{"id":463,"date":"2025-03-11T08:38:39","date_gmt":"2025-03-11T08:38:39","guid":{"rendered":"https:\/\/sueddeutsche-edit.grc-media.com\/?page_id=463"},"modified":"2026-05-06T14:08:30","modified_gmt":"2026-05-06T13:08:30","slug":"geschaeftskonto","status":"publish","type":"page","link":"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/konto\/geschaeftskonto\/","title":{"rendered":"Gesch\u00e4ftskonto"},"content":{"rendered":"<div id=\"cs-content\" class=\"cs-content\"><div class=\"x-section e463-e1 mcv-0 mcv-1 mcv-2\"><div class=\"x-row x-container max width e463-e2 mcv-6 mcv-7 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-d mcv-z mcv-10\"><div class=\"x-row-inner\"><div class=\"x-col e463-e3 mcv-1t\"><div class=\"x-text x-text-headline e463-e4 mcv-23 mcv-24 mcv-25 mcv-26 mcv-27 mcv-28 mcv-29\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\">Konto<\/p>\n<\/div><\/div><\/div><div class=\"x-text x-text-headline e463-e5 mcv-24 mcv-25 mcv-27 mcv-2a mcv-2b mcv-2c\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h1 class=\"x-text-content-text-primary\">Gesch\u00e4ftskonto Vergleich Mai 2026: Das beste Firmenkonto f\u00fcr Ihr Unternehmen<\/h1>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e6 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-2x\">Stand: 6 Mai 2026 I Lesezeit: 8 Min.<\/div><div class=\"x-row e463-e7 mcv-6 mcv-8 mcv-a mcv-c mcv-e mcv-f mcv-g mcv-h mcv-i mcv-11 mcv-12\"><div class=\"x-row-inner\"><a class=\"x-col e463-e8 mcv-1t\" href=\"https:\/\/www.linkedin.com\/in\/amaliaalibaev\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><span class=\"x-anchor x-anchor-toggle has-graphic e463-e9 mcv-3b mcv-3c mcv-3d mcv-3e mcv-3f mcv-3g mcv-3h mcv-3i mcv-3j mcv-3k\" tabindex=\"0\" role=\"button\" data-x-toggle=\"1\" data-x-toggleable=\"e463-e9\" data-x-toggle-hover=\"1\" aria-controls=\"e463-e9-dropdown\" aria-expanded=\"false\" aria-haspopup=\"true\" aria-label=\"Toggle Dropdown Content\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><span class=\"x-image x-graphic-child x-graphic-image x-graphic-primary\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/10\/Amalia_Albv.png\" width=\"40\" height=\"40\" alt=\"Amalia Alibaev\" loading=\"lazy\"><\/span><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Autorin: Amalia Alibaev<\/span><span class=\"x-anchor-text-secondary\">Redakteurin \u00b7 spezialisiert auf Konten, Geldanlage und Kreditkarten<\/span><\/div><\/div><\/span><\/a><\/div><\/div><div class=\"x-text x-content e463-e12 mcv-2r mcv-2s mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34 mcv-35\">Ein bestes Gesch\u00e4ftskonto zu finden ist weit mehr als nur die Suche nach einem Tool zur Zahlungsabwicklung, es geht um die finanzielle Basis Ihres Unternehmens. Doch welches ist wirklich das beste Gesch\u00e4ftskonto f\u00fcr Ihr Business? Im Gesch\u00e4ftskonto Vergleich zeigt sich schnell: Die Unterschiede zwischen den Anbietern sind erheblich. Geb\u00fchren, Funktionen und branchenspezifische Anforderungen variieren stark. W\u00e4hrend manche Unternehmen ein g\u00fcnstiges Gesch\u00e4ftskonto bevorzugen, setzen andere auf digitale Tools, nahtlose Integrationen oder pers\u00f6nlichen Service. In unserem aktuellen Vergleich stellen wir Ihnen die besten Gesch\u00e4ftskonten vor, damit Sie schnell und sicher die richtige Wahl f\u00fcr Ihr Unternehmen treffen.<\/div><div class=\"x-acc e463-e13 mcv-3t mcv-3u mcv-3v mcv-3w mcv-3x mcv-3y\" id=\"x-acc-e463-e13\"><div class=\"e463-e14 x-acc-item\"><button id=\"tab-e463-e14\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e14\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e14\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\">&#x25b8;<\/span><span class=\"x-acc-header-text\">Inhaltsverzeichnis<\/span><\/span><\/button><div id=\"panel-e463-e14\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e14\" data-x-toggleable=\"e463-e14\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e15 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-30 mcv-34\"><ol>\n \t<li style=\"list-style-type: none;\">\n<ol>\n \t<li><a href=\"#definition\">Was ist ein Gesch\u00e4ftskonto?<\/a><\/li>\n \t<li><a href=\"#auswahl\">Bestes Gesch\u00e4ftkskonto finden: Worauf Sie beim Vergleich achten m\u00fcssen<\/a><\/li>\n \t<li><a href=\"#vergleich\">Wie funktioniert unser Gesch\u00e4ftskonto Vergleich?<\/a><\/li>\n \t<li><a href=\"#beste\">Die besten Gesch\u00e4ftskonten aus unserem Vergleich<\/a><\/li>\n \t<li><a href=\"#person\">Wer braucht ein Gesch\u00e4ftskonto?<\/a><\/li>\n \t<li><a href=\"#freiberufler\">Bestes Gesch\u00e4ftskonto f\u00fcr Freiberufler und Selbsst\u00e4ndige<\/a><\/li>\n \t<li><a href=\"#gmbh\">Bestes Gesch\u00e4ftskonto f\u00fcr GmbHs und UGs<\/a><\/li>\n \t<li><a href=\"#prozess\">Schritt-f\u00fcr-Schritt: So er\u00f6ffnen Sie das beste Gesch\u00e4ftskonto<\/a><\/li>\n \t<li><a href=\"#faq\">H\u00e4ufige gestellte Fragen zum Gesch\u00e4ftskonto Vergleich<\/a><\/li>\n<\/ol>\n<\/li>\n<\/ol><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e463-e16 mcv-6 mcv-7 mcv-8 mcv-9 mcv-c mcv-h mcv-i mcv-j mcv-k mcv-11 mcv-13\"><div class=\"x-row-inner\"><div class=\"x-col e463-e17 mcv-1t\"><div class=\"x-text x-text-headline e463-e18 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Das Wichtigste in K&uuml;rze<\/h2>\n<\/div><\/div><\/div><div class=\"x-grid e463-e19 mcv-44 mcv-45\"><div class=\"x-cell e463-e20 mcv-49 mcv-4a mcv-4b\"><i class=\"x-icon e463-e21 mcv-4f mcv-4g mcv-4h\" aria-hidden=\"true\" data-x-icon-s=\"&#xf002;\"><\/i><div class=\"x-text x-content e463-e22 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-34 mcv-36\">25 \u00fcberpr\u00fcfte Produkte<\/div><\/div><div