div class=\"x-text x-text-headline e3073-e20 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e21 m2dd-n m2dd-o\"><p style=\"text-align: center;\">5 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e3073-e22 m2dd-m\"><div class=\"x-text x-text-headline e3073-e23 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e24 m2dd-n m2dd-o\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><\/div><div class=\"x-acc e3073-e25 m2dd-q\" id=\"x-acc-e3073-e25\"><div class=\"e3073-e26 x-acc-item\"><p id=\"tab-e3073-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3073-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3073-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3073-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3073-e26\" data-x-toggleable=\"e3073-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3073-e27 m2dd-n m2dd-p\"><div id=\"footable_parent_3074\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_6\" data-footable_id=\"3074\" data-filter-delay=\"1000\" aria-label=\"Holvi Pro Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3074\"\n           data-unique_identifier=\"ninja_table_unique_id_581818095_3074\"\n           class=\" foo-table ninja_footable foo_table_3074 ninja_table_unique_id_581818095_3074 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2119\" class=\"ninja_table_row_0 nt_row_id_2119\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2120\" class=\"ninja_table_row_1 nt_row_id_2120\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>bei Jahreszahlung 9\u20ac p.M.; bei monatlicher Zahlung 15\u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"2121\" class=\"ninja_table_row_2 nt_row_id_2121\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"2122\" class=\"ninja_table_row_3 nt_row_id_2122\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>3 klassische und 1 virtuelle Debitkarte inklusive, 3 \u20ac je zus\u00e4tzliche Bankkarte<\/td>        <\/tr>\n            <tr data-row_id=\"2128\" class=\"ninja_table_row_4 nt_row_id_2128\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>5 deutsche IBANs inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2123\" class=\"ninja_table_row_5 nt_row_id_2123\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 %<\/td>        <\/tr>\n            <tr data-row_id=\"2124\" class=\"ninja_table_row_6 nt_row_id_2124\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"2125\" class=\"ninja_table_row_7 nt_row_id_2125\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"2126\" class=\"ninja_table_row_8 nt_row_id_2126\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Gelder liegen bei Nordea Bank und Aktia Bank (Finland)<\/td>        <\/tr>\n            <tr data-row_id=\"2127\" class=\"ninja_table_row_9 nt_row_id_2127\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2129\" class=\"ninja_table_row_10 nt_row_id_2129\">\n            <td><strong>Extras<\/strong><\/td><td>Bis zu 4,00 % p. a. auf Geldmarktfonds f\u00fcr neue GmbHs\/UGs<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3073-e28 m2dd-1 m2dd-3 m2dd-5 m2dd-6 m2dd-9\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e29 m2dd-a m2dd-c\"><a class=\"x-anchor x-anchor-button e3073-e30 m2dd-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-1101 e1101-e0\"><div class=\"x-section e1101-e2 mul-0\"><div class=\"x-row e1101-e3 mul-1 mul-2 mul-6 mul-7\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e4 mul-a mul-b\"><div class=\"x-row e1101-e5 mul-1 mul-3 mul-4 mul-6 mul-8\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e6 mul-a mul-c\"><a class=\"x-image e1101-e7 mul-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-postbank-business-giro-aktiv-plus\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/06\/SZ_postbank_top.jpg\" width=\"125\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1101-e8 mul-e mul-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Postbank Business Giro aktiv plus<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1101-e9 mul-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.9 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.9 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e1101-e10 mul-a mul-c\"><div class=\"x-grid x-container max width e1101-e11 mul-i\"><div class=\"x-cell e1101-e12 mul-j\"><div class=\"x-text x-text-headline e1101-e13 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e14 mul-k mul-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e1101-e15 mul-j\"><div class=\"x-text x-text-headline e1101-e16 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e17 mul-k mul-l\"><p style=\"text-align: center;\">Bis 31.12.26 kostenlos, sonst 12,90 \u20ac<\/p><\/div><\/div><div class=\"x-cell e1101-e18 mul-j\"><div class=\"x-text x-text-headline e1101-e19 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e20 mul-k mul-l\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e1101-e21 mul-j\"><div class=\"x-text x-text-headline e1101-e22 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e23 mul-k mul-l\"><p style=\"text-align: center;\">0,28 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e1101-e24 mul-n\" id=\"x-acc-e1101-e24\"><div class=\"e1101-e25 x-acc-item\"><p id=\"tab-e1101-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1101-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1101-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1101-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1101-e25\" data-x-toggleable=\"e1101-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1101-e26 mul-k mul-m\"><div id=\"footable_parent_2521\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_7\" data-footable_id=\"2521\" data-filter-delay=\"1000\" aria-label=\"Postbank business giro aktiv plus Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2521\"\n           data-unique_identifier=\"ninja_table_unique_id_4038763168_2521\"\n           class=\" foo-table ninja_footable foo_table_2521 ninja_table_unique_id_4038763168_2521 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1634\" class=\"ninja_table_row_0 nt_row_id_1634\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"1635\" class=\"ninja_table_row_1 nt_row_id_1635\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>Bis zum 31.12.2026 keine Kontof\u00fchrungsgeb\u00fchr, sonst 12,90 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1636\" class=\"ninja_table_row_2 nt_row_id_1636\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>0,28 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"1637\" class=\"ninja_table_row_3 nt_row_id_1637\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>Postbank Business Card im ersten Jahr kostenfrei, dananach 24\u20ac p.a.<\/td>        <\/tr>\n            <tr data-row_id=\"1643\" class=\"ninja_table_row_4 nt_row_id_1643\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Keine Unterkonten aber mehrere Girokonten m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1638\" class=\"ninja_table_row_5 nt_row_id_1638\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1639\" class=\"ninja_table_row_6 nt_row_id_1639\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2,35 %<\/td>        <\/tr>\n            <tr data-row_id=\"1640\" class=\"ninja_table_row_7 nt_row_id_1640\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>3 \u20ac je angefangene 5.000\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1641\" class=\"ninja_table_row_8 nt_row_id_1641\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1642\" class=\"ninja_table_row_9 nt_row_id_1642\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1644\" class=\"ninja_table_row_10 nt_row_id_1644\">\n            <td><strong>Extras<\/strong><\/td><td>Kontowechselservice & kostenloses Tagesgeld-Konto<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1101-e27 mul-1 mul-3 mul-5 mul-6 mul-9\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e28 mul-a mul-c\"><a class=\"x-anchor x-anchor-button e1101-e29 mul-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-postbank-business-giro-aktiv-plus\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-2524 e2524-e0\"><div class=\"x-section e2524-e2 m1y4-0\"><div class=\"x-row e2524-e3 m1y4-1 m1y4-2 m1y4-6 m1y4-7\"><div class=\"x-row-inner\"><div class=\"x-col e2524-e4 m1y4-a m1y4-b\"><div class=\"x-row e2524-e5 m1y4-1 m1y4-3 m1y4-4 m1y4-6 m1y4-8\"><div class=\"x-row-inner\"><div class=\"x-col e2524-e6 m1y4-a m1y4-c\"><div class=\"x-anchor x-anchor-button has-graphic e2524-e7 m1y4-d m1y4-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e2524-e8 m1y4-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/04\/SZ_vivid.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e2524-e9 m1y4-h m1y4-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>vivid Freelance Prime<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e2524-e10 m1y4-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.9 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.9 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e2524-e11 m1y4-a m1y4-c\"><div class=\"x-grid x-container max width e2524-e12 m1y4-l\"><div class=\"x-cell e2524-e13 m1y4-m\"><div class=\"x-text x-text-headline e2524-e14 m1y4-h m1y4-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2524-e15 m1y4-n m1y4-o\">Freiberufler & Gewerbe<\/div><\/div><div class=\"x-cell e2524-e16 m1y4-m\"><div class=\"x-text x-text-headline e2524-e17 m1y4-h m1y4-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2524-e18 m1y4-n m1y4-o\"><p style=\"text-align: center;\">2 Monate kostenlos, danach 6,90 \u20ac<\/p><\/div><\/div><div class=\"x-cell e2524-e19 m1y4-m\"><div class=\"x-text x-text-headline e2524-e20 m1y4-h m1y4-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2524-e21 m1y4-n m1y4-o\"><p style=\"text-align: center;\">Unbegrenzt mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e2524-e22 m1y4-m\"><div class=\"x-text x-text-headline e2524-e23 m1y4-h m1y4-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2524-e24 m1y4-n m1y4-o\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><\/div><div class=\"x-acc e2524-e25 m1y4-q\" id=\"x-acc-e2524-e25\"><div class=\"e2524-e26 x-acc-item\"><p id=\"tab-e2524-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e2524-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e2524-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e2524-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e2524-e26\" data-x-toggleable=\"e2524-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e2524-e27 m1y4-n m1y4-p\"><div id=\"footable_parent_2525\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_8\" data-footable_id=\"2525\" data-filter-delay=\"1000\" aria-label=\"Vivid Freelance Prime Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2525\"\n           data-unique_identifier=\"ninja_table_unique_id_3983021573_2525\"\n           class=\" foo-table ninja_footable foo_table_2525 ninja_table_unique_id_3983021573_2525 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1679\" class=\"ninja_table_row_0 nt_row_id_1679\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler & Gewerbe<\/td>        <\/tr>\n            <tr data-row_id=\"1680\" class=\"ninja_table_row_1 nt_row_id_1680\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>2 Monate kostenlos, danach 6,90 \u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"1681\" class=\"ninja_table_row_2 nt_row_id_1681\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"1682\" class=\"ninja_table_row_3 nt_row_id_1682\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1688\" class=\"ninja_table_row_4 nt_row_id_1688\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Unbegrenzt mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"1683\" class=\"ninja_table_row_5 nt_row_id_1683\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1.000\u20ac p.M. kostenlos, solange der Abhebebetrag 50\u20ac nicht unterschreitet, danach 3% (min. 1\u20ac) des Abhebevolumens<\/td>        <\/tr>\n            <tr data-row_id=\"1684\" class=\"ninja_table_row_6 nt_row_id_1684\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung und Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"1685\" class=\"ninja_table_row_7 nt_row_id_1685\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1686\" class=\"ninja_table_row_8 nt_row_id_1686\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Keine gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1687\" class=\"ninja_table_row_9 nt_row_id_1687\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1689\" class=\"ninja_table_row_10 nt_row_id_1689\">\n            <td><strong>Extras<\/strong><\/td><td>0,5 % Cashback auf Kartenzahlungen, kostenloses Tagesgeld-Konto & ohne Schufa-Abfrage<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e2524-e28 m1y4-1 m1y4-3 m1y4-5 m1y4-6 m1y4-9\"><div class=\"x-row-inner\"><div class=\"x-col e2524-e29 m1y4-a m1y4-c\"><a class=\"x-anchor x-anchor-button e2524-e30 m1y4-d m1y4-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4360 e4360-e0\"><div class=\"x-section e4360-e2 m3d4-0\"><div class=\"x-row e4360-e3 m3d4-1 m3d4-2 m3d4-6 m3d4-7\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e4 m3d4-a m3d4-b\"><div class=\"x-row e4360-e5 m3d4-1 m3d4-3 m3d4-4 m3d4-6 m3d4-8\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e6 m3d4-a m3d4-c\"><a class=\"x-image e4360-e7 m3d4-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4360-e8 m3d4-e m3d4-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Smart<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4360-e9 m3d4-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.6 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.6 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4360-e10 m3d4-a m3d4-c\"><div class=\"x-grid x-container max width e4360-e11 m3d4-i\"><div class=\"x-cell e4360-e12 m3d4-j\"><div class=\"x-text x-text-headline e4360-e13 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e14 m3d4-k m3d4-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4360-e15 m3d4-j\"><div class=\"x-text x-text-headline e4360-e16 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e17 m3d4-k m3d4-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 19 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4360-e18 m3d4-j\"><div class=\"x-text x-text-headline e4360-e19 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e20 m3d4-k m3d4-l\"><p style=\"text-align: center;\">1 Unterkonto mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4360-e21 m3d4-j\"><div class=\"x-text x-text-headline e4360-e22 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e23 m3d4-k m3d4-l\"><p style=\"text-align: center;\">100 kostenlose Buchungen, danach 0,10 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4360-e24 m3d4-n\" id=\"x-acc-e4360-e24\"><div class=\"e4360-e25 x-acc-item\"><p id=\"tab-e4360-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4360-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4360-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4360-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4360-e25\" data-x-toggleable=\"e4360-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4360-e26 m3d4-k m3d4-m\"><div id=\"footable_parent_4367\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_9\" data-footable_id=\"4367\" data-filter-delay=\"1000\" aria-label=\"qonto smart Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4367\"\n           data-unique_identifier=\"ninja_table_unique_id_1468440084_4367\"\n           class=\" foo-table ninja_footable foo_table_4367 ninja_table_unique_id_1468440084_4367 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3206\" class=\"ninja_table_row_0 nt_row_id_3206\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3207\" class=\"ninja_table_row_1 nt_row_id_3207\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 19 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3208\" class=\"ninja_table_row_2 nt_row_id_3208\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>100 kostenlos, danach 0,10 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3209\" class=\"ninja_table_row_3 nt_row_id_3209\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 One Card Mastercard + 50 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3214\" class=\"ninja_table_row_4 nt_row_id_3214\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>1 Unterkonto mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3210\" class=\"ninja_table_row_5 nt_row_id_3210\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3211\" class=\"ninja_table_row_6 nt_row_id_3211\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3212\" class=\"ninja_table_row_7 nt_row_id_3212\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3213\" class=\"ninja_table_row_8 nt_row_id_3213\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3215\" class=\"ninja_table_row_9 nt_row_id_3215\">\n            <td><strong>Extras<\/strong><\/td><td>Bezahlt werden mit Zahlungslinks, Tap to Pay & POS-Terminals,  Cashflow smart steuern mit interaktiven Analysen & Prognosen<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4360-e27 m3d4-1 m3d4-3 m3d4-5 m3d4-6 m3d4-9\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e28 m3d4-a m3d4-c\"><a class=\"x-anchor x-anchor-button e4360-e29 m3d4-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-660 e660-e0\"><div class=\"x-section e660-e2 mic-0\"><div class=\"x-row e660-e3 mic-1 mic-2 mic-6 mic-7\"><div class=\"x-row-inner\"><div class=\"x-col e660-e4 mic-a mic-b\"><div class=\"x-row e660-e5 mic-1 mic-3 mic-4 mic-6 mic-8\"><div class=\"x-row-inner\"><div class=\"x-col e660-e6 mic-a mic-c\"><div class=\"x-anchor x-anchor-button has-graphic e660-e7 mic-d mic-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">2,75 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e660-e8 mic-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-commerzbank-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/08\/SZ_commerzbank.