class=\"x-cell e463-e23 mcv-49 mcv-4a mcv-4b\"><i class=\"x-icon e463-e24 mcv-4f mcv-4g mcv-4h\" aria-hidden=\"true\" data-x-icon-s=\"&#xf643;\"><\/i><div class=\"x-text x-content e463-e25 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-34 mcv-36\">12 verzinste Gesch\u00e4ftskonten<\/div><\/div><div class=\"x-cell e463-e26 mcv-49 mcv-4a mcv-4b\"><i class=\"x-icon e463-e27 mcv-4f mcv-4g mcv-4h\" aria-hidden=\"true\" data-x-icon-s=\"&#xe0c8;\"><\/i><div class=\"x-text x-content e463-e28 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-34 mcv-36\"><p style=\"text-align: center;\">13 kostenlose Gesch\u00e4ftskonten<\/p><\/div><\/div><\/div><div class=\"x-text x-content e463-e29 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-34 mcv-36\"><ul>\n \t<li>F\u00fcr Kapitalgesellschaften wie GmbH und UG ist ein Gesch\u00e4ftskonto gesetzlich verpflichtend, f\u00fcr Freiberufler und Einzelunternehmer hingegen empfehlenswert, aber nicht vorgeschrieben.<\/li>\n \t<li>Besonders attraktiv ist das <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\">Vivid<\/a> Gesch\u00e4ftskonto: Es kommt ohne Kontof\u00fchrungsgeb\u00fchren aus und bietet zus\u00e4tzlich 100 % Cashback auf gesch\u00e4ftliche Ausgaben.<\/li>\n \t<li>F\u00fcr den Gesch\u00e4ftskonto Vergleich sind vor allem Kosten, Zusatzleistungen, Flexibilit\u00e4t und Sicherheit entscheidend.<\/li>\n<\/ul>\n<ul><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e463-e30 mcv-0 mcv-1 mcv-3\"><div class=\"x-row x-container max width e463-e31 mcv-6 mcv-7 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-d mcv-z mcv-14\"><div class=\"x-row-inner\"><div class=\"x-col e463-e32 mcv-1t\"><div class=\"x-text x-text-headline e463-e33 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Unsere Top-Auswahl: Die 3 besten Gesch\u00e4ftskonten<\/h2>\n<\/div><\/div><\/div><div class=\"x-grid e463-e34 mcv-44 mcv-46 mcv-47\"><div class=\"x-cell e463-e35 mcv-49 mcv-4c mcv-4d\"><div class=\"x-text x-content e463-e36 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\"><div class=\"cs-content x-global-block x-global-block-3800 e3800-e0\"><div class=\"x-section e3800-e2 m2xk-0\"><div class=\"x-row e3800-e3 m2xk-2 m2xk-3 m2xk-4 m2xk-a m2xk-b\"><div class=\"x-row-inner\"><div class=\"x-col e3800-e4 m2xk-f m2xk-g\"><div class=\"x-row e3800-e5 m2xk-2 m2xk-4 m2xk-5 m2xk-6 m2xk-a m2xk-c\"><div class=\"x-row-inner\"><div class=\"x-col e3800-e6 m2xk-f m2xk-h m2xk-i\"><div class=\"x-anchor x-anchor-button has-graphic e3800-e7 m2xk-l m2xk-m\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe0c8;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Bestes Konto f\u00fcr Gewerbe<\/span><\/div><\/div><\/div><div class=\"x-text x-text-headline e3800-e8 m2xk-o\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Vivid Business Basic<\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e3800-e9 m2xk-2 m2xk-4 m2xk-7 m2xk-8 m2xk-a m2xk-d\"><div class=\"x-row-inner\"><div class=\"x-col e3800-e10 m2xk-f m2xk-h m2xk-i\"><span class=\"x-image e3800-e11 m2xk-p\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/10\/Top_vivid_SZ.png\" width=\"175\" height=\"125\" alt=\"vivid\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e3800-e12 m2xk-f m2xk-i\"><ul class=\"x-row x-container max width e3800-e13 m2xk-2 m2xk-6 m2xk-7 m2xk-9 m2xk-e\"><div class=\"x-row-inner\"><li class=\"x-col e3800-e14 m2xk-f m2xk-i\"><figure class=\"x-div e3800-e15 m2xk-q m2xk-r\"><i class=\"x-icon e3800-e16 m2xk-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xe1b8;\"><\/i><\/figure><div class=\"x-div e3800-e17 m2xk-r m2xk-s m2xk-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3800-e18 m2xk-w\">2 Monate kostenlos, danach 6,90 \u20ac p.M.<\/div><\/div><\/li><li class=\"x-col e3800-e19 m2xk-f m2xk-i m2xk-j\"><figure class=\"x-div e3800-e20 m2xk-q m2xk-r m2xk-t m2xk-u\"><i class=\"x-icon e3800-e21 m2xk-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xe4df;\"><\/i><\/figure><div class=\"x-div e3800-e22 m2xk-r m2xk-s m2xk-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3800-e23 m2xk-w m2xk-x\">Kostenlose virtuelle &amp; physische Debitkarte<\/div><\/div><\/li><li class=\"x-col e3800-e24 m2xk-f m2xk-i\"><figure class=\"x-div e3800-e25 m2xk-q m2xk-r\"><i class=\"x-icon e3800-e26 m2xk-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xe528;\"><\/i><\/figure><div class=\"x-div e3800-e27 m2xk-r m2xk-s m2xk-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3800-e28 m2xk-w\">Unbegrenzte Anzahl kostenloser Buchungen<\/div><\/div><\/li><li class=\"x-col e3800-e29 m2xk-f m2xk-i m2xk-k\"><figure class=\"x-div e3800-e30 m2xk-q m2xk-r m2xk-u\"><i class=\"x-icon e3800-e31 m2xk-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xf055;\"><\/i><\/figure><div class=\"x-div e3800-e32 m2xk-r m2xk-s m2xk-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3800-e33 m2xk-w m2xk-x\">Unbegrenzte Anzahl an Unterkonten mit eigener IBAN &amp; 4 % Zinsen Firmentagesgeldkonto<\/div><\/div><\/li><\/div><\/ul><\/div><div class=\"x-col e3800-e34 m2xk-f m2xk-h m2xk-i\"><a class=\"x-anchor x-anchor-button e3800-e35 m2xk-l m2xk-n\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-cell e463-e37 mcv-49 mcv-4c mcv-4d\"><div class=\"x-text x-content e463-e38 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\"><div class=\"cs-content x-global-block x-global-block-3798 e3798-e0\"><div class=\"x-section e3798-e2 m2xi-0\"><div class=\"x-row e3798-e3 m2xi-2 m2xi-3 m2xi-4 m2xi-a m2xi-b\"><div class=\"x-row-inner\"><div class=\"x-col e3798-e4 m2xi-f m2xi-g\"><div class=\"x-row e3798-e5 m2xi-2 m2xi-4 m2xi-5 m2xi-6 m2xi-a m2xi-c\"><div class=\"x-row-inner\"><div class=\"x-col e3798-e6 m2xi-f m2xi-h m2xi-i\"><div class=\"x-anchor x-anchor-button has-graphic e3798-e7 m2xi-l m2xi-m\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf109;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Bestes Konto f\u00fcr Freiberufler<\/span><\/div><\/div><\/div><div class=\"x-text x-text-headline e3798-e8 m2xi-o\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Fyrst Base<\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e3798-e9 m2xi-2 m2xi-4 m2xi-7 m2xi-8 m2xi-a m2xi-d\"><div class=\"x-row-inner\"><div class=\"x-col e3798-e10 m2xi-f m2xi-h m2xi-i\"><span class=\"x-image e3798-e11 m2xi-p\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/04\/SZ_fyrst.jpg\" width=\"175\" height=\"125\" alt=\"Fyrst\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e3798-e12 m2xi-f m2xi-i\"><ul class=\"x-row x-container max width e3798-e13 m2xi-2 m2xi-6 m2xi-7 m2xi-9 m2xi-e\"><div class=\"x-row-inner\"><li class=\"x-col e3798-e14 m2xi-f m2xi-i\"><figure class=\"x-div e3798-e15 m2xi-q m2xi-r\"><i class=\"x-icon e3798-e16 m2xi-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xe1b8;\"><\/i><\/figure><div class=\"x-div e3798-e17 m2xi-r m2xi-s m2xi-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3798-e18 m2xi-w\">Kostenlose Kontof\u00fchrung<\/div><\/div><\/li><li class=\"x-col e3798-e19 m2xi-f m2xi-i m2xi-j\"><figure class=\"x-div e3798-e20 m2xi-q m2xi-r m2xi-t m2xi-u\"><i class=\"x-icon e3798-e21 m2xi-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xe4df;\"><\/i><\/figure><div class=\"x-div e3798-e22 m2xi-r m2xi-s m2xi-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3798-e23 m2xi-w m2xi-x\">1 kostenlose Debitkarte<\/div><\/div><\/li><li class=\"x-col e3798-e24 m2xi-f m2xi-i\"><figure class=\"x-div e3798-e25 m2xi-q m2xi-r\"><i class=\"x-icon e3798-e26 m2xi-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xe528;\"><\/i><\/figure><div class=\"x-div e3798-e27 m2xi-r m2xi-s m2xi-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3798-e28 m2xi-w\">50 kostenlos, danach 0,19 \u20ac pro Buchung<\/div><\/div><\/li><li class=\"x-col e3798-e29 m2xi-f m2xi-i m2xi-k\"><figure class=\"x-div e3798-e30 m2xi-q m2xi-r m2xi-u\"><i class=\"x-icon e3798-e31 m2xi-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xf055;\"><\/i><\/figure><div class=\"x-div e3798-e32 m2xi-r m2xi-s m2xi-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3798-e33 m2xi-w m2xi-x\">Firmentagesgeld mit 2,5 % Zinsen<\/div><\/div><\/li><\/div><\/ul><\/div><div class=\"x-col e3798-e34 m2xi-f m2xi-h m2xi-i\"><a class=\"x-anchor x-anchor-button e3798-e35 m2xi-l m2xi-n\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-fyrst-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-cell e463-e39 mcv-49 mcv-4c mcv-4d\"><div class=\"x-text x-content e463-e40 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\"><div class=\"cs-content x-global-block x-global-block-3795 e3795-e0\"><div class=\"x-section e3795-e2 m2xf-0\"><div class=\"x-row e3795-e3 m2xf-2 m2xf-3 m2xf-4 m2xf-a m2xf-b\"><div class=\"x-row-inner\"><div class=\"x-col e3795-e4 m2xf-f m2xf-g\"><div class=\"x-row e3795-e5 m2xf-2 m2xf-4 m2xf-5 m2xf-6 m2xf-a m2xf-c\"><div class=\"x-row-inner\"><div class=\"x-col e3795-e6 m2xf-f m2xf-h m2xf-i\"><div class=\"x-anchor x-anchor-button has-graphic e3795-e7 m2xf-l m2xf-m\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf47c;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Bestes Gesamtpaket<\/span><\/div><\/div><\/div><div class=\"x-text x-text-headline e3795-e8 m2xf-o\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Pro<\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e3795-e9 m2xf-2 m2xf-4 m2xf-7 m2xf-8 m2xf-a m2xf-d\"><div class=\"x-row-inner\"><div class=\"x-col e3795-e10 m2xf-f m2xf-h m2xf-i\"><span class=\"x-image e3795-e11 m2xf-p\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_holvi_logo.png\" width=\"175\" height=\"125\" alt=\"Holvi\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e3795-e12 m2xf-f m2xf-i\"><ul class=\"x-row x-container max width e3795-e13 m2xf-2 m2xf-6 m2xf-7 m2xf-9 m2xf-e\"><div class=\"x-row-inner\"><li class=\"x-col e3795-e14 m2xf-f m2xf-i\"><figure class=\"x-div e3795-e15 m2xf-q m2xf-r\"><i class=\"x-icon e3795-e16 m2xf-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xe1b8;\"><\/i><\/figure><div class=\"x-div e3795-e17 m2xf-r m2xf-s m2xf-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3795-e18 m2xf-w\">9 \u20ac pro Monat<\/div><\/div><\/li><li class=\"x-col e3795-e19 m2xf-f m2xf-i m2xf-j\"><figure class=\"x-div e3795-e20 m2xf-q m2xf-r m2xf-t m2xf-u\"><i class=\"x-icon e3795-e21 m2xf-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xe4df;\"><\/i><\/figure><div class=\"x-div e3795-e22 m2xf-r m2xf-s m2xf-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3795-e23 m2xf-w m2xf-x\">3 klassische &amp; 1 virtuelle Debitkarte inklusive<\/div><\/div><\/li><li class=\"x-col e3795-e24 m2xf-f m2xf-i\"><figure class=\"x-div e3795-e25 m2xf-q m2xf-r\"><i class=\"x-icon e3795-e26 m2xf-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xe528;\"><\/i><\/figure><div class=\"x-div e3795-e27 m2xf-r m2xf-s m2xf-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3795-e28 m2xf-w\">Unbegrenzte Anzahl kostenloser Buchungen<\/div><\/div><\/li><li class=\"x-col e3795-e29 m2xf-f m2xf-i m2xf-k\"><figure class=\"x-div e3795-e30 m2xf-q m2xf-r m2xf-u\"><i class=\"x-icon e3795-e31 m2xf-v\" aria-hidden=\"true\" data-x-icon-s=\"&#xf055;\"><\/i><\/figure><div class=\"x-div e3795-e32 m2xf-r m2xf-s m2xf-1 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e3795-e33 m2xf-w m2xf-x\">5 Unterkonten mit eigener IBAN<\/div><\/div><\/li><\/div><\/ul><\/div><div class=\"x-col e3795-e34 m2xf-f m2xf-h m2xf-i\"><a class=\"x-anchor x-anchor-button e3795-e35 m2xf-l m2xf-n\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-text x-text-headline e463-e41 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Gesch\u00e4ftskonto Vergleich Mai 2026: Die Top-Anbieter im \u00dcberblick<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e42 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-34 mcv-36\">Unser Vergleich verschafft Ihnen einen transparenten \u00dcberblick \u00fcber die besten Gesch\u00e4ftskonten auf dem deutschen Markt. Wir haben \u00fcber 25 Angebote sorgf\u00e4ltig gepr\u00fcft und \u00fcbersichtlich zusammengestellt, damit Sie schnell das beste Gesch\u00e4ftskonto finden, das optimal zu Ihrem Unternehmen passt.