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e660-e9 mic-h mic-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Commerzbank<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e660-e10 mic-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e660-e11 mic-a mic-c\"><div class=\"x-grid x-container max width e660-e12 mic-l\"><div class=\"x-cell e660-e13 mic-m\"><div class=\"x-text x-text-headline e660-e14 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e15 mic-n mic-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e660-e16 mic-m\"><div class=\"x-text x-text-headline e660-e17 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e18 mic-n mic-o\"><p style=\"text-align: center;\">12 Monate kostenlos, danach 15,90\u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e660-e19 mic-m\"><div class=\"x-text x-text-headline e660-e20 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e21 mic-n mic-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e660-e22 mic-m\"><div class=\"x-text x-text-headline e660-e23 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e24 mic-n mic-o\"><p style=\"text-align: center;\">10 Buchungen kostenlos, danach 0,20 \u20ac<\/p><\/div><\/div><\/div><div class=\"x-acc e660-e25 mic-q\" id=\"x-acc-e660-e25\"><div class=\"e660-e26 x-acc-item\"><p id=\"tab-e660-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e660-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e660-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e660-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e660-e26\" data-x-toggleable=\"e660-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e660-e27 mic-n mic-p\"><div id=\"footable_parent_2522\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_10\" data-footable_id=\"2522\" data-filter-delay=\"1000\" aria-label=\"Commerzbank Klassik Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2522\"\n           data-unique_identifier=\"ninja_table_unique_id_353075006_2522\"\n           class=\" foo-table ninja_footable foo_table_2522 ninja_table_unique_id_353075006_2522 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1649\" class=\"ninja_table_row_0 nt_row_id_1649\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"1650\" class=\"ninja_table_row_1 nt_row_id_1650\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>12 Monate kostenlos, danach 15,90\u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"1651\" class=\"ninja_table_row_2 nt_row_id_1651\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>10 Buchungen p.M. kostenlos, danach 0,20\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1652\" class=\"ninja_table_row_3 nt_row_id_1652\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>5,90\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1658\" class=\"ninja_table_row_4 nt_row_id_1658\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"1653\" class=\"ninja_table_row_5 nt_row_id_1653\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2,50 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1654\" class=\"ninja_table_row_6 nt_row_id_1654\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung und Bargeldabhebung<\/strong><\/td><td>2,09 %<\/td>        <\/tr>\n            <tr data-row_id=\"1655\" class=\"ninja_table_row_7 nt_row_id_1655\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,50 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1656\" class=\"ninja_table_row_8 nt_row_id_1656\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1657\" class=\"ninja_table_row_9 nt_row_id_1657\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1659\" class=\"ninja_table_row_10 nt_row_id_1659\">\n            <td><strong>Extras<\/strong><\/td><td>Kontowechselservice & kostenloses Tagesgeld-Konto<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e660-e28 mic-1 mic-3 mic-5 mic-6 mic-9\"><div class=\"x-row-inner\"><div class=\"x-col e660-e29 mic-a mic-c\"><a class=\"x-anchor x-anchor-button e660-e30 mic-d mic-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-commerzbank-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4361 e4361-e0\"><div class=\"x-section e4361-e2 m3d5-0\"><div class=\"x-row e4361-e3 m3d5-1 m3d5-2 m3d5-6 m3d5-7\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e4 m3d5-a m3d5-b\"><div class=\"x-row e4361-e5 m3d5-1 m3d5-3 m3d5-4 m3d5-6 m3d5-8\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e6 m3d5-a m3d5-c\"><a class=\"x-image e4361-e7 m3d5-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4361-e8 m3d5-e m3d5-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Premium<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4361-e9 m3d5-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4361-e10 m3d5-a m3d5-c\"><div class=\"x-grid x-container max width e4361-e11 m3d5-i\"><div class=\"x-cell e4361-e12 m3d5-j\"><div class=\"x-text x-text-headline e4361-e13 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e14 m3d5-k m3d5-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4361-e15 m3d5-j\"><div class=\"x-text x-text-headline e4361-e16 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e17 m3d5-k m3d5-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach 39 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4361-e18 m3d5-j\"><div class=\"x-text x-text-headline e4361-e19 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e20 m3d5-k m3d5-l\"><p style=\"text-align: center;\">4 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4361-e21 m3d5-j\"><div class=\"x-text x-text-headline e4361-e22 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e23 m3d5-k m3d5-l\"><p style=\"text-align: center;\">200 kostenlose Buchungen, danach 0,10 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4361-e24 m3d5-n\" id=\"x-acc-e4361-e24\"><div class=\"e4361-e25 x-acc-item\"><p id=\"tab-e4361-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4361-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4361-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4361-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4361-e25\" data-x-toggleable=\"e4361-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4361-e26 m3d5-k m3d5-m\"><div id=\"footable_parent_4368\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_11\" data-footable_id=\"4368\" data-filter-delay=\"1000\" aria-label=\"qonto premium Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4368\"\n           data-unique_identifier=\"ninja_table_unique_id_1871156658_4368\"\n           class=\" foo-table ninja_footable foo_table_4368 ninja_table_unique_id_1871156658_4368 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3221\" class=\"ninja_table_row_0 nt_row_id_3221\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3222\" class=\"ninja_table_row_1 nt_row_id_3222\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 39 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3223\" class=\"ninja_table_row_2 nt_row_id_3223\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>200 kostenlos, danach 0,10 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3224\" class=\"ninja_table_row_3 nt_row_id_3224\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 One Card Mastercard + 50 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3229\" class=\"ninja_table_row_4 nt_row_id_3229\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>4 Unterkonto mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3225\" class=\"ninja_table_row_5 nt_row_id_3225\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3226\" class=\"ninja_table_row_6 nt_row_id_3226\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3227\" class=\"ninja_table_row_7 nt_row_id_3227\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3228\" class=\"ninja_table_row_8 nt_row_id_3228\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3230\" class=\"ninja_table_row_9 nt_row_id_3230\">\n            <td><strong>Extras<\/strong><\/td><td>Premium-Kundenservice: Pers\u00f6nliche:r Kundenbetreuer ab dem ersten Tag, Budgets und Steuern mit 4 Unterkonten<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4361-e27 m3d5-1 m3d5-3 m3d5-5 m3d5-6 m3d5-9\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e28 m3d5-a m3d5-c\"><a class=\"x-anchor x-anchor-button e4361-e29 m3d5-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p><\/div><\/div><div id=\"panel-e3389-e38\" class=\"x-tabs-panel e3389-e38\" role=\"tabpanel\" aria-labelledby=\"tab-e3389-e38\" aria-hidden=\"true\" data-x-toggleable=\"tab-item-e3389-e38\"><div class=\"x-text x-content e3389-e39 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1q m2m5-1r m2m5-1s m2m5-1v\"><p><div class=\"cs-content x-global-block x-global-block-1104 e1104-e0\"><div class=\"x-section e1104-e2 muo-0\"><div class=\"x-row e1104-e3 muo-1 muo-2 muo-6 muo-7\"><div class=\"x-row-inner\"><div class=\"x-col e1104-e4 muo-a muo-b\"><div class=\"x-row e1104-e5 muo-1 muo-3 muo-4 muo-6 muo-8\"><div class=\"x-row-inner\"><div class=\"x-col e1104-e6 muo-a muo-c\"><div class=\"x-anchor x-anchor-button has-graphic e1104-e7 muo-d muo-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e1104-e8 muo-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/04\/SZ_vivid.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1104-e9 muo-h muo-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>vivid Business Basic<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1104-e10 muo-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.8 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.8 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e1104-e11 muo-a muo-c\"><div class=\"x-grid x-container max width e1104-e12 muo-l\"><div class=\"x-cell e1104-e13 muo-m\"><div class=\"x-text x-text-headline e1104-e14 muo-h muo-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1104-e15 muo-n muo-o\"><p style=\"text-align: center;\">GbR, OHG, KG, UG, GmbH &amp; AG<\/p><\/div><\/div><div class=\"x-cell e1104-e16 muo-m\"><div class=\"x-text x-text-headline e1104-e17 muo-h muo-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1104-e18 muo-n muo-o\"><p style=\"text-align: center;\">2 Monate kostenlos, danach 6,90 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e1104-e19 muo-m\"><div class=\"x-text x-text-headline e1104-e20 muo-h muo-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1104-e21 muo-n muo-o\"><p style=\"text-align: center;\">Unbegrenzte Anzahl an Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e1104-e22 muo-m\"><div class=\"x-text x-text-headline e1104-e23 muo-h muo-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1104-e24 muo-n muo-o\"><p style=\"text-align: center;\">Kostenlos und unbegrenzt<\/p><\/div><\/div><\/div><div class=\"x-acc e1104-e25 muo-q\" id=\"x-acc-e1104-e25\"><div class=\"e1104-e26 x-acc-item\"><p id=\"tab-e1104-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1104-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1104-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1104-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1104-e26\" data-x-toggleable=\"e1104-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1104-e27 muo-n muo-p\"><div id=\"footable_parent_2514\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_12\" data-footable_id=\"2514\" data-filter-delay=\"1000\" aria-label=\"Vivid Business Basic Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2514\"\n           data-unique_identifier=\"ninja_table_unique_id_2249281407_2514\"\n           class=\" foo-table ninja_footable foo_table_2514 ninja_table_unique_id_2249281407_2514 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1560\" class=\"ninja_table_row_0 nt_row_id_1560\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>GbR, OHG, KG, UG, GmbH & AG<\/td>        <\/tr>\n            <tr data-row_id=\"1561\" class=\"ninja_table_row_1 nt_row_id_1561\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>2 Monate kostenlos, danach 6,90 \u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"1562\" class=\"ninja_table_row_2 nt_row_id_1562\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"1565\" class=\"ninja_table_row_3 nt_row_id_1565\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1572\" class=\"ninja_table_row_4 nt_row_id_1572\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Unbegrenzte Anzahl an Unterkonten mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"1567\" class=\"ninja_table_row_5 nt_row_id_1567\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>bis 200\u20ac p.M. kostenlos, danach 1%<\/td>        <\/tr>\n            <tr data-row_id=\"1568\" class=\"ninja_table_row_6 nt_row_id_1568\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"1569\" class=\"ninja_table_row_7 nt_row_id_1569\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1570\" class=\"ninja_table_row_8 nt_row_id_1570\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Kein Girokonto, sondern E-Geld-Konto, keine gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1571\" class=\"ninja_table_row_9 nt_row_id_1571\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1573\" class=\"ninja_table_row_10 nt_row_id_1573\">\n            <td><strong>Extras<\/strong><\/td><td>0,1 % Cashback auf Kartenzahlungen, kostenloses Tagesgeld-Konto & ohne Schufa-Abfrage<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1104-e28 muo-1 muo-3 muo-5 muo-6 muo-9\"><div class=\"x-row-inner\"><div class=\"x-col e1104-e29 muo-a muo-c\"><a class=\"x-anchor x-anchor-button e1104-e30 muo-d muo-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-1112 e1112-e0\"><div class=\"x-section e1112-e2 muw-0\"><div class=\"x-row e1112-e3 muw-1 muw-2 muw-6 muw-7\"><div class=\"x-row-inner\"><div class=\"x-col e1112-e4 muw-a muw-b\"><div class=\"x-row e1112-e5 muw-1 muw-3 muw-4 muw-6 muw-8\"><div class=\"x-row-inner\"><div class=\"x-col e1112-e6 muw-a muw-c\"><div class=\"x-anchor x-anchor-button has-graphic e1112-e7 muw-d muw-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">3 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e1112-e8 muw-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-fyrst-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/04\/SZ_fyrst.