<\/div><div class=\"x-text x-text-headline e463-e43 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">W\u00e4hlen Sie Ihre Unternehmensform<\/h2>\n<\/div><\/div><\/div><div class=\"x-tabs e463-e44 mcv-4m\" data-x-element-tabs=\"\"><div class=\"x-tabs-list\"><ul role=\"tablist\"><li role=\"presentation\"><button id=\"tab-e463-e45\" class=\"e463-e45 x-active\" role=\"tab\" aria-selected=\"true\" aria-controls=\"panel-e463-e45\" data-x-toggle=\"tab\" data-x-toggleable=\"tab-item-e463-e45\" data-x-toggle-group=\"tab-group-e463-e44\"><span>Kapitalgesellschaft<\/span><\/button><\/li><li role=\"presentation\"><button id=\"tab-e463-e47\" class=\"e463-e47\" role=\"tab\" aria-selected=\"false\" aria-controls=\"panel-e463-e47\" data-x-toggle=\"tab\" data-x-toggleable=\"tab-item-e463-e47\" data-x-toggle-group=\"tab-group-e463-e44\"><span>Selbstst\u00e4ndige<\/span><\/button><\/li><\/ul><\/div><div class=\"x-tabs-panels\"><div id=\"panel-e463-e45\" class=\"x-tabs-panel e463-e45 x-active\" role=\"tabpanel\" aria-labelledby=\"tab-e463-e45\" aria-hidden=\"false\" data-x-toggleable=\"tab-item-e463-e45\"><div class=\"x-text x-content e463-e46 mcv-2q mcv-2r mcv-2s mcv-2v mcv-2w mcv-2z mcv-33 mcv-37\"><p>Passend f\u00fcr GbR, OHG, KG, UG, GmbH und AG.<\/p>\n<p><div class=\"cs-content x-global-block x-global-block-1104 e1104-e0\"><div class=\"x-section e1104-e2 muo-0\"><div class=\"x-row e1104-e3 muo-1 muo-2 muo-6 muo-7\"><div class=\"x-row-inner\"><div class=\"x-col e1104-e4 muo-a muo-b\"><div class=\"x-row e1104-e5 muo-1 muo-3 muo-4 muo-6 muo-8\"><div class=\"x-row-inner\"><div class=\"x-col e1104-e6 muo-a muo-c\"><div class=\"x-anchor x-anchor-button has-graphic e1104-e7 muo-d muo-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e1104-e8 muo-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/04\/SZ_vivid.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1104-e9 muo-h muo-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>vivid Business Basic<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1104-e10 muo-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.8 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.8 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e1104-e11 muo-a muo-c\"><div class=\"x-grid x-container max width e1104-e12 muo-l\"><div class=\"x-cell e1104-e13 muo-m\"><div class=\"x-text x-text-headline e1104-e14 muo-h muo-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1104-e15 muo-n muo-o\"><p style=\"text-align: center;\">GbR, OHG, KG, UG, GmbH &amp; AG<\/p><\/div><\/div><div class=\"x-cell e1104-e16 muo-m\"><div class=\"x-text x-text-headline e1104-e17 muo-h muo-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1104-e18 muo-n muo-o\"><p style=\"text-align: center;\">2 Monate kostenlos, danach 6,90 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e1104-e19 muo-m\"><div class=\"x-text x-text-headline e1104-e20 muo-h muo-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1104-e21 muo-n muo-o\"><p style=\"text-align: center;\">Unbegrenzte Anzahl an Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e1104-e22 muo-m\"><div class=\"x-text x-text-headline e1104-e23 muo-h muo-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1104-e24 muo-n muo-o\"><p style=\"text-align: center;\">Kostenlos und unbegrenzt<\/p><\/div><\/div><\/div><div class=\"x-acc e1104-e25 muo-q\" id=\"x-acc-e1104-e25\"><div class=\"e1104-e26 x-acc-item\"><p id=\"tab-e1104-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1104-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1104-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1104-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1104-e26\" data-x-toggleable=\"e1104-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1104-e27 muo-n muo-p\"><div id=\"footable_parent_2514\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"2514\" data-filter-delay=\"1000\" aria-label=\"Vivid Business Basic Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2514\"\n           data-unique_identifier=\"ninja_table_unique_id_3592418178_2514\"\n           class=\" foo-table ninja_footable foo_table_2514 ninja_table_unique_id_3592418178_2514 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1560\" class=\"ninja_table_row_0 nt_row_id_1560\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>GbR, OHG, KG, UG, GmbH & AG<\/td>        <\/tr>\n            <tr data-row_id=\"1561\" class=\"ninja_table_row_1 nt_row_id_1561\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>2 Monate kostenlos, danach 6,90 \u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"1562\" class=\"ninja_table_row_2 nt_row_id_1562\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"1565\" class=\"ninja_table_row_3 nt_row_id_1565\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1572\" class=\"ninja_table_row_4 nt_row_id_1572\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Unbegrenzte Anzahl an Unterkonten mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"1567\" class=\"ninja_table_row_5 nt_row_id_1567\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>bis 200\u20ac p.M. kostenlos, danach 1%<\/td>        <\/tr>\n            <tr data-row_id=\"1568\" class=\"ninja_table_row_6 nt_row_id_1568\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"1569\" class=\"ninja_table_row_7 nt_row_id_1569\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1570\" class=\"ninja_table_row_8 nt_row_id_1570\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Kein Girokonto, sondern E-Geld-Konto, keine gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1571\" class=\"ninja_table_row_9 nt_row_id_1571\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1573\" class=\"ninja_table_row_10 nt_row_id_1573\">\n            <td><strong>Extras<\/strong><\/td><td>0,1 % Cashback auf Kartenzahlungen, kostenloses Tagesgeld-Konto & ohne Schufa-Abfrage<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1104-e28 muo-1 muo-3 muo-5 muo-6 muo-9\"><div class=\"x-row-inner\"><div class=\"x-col e1104-e29 muo-a muo-c\"><a class=\"x-anchor x-anchor-button e1104-e30 muo-d muo-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3070 e3070-e0\"><div class=\"x-section e3070-e2 m2da-0\"><div class=\"x-row e3070-e3 m2da-1 m2da-2 m2da-6 m2da-7\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e4 m2da-a m2da-b\"><div class=\"x-row e3070-e5 m2da-1 m2da-3 m2da-4 m2da-6 m2da-8\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e6 m2da-a m2da-c\"><a class=\"x-image e3070-e7 m2da-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-flex\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_holvi_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3070-e8 m2da-e m2da-f m2da-g m2da-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Flex<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3070-e9 m2da-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.3 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3070-e10 m2da-e m2da-g m2da-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-flex\/\">Holvi Flex Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3070-e11 m2da-a m2da-c\"><div class=\"x-grid x-container max width e3070-e12 m2da-l\"><div class=\"x-cell e3070-e13 m2da-m\"><div class=\"x-text x-text-headline e3070-e14 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e15 m2da-n m2da-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3070-e16 m2da-m\"><div class=\"x-text x-text-headline e3070-e17 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e18 m2da-n m2da-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3070-e19 m2da-m\"><div class=\"x-text x-text-headline e3070-e20 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e21 m2da-n m2da-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e3070-e22 m2da-m\"><div class=\"x-text x-text-headline e3070-e23 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e24 m2da-n m2da-o\"><p style=\"text-align: center;\">0,25 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3070-e25 m2da-q\" id=\"x-acc-e3070-e25\"><div class=\"e3070-e26 x-acc-item\"><p id=\"tab-e3070-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3070-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3070-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3070-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3070-e26\" data-x-toggleable=\"e3070-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3070-e27 m2da-n m2da-p\"><div id=\"footable_parent_3069\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_1\" data-footable_id=\"3069\" data-filter-delay=\"1000\" aria-label=\"Holvi Flex Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3069\"\n           data-unique_identifier=\"ninja_table_unique_id_3573933407_3069\"\n           class=\" foo-table ninja_footable foo_table_3069 ninja_table_unique_id_3573933407_3069 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2089\" class=\"ninja_table_row_0 nt_row_id_2089\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2090\" class=\"ninja_table_row_1 nt_row_id_2090\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2091\" class=\"ninja_table_row_2 nt_row_id_2091\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Keine kostenlos, pro Buchung 0,25 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2092\" class=\"ninja_table_row_3 nt_row_id_2092\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 virtuelle Debitkarte inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2098\" class=\"ninja_table_row_4 nt_row_id_2098\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"2093\" class=\"ninja_table_row_5 nt_row_id_2093\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2094\" class=\"ninja_table_row_6 nt_row_id_2094\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2095\" class=\"ninja_table_row_7 nt_row_id_2095\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"2096\" class=\"ninja_table_row_8 nt_row_id_2096\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Gelder liegen bei Nordea Bank und Aktia Bank (Finland)<\/td>        <\/tr>\n            <tr data-row_id=\"2097\" class=\"ninja_table_row_9 nt_row_id_2097\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2099\" class=\"ninja_table_row_10 nt_row_id_2099\">\n            <td><strong>Extras<\/strong><\/td><td>Bis zu 4,00 % p. a. auf Geldmarktfonds f\u00fcr neue GmbHs\/UGs<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3070-e28 m2da-1 m2da-3 m2da-5 m2da-6 m2da-9\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e29 m2da-a m2da-c\"><a class=\"x-anchor x-anchor-button e3070-e30 m2da-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-flex\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4359 e4359-e0\"><div class=\"x-section e4359-e2 m3d3-0\"><div