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1112-e9 muw-h muw-i muw-j muw-k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Fyrst Base<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1112-e10 muw-n\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.7 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.7 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e1112-e11 muw-h muw-j muw-l\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/fyrst-base\/\">Fyrst Base Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e1112-e12 muw-a muw-c\"><div class=\"x-grid x-container max width e1112-e13 muw-o\"><div class=\"x-cell e1112-e14 muw-p\"><div class=\"x-text x-text-headline e1112-e15 muw-h muw-k muw-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1112-e16 muw-q muw-r\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e1112-e17 muw-p\"><div class=\"x-text x-text-headline e1112-e18 muw-h muw-k muw-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1112-e19 muw-q muw-r\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e1112-e20 muw-p\"><div class=\"x-text x-text-headline e1112-e21 muw-h muw-k muw-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1112-e22 muw-q muw-r\"><p style=\"text-align: center;\">6 \u20ac p.M. f\u00fcr ein Unterkonto mit eigener IBAN, unbegrenzte Anzahl an Nutzern<\/p><\/div><\/div><div class=\"x-cell e1112-e23 muw-p\"><div class=\"x-text x-text-headline e1112-e24 muw-h muw-k muw-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1112-e25 muw-q muw-r\"><p style=\"text-align: center;\">50 kostenlos, danach 0,19 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e1112-e26 muw-t\" id=\"x-acc-e1112-e26\"><div class=\"e1112-e27 x-acc-item\"><p id=\"tab-e1112-e27\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1112-e27\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1112-e27\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1112-e27\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1112-e27\" data-x-toggleable=\"e1112-e27\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1112-e28 muw-q muw-s\"><div id=\"footable_parent_2519\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_13\" data-footable_id=\"2519\" data-filter-delay=\"1000\" aria-label=\"Fyrst Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2519\"\n           data-unique_identifier=\"ninja_table_unique_id_3995326453_2519\"\n           class=\" foo-table ninja_footable foo_table_2519 ninja_table_unique_id_3995326453_2519 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1604\" class=\"ninja_table_row_0 nt_row_id_1604\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"1605\" class=\"ninja_table_row_1 nt_row_id_1605\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1606\" class=\"ninja_table_row_2 nt_row_id_1606\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>50, sonst 0,19 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"1607\" class=\"ninja_table_row_3 nt_row_id_1607\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1613\" class=\"ninja_table_row_4 nt_row_id_1613\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>6\u20ac p.M. f\u00fcr ein zus\u00e4tzliches Unterkonto mit eigener IBAN, unbegrenzte Anzahl an Nutzern<\/td>        <\/tr>\n            <tr data-row_id=\"1608\" class=\"ninja_table_row_5 nt_row_id_1608\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>0 \u20ac an Automaten der Cash Group<\/td>        <\/tr>\n            <tr data-row_id=\"1609\" class=\"ninja_table_row_6 nt_row_id_1609\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2,35 %<\/td>        <\/tr>\n            <tr data-row_id=\"1610\" class=\"ninja_table_row_7 nt_row_id_1610\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Je angefangene 5.000\u20ac kostet eine Bargeldeinzahlung 3\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1611\" class=\"ninja_table_row_8 nt_row_id_1611\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Einlagen sind gesetzlich bis 100.000 \u20ac pro Einleger \u00fcber die EdB gesichert; zus\u00e4tzlich bis 437.500 \u20ac \u00fcber den Einlagensicherungsfonds des BdB<\/td>        <\/tr>\n            <tr data-row_id=\"1612\" class=\"ninja_table_row_9 nt_row_id_1612\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1614\" class=\"ninja_table_row_10 nt_row_id_1614\">\n            <td><strong>Extras<\/strong><\/td><td>Kostenloses Tagesgeld-Konto<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1112-e29 muw-1 muw-3 muw-5 muw-6 muw-9\"><div class=\"x-row-inner\"><div class=\"x-col e1112-e30 muw-a muw-c\"><a class=\"x-anchor x-anchor-button e1112-e31 muw-d muw-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-fyrst-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3070 e3070-e0\"><div class=\"x-section e3070-e2 m2da-0\"><div class=\"x-row e3070-e3 m2da-1 m2da-2 m2da-6 m2da-7\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e4 m2da-a m2da-b\"><div class=\"x-row e3070-e5 m2da-1 m2da-3 m2da-4 m2da-6 m2da-8\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e6 m2da-a m2da-c\"><a class=\"x-image e3070-e7 m2da-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-flex\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_holvi_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3070-e8 m2da-e m2da-f m2da-g m2da-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Flex<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3070-e9 m2da-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.3 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3070-e10 m2da-e m2da-g m2da-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-flex\/\">Holvi Flex Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3070-e11 m2da-a m2da-c\"><div class=\"x-grid x-container max width e3070-e12 m2da-l\"><div class=\"x-cell e3070-e13 m2da-m\"><div class=\"x-text x-text-headline e3070-e14 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e15 m2da-n m2da-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3070-e16 m2da-m\"><div class=\"x-text x-text-headline e3070-e17 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e18 m2da-n m2da-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3070-e19 m2da-m\"><div class=\"x-text x-text-headline e3070-e20 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e21 m2da-n m2da-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e3070-e22 m2da-m\"><div class=\"x-text x-text-headline e3070-e23 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e24 m2da-n m2da-o\"><p style=\"text-align: center;\">0,25 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3070-e25 m2da-q\" id=\"x-acc-e3070-e25\"><div class=\"e3070-e26 x-acc-item\"><p id=\"tab-e3070-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3070-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3070-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3070-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3070-e26\" data-x-toggleable=\"e3070-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3070-e27 m2da-n m2da-p\"><div id=\"footable_parent_3069\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_14\" data-footable_id=\"3069\" data-filter-delay=\"1000\" aria-label=\"Holvi Flex Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3069\"\n           data-unique_identifier=\"ninja_table_unique_id_2995983145_3069\"\n           class=\" foo-table ninja_footable foo_table_3069 ninja_table_unique_id_2995983145_3069 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2089\" class=\"ninja_table_row_0 nt_row_id_2089\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2090\" class=\"ninja_table_row_1 nt_row_id_2090\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2091\" class=\"ninja_table_row_2 nt_row_id_2091\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Keine kostenlos, pro Buchung 0,25 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2092\" class=\"ninja_table_row_3 nt_row_id_2092\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 virtuelle Debitkarte inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2098\" class=\"ninja_table_row_4 nt_row_id_2098\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"2093\" class=\"ninja_table_row_5 nt_row_id_2093\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2094\" class=\"ninja_table_row_6 nt_row_id_2094\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2095\" class=\"ninja_table_row_7 nt_row_id_2095\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"2096\" class=\"ninja_table_row_8 nt_row_id_2096\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Gelder liegen bei Nordea Bank und Aktia Bank (Finland)<\/td>        <\/tr>\n            <tr data-row_id=\"2097\" class=\"ninja_table_row_9 nt_row_id_2097\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2099\" class=\"ninja_table_row_10 nt_row_id_2099\">\n            <td><strong>Extras<\/strong><\/td><td>Bis zu 4,00 % p. a. auf Geldmarktfonds f\u00fcr neue GmbHs\/UGs<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3070-e28 m2da-1 m2da-3 m2da-5 m2da-6 m2da-9\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e29 m2da-a m2da-c\"><a class=\"x-anchor x-anchor-button e3070-e30 m2da-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-flex\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4359 e4359-e0\"><div class=\"x-section e4359-e2 m3d3-0\"><div class=\"x-row e4359-e3 m3d3-1 m3d3-2 m3d3-6 m3d3-7\"><div class=\"x-row-inner\"><div class=\"x-col e4359-e4 m3d3-a m3d3-b\"><div class=\"x-row e4359-e5 m3d3-1 m3d3-3 m3d3-4 m3d3-6 m3d3-8\"><div class=\"x-row-inner\"><div class=\"x-col e4359-e6 m3d3-a m3d3-c\"><a class=\"x-image e4359-e7 m3d3-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4359-e8 m3d3-e m3d3-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Basic<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4359-e9 m3d3-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.3 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4359-e10 m3d3-a m3d3-c\"><div class=\"x-grid x-container max width e4359-e11 m3d3-i\"><div class=\"x-cell e4359-e12 m3d3-j\"><div class=\"x-text x-text-headline e4359-e13 m3d3-e m3d3-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4359-e14 m3d3-k m3d3-l\"><p style=\"text-align: center;\">Freiberufler &amp; Gewerbe<\/p><\/div><\/div><div class=\"x-cell e4359-e15 m3d3-j\"><div class=\"x-text x-text-headline e4359-e16 m3d3-e m3d3-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4359-e17 m3d3-k m3d3-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 9 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4359-e18 m3d3-j\"><div class=\"x-text x-text-headline e4359-e19 m3d3-e m3d3-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4359-e20 m3d3-k m3d3-l\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e4359-e21 m3d3-j\"><div class=\"x-text x-text-headline e4359-e22 m3d3-e m3d3-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4359-e23 m3d3-k m3d3-l\"><p style=\"text-align: center;\">30 kostenlose Buchungen, danach 0,20 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4359-e24 m3d3-n\" id=\"x-acc-e4359-e24\"><div class=\"e4359-e25 x-acc-item\"><p id=\"tab-e4359-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4359-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4359-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4359-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4359-e25\" data-x-toggleable=\"e4359-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4359-e26 m3d3-k m3d3-m\"><div id=\"footable_parent_4366\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_15\" data-footable_id=\"4366\" data-filter-delay=\"1000\" aria-label=\"qonto basic Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4366\"\n           data-unique_identifier=\"ninja_table_unique_id_1159957263_4366\"\n           class=\" foo-table ninja_footable foo_table_4366 ninja_table_unique_id_1159957263_4366 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3191\" class=\"ninja_table_row_0 nt_row_id_3191\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler & Gewerbe<\/td>        <\/tr>\n            <tr data-row_id=\"3192\" class=\"ninja_table_row_1 nt_row_id_3192\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 9 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3193\" class=\"ninja_table_row_2 nt_row_id_3193\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>30 kostenlos, danach 0,20 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3194\" class=\"ninja_table_row_3 nt_row_id_3194\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 One Card Mastercard + 2 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3199\" class=\"ninja_table_row_4 nt_row_id_3199\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Keine<\/td>        <\/tr>\n            <tr data-row_id=\"3195\" class=\"ninja_table_row_5 nt_row_id_3195\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3196\" class=\"ninja_table_row_6 nt_row_id_3196\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3197\" class=\"ninja_table_row_7 nt_row_id_3197\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3198\" class=\"ninja_table_row_8 nt_row_id_3198\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3200\" class=\"ninja_table_row_9 nt_row_id_3200\">\n            <td><strong>Extras<\/strong><\/td><td>Bezahlt werden mit Zahlungslinks, Tap to Pay & POS-Terminals,  Cashflow smart steuern mit interaktiven Analysen & Prognosen<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4359-e27 m3d3-1 m3d3-3 m3d3-5 m3d3-6 m3d3-9\"><div class=\"x-row-inner\"><div class=\"x-col e4359-e28 m3d3-a m3d3-c\"><a class=\"x-anchor x-anchor-button e4359-e29 m3d3-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3502 e3502-e0\"><div class=\"x-section e3502-e2 m2pa-0\"><div class=\"x-row e3502-e3 m2pa-1 m2pa-2 m2pa-6 m2pa-7\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e4 m2pa-a m2pa-b\"><div class=\"x-row e3502-e5 m2pa-1 m2pa-3 m2pa-4 m2pa-6 m2pa-8\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e6 m2pa-a m2pa-c\"><a class=\"x-image e3502-e7 m2pa-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/12\/SZ_Kontist.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3502-e8 m2pa-e m2pa-f m2pa-g m2pa-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Kontist Free<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3502-e9 m2pa-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3502-e10 m2pa-e m2pa-g m2pa-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/kontist-free\/\">Kontist Free Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3502-e11 m2pa-a m2pa-c\"><div class=\"x-grid x-container max width e3502-e12 m2pa-l\"><div class=\"x-cell e3502-e13 m2pa-m\"><div class=\"x-text x-text-headline e3502-e14 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e15 m2pa-n m2pa-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3502-e16 m2pa-m\"><div class=\"x-text x-text-headline e3502-e17 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e18 m2pa-n m2pa-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3502-e19 m2pa-m\"><div class=\"x-text x-text-headline e3502-e20 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e21 m2pa-n m2pa-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e3502-e22 m2pa-m\"><div class=\"x-text x-text-headline e3502-e23 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e24 m2pa-n m2pa-o\"><p style=\"text-align: center;\">5 kostenlos, danach 0,40 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3502-e25 m2pa-q\" id=\"x-acc-e3502-e25\"><div class=\"e3502-e26 x-acc-item\"><p id=\"tab-e3502-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3502-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3502-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3502-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3502-e26\" data-x-toggleable=\"e3502-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3502-e27 m2pa-n m2pa-p\"><div id=\"footable_parent_3503\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_16\" data-footable_id=\"3503\" data-filter-delay=\"1000\" aria-label=\"Kontist Free Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3503\"\n           data-unique_identifier=\"ninja_table_unique_id_2045356736_3503\"\n           class=\" foo-table ninja_footable foo_table_3503 ninja_table_unique_id_2045356736_3503 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2467\" class=\"ninja_table_row_0 nt_row_id_2467\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2468\" class=\"ninja_table_row_1 nt_row_id_2468\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2469\" class=\"ninja_table_row_2 nt_row_id_2469\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>5<\/td>        <\/tr>\n            <tr data-row_id=\"2470\" class=\"ninja_table_row_3 nt_row_id_2470\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 klassische Debitkarte inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2476\" class=\"ninja_table_row_4 nt_row_id_2476\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"2471\" class=\"ninja_table_row_5 nt_row_id_2471\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2472\" class=\"ninja_table_row_6 nt_row_id_2472\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2 %<\/td>        <\/tr>\n            <tr data-row_id=\"2473\" class=\"ninja_table_row_7 nt_row_id_2473\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,9 %<\/td>        <\/tr>\n            <tr data-row_id=\"2474\" class=\"ninja_table_row_8 nt_row_id_2474\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"2475\" class=\"ninja_table_row_9 nt_row_id_2475\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2477\" class=\"ninja_table_row_10 nt_row_id_2477\">\n            <td><strong>Extras<\/strong><\/td><td>Dispokredit verf\u00fcgbar<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3502-e28 m2pa-1 m2pa-3 m2pa-5 m2pa-6 m2pa-9\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e29 m2pa-a m2pa-c\"><a class=\"x-anchor x-anchor-button e3502-e30 m2pa-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-1374 e1374-e0\"><div class=\"x-section e1374-e2 m126-0\"><div class=\"x-row e1374-e3 m126-1 m126-2 m126-6 m126-7\"><div class=\"x-row-inner\"><div class=\"x-col e1374-e4 m126-a m126-b\"><div class=\"x-row e1374-e5 m126-1 m126-3 m126-4 m126-6 m126-8\"><div class=\"x-row-inner\"><div class=\"x-col e1374-e6 m126-a m126-c\"><div class=\"x-anchor x-anchor-button has-graphic e1374-e7 m126-d m126-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">4,25 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e1374-e8 m126-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-tide-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/05\/SZ_tide.