class=\"x-row e4359-e3 m3d3-1 m3d3-2 m3d3-6 m3d3-7\"><div class=\"x-row-inner\"><div class=\"x-col e4359-e4 m3d3-a m3d3-b\"><div class=\"x-row e4359-e5 m3d3-1 m3d3-3 m3d3-4 m3d3-6 m3d3-8\"><div class=\"x-row-inner\"><div class=\"x-col e4359-e6 m3d3-a m3d3-c\"><a class=\"x-image e4359-e7 m3d3-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4359-e8 m3d3-e m3d3-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Basic<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4359-e9 m3d3-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.3 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4359-e10 m3d3-a m3d3-c\"><div class=\"x-grid x-container max width e4359-e11 m3d3-i\"><div class=\"x-cell e4359-e12 m3d3-j\"><div class=\"x-text x-text-headline e4359-e13 m3d3-e m3d3-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4359-e14 m3d3-k m3d3-l\"><p style=\"text-align: center;\">Freiberufler &amp; Gewerbe<\/p><\/div><\/div><div class=\"x-cell e4359-e15 m3d3-j\"><div class=\"x-text x-text-headline e4359-e16 m3d3-e m3d3-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4359-e17 m3d3-k m3d3-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 9 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4359-e18 m3d3-j\"><div class=\"x-text x-text-headline e4359-e19 m3d3-e m3d3-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4359-e20 m3d3-k m3d3-l\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e4359-e21 m3d3-j\"><div class=\"x-text x-text-headline e4359-e22 m3d3-e m3d3-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4359-e23 m3d3-k m3d3-l\"><p style=\"text-align: center;\">30 kostenlose Buchungen, danach 0,20 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4359-e24 m3d3-n\" id=\"x-acc-e4359-e24\"><div class=\"e4359-e25 x-acc-item\"><p id=\"tab-e4359-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4359-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4359-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4359-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4359-e25\" data-x-toggleable=\"e4359-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4359-e26 m3d3-k m3d3-m\"><div id=\"footable_parent_4366\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_2\" data-footable_id=\"4366\" data-filter-delay=\"1000\" aria-label=\"qonto basic Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4366\"\n           data-unique_identifier=\"ninja_table_unique_id_3855591619_4366\"\n           class=\" foo-table ninja_footable foo_table_4366 ninja_table_unique_id_3855591619_4366 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3191\" class=\"ninja_table_row_0 nt_row_id_3191\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler & Gewerbe<\/td>        <\/tr>\n            <tr data-row_id=\"3192\" class=\"ninja_table_row_1 nt_row_id_3192\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 9 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3193\" class=\"ninja_table_row_2 nt_row_id_3193\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>30 kostenlos, danach 0,20 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3194\" class=\"ninja_table_row_3 nt_row_id_3194\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 One Card Mastercard + 2 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3199\" class=\"ninja_table_row_4 nt_row_id_3199\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Keine<\/td>        <\/tr>\n            <tr data-row_id=\"3195\" class=\"ninja_table_row_5 nt_row_id_3195\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3196\" class=\"ninja_table_row_6 nt_row_id_3196\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3197\" class=\"ninja_table_row_7 nt_row_id_3197\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3198\" class=\"ninja_table_row_8 nt_row_id_3198\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3200\" class=\"ninja_table_row_9 nt_row_id_3200\">\n            <td><strong>Extras<\/strong><\/td><td>Bezahlt werden mit Zahlungslinks, Tap to Pay & POS-Terminals,  Cashflow smart steuern mit interaktiven Analysen & Prognosen<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4359-e27 m3d3-1 m3d3-3 m3d3-5 m3d3-6 m3d3-9\"><div class=\"x-row-inner\"><div class=\"x-col e4359-e28 m3d3-a m3d3-c\"><a class=\"x-anchor x-anchor-button e4359-e29 m3d3-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3502 e3502-e0\"><div class=\"x-section e3502-e2 m2pa-0\"><div class=\"x-row e3502-e3 m2pa-1 m2pa-2 m2pa-6 m2pa-7\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e4 m2pa-a m2pa-b\"><div class=\"x-row e3502-e5 m2pa-1 m2pa-3 m2pa-4 m2pa-6 m2pa-8\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e6 m2pa-a m2pa-c\"><a class=\"x-image e3502-e7 m2pa-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/12\/SZ_Kontist.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3502-e8 m2pa-e m2pa-f m2pa-g m2pa-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Kontist Free<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3502-e9 m2pa-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3502-e10 m2pa-e m2pa-g m2pa-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/kontist-free\/\">Kontist Free Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3502-e11 m2pa-a m2pa-c\"><div class=\"x-grid x-container max width e3502-e12 m2pa-l\"><div class=\"x-cell e3502-e13 m2pa-m\"><div class=\"x-text x-text-headline e3502-e14 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e15 m2pa-n m2pa-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3502-e16 m2pa-m\"><div class=\"x-text x-text-headline e3502-e17 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e18 m2pa-n m2pa-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3502-e19 m2pa-m\"><div