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1374-e9 m126-h m126-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Tide<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1374-e10 m126-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e1374-e11 m126-a m126-c\"><div class=\"x-grid x-container max width e1374-e12 m126-l\"><div class=\"x-cell e1374-e13 m126-m\"><div class=\"x-text x-text-headline e1374-e14 m126-h m126-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1374-e15 m126-n m126-o\">Freiberufler, Gewerbe, UG &amp; GmbH<\/div><\/div><div class=\"x-cell e1374-e16 m126-m\"><div class=\"x-text x-text-headline e1374-e17 m126-h m126-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1374-e18 m126-n m126-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e1374-e19 m126-m\"><div class=\"x-text x-text-headline e1374-e20 m126-h m126-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1374-e21 m126-n m126-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e1374-e22 m126-m\"><div class=\"x-text x-text-headline e1374-e23 m126-h m126-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1374-e24 m126-n m126-o\"><p style=\"text-align: center;\">0,20 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e1374-e25 m126-q\" id=\"x-acc-e1374-e25\"><div class=\"e1374-e26 x-acc-item\"><p id=\"tab-e1374-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1374-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1374-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1374-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1374-e26\" data-x-toggleable=\"e1374-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1374-e27 m126-n m126-p\"><div id=\"footable_parent_2518\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_17\" data-footable_id=\"2518\" data-filter-delay=\"1000\" aria-label=\"Tide Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2518\"\n           data-unique_identifier=\"ninja_table_unique_id_1765383031_2518\"\n           class=\" foo-table ninja_footable foo_table_2518 ninja_table_unique_id_1765383031_2518 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1589\" class=\"ninja_table_row_0 nt_row_id_1589\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG & GmbH<\/td>        <\/tr>\n            <tr data-row_id=\"1590\" class=\"ninja_table_row_1 nt_row_id_1590\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1591\" class=\"ninja_table_row_2 nt_row_id_1591\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>0,20\u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"1592\" class=\"ninja_table_row_3 nt_row_id_1592\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1598\" class=\"ninja_table_row_4 nt_row_id_1598\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"1593\" class=\"ninja_table_row_5 nt_row_id_1593\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1594\" class=\"ninja_table_row_6 nt_row_id_1594\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"1595\" class=\"ninja_table_row_7 nt_row_id_1595\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1596\" class=\"ninja_table_row_8 nt_row_id_1596\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Niederl\u00e4ndische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1597\" class=\"ninja_table_row_9 nt_row_id_1597\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1599\" class=\"ninja_table_row_10 nt_row_id_1599\">\n            <td><strong>Extras<\/strong><\/td><td>Kostenloses Tagesgeld-Konto, Tool zur Rechnungsstellung, Firmenkredite & ohne Schufa-Abfrage<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1374-e28 m126-1 m126-3 m126-5 m126-6 m126-9\"><div class=\"x-row-inner\"><div class=\"x-col e1374-e29 m126-a m126-c\"><a class=\"x-anchor x-anchor-button e1374-e30 m126-d m126-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-tide-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-2530 e2530-e0\"><div class=\"x-section e2530-e2 m1ya-0\"><div class=\"x-row e2530-e3 m1ya-1 m1ya-2 m1ya-6 m1ya-7\"><div class=\"x-row-inner\"><div class=\"x-col e2530-e4 m1ya-a m1ya-b\"><div class=\"x-row e2530-e5 m1ya-1 m1ya-3 m1ya-4 m1ya-6 m1ya-8\"><div class=\"x-row-inner\"><div class=\"x-col e2530-e6 m1ya-a m1ya-c\"><div class=\"x-anchor x-anchor-button has-graphic e2530-e7 m1ya-d m1ya-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e2530-e8 m1ya-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-basic-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_finom_logo.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e2530-e9 m1ya-h m1ya-i m1ya-j m1ya-k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Finom Basic<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e2530-e10 m1ya-n\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e2530-e11 m1ya-h m1ya-j m1ya-l\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/finom-basic\/\">Finom Basic Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e2530-e12 m1ya-a m1ya-c\"><div class=\"x-grid x-container max width e2530-e13 m1ya-o\"><div class=\"x-cell e2530-e14 m1ya-p\"><div class=\"x-text x-text-headline e2530-e15 m1ya-h m1ya-k m1ya-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2530-e16 m1ya-q m1ya-r\">Freiberufler & Gewerbe<\/div><\/div><div class=\"x-cell e2530-e17 m1ya-p\"><div class=\"x-text x-text-headline e2530-e18 m1ya-h m1ya-k m1ya-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2530-e19 m1ya-q m1ya-r\"><p style=\"text-align: center;\">4 Monate kostenlos, danach 9 \u20ac<\/p><\/div><\/div><div class=\"x-cell e2530-e20 m1ya-p\"><div class=\"x-text x-text-headline e2530-e21 m1ya-h m1ya-k m1ya-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2530-e22 m1ya-q m1ya-r\"><p style=\"text-align: center;\">2<\/p><\/div><\/div><div class=\"x-cell e2530-e23 m1ya-p\"><div class=\"x-text x-text-headline e2530-e24 m1ya-h m1ya-k m1ya-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2530-e25 m1ya-q m1ya-r\"><p style=\"text-align: center;\">kostenlos bis 25.000 \u20ac, dar\u00fcber 0,3 % pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e2530-e26 m1ya-t\" id=\"x-acc-e2530-e26\"><div class=\"e2530-e27 x-acc-item\"><p id=\"tab-e2530-e27\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e2530-e27\" data-x-toggle=\"collapse\" data-x-toggleable=\"e2530-e27\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e2530-e27\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e2530-e27\" data-x-toggleable=\"e2530-e27\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e2530-e28 m1ya-q m1ya-s\"><div id=\"footable_parent_2531\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_18\" data-footable_id=\"2531\" data-filter-delay=\"1000\" aria-label=\"Finom Basic Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2531\"\n           data-unique_identifier=\"ninja_table_unique_id_583994152_2531\"\n           class=\" foo-table ninja_footable foo_table_2531 ninja_table_unique_id_583994152_2531 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1694\" class=\"ninja_table_row_0 nt_row_id_1694\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler & Gewerbe<\/td>        <\/tr>\n            <tr data-row_id=\"1695\" class=\"ninja_table_row_1 nt_row_id_1695\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>4 Monate kostenlos, danach 9 \u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"1696\" class=\"ninja_table_row_2 nt_row_id_1696\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>kostenlos bis 2.500\u20ac, dar\u00fcber 0,3%<\/td>        <\/tr>\n            <tr data-row_id=\"1697\" class=\"ninja_table_row_3 nt_row_id_1697\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>3 virtuelle Karten sind kostenlos<\/td>        <\/tr>\n            <tr data-row_id=\"1703\" class=\"ninja_table_row_4 nt_row_id_1703\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>2 Unterkonten<\/td>        <\/tr>\n            <tr data-row_id=\"1698\" class=\"ninja_table_row_5 nt_row_id_1698\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>0 % bis 500 \u20ac, 1 % von 500 \u20ac - 2.000 \u20ac, 5 % von 2.000 \u20ac - 5.000 \u20ac, 8 % ab 5.000 \u20ac <\/td>        <\/tr>\n            <tr data-row_id=\"1699\" class=\"ninja_table_row_6 nt_row_id_1699\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>0 % bis 499 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1700\" class=\"ninja_table_row_7 nt_row_id_1700\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1701\" class=\"ninja_table_row_8 nt_row_id_1701\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1702\" class=\"ninja_table_row_9 nt_row_id_1702\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1704\" class=\"ninja_table_row_10 nt_row_id_1704\">\n            <td><strong>Extras<\/strong><\/td><td>Ausgabenstatistik und Tool zur Rechnungsstellung<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e2530-e29 m1ya-1 m1ya-3 m1ya-5 m1ya-6 m1ya-9\"><div class=\"x-row-inner\"><div class=\"x-col e2530-e30 m1ya-a m1ya-c\"><a class=\"x-anchor x-anchor-button e2530-e31 m1ya-d m1ya-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-basic-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3073 e3073-e0\"><div class=\"x-section e3073-e2 m2dd-0\"><div class=\"x-row e3073-e3 m2dd-1 m2dd-2 m2dd-6 m2dd-7\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e4 m2dd-a m2dd-b\"><div class=\"x-row e3073-e5 m2dd-1 m2dd-3 m2dd-4 m2dd-6 m2dd-8\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e6 m2dd-a m2dd-c\"><a class=\"x-image e3073-e7 m2dd-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_Holvi.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3073-e8 m2dd-e m2dd-f m2dd-g m2dd-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Pro<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3073-e9 m2dd-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3073-e10 m2dd-e m2dd-g m2dd-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-pro\/\">Holvi Pro Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3073-e11 m2dd-a m2dd-c\"><div class=\"x-grid x-container max width e3073-e12 m2dd-l\"><div class=\"x-cell e3073-e13 m2dd-m\"><div class=\"x-text x-text-headline e3073-e14 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e15 m2dd-n m2dd-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3073-e16 m2dd-m\"><div class=\"x-text x-text-headline e3073-e17 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e18 m2dd-n m2dd-o\"><p style=\"text-align: center;\">1 Monat kostenlos, danach 9 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3073-e19 m2dd-m\"><div class=\"x-text x-text-headline e3073-e20 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e21 m2dd-n m2dd-o\"><p style=\"text-align: center;\">5 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e3073-e22 m2dd-m\"><div class=\"x-text x-text-headline e3073-e23 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e24 m2dd-n m2dd-o\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><\/div><div class=\"x-acc e3073-e25 m2dd-q\" id=\"x-acc-e3073-e25\"><div class=\"e3073-e26 x-acc-item\"><p id=\"tab-e3073-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3073-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3073-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3073-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3073-e26\" data-x-toggleable=\"e3073-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3073-e27 m2dd-n m2dd-p\"><div id=\"footable_parent_3074\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_19\" data-footable_id=\"3074\" data-filter-delay=\"1000\" aria-label=\"Holvi Pro Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3074\"\n           data-unique_identifier=\"ninja_table_unique_id_4042102422_3074\"\n           class=\" foo-table ninja_footable foo_table_3074 ninja_table_unique_id_4042102422_3074 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2119\" class=\"ninja_table_row_0 nt_row_id_2119\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2120\" class=\"ninja_table_row_1 nt_row_id_2120\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>bei Jahreszahlung 9\u20ac p.M.; bei monatlicher Zahlung 15\u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"2121\" class=\"ninja_table_row_2 nt_row_id_2121\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"2122\" class=\"ninja_table_row_3 nt_row_id_2122\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>3 klassische und 1 virtuelle Debitkarte inklusive, 3 \u20ac je zus\u00e4tzliche Bankkarte<\/td>        <\/tr>\n            <tr data-row_id=\"2128\" class=\"ninja_table_row_4 nt_row_id_2128\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>5 deutsche IBANs inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2123\" class=\"ninja_table_row_5 nt_row_id_2123\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 %<\/td>        <\/tr>\n            <tr data-row_id=\"2124\" class=\"ninja_table_row_6 nt_row_id_2124\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"2125\" class=\"ninja_table_row_7 nt_row_id_2125\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"2126\" class=\"ninja_table_row_8 nt_row_id_2126\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Gelder liegen bei Nordea Bank und Aktia Bank (Finland)<\/td>        <\/tr>\n            <tr data-row_id=\"2127\" class=\"ninja_table_row_9 nt_row_id_2127\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2129\" class=\"ninja_table_row_10 nt_row_id_2129\">\n            <td><strong>Extras<\/strong><\/td><td>Bis zu 4,00 % p. a. auf Geldmarktfonds f\u00fcr neue GmbHs\/UGs<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3073-e28 m2dd-1 m2dd-3 m2dd-5 m2dd-6 m2dd-9\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e29 m2dd-a m2dd-c\"><a class=\"x-anchor x-anchor-button e3073-e30 m2dd-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-1101 e1101-e0\"><div class=\"x-section e1101-e2 mul-0\"><div class=\"x-row e1101-e3 mul-1 mul-2 mul-6 mul-7\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e4 mul-a mul-b\"><div class=\"x-row e1101-e5 mul-1 mul-3 mul-4 mul-6 mul-8\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e6 mul-a mul-c\"><a class=\"x-image e1101-e7 mul-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-postbank-business-giro-aktiv-plus\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/06\/SZ_postbank_top.jpg\" width=\"125\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1101-e8 mul-e mul-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Postbank Business Giro aktiv plus<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1101-e9 mul-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.9 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.9 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e1101-e10 mul-a mul-c\"><div class=\"x-grid x-container max width e1101-e11 mul-i\"><div class=\"x-cell e1101-e12 mul-j\"><div class=\"x-text x-text-headline e1101-e13 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e14 mul-k mul-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e1101-e15 mul-j\"><div class=\"x-text x-text-headline e1101-e16 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e17 mul-k mul-l\"><p style=\"text-align: center;\">Bis 31.12.26 kostenlos, sonst 12,90 \u20ac<\/p><\/div><\/div><div class=\"x-cell e1101-e18 mul-j\"><div class=\"x-text x-text-headline e1101-e19 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e20 mul-k mul-l\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e1101-e21 mul-j\"><div class=\"x-text x-text-headline e1101-e22 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e23 mul-k mul-l\"><p style=\"text-align: center;\">0,28 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e1101-e24 mul-n\" id=\"x-acc-e1101-e24\"><div class=\"e1101-e25 x-acc-item\"><p id=\"tab-e1101-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1101-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1101-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1101-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1101-e25\" data-x-toggleable=\"e1101-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1101-e26 mul-k mul-m\"><div id=\"footable_parent_2521\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_20\" data-footable_id=\"2521\" data-filter-delay=\"1000\" aria-label=\"Postbank business giro aktiv plus Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2521\"\n           data-unique_identifier=\"ninja_table_unique_id_571421291_2521\"\n           class=\" foo-table ninja_footable foo_table_2521 ninja_table_unique_id_571421291_2521 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1634\" class=\"ninja_table_row_0 nt_row_id_1634\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"1635\" class=\"ninja_table_row_1 nt_row_id_1635\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>Bis zum 31.12.2026 keine Kontof\u00fchrungsgeb\u00fchr, sonst 12,90 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1636\" class=\"ninja_table_row_2 nt_row_id_1636\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>0,28 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"1637\" class=\"ninja_table_row_3 nt_row_id_1637\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>Postbank Business Card im ersten Jahr kostenfrei, dananach 24\u20ac p.a.<\/td>        <\/tr>\n            <tr data-row_id=\"1643\" class=\"ninja_table_row_4 nt_row_id_1643\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Keine Unterkonten aber mehrere Girokonten m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1638\" class=\"ninja_table_row_5 nt_row_id_1638\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1639\" class=\"ninja_table_row_6 nt_row_id_1639\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2,35 %<\/td>        <\/tr>\n            <tr data-row_id=\"1640\" class=\"ninja_table_row_7 nt_row_id_1640\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>3 \u20ac je angefangene 5.000\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1641\" class=\"ninja_table_row_8 nt_row_id_1641\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1642\" class=\"ninja_table_row_9 nt_row_id_1642\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1644\" class=\"ninja_table_row_10 nt_row_id_1644\">\n            <td><strong>Extras<\/strong><\/td><td>Kontowechselservice & kostenloses Tagesgeld-Konto<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1101-e27 mul-1 mul-3 mul-5 mul-6 mul-9\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e28 mul-a mul-c\"><a class=\"x-anchor x-anchor-button e1101-e29 mul-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-postbank-business-giro-aktiv-plus\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4360 e4360-e0\"><div class=\"x-section e4360-e2 m3d4-0\"><div class=\"x-row e4360-e3 m3d4-1 m3d4-2 m3d4-6 m3d4-7\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e4 m3d4-a m3d4-b\"><div class=\"x-row e4360-e5 m3d4-1 m3d4-3 m3d4-4 m3d4-6 m3d4-8\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e6 m3d4-a m3d4-c\"><a class=\"x-image e4360-e7 m3d4-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4360-e8 m3d4-e m3d4-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Smart<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4360-e9 m3d4-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.6 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.6 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4360-e10 m3d4-a m3d4-c\"><div class=\"x-grid x-container max width e4360-e11 m3d4-i\"><div class=\"x-cell e4360-e12 m3d4-j\"><div class=\"x-text x-text-headline e4360-e13 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e14 m3d4-k m3d4-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4360-e15 m3d4-j\"><div class=\"x-text x-text-headline e4360-e16 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e17 m3d4-k m3d4-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 19 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4360-e18 m3d4-j\"><div class=\"x-text x-text-headline e4360-e19 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e20 m3d4-k m3d4-l\"><p style=\"text-align: center;\">1 Unterkonto mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4360-e21 m3d4-j\"><div class=\"x-text x-text-headline e4360-e22 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e23 m3d4-k m3d4-l\"><p style=\"text-align: center;\">100 kostenlose Buchungen, danach 0,10 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4360-e24 m3d4-n\" id=\"x-acc-e4360-e24\"><div class=\"e4360-e25 x-acc-item\"><p id=\"tab-e4360-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4360-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4360-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4360-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4360-e25\" data-x-toggleable=\"e4360-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4360-e26 m3d4-k m3d4-m\"><div id=\"footable_parent_4367\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_21\" data-footable_id=\"4367\" data-filter-delay=\"1000\" aria-label=\"qonto smart Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4367\"\n           data-unique_identifier=\"ninja_table_unique_id_2654299518_4367\"\n           class=\" foo-table ninja_footable foo_table_4367 ninja_table_unique_id_2654299518_4367 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3206\" class=\"ninja_table_row_0 nt_row_id_3206\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3207\" class=\"ninja_table_row_1 nt_row_id_3207\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 19 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3208\" class=\"ninja_table_row_2 nt_row_id_3208\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>100 kostenlos, danach 0,10 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3209\" class=\"ninja_table_row_3 nt_row_id_3209\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 One Card Mastercard + 50 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3214\" class=\"ninja_table_row_4 nt_row_id_3214\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>1 Unterkonto mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3210\" class=\"ninja_table_row_5 nt_row_id_3210\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3211\" class=\"ninja_table_row_6 nt_row_id_3211\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3212\" class=\"ninja_table_row_7 nt_row_id_3212\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3213\" class=\"ninja_table_row_8 nt_row_id_3213\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3215\" class=\"ninja_table_row_9 nt_row_id_3215\">\n            <td><strong>Extras<\/strong><\/td><td>Bezahlt werden mit Zahlungslinks, Tap to Pay & POS-Terminals,  Cashflow smart steuern mit interaktiven Analysen & Prognosen<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4360-e27 m3d4-1 m3d4-3 m3d4-5 m3d4-6 m3d4-9\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e28 m3d4-a m3d4-c\"><a class=\"x-anchor x-anchor-button e4360-e29 m3d4-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-660 e660-e0\"><div class=\"x-section e660-e2 mic-0\"><div class=\"x-row e660-e3 mic-1 mic-2 mic-6 mic-7\"><div class=\"x-row-inner\"><div class=\"x-col e660-e4 mic-a mic-b\"><div class=\"x-row e660-e5 mic-1 mic-3 mic-4 mic-6 mic-8\"><div class=\"x-row-inner\"><div class=\"x-col e660-e6 mic-a mic-c\"><div class=\"x-anchor x-anchor-button has-graphic e660-e7 mic-d mic-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">2,75 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e660-e8 mic-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-commerzbank-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/08\/SZ_commerzbank.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e660-e9 mic-h mic-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Commerzbank<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e660-e10 mic-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e660-e11 mic-a mic-c\"><div class=\"x-grid x-container max width e660-e12 mic-l\"><div class=\"x-cell e660-e13 mic-m\"><div class=\"x-text x-text-headline e660-e14 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e15 mic-n mic-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e660-e16 mic-m\"><div class=\"x-text x-text-headline e660-e17 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e18 mic-n mic-o\"><p style=\"text-align: center;\">12 Monate kostenlos, danach 15,90\u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e660-e19 mic-m\"><div class=\"x-text x-text-headline e660-e20 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e21 mic-n mic-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e660-e22 mic-m\"><div class=\"x-text x-text-headline e660-e23 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e24 mic-n mic-o\"><p style=\"text-align: center;\">10 Buchungen kostenlos, danach 0,20 \u20ac<\/p><\/div><\/div><\/div><div class=\"x-acc e660-e25 mic-q\" id=\"x-acc-e660-e25\"><div class=\"e660-e26 x-acc-item\"><p id=\"tab-e660-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e660-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e660-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e660-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e660-e26\" data-x-toggleable=\"e660-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e660-e27 mic-n mic-p\"><div id=\"footable_parent_2522\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_22\" data-footable_id=\"2522\" data-filter-delay=\"1000\" aria-label=\"Commerzbank Klassik Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2522\"\n           data-unique_identifier=\"ninja_table_unique_id_2495422288_2522\"\n           class=\" foo-table ninja_footable foo_table_2522 ninja_table_unique_id_2495422288_2522 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1649\" class=\"ninja_table_row_0 nt_row_id_1649\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"1650\" class=\"ninja_table_row_1 nt_row_id_1650\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>12 Monate kostenlos, danach 15,90\u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"1651\" class=\"ninja_table_row_2 nt_row_id_1651\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>10 Buchungen p.M. kostenlos, danach 0,20\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1652\" class=\"ninja_table_row_3 nt_row_id_1652\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>5,90\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1658\" class=\"ninja_table_row_4 nt_row_id_1658\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"1653\" class=\"ninja_table_row_5 nt_row_id_1653\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2,50 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1654\" class=\"ninja_table_row_6 nt_row_id_1654\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung und Bargeldabhebung<\/strong><\/td><td>2,09 %<\/td>        <\/tr>\n            <tr data-row_id=\"1655\" class=\"ninja_table_row_7 nt_row_id_1655\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,50 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1656\" class=\"ninja_table_row_8 nt_row_id_1656\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1657\" class=\"ninja_table_row_9 nt_row_id_1657\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1659\" class=\"ninja_table_row_10 nt_row_id_1659\">\n            <td><strong>Extras<\/strong><\/td><td>Kontowechselservice & kostenloses Tagesgeld-Konto<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e660-e28 mic-1 mic-3 mic-5 mic-6 mic-9\"><div class=\"x-row-inner\"><div class=\"x-col e660-e29 mic-a mic-c\"><a class=\"x-anchor x-anchor-button e660-e30 mic-d mic-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-commerzbank-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4361 e4361-e0\"><div class=\"x-section e4361-e2 m3d5-0\"><div class=\"x-row e4361-e3 m3d5-1 m3d5-2 m3d5-6 m3d5-7\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e4 m3d5-a m3d5-b\"><div class=\"x-row e4361-e5 m3d5-1 m3d5-3 m3d5-4 m3d5-6 m3d5-8\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e6 m3d5-a m3d5-c\"><a class=\"x-image e4361-e7 m3d5-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4361-e8 m3d5-e m3d5-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Premium<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4361-e9 m3d5-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4361-e10 m3d5-a m3d5-c\"><div class=\"x-grid x-container max width e4361-e11 m3d5-i\"><div class=\"x-cell e4361-e12 m3d5-j\"><div class=\"x-text x-text-headline e4361-e13 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e14 m3d5-k m3d5-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4361-e15 m3d5-j\"><div class=\"x-text x-text-headline e4361-e16 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e17 m3d5-k m3d5-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach 39 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4361-e18 m3d5-j\"><div class=\"x-text x-text-headline e4361-e19 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e20 m3d5-k m3d5-l\"><p style=\"text-align: center;\">4 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4361-e21 m3d5-j\"><div class=\"x-text x-text-headline e4361-e22 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e23 m3d5-k m3d5-l\"><p style=\"text-align: center;\">200 kostenlose Buchungen, danach 0,10 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4361-e24 m3d5-n\" id=\"x-acc-e4361-e24\"><div class=\"e4361-e25 x-acc-item\"><p id=\"tab-e4361-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4361-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4361-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4361-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4361-e25\" data-x-toggleable=\"e4361-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4361-e26 m3d5-k m3d5-m\"><div id=\"footable_parent_4368\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_23\" data-footable_id=\"4368\" data-filter-delay=\"1000\" aria-label=\"qonto premium Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4368\"\n           data-unique_identifier=\"ninja_table_unique_id_1212358311_4368\"\n           class=\" foo-table ninja_footable foo_table_4368 ninja_table_unique_id_1212358311_4368 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3221\" class=\"ninja_table_row_0 nt_row_id_3221\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3222\" class=\"ninja_table_row_1 nt_row_id_3222\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 39 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3223\" class=\"ninja_table_row_2 nt_row_id_3223\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>200 kostenlos, danach 0,10 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3224\" class=\"ninja_table_row_3 nt_row_id_3224\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 One Card Mastercard + 50 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3229\" class=\"ninja_table_row_4 nt_row_id_3229\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>4 Unterkonto mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3225\" class=\"ninja_table_row_5 nt_row_id_3225\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3226\" class=\"ninja_table_row_6 nt_row_id_3226\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3227\" class=\"ninja_table_row_7 nt_row_id_3227\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3228\" class=\"ninja_table_row_8 nt_row_id_3228\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3230\" class=\"ninja_table_row_9 nt_row_id_3230\">\n            <td><strong>Extras<\/strong><\/td><td>Premium-Kundenservice: Pers\u00f6nliche:r Kundenbetreuer ab dem ersten Tag, Budgets und Steuern mit 4 Unterkonten<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4361-e27 m3d5-1 m3d5-3 m3d5-5 m3d5-6 m3d5-9\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e28 m3d5-a m3d5-c\"><a class=\"x-anchor x-anchor-button e4361-e29 m3d5-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4362 e4362-e0\"><div class=\"x-section e4362-e2 m3d6-0\"><div class=\"x-row e4362-e3 m3d6-1 m3d6-2 m3d6-6 m3d6-7\"><div class=\"x-row-inner\"><div class=\"x-col e4362-e4 m3d6-a m3d6-b\"><div class=\"x-row e4362-e5 m3d6-1 m3d6-3 m3d6-4 m3d6-6 m3d6-8\"><div class=\"x-row-inner\"><div class=\"x-col e4362-e6 m3d6-a m3d6-c\"><a class=\"x-image e4362-e7 m3d6-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4362-e8 m3d6-e m3d6-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Essential<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4362-e9 m3d6-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.3 