class=\"x-text x-text-headline e3502-e20 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e21 m2pa-n m2pa-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e3502-e22 m2pa-m\"><div class=\"x-text x-text-headline e3502-e23 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e24 m2pa-n m2pa-o\"><p style=\"text-align: center;\">5 kostenlos, danach 0,40 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3502-e25 m2pa-q\" id=\"x-acc-e3502-e25\"><div class=\"e3502-e26 x-acc-item\"><p id=\"tab-e3502-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3502-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3502-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3502-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3502-e26\" data-x-toggleable=\"e3502-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3502-e27 m2pa-n m2pa-p\"><div id=\"footable_parent_3503\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_3\" data-footable_id=\"3503\" data-filter-delay=\"1000\" aria-label=\"Kontist Free Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3503\"\n           data-unique_identifier=\"ninja_table_unique_id_4023064497_3503\"\n           class=\" foo-table ninja_footable foo_table_3503 ninja_table_unique_id_4023064497_3503 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2467\" class=\"ninja_table_row_0 nt_row_id_2467\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2468\" class=\"ninja_table_row_1 nt_row_id_2468\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2469\" class=\"ninja_table_row_2 nt_row_id_2469\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>5<\/td>        <\/tr>\n            <tr data-row_id=\"2470\" class=\"ninja_table_row_3 nt_row_id_2470\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 klassische Debitkarte inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2476\" class=\"ninja_table_row_4 nt_row_id_2476\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"2471\" class=\"ninja_table_row_5 nt_row_id_2471\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2472\" class=\"ninja_table_row_6 nt_row_id_2472\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2 %<\/td>        <\/tr>\n            <tr data-row_id=\"2473\" class=\"ninja_table_row_7 nt_row_id_2473\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,9 %<\/td>        <\/tr>\n            <tr data-row_id=\"2474\" class=\"ninja_table_row_8 nt_row_id_2474\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"2475\" class=\"ninja_table_row_9 nt_row_id_2475\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2477\" class=\"ninja_table_row_10 nt_row_id_2477\">\n            <td><strong>Extras<\/strong><\/td><td>Dispokredit verf\u00fcgbar<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3502-e28 m2pa-1 m2pa-3 m2pa-5 m2pa-6 m2pa-9\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e29 m2pa-a m2pa-c\"><a class=\"x-anchor x-anchor-button e3502-e30 m2pa-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-1374 e1374-e0\"><div class=\"x-section e1374-e2 m126-0\"><div class=\"x-row e1374-e3 m126-1 m126-2 m126-6 m126-7\"><div class=\"x-row-inner\"><div class=\"x-col e1374-e4 m126-a m126-b\"><div class=\"x-row e1374-e5 m126-1 m126-3 m126-4 m126-6 m126-8\"><div class=\"x-row-inner\"><div class=\"x-col e1374-e6 m126-a m126-c\"><div class=\"x-anchor x-anchor-button has-graphic e1374-e7 m126-d m126-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">4,25 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e1374-e8 m126-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-tide-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/05\/SZ_tide.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1374-e9 m126-h m126-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Tide<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1374-e10 m126-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e1374-e11 m126-a m126-c\"><div class=\"x-grid x-container max width e1374-e12 m126-l\"><div class=\"x-cell e1374-e13 m126-m\"><div class=\"x-text x-text-headline e1374-e14 m126-h m126-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1374-e15 m126-n m126-o\">Freiberufler, Gewerbe, UG &amp; GmbH<\/div><\/div><div class=\"x-cell e1374-e16 m126-m\"><div class=\"x-text x-text-headline e1374-e17 m126-h m126-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1374-e18 m126-n m126-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e1374-e19 m126-m\"><div class=\"x-text x-text-headline e1374-e20 m126-h m126-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1374-e21 m126-n m126-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e1374-e22 m126-m\"><div class=\"x-text x-text-headline e1374-e23 m126-h m126-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1374-e24 m126-n m126-o\"><p style=\"text-align: center;\">0,20 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e1374-e25 m126-q\" id=\"x-acc-e1374-e25\"><div class=\"e1374-e26 x-acc-item\"><p id=\"tab-e1374-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1374-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1374-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1374-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1374-e26\" data-x-toggleable=\"e1374-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1374-e27 m126-n m126-p\"><div id=\"footable_parent_2518\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_4\" data-footable_id=\"2518\" data-filter-delay=\"1000\" aria-label=\"Tide Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2518\"\n           data-unique_identifier=\"ninja_table_unique_id_1128050115_2518\"\n           class=\" foo-table ninja_footable foo_table_2518 ninja_table_unique_id_1128050115_2518 