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4362-e10 m3d6-a m3d6-c\"><div class=\"x-grid x-container max width e4362-e11 m3d6-i\"><div class=\"x-cell e4362-e12 m3d6-j\"><div class=\"x-text x-text-headline e4362-e13 m3d6-e m3d6-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4362-e14 m3d6-k m3d6-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4362-e15 m3d6-j\"><div class=\"x-text x-text-headline e4362-e16 m3d6-e m3d6-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4362-e17 m3d6-k m3d6-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 49\u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4362-e18 m3d6-j\"><div class=\"x-text x-text-headline e4362-e19 m3d6-e m3d6-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4362-e20 m3d6-k m3d6-l\"><p style=\"text-align: center;\">9 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4362-e21 m3d6-j\"><div class=\"x-text x-text-headline e4362-e22 m3d6-e m3d6-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4362-e23 m3d6-k m3d6-l\"><p style=\"text-align: center;\">250 kostenlose Buchungen, danach 0,15 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4362-e24 m3d6-n\" id=\"x-acc-e4362-e24\"><div class=\"e4362-e25 x-acc-item\"><p id=\"tab-e4362-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4362-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4362-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4362-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4362-e25\" data-x-toggleable=\"e4362-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4362-e26 m3d6-k m3d6-m\"><div id=\"footable_parent_4369\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_24\" data-footable_id=\"4369\" data-filter-delay=\"1000\" aria-label=\"qonto essential Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4369\"\n           data-unique_identifier=\"ninja_table_unique_id_31694394_4369\"\n           class=\" foo-table ninja_footable foo_table_4369 ninja_table_unique_id_31694394_4369 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3236\" class=\"ninja_table_row_0 nt_row_id_3236\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3237\" class=\"ninja_table_row_1 nt_row_id_3237\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 49 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3238\" class=\"ninja_table_row_2 nt_row_id_3238\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>250 kostenlos, danach 0,15 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3239\" class=\"ninja_table_row_3 nt_row_id_3239\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 One Card Mastercard + 50 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3244\" class=\"ninja_table_row_4 nt_row_id_3244\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>9 Unterkonten mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3240\" class=\"ninja_table_row_5 nt_row_id_3240\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3241\" class=\"ninja_table_row_6 nt_row_id_3241\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3242\" class=\"ninja_table_row_7 nt_row_id_3242\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3243\" class=\"ninja_table_row_8 nt_row_id_3243\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3245\" class=\"ninja_table_row_9 nt_row_id_3245\">\n            <td><strong>Extras<\/strong><\/td><td>Unbegrenzter Teamzugang<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4362-e27 m3d6-1 m3d6-3 m3d6-5 m3d6-6 m3d6-9\"><div class=\"x-row-inner\"><div class=\"x-col e4362-e28 m3d6-a m3d6-c\"><a class=\"x-anchor x-anchor-button e4362-e29 m3d6-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4363 e4363-e0\"><div class=\"x-section e4363-e2 m3d7-0\"><div class=\"x-row e4363-e3 m3d7-1 m3d7-2 m3d7-6 m3d7-7\"><div class=\"x-row-inner\"><div class=\"x-col e4363-e4 m3d7-a m3d7-b\"><div class=\"x-row e4363-e5 m3d7-1 m3d7-3 m3d7-4 m3d7-6 m3d7-8\"><div class=\"x-row-inner\"><div class=\"x-col e4363-e6 m3d7-a m3d7-c\"><a class=\"x-image e4363-e7 m3d7-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4363-e8 m3d7-e m3d7-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Business<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4363-e9 m3d7-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.2 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.2 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4363-e10 m3d7-a m3d7-c\"><div class=\"x-grid x-container max width e4363-e11 m3d7-i\"><div class=\"x-cell e4363-e12 m3d7-j\"><div class=\"x-text x-text-headline e4363-e13 m3d7-e m3d7-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4363-e14 m3d7-k m3d7-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4363-e15 m3d7-j\"><div class=\"x-text x-text-headline e4363-e16 m3d7-e m3d7-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4363-e17 m3d7-k m3d7-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 99 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4363-e18 m3d7-j\"><div class=\"x-text x-text-headline e4363-e19 m3d7-e m3d7-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4363-e20 m3d7-k m3d7-l\"><p style=\"text-align: center;\">29 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4363-e21 m3d7-j\"><div class=\"x-text x-text-headline e4363-e22 m3d7-e m3d7-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4363-e23 m3d7-k m3d7-l\"><p style=\"text-align: center;\">500 kostenlose Buchungen, danach 0,15 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4363-e24 m3d7-n\" id=\"x-acc-e4363-e24\"><div class=\"e4363-e25 x-acc-item\"><p id=\"tab-e4363-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4363-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4363-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4363-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4363-e25\" data-x-toggleable=\"e4363-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4363-e26 m3d7-k m3d7-m\"><div id=\"footable_parent_4370\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_25\" data-footable_id=\"4370\" data-filter-delay=\"1000\" aria-label=\"qonto business Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4370\"\n           data-unique_identifier=\"ninja_table_unique_id_3509659616_4370\"\n           class=\" foo-table ninja_footable foo_table_4370 ninja_table_unique_id_3509659616_4370 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3251\" class=\"ninja_table_row_0 nt_row_id_3251\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3252\" class=\"ninja_table_row_1 nt_row_id_3252\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 99 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3253\" class=\"ninja_table_row_2 nt_row_id_3253\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>500 kostenlos, danach 0,15 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3254\" class=\"ninja_table_row_3 nt_row_id_3254\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>10 One Card Mastercard + unbegrenzt viele virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3259\" class=\"ninja_table_row_4 nt_row_id_3259\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>29 Unterkonten mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3255\" class=\"ninja_table_row_5 nt_row_id_3255\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3256\" class=\"ninja_table_row_6 nt_row_id_3256\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3257\" class=\"ninja_table_row_7 nt_row_id_3257\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3258\" class=\"ninja_table_row_8 nt_row_id_3258\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3260\" class=\"ninja_table_row_9 nt_row_id_3260\">\n            <td><strong>Extras<\/strong><\/td><td>Schnellere Hilfe durch pers\u00f6nlichen Support<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4363-e27 m3d7-1 m3d7-3 m3d7-5 m3d7-6 m3d7-9\"><div class=\"x-row-inner\"><div class=\"x-col e4363-e28 m3d7-a m3d7-c\"><a class=\"x-anchor x-anchor-button e4363-e29 m3d7-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4364 e4364-e0\"><div class=\"x-section e4364-e2 m3d8-0\"><div class=\"x-row e4364-e3 m3d8-1 m3d8-2 m3d8-6 m3d8-7\"><div class=\"x-row-inner\"><div class=\"x-col e4364-e4 m3d8-a m3d8-b\"><div class=\"x-row e4364-e5 m3d8-1 m3d8-3 m3d8-4 m3d8-6 m3d8-8\"><div class=\"x-row-inner\"><div class=\"x-col e4364-e6 m3d8-a m3d8-c\"><a class=\"x-image e4364-e7 m3d8-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4364-e8 m3d8-e m3d8-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Enterprise<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4364-e9 m3d8-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4364-e10 m3d8-a m3d8-c\"><div class=\"x-grid x-container max width e4364-e11 m3d8-i\"><div class=\"x-cell e4364-e12 m3d8-j\"><div class=\"x-text x-text-headline e4364-e13 m3d8-e m3d8-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4364-e14 m3d8-k m3d8-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4364-e15 m3d8-j\"><div class=\"x-text x-text-headline e4364-e16 m3d8-e m3d8-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4364-e17 m3d8-k m3d8-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 199 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4364-e18 m3d8-j\"><div class=\"x-text x-text-headline e4364-e19 m3d8-e m3d8-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4364-e20 m3d8-k m3d8-l\"><p style=\"text-align: center;\">99 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4364-e21 m3d8-j\"><div class=\"x-text x-text-headline e4364-e22 m3d8-e m3d8-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4364-e23 m3d8-k m3d8-l\"><p style=\"text-align: center;\">10.000 kostenlose Buchungen, danach 0,10 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4364-e24 m3d8-n\" id=\"x-acc-e4364-e24\"><div class=\"e4364-e25 x-acc-item\"><p id=\"tab-e4364-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4364-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4364-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4364-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4364-e25\" data-x-toggleable=\"e4364-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4364-e26 m3d8-k m3d8-m\"><div id=\"footable_parent_4371\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_26\" data-footable_id=\"4371\" data-filter-delay=\"1000\" aria-label=\"qonto enterprise Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4371\"\n           data-unique_identifier=\"ninja_table_unique_id_230097523_4371\"\n           class=\" foo-table ninja_footable foo_table_4371 ninja_table_unique_id_230097523_4371 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3266\" class=\"ninja_table_row_0 nt_row_id_3266\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3267\" class=\"ninja_table_row_1 nt_row_id_3267\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 199 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3268\" class=\"ninja_table_row_2 nt_row_id_3268\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>10.000 kostenlos, danach 0,10 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3269\" class=\"ninja_table_row_3 nt_row_id_3269\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>30 One Card Mastercard + unbegrenzt viele virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3274\" class=\"ninja_table_row_4 nt_row_id_3274\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>99 Unterkonten mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3270\" class=\"ninja_table_row_5 nt_row_id_3270\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3271\" class=\"ninja_table_row_6 nt_row_id_3271\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3272\" class=\"ninja_table_row_7 nt_row_id_3272\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3273\" class=\"ninja_table_row_8 nt_row_id_3273\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3275\" class=\"ninja_table_row_9 nt_row_id_3275\">\n            <td><strong>Extras<\/strong><\/td><td>Schnellere Hilfe durch pers\u00f6nlichen Support<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4364-e27 m3d8-1 m3d8-3 m3d8-5 m3d8-6 m3d8-9\"><div class=\"x-row-inner\"><div class=\"x-col e4364-e28 m3d8-a m3d8-c\"><a class=\"x-anchor x-anchor-button e4364-e29 m3d8-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p><\/div><\/div><\/div><\/div><div id=\"definition\" class=\"x-text x-text-headline e3389-e40 m2m5-1e m2m5-1g m2m5-1h m2m5-1j m2m5-1l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Was ist ein Gesch\u00e4ftskonto?<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e3389-e41 m2m5-1n m2m5-1o m2m5-1r m2m5-1s m2m5-1t m2m5-1w m2m5-1x m2m5-1y m2m5-1z\"><p>Ein <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/\">Gesch\u00e4ftskonto<\/a> ist ein Zahlungskonto, das f\u00fcr gesch\u00e4ftliche Einnahmen und Ausgaben genutzt wird. Es dient vor allem dazu, private und betriebliche Zahlungsstr\u00f6me sauber zu trennen. Das erleichtert die Buchhaltung, macht Steuerunterlagen nachvollziehbarer und sorgt bei R\u00fcckfragen des Finanzamts f\u00fcr mehr Ordnung.<\/p>\n<p>Ein kostenloses Gesch\u00e4ftskonto brauchen vor allem <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-freiberufler\/\">Freiberufler<\/a>, <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-einzelunternehmen\/\">Einzelunternehmer<\/a>, Gewerbetreibende, Personengesellschaften wie GbR oder OHG sowie Kapitalgesellschaften wie <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-gmbh-ug\/\">GmbH oder UG<\/a>. Rechtlich zwingend wird es in der Regel bei Kapitalgesellschaften, weil die Gr\u00fcndung an die Einzahlung des Stammkapitals und die Handelsregistereintragung gekn\u00fcpft ist. Nach \u00a7 7 GmbHG darf die Anmeldung zum Handelsregister erst erfolgen, wenn die vorgeschriebenen Einzahlungen geleistet sind.<\/p>\n<p>F\u00fcr viele Selbstst\u00e4ndige ist ein Gesch\u00e4ftskonto hingegen nicht gesetzlich vorgeschrieben. Dennoch kann es faktisch notwendig werden, weil Banken die gesch\u00e4ftliche Nutzung eines <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-vergleich\/\">Girokontos<\/a> in ihren Bedingungen h\u00e4ufig ausschlie\u00dfen und im Konfliktfall k\u00fcndigen k\u00f6nnen.<\/p><\/div><div id=\"vergleich\" class=\"x-text x-text-headline e3389-e42 m2m5-1e m2m5-1g m2m5-1h m2m5-1j m2m5-1l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Wie funktioniert unser Kostenloses Gesch\u00f6ftskonto Vergleich?<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e3389-e43 m2m5-1n m2m5-1o m2m5-1r m2m5-1s m2m5-1t m2m5-1w m2m5-1x m2m5-1y m2m5-1z\"><p>Wir haben f\u00fcr Sie die attraktivsten Gesch\u00e4ftskonten f\u00fcr Freiberufler und Solo-Selbstst\u00e4ndige analysiert, um L\u00f6sungen zu finden, die faire Konditionen, hohe Sicherheit und praktische Funktionen f\u00fcr den Arbeitsalltag bieten. Grundlage unserer Bewertung ist ein transparentes, objektives Kriterienmodell, das die zentralen Anforderungen moderner Gesch\u00e4ftskonten f\u00fcr freiberufliche T\u00e4tigkeiten abbildet.<\/p>\n<p><strong>So haben wir bewertet:<\/strong><\/p>\n<p>Den gr\u00f6\u00dften Einfluss auf die Gesamtbewertung haben mit <strong>50 % die Kosten<\/strong>. Dazu z\u00e4hlen nicht nur die monatlichen Kontof\u00fchrungsgeb\u00fchren, sondern auch Geb\u00fchren f\u00fcr Buchungsposten, \u00dcberweisungen, Karten und Bargeldtransaktionen. Ein empfehlenswertes kostenloses Gesch\u00e4ftskonto zeichnet sich durch klare Preisstrukturen und planbare Gesamtkosten aus, ganz gleich, ob Sie als Freiberufler allein arbeiten oder in einer Partnerschaftsgesellschaft oder GbR organisiert sind.<\/p>\n<p>Mit <strong>20 %<\/strong> flie\u00dft das Thema <strong>Sicherheit<\/strong> in die Bewertung ein. Wir betrachten die gesetzliche Einlagensicherung, moderne Sicherheitsstandards wie Zwei-Faktor-Authentifizierung und Verschl\u00fcsselung sowie die saubere Trennung zwischen privaten und beruflichen Finanzen, die f\u00fcr Freiberufler auch mit Blick auf den \u00dcberblick bei Steuern und Abgaben besonders relevant ist.<\/p>\n<p>Das <strong>Kartenangebot<\/strong> wird mit <strong>15 %<\/strong> gewichtet. Entscheidend sind die verf\u00fcgbaren Kartentypen, also Debitkarten, <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/kreditkarten-vergleich\/\">Kreditkarten<\/a> und <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/kreditkarten-vergleich\/virtuelle-Kreditkarte\/\">virtuelle Karten<\/a>, deren Kosten und Einsatzm\u00f6glichkeiten im In- und Ausland. Auch die Option, zus\u00e4tzliche Karten auszustellen, etwa f\u00fcr eine Assistenz oder projektbezogene Zusammenarbeit, flie\u00dft in die Bewertung ein.<\/p>\n<p>Weitere <strong>15 %<\/strong> entfallen auf die <strong>Bargeldversorgung<\/strong>. Dabei pr\u00fcfen wir, wie einfach und g\u00fcnstig Bargeld ein- oder ausgezahlt werden kann, etwa \u00fcber Partnerbanken, Geldautomaten oder alternative Einzahlungsnetze. Gerade in freiberuflichen T\u00e4tigkeiten, in denen Bargeld nur gelegentlich anf\u00e4llt, ist eine flexible L\u00f6sung wichtig, die nicht durch hohe Einzelgeb\u00fchren \u00fcberrascht.<\/p>\n<p><strong>Sicherheit und Regulierung<\/strong><\/p>\n<p>Alle analysierten Banken haben ihren Sitz in der Europ\u00e4ischen Union oder im Europ\u00e4ischen Wirtschaftsraum und unterliegen der gesetzlichen Einlagensicherung bis zu 100.000 Euro pro Kunde und Bank. Damit ist Ihr Guthaben auch auf einem kostenlosen Gesch\u00e4ftskonto f\u00fcr freiberufliche Einnahmen und R\u00fccklagen verl\u00e4sslich gesch\u00fctzt.<\/p>\n<p><strong>So funktioniert der Vergleich<\/strong><\/p>\n<p>Unser kostenloses Gesch\u00e4ftskonto Vergleich zeigt Ihnen alle relevanten Konditionen \u00fcbersichtlich auf. Die Reihenfolge der Anbieter richtet sich nach unserer Gesamtbewertung. So erkennen Sie auf einen Blick:<\/p>\n\n<ul>\n \t<li>Gesamtbewertung und monatliche Kontof\u00fchrungsgeb\u00fchr<\/li>\n \t<li>enthaltene Karten (Debit-, Kredit- oder virtuelle Karte)<\/li>\n \t<li>Bargeldverf\u00fcgbarkeit im In- und Ausland<\/li>\n \t<li>Mobile-Payment-Funktionen (Apple Pay, Google Pay etc.)<\/li>\n \t<li>Zusatzleistungen wie Cashback, Pr\u00e4mien oder Kontowechselservice<\/li>\n<\/ul><\/div><div class=\"x-acc e3389-e44 m2m5-2h m2m5-2i m2m5-2l m2m5-2m\" id=\"x-acc-e3389-e44\"><div class=\"e3389-e45 x-acc-item\"><button id=\"tab-e3389-e45\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3389-e45\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3389-e45\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\">&#x25b8;<\/span><span class=\"x-acc-header-text\">Zusammenfassung aller kostenlosen Gesch\u00e4ftskonten<\/span><\/span><\/button><div id=\"panel-e3389-e45\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3389-e45\" data-x-toggleable=\"e3389-e45\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3389-e46 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1q m2m5-1r m2m5-1s m2m5-1v\"><div id=\"footable_parent_4546\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_27\" data-footable_id=\"4546\" data-filter-delay=\"1000\" aria-label=\"kostenloses Gesch\u00e4ftskonto Vergleich Methodik\"            id=\"footable_4546\"\n           data-unique_identifier=\"ninja_table_unique_id_2292571339_4546\"\n           class=\" foo-table ninja_footable foo_table_4546 ninja_table_unique_id_2292571339_4546 ui table  ninja_search_right nt_type_legacy_table selectable striped vertical_centered  footable-paging-right ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                            <col class=\"ninja_column_4 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                                                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_anbieter \">Anbieter<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_zinssatz_70 \">Geb\u00fchren (60%)<\/th><th scope=\"col\"  class=\"ninja_column_2 ninja_clmn_nm_anlagebetrag_10 \">Karten (20%)<\/th><th scope=\"col\"  class=\"ninja_column_3 ninja_clmn_nm_sicherheit_20 \">Sicherheit (20%)<\/th><th scope=\"col\"  class=\"ninja_column_4 ninja_clmn_nm_gesamtbewertung \">Gesamtbewertung<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3318\" class=\"ninja_table_row_0 nt_row_id_3318\">\n            <td>Vivid Freelance Standard<\/td><td>5<\/td><td>5<\/td><td>5<\/td><td>5,0<\/td>        <\/tr>\n            <tr data-row_id=\"3302\" class=\"ninja_table_row_1 nt_row_id_3302\">\n            <td>Vivid Business Basic<\/td><td>5<\/td><td>4<\/td><td>5<\/td><td>4,8<\/td>        <\/tr>\n            <tr data-row_id=\"3320\" class=\"ninja_table_row_2 nt_row_id_3320\">\n            <td>Fyrst Base<\/td><td>4,5<\/td><td>4,5<\/td><td>5<\/td><td>4,7<\/td>        <\/tr>\n            <tr data-row_id=\"3304\" class=\"ninja_table_row_3 nt_row_id_3304\">\n            <td>Holvi Flex<\/td><td>4,5<\/td><td>3<\/td><td>5<\/td><td>4,3<\/td>        <\/tr>\n            <tr data-row_id=\"3307\" class=\"ninja_table_row_4 nt_row_id_3307\">\n            <td>Qonto Basic<\/td><td>4<\/td><td>3<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"3303\" class=\"ninja_table_row_5 nt_row_id_3303\">\n            <td>Finom Basic<\/td><td>4<\/td><td>4<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"3321\" class=\"ninja_table_row_6 nt_row_id_3321\">\n            <td>Finom Solo<\/td><td>4<\/td><td>4<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"3311\" class=\"ninja_table_row_7 nt_row_id_3311\">\n            <td>Holvi Pro<\/td><td>3,5<\/td><td>5<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"3306\" class=\"ninja_table_row_8 nt_row_id_3306\">\n            <td>Kontist Free<\/td><td>4<\/td><td>3<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"3305\" class=\"ninja_table_row_9 nt_row_id_3305\">\n            <td>Tide<\/td><td>4,5<\/td><td>3<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"3319\" class=\"ninja_table_row_10 nt_row_id_3319\">\n            <td>Vivid Freelance Prime<\/td><td>3,5<\/td><td>4<\/td><td>5<\/td><td>3,9<\/td>        <\/tr>\n            <tr data-row_id=\"3313\" class=\"ninja_table_row_11 nt_row_id_3313\">\n            <td>Postbank Business Giro aktiv plus<\/td><td>3,5<\/td><td>4<\/td><td>5<\/td><td>3,9<\/td>        <\/tr>\n            <tr data-row_id=\"3322\" class=\"ninja_table_row_12 nt_row_id_3322\">\n            <td>Qonto Smart<\/td><td>3.5<\/td><td>3.5<\/td><td>5<\/td><td>3,6<\/td>        <\/tr>\n            <tr data-row_id=\"3323\" class=\"ninja_table_row_13 nt_row_id_3323\">\n            <td>Qonto Premium<\/td><td>3<\/td><td>3,5<\/td><td>5<\/td><td>3,5<\/td>        <\/tr>\n            <tr data-row_id=\"3314\" class=\"ninja_table_row_14 nt_row_id_3314\">\n            <td>Commerzbank<\/td><td>3,5<\/td><td>2<\/td><td>5<\/td><td>3,5<\/td>        <\/tr>\n            <tr data-row_id=\"3324\" class=\"ninja_table_row_15 nt_row_id_3324\">\n            <td>Qonto Business<\/td><td>3<\/td><td>3<\/td><td>5<\/td><td>3,3<\/td>        <\/tr>\n            <tr data-row_id=\"3325\" class=\"ninja_table_row_16 nt_row_id_3325\">\n            <td>Qonto Enterprise<\/td><td>2<\/td><td>3<\/td><td>5<\/td><td>3<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"auswahl\" class=\"x-text x-text-headline e3389-e47 m2m5-1e m2m5-1g m2m5-1h m2m5-1j m2m5-1l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Worauf sollte man bei einem Vergleich zu kostenlosen Gesch\u00e4ftskonten achten?<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e3389-e48 m2m5-1n m2m5-1o m2m5-1r m2m5-1s m2m5-1t m2m5-1w m2m5-1x m2m5-1y m2m5-1z\"><ul>\n \t<li><strong>Grundgeb\u00fchr und Bedingungen:<\/strong> Achten Sie darauf, ob das kostenfreie Firmenkonto onto wirklich dauerhaft ohne monatliche Kontof\u00fchrung auskommt oder ob die Kostenfreiheit an Bedingungen gekn\u00fcpft ist, etwa an einen Mindestgeldeingang oder an die Wahl eines bestimmten Nutzerprofils. Entscheidend ist au\u00dferdem, ob der Anbieter eine sp\u00e4tere Umstellung in ein kostenpflichtiges Modell vorsieht oder ob Sie aktiv in einem Gratis-Tarif bleiben k\u00f6nnen.<\/li>\n \t<li><strong>Buchungen und Transaktionslimits:<\/strong> Viele kostenlose Gesch\u00e4ftskonten sind nur deshalb g\u00fcnstig, weil sie eine bestimmte Anzahl an monatlichen Buchungen enthalten. Pr\u00fcfen Sie, wie \u00dcberweisungen, Lastschriften, Kartenzahlungen und Gutschriften gez\u00e4hlt werden und was jede zus\u00e4tzliche Buchung kostet. Ein kostenloses Gesch\u00e4ftskonto ohne Grundgeb\u00fchr kann bei hohem Zahlungsaufkommen am Ende teurer sein als ein Paket mit pauschaler Monatsgeb\u00fchr.<\/li>\n \t<li><strong>Echtzeit\u00fcberweisungen und Preislogik im Zahlungsverkehr:<\/strong> Seit dem 9. Oktober 2025 m\u00fcssen Banken Echtzeit\u00fcberweisungen anbieten, und sie d\u00fcrfen daf\u00fcr nicht mehr verlangen als f\u00fcr herk\u00f6mmliche SEPA-\u00dcberweisungen. F\u00fcr Sie hei\u00dft das: Ein modernes kostenloses Gesch\u00e4ftskonto sollte Echtzeit\u00fcberweisungen erm\u00f6glichen, ohne dass daf\u00fcr ein separates Premium-Modul n\u00f6tig wird, und es sollte transparent sein, wie einzelne \u00dcberweisungen bepreist werden.<\/li>\n \t<li><strong>Karten:<\/strong> Kl\u00e4ren Sie, ob eine Karte inklusive ist und ob weitere Karten f\u00fcr Mitarbeitende oder Gesch\u00e4ftspartnerinnen kostenpflichtig sind. Relevant sind au\u00dferdem Geb\u00fchren f\u00fcr Ersatzkarten, die Abrechnung von Kartenzahlungen, m\u00f6gliche Limits sowie Kosten f\u00fcr den Einsatz im Ausland. Wenn Sie regelm\u00e4\u00dfig Reisekosten oder Online-Abos bezahlen, sollte die Kartenfunktion verl\u00e4sslich und nachvollziehbar sein.<\/li>\n \t<li><strong>Bargeld:<\/strong> Kostenlose Gesch\u00e4ftskonten sind oft auf digitale Zahlungsstr\u00f6me ausgelegt. Wenn Sie Bargeld einnehmen, ist entscheidend, ob Einzahlungen m\u00f6glich sind und zu welchen Geb\u00fchren. Auch bei Abhebungen lohnt sich ein Blick auf das Netz der Automaten, m\u00f6gliche Freikontingente und die Kosten pro Abhebung, weil diese Positionen die Gesamtkosten stark beeinflussen k\u00f6nnen.<\/li>\n \t<li><strong>Einlagensicherung und Kontostruktur:<\/strong> Bei Bankkonten greift in der EU grunds\u00e4tzlich die gesetzliche Einlagensicherung bis 100.000 Euro pro Einleger und Bank. Achten Sie au\u00dferdem darauf, wer der tats\u00e4chliche Kontof\u00fchrer ist, also ob es eine lizenzierte Bank ist oder ein Anbieter, der \u00fcber Partnerbanken arbeitet. F\u00fcr betriebliche R\u00fccklagen ist diese Einordnung wichtiger als ein niedriger Einstiegspreis.<\/li>\n \t<li><strong>Mehrere Nutzer, Rollen und Freigaben:<\/strong> Sobald nicht nur eine Person Zahlungen anst\u00f6\u00dft, brauchen Sie Zugriffsrechte. Pr\u00fcfen Sie, ob mehrere Nutzerinnen und Nutzer m\u00f6glich sind und ob es Rollen, Limits und Freigabeprozesse gibt. In vielen Gratis-Tarifen ist das stark eingeschr\u00e4nkt, was sp\u00e4testens bei Wachstum oder bei Vertretungen zum Problem werden kann.<\/li>\n \t<li><strong>Buchhaltungsfunktionen und Schnittstellen:<\/strong> Ein gutes kostenloses Gesch\u00e4ftskonto spart Zeit, wenn es die Buchhaltung unterst\u00fctzt. Achten Sie darauf, ob Sie Kontoausz\u00fcge sauber exportieren k\u00f6nnen, ob es eine Belegverwaltung gibt und ob Schnittstellen zu g\u00e4ngigen Systemen oder ein DATEV-Export angeboten werden. Wenn diese Funktionen fehlen, zahlen Sie sp\u00e4ter oft indirekt, weil die Nacharbeit in der Buchhaltung steigt.<\/li>\n \t<li><strong>Support und Erreichbarkeit:<\/strong> Kostenlos bedeutet h\u00e4ufig schlankeren Service. Pr\u00fcfen Sie, ob Support nur per Chat m\u00f6glich ist, welche Zeiten gelten und ob es einen Weg f\u00fcr dringende F\u00e4lle gibt. Gerade bei gesperrten Karten, R\u00fcckfragen zu Auslandszahlungen oder unklaren Buchungen ist ein verl\u00e4sslicher Kontakt entscheidend.<\/li>\n \t<li><strong>Sicherheitsfunktionen bei \u00dcberweisungen:<\/strong> Seit 2025 wird im Euroraum schrittweise der verpflichtende IBAN-Namensabgleich eingef\u00fchrt, um Fehl\u00fcberweisungen und Betrug zu reduzieren. Wichtig ist, wie der Anbieter Warnhinweise darstellt und welche Kontrollm\u00f6glichkeiten Sie zus\u00e4tzlich haben, etwa individuelle Limits, Zwei-Faktor-Authentifizierung oder Freigaben f\u00fcr gr\u00f6\u00dfere Zahlungen.<\/li>\n \t<li><strong>K\u00fcndigungsbedingungen und Preis\u00e4nderungen:<\/strong> Lesen Sie, wie flexibel Sie k\u00fcndigen k\u00f6nnen und wie Preis\u00e4nderungen kommuniziert werden. Bei \u00c4nderungen am Zahlungsdiensterahmenvertrag m\u00fcssen Banken informieren, und Sie k\u00f6nnen vor Wirksamwerden grunds\u00e4tzlich kostenfrei k\u00fcndigen. Praktisch hei\u00dft das: Sie sollten Tarife bevorzugen, bei denen Entgelte klar ausgewiesen sind und \u00c4nderungen nachvollziehbar angek\u00fcndigt werden.<\/li>\n<\/ul><\/div><div id=\"kostenlos\" class=\"x-text x-text-headline e3389-e49 m2m5-1e m2m5-1g m2m5-1h m2m5-1j m2m5-1l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Kostenloses Gesch\u00e4ftskonto, gibt es das wirklich?<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e3389-e50 m2m5-1n m2m5-1o m2m5-1r m2m5-1s m2m5-1t m2m5-1w m2m5-1x m2m5-1y m2m5-1z\"><p>Ja, aber kostenlos bedeutet meist nur, dass keine monatliche Grundgeb\u00fchr anf\u00e4llt. H\u00e4ufig ist das Gratisangebot an Bedingungen gekn\u00fcpft, zum Beispiel an eine begrenzte Zahl monatlicher Buchungen, an einen Mindestgeldeingang oder an die Nutzung als Einsteigerpaket. Dar\u00fcber hinaus entstehen oft Kosten f\u00fcr Zusatzkarten, Bargeldeinzahlungen, Fremdw\u00e4hrungen, bestimmte Schnittstellen oder Premiumfunktionen wie Unterkonten, Rollenrechte oder automatisierte Belegzuordnung.<\/p>\n<p>Wichtig ist au\u00dferdem der Unterschied zwischen dauerhaft kostenlos und zeitlich befristet kostenlos. Manche Anbieter locken mit Aktionen, bei denen die Kontof\u00fchrung nur f\u00fcr einige Monate entf\u00e4llt, bevor ein regul\u00e4rer Preis greift. Pr\u00fcfen Sie deshalb immer das Preis und Leistungsverzeichnis sowie die Bedingungen zur Kontomodellumstellung.<\/p>\n<p>Ein aktueller Punkt im Marktumfeld: Echtzeit\u00fcberweisungen sind im Euroraum seit 2025 schrittweise zum Standard geworden. Seit dem 9. Oktober 2025 m\u00fcssen Banken Echtzeit\u00fcberweisungen anbieten, und die Geb\u00fchren daf\u00fcr d\u00fcrfen nicht h\u00f6her sein als f\u00fcr normale SEPA \u00dcberweisungen. Das kann ein kostenloses Gesch\u00e4ftskonto aufwerten, wenn Standard\u00fcberweisungen bereits ohne Entgelt enthalten sind.<\/p><\/div><div id=\"vorteile\" class=\"x-text x-text-headline e3389-e51 m2m5-1e m2m5-1g m2m5-1h m2m5-1j m2m5-1l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Das sind die Vorteile eines kostenlosen Gesch\u00e4ftskontos<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e3389-e52 m2m5-1n m2m5-1o m2m5-1r m2m5-1s m2m5-1t m2m5-1w m2m5-1x m2m5-1y m2m5-1z\"><ul>\n \t<li>Sie <strong>reduzieren laufende Fixkosten<\/strong>, weil keine oder nur geringe monatliche Kontof\u00fchrungsgeb\u00fchren anfallen.<\/li>\n \t<li>Sie <strong>trennen private und gesch\u00e4ftliche Zahlungen<\/strong> klar, wodurch Buchhaltung und Steuererkl\u00e4rung meist einfacher werden.<\/li>\n \t<li>Sie erhalten oft <strong>moderne Onlinefunktionen<\/strong> wie digitale Belegablage, Exportm\u00f6glichkeiten f\u00fcr die Buchhaltung und Benachrichtigungen in Echtzeit.<\/li>\n \t<li>Sie k\u00f6nnen h\u00e4ufig Karten f\u00fcr gesch\u00e4ftliche Ausgaben nutzen und <strong>Ausgaben besser kategorisieren<\/strong>.<\/li>\n<\/ul><\/div><div id=\"zielgruppe\" class=\"x-text x-text-headline e3389-e53 m2m5-1e m2m5-1g m2m5-1h m2m5-1j m2m5-1l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">F\u00fcr wen lohnt sich ein kostenloses Gesch\u00e4ftskonto?<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e3389-e54 m2m5-1n m2m5-1o m2m5-1r m2m5-1s m2m5-1t m2m5-1w m2m5-1x m2m5-1y m2m5-1z\"><ul>\n \t<li><strong>Freelancer sowie Solo-Selbstst\u00e4ndige<\/strong>, die vor allem digitale Zahlungen nutzen und ein kostenloses Gesch\u00e4ftskonto zur sauberen Trennung von Privat- und Gesch\u00e4ftsausgaben brauchen.<\/li>\n \t<li><strong>Freiberufler mit \u00fcberschaubarem Zahlungsverkehr<\/strong>, etwa wenn monatlich nur wenige Rechnungen gestellt und bezahlt werden.<\/li>\n \t<li><strong>Gr\u00fcnder in der Anfangsphase<\/strong>, wenn Fixkosten niedrig gehalten werden sollen und noch nicht klar ist, wie stark der Zahlungsverkehr w\u00e4chst.<\/li>\n \t<li><strong>Nebenerwerbs-Selbstst\u00e4ndige<\/strong>, die nur gelegentlich Einnahmen haben und daf\u00fcr ein separates kostenloses Gesch\u00e4ftskonto m\u00f6chten, ohne dauerhaft eine Grundgeb\u00fchr zu zahlen.<\/li>\n \t<li><strong>Kleinunternehmen mit geringem Transaktionsvolumen<\/strong>, bei denen wenige \u00dcberweisungen und Lastschriften anfallen und Bargeld kaum eine Rolle spielt.<\/li>\n \t<li><strong>Dienstleistungsbetriebe ohne Bargeldgesch\u00e4ft<\/strong>, die haupts\u00e4chlich per \u00dcberweisung, Karte oder Lastschrift bezahlt werden.<\/li>\n \t<li><strong>Unternehmen<\/strong>, die ein <strong>Zweitkonto<\/strong> als Projekt- oder R\u00fccklagenkonto nutzen m\u00f6chten, sofern der Tarif daf\u00fcr geeignet ist und keine Geb\u00fchren durch geringe Nutzung entstehen.<\/li>\n<\/ul><\/div><div id=\"prozess\" class=\"x-text x-text-headline e3389-e55 m2m5-1e m2m5-1g m2m5-1h m2m5-1j m2m5-1l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Schritt-f\u00fcr-Schritt Kostenloses Gesch\u00e4ftskonto er\u00f6ffnen: So gehen Sie stressfrei vor<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e3389-e56 m2m5-1n m2m5-1o m2m5-1r m2m5-1s m2m5-1t m2m5-1w m2m5-1x m2m5-1y m2m5-1z\"><ol>\n \t<li><strong>Voraussetzungen kl\u00e4ren:<\/strong> Sie sollten zun\u00e4chst festlegen, welche Rechtsform Sie nutzen und ob das Konto auf eine Einzelperson oder auf ein Unternehmen laufen soll. Au\u00dferdem sollten Sie pr\u00fcfen, ob der Anbieter Ihre Rechtsform akzeptiert, denn nicht jedes kostenlose Konto ist f\u00fcr GmbH, UG oder Vereine verf\u00fcgbar.<\/li>\n \t<li><strong>Passendes Kontomodell ausw\u00e4hlen:<\/strong> Vergleichen Sie, wie viele Buchungen enthalten sind, welche Karten inklusive sind und ob Funktionen wie Unterkonten oder Buchhaltungs-Exporte verf\u00fcgbar sind. So vermeiden Sie, dass ein vermeintlich kostenloses Gesch\u00e4ftkonto durch Zusatzentgelte im Alltag teuer wird.<\/li>\n \t<li><strong>Ben\u00f6tigte Unterlagen vorbereiten:<\/strong> In der Regel brauchen Sie ein g\u00fcltiges Ausweisdokument und Basisdaten zu Ihrer T\u00e4tigkeit. Je nach Rechtsform kommen weitere Nachweise hinzu, etwa Gewerbeanmeldung, Handelsregisterauszug oder Gesellschaftsvertrag. Zus\u00e4tzlich werden h\u00e4ufig Angaben zu wirtschaftlich Berechtigten abgefragt, weil Banken Identifizierungs- und Sorgfaltspflichten erf\u00fcllen m\u00fcssen.<\/li>\n \t<li><strong>Online-Antrag ausf\u00fcllen:<\/strong> Sie geben pers\u00f6nliche Daten, Unternehmensdaten, Branche und Zweck der Gesch\u00e4ftsbeziehung an. Bei Kapitalgesellschaften werden oft auch Angaben zu Gesellschaftern und Vertretungsberechtigten ben\u00f6tigt.<\/li>\n \t<li><strong>Identit\u00e4t best\u00e4tigen:<\/strong> \u00dcblich sind VideoIdent oder PostIdent. Dabei wird Ihre Identit\u00e4t anhand Ihres Ausweises gepr\u00fcft und die Er\u00f6ffnung rechtssicher abgeschlossen.<\/li>\n \t<li><strong>Kontodaten erhalten und Zugang einrichten:<\/strong> Nach erfolgreicher Pr\u00fcfung bekommen Sie in der Regel Ihre IBAN und richten App, Onlinebanking sowie Sicherheitsverfahren ein. Achten Sie darauf, die Zwei-Faktor-Authentifizierung zu aktivieren und Zahlungsfreigaben sauber zu konfigurieren.<\/li>\n \t<li><strong>Karte und Zahlungsverkehr freischalten:<\/strong> Die Karte wird meist per Post zugestellt oder digital bereitgestellt. Danach k\u00f6nnen Sie Zahlungen empfangen, \u00dcberweisungen ausf\u00fchren und gegebenenfalls Lastschriften einrichten. Pr\u00fcfen Sie gleich zu Beginn, ob Echtzeit\u00fcberweisungen verf\u00fcgbar sind und wie sie im Tarif behandelt werden.<\/li>\n \t<li><strong>Konto im Alltag sauber aufsetzen:<\/strong> Hinterlegen Sie das Firmenkonto bei Ihren Kundinnen und Kunden, passen Sie Rechnungsangaben an und richten Sie Dauerauftr\u00e4ge sowie Steuer- und Sozialabgaben-Zahlungen ein. Wenn Sie mit einer Buchhaltung arbeiten, sollten Sie au\u00dferdem Exportformate oder Schnittstellen direkt aktivieren, damit die Belege von Anfang an sauber mitlaufen.<\/li>\n<\/ol><\/div><div id=\"faq\" class=\"x-text x-text-headline e3389-e57 m2m5-1e m2m5-1g m2m5-1h m2m5-1j m2m5-1l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">H\u00e4ufig gestellte Fragen zu kostenlosen Gesch\u00e4ftskonten<\/h2>\n<\/div><\/div><\/div><div class=\"x-acc e3389-e58 m2m5-2h m2m5-2k m2m5-2m m2m5-2n\" id=\"x-acc-e3389-e58\"><\/div><div class=\"x-acc e3389-e59 m2m5-2h m2m5-2k m2m5-2m m2m5-2n\" id=\"x-acc-e3389-e59\"><div class=\"e3389-e60 x-acc-item\"><button id=\"tab-e3389-e60\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3389-e60\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3389-e60\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>Ist ein Gesch\u00e4ftskonto Pflicht?<\/strong><\/span><\/span><\/button><div id=\"panel-e3389-e60\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3389-e60\" data-x-toggleable=\"e3389-e60\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3389-e61 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1q m2m5-1r m2m5-1s m2m5-1v\">F\u00fcr viele Selbstst\u00e4ndige ist es nicht gesetzlich verpflichtend, bei Kapitalgesellschaften ist es im Gr\u00fcndungsprozess in der Praxis erforderlich, weil Einzahlungen und Handelsregisterschritte daran h\u00e4ngen. <\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e3389-e62 m2m5-2h m2m5-2k m2m5-2m m2m5-2n\" id=\"x-acc-e3389-e62\"><div class=\"e3389-e63 x-acc-item\"><button id=\"tab-e3389-e63\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3389-e63\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3389-e63\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>Ist ein kostenloses Gesch\u00e4ftskonto sicher?<\/strong><\/span><\/span><\/button><div id=\"panel-e3389-e63\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3389-e63\" data-x-toggleable=\"e3389-e63\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3389-e64 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1q m2m5-1r m2m5-1s m2m5-1v\">Ein Bankkonto ist grunds\u00e4tzlich durch gesetzliche Einlagensicherung bis 100.000 Euro pro Einleger und Bank abgesichert. Zus\u00e4tzlich gilt seit dem 9. Oktober 2025 bei \u00dcberweisungen der verpflichtende IBAN Namensabgleich als Sicherheitsbaustein, wobei Sie trotz Warnhinweisen weiterhin sorgf\u00e4ltig pr\u00fcfen sollten.<\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e3389-e65 m2m5-2h m2m5-2k m2m5-2m m2m5-2n\" id=\"x-acc-e3389-e65\"><div class=\"e3389-e66 x-acc-item\"><button id=\"tab-e3389-e66\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3389-e66\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3389-e66\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><p><strong>Kann ein kostenloses Gesch\u00e4ftskonto sp\u00e4ter kostenpflichtig werden?<br \/>\n<\/strong><\/p><\/span><\/span><\/button><div id=\"panel-e3389-e66\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3389-e66\" data-x-toggleable=\"e3389-e66\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3389-e67 m2m5-1m m2m5-1n m2m5-1o m2m5-1p m2m5-1q m2m5-1r m2m5-1s m2m5-1v\">Ja, etwa durch Modellwechsel, ge\u00e4nderte Entgelte oder wenn Sie Grenzen wie Freiposten \u00fcberschreiten. Bei \u00c4nderungen des Zahlungsdiensterahmenvertrags muss die Bank informieren und Sie haben das Recht, vor Wirksamwerden kostenfrei zu k\u00fcndigen. <\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e3389-e68 m2m5-2h m2m5-2k m2m5-2m m2m5-2n\" id=\"x-acc-e3389-e68\"><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e3389-e69 m2m5-0 m2m5-2 m2m5-4\"><div class=\"x-row e3389-e70 m2m5-7 m2m5-8 m2m5-9 m2m5-a m2m5-b m2m5-c m2m5-d m2m5-e m2m5-r m2m5-x\"><div class=\"x-row-inner\"><div class=\"x-col e3389-e71 m2m5-14\"><div class=\"x-row x-container max width e3389-e72 m2m5-7 m2m5-8 m2m5-9 m2m5-a m2m5-b m2m5-c m2m5-d m2m5-h m2m5-j m2m5-t m2m5-y\"><div class=\"x-row-inner\"><div class=\"x-col e3389-e73 m2m5-14\"><div id=\"faq\" class=\"x-text x-text-headline e3389-e74 m2m5-1e m2m5-1g m2m5-1h m2m5-1j m2m5-1l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Unsere Konto-Vergleiche<\/h2>\n<\/div><\/div><\/div><ul class=\"x-row e3389-e75 m2m5-7 m2m5-9 m2m5-a m2m5-b m2m5-c m2m5-d m2m5-k m2m5-z\"><div class=\"x-row-inner\"><li class=\"x-col e3389-e76 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e77 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e78 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e79 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e80 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-vergleich\/\">Girokonto Vergleich<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e81 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e82 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e83 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e84 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e85 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-ohne-gebuehren\/\">Girokonto ohne Geb\u00fchren<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e86 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e87 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e88 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e89 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e90 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/kostenloses-girokonto-ohne-mindesteingang\/\">Kostenloses Girokonto ohne Mindesteingang<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e91 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e92 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e93 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e94 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e95 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-mit-kreditkarte\/\">Girokonto mit Kreditkarte<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e96 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e97 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e98 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e99 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e100 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-fuer-studenten\/\">Girokonto f\u00fcr Studenten<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e101 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e102 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e103 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e104 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e105 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-ohne-schufa\/\">Girokonto ohne Schufa<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e106 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e107 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e108 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e109 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e110 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-mit-unterkonten\/\">Girokonto mit Unterkonten<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e111 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e112 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e113 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e114 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e115 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/schuelerkonto\/\">Sch\u00fclerkonto<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e116 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e117 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e118 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e119 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e120 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/kinderkonto-vergleich\/\">Kinderkonto<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e121 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e122 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e123 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e124 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e125 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/sparkonto-vergleich\/\">Sparkonto<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e126 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e127 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e128 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e129 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e130 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/tagesgeld-vergleich\/\">Tagesgeld Vergleich<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e131 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e132 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e133 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e134 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e135 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/festgeld-vergleich\/\">Festgeld Vergleich<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e136 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e137 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e138 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e139 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div 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class=\"x-icon e3389-e148 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e149 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e150 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/kostenloses-geschaeftskonto\/\">Kostenloses Gesch\u00e4ftskonto<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e151 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e152 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e153 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e154 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e155 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-einzelunternehmen\/\">Gesch\u00e4ftskonto f\u00fcr Einzelunternehmen<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e156 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e157 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e158 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e159 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e160 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-gmbh-ug\">Gesch\u00e4ftskonto f\u00fcr GmbH &amp; UG<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e161 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e162 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e163 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e164 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e165 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-freiberufler\/\">Gesch\u00e4ftskonto f\u00fcr Freiberufler &amp; Selbstst\u00e4ndige<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e166 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e167 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e168 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e169 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e170 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/firmenfestgeld\/\">Firmenfestgeld<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e171 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e172 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e173 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e174 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" 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href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geldanlage-fuer-unternehmen\/\">Geldanlage f\u00fcr Unternehmen<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e181 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e182 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e183 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e184 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e185 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-mit-zinsen\/\">Girokonto mit Zinsen<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e186 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e187 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e188 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e189 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3389-e190 m2m5-1m m2m5-1n m2m5-1o m2m5-1y m2m5-23\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-mit-praemie\/\">Girokonto mit Pr\u00e4mie<\/a><\/div><\/div><\/li><li class=\"x-col e3389-e191 m2m5-14 m2m5-15 m2m5-16 m2m5-17\"><figure class=\"x-div e3389-e192 m2m5-2u m2m5-2v\"><i class=\"x-icon e3389-e193 m2m5-2q m2m5-2s\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e3389-e194 m2m5-2v m2m5-2w m2m5-6 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div 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Allerdings liegt der Unterschied zwischen einem wirklich guten Angebot und einem teuren Fehlgriff oft im Detail, etwa bei &#8230; <\/p>\n<div><a href=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/konto\/geschaeftskonto\/kostenloses-geschaeftskonto\/\" class=\"more-link\">Read More<\/a><\/div>\n","protected":false},"author":2,"featured_media":0,"parent":463,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-blank-4.php","meta":{"footnotes":""},"class_list":["post-3389","page","type-page","status-publish","hentry","no-post-thumbnail"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kostenloses Gesch\u00e4ftskonto Juni 2026 - 17 Konten im Test<\/title>\n<meta name=\"description\" content=\"F\u00fcr Freiberufler, Selbstst\u00e4ndige und Kleinunternehmer kann sich ein kostenloses Gesch\u00e4ftskonto lohnen. 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