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1589\" class=\"ninja_table_row_0 nt_row_id_1589\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG & GmbH<\/td>        <\/tr>\n            <tr data-row_id=\"1590\" class=\"ninja_table_row_1 nt_row_id_1590\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1591\" class=\"ninja_table_row_2 nt_row_id_1591\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>0,20\u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"1592\" class=\"ninja_table_row_3 nt_row_id_1592\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1598\" class=\"ninja_table_row_4 nt_row_id_1598\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"1593\" class=\"ninja_table_row_5 nt_row_id_1593\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1594\" class=\"ninja_table_row_6 nt_row_id_1594\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"1595\" class=\"ninja_table_row_7 nt_row_id_1595\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1596\" class=\"ninja_table_row_8 nt_row_id_1596\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Niederl\u00e4ndische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1597\" class=\"ninja_table_row_9 nt_row_id_1597\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1599\" class=\"ninja_table_row_10 nt_row_id_1599\">\n            <td><strong>Extras<\/strong><\/td><td>Kostenloses Tagesgeld-Konto, Tool zur Rechnungsstellung, Firmenkredite & ohne Schufa-Abfrage<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1374-e28 m126-1 m126-3 m126-5 m126-6 m126-9\"><div class=\"x-row-inner\"><div class=\"x-col e1374-e29 m126-a m126-c\"><a class=\"x-anchor x-anchor-button e1374-e30 m126-d m126-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-tide-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-2530 e2530-e0\"><div class=\"x-section e2530-e2 m1ya-0\"><div class=\"x-row e2530-e3 m1ya-1 m1ya-2 m1ya-6 m1ya-7\"><div class=\"x-row-inner\"><div class=\"x-col e2530-e4 m1ya-a m1ya-b\"><div class=\"x-row e2530-e5 m1ya-1 m1ya-3 m1ya-4 m1ya-6 m1ya-8\"><div class=\"x-row-inner\"><div class=\"x-col e2530-e6 m1ya-a m1ya-c\"><div class=\"x-anchor x-anchor-button has-graphic e2530-e7 m1ya-d m1ya-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e2530-e8 m1ya-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-basic-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_finom_logo.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e2530-e9 m1ya-h m1ya-i m1ya-j m1ya-k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Finom Basic<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e2530-e10 m1ya-n\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e2530-e11 m1ya-h m1ya-j m1ya-l\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/finom-basic\/\">Finom Basic Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e2530-e12 m1ya-a m1ya-c\"><div class=\"x-grid x-container max width e2530-e13 m1ya-o\"><div class=\"x-cell e2530-e14 m1ya-p\"><div class=\"x-text x-text-headline e2530-e15 m1ya-h m1ya-k m1ya-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2530-e16 m1ya-q m1ya-r\">Freiberufler & Gewerbe<\/div><\/div><div class=\"x-cell e2530-e17 m1ya-p\"><div class=\"x-text x-text-headline e2530-e18 m1ya-h m1ya-k m1ya-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2530-e19 m1ya-q m1ya-r\"><p style=\"text-align: center;\">4 Monate kostenlos, danach 9 \u20ac<\/p><\/div><\/div><div class=\"x-cell e2530-e20 m1ya-p\"><div class=\"x-text x-text-headline e2530-e21 m1ya-h m1ya-k m1ya-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2530-e22 m1ya-q m1ya-r\"><p style=\"text-align: center;\">2<\/p><\/div><\/div><div class=\"x-cell e2530-e23 m1ya-p\"><div class=\"x-text x-text-headline e2530-e24 m1ya-h m1ya-k m1ya-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2530-e25 m1ya-q m1ya-r\"><p style=\"text-align: center;\">kostenlos bis 25.000 \u20ac, dar\u00fcber 0,3 % pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e2530-e26 m1ya-t\" id=\"x-acc-e2530-e26\"><div class=\"e2530-e27 x-acc-item\"><p id=\"tab-e2530-e27\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e2530-e27\" data-x-toggle=\"collapse\" data-x-toggleable=\"e2530-e27\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e2530-e27\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e2530-e27\" data-x-toggleable=\"e2530-e27\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e2530-e28 m1ya-q m1ya-s\"><div id=\"footable_parent_2531\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_5\" data-footable_id=\"2531\" data-filter-delay=\"1000\" aria-label=\"Finom Basic Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2531\"\n           data-unique_identifier=\"ninja_table_unique_id_2853128643_2531\"\n           class=\" foo-table ninja_footable foo_table_2531 ninja_table_unique_id_2853128643_2531 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1694\" class=\"ninja_table_row_0 nt_row_id_1694\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler & Gewerbe<\/td>        <\/tr>\n            <tr data-row_id=\"1695\" class=\"ninja_table_row_1 nt_row_id_1695\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>4 Monate kostenlos, danach 9 \u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"1696\" class=\"ninja_table_row_2 nt_row_id_1696\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>kostenlos bis 2.500\u20ac, dar\u00fcber 0,3%<\/td>        <\/tr>\n            <tr data-row_id=\"1697\" class=\"ninja_table_row_3 nt_row_id_1697\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>3 virtuelle Karten sind kostenlos<\/td>        <\/tr>\n            <tr data-row_id=\"1703\" class=\"ninja_table_row_4 nt_row_id_1703\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>2 Unterkonten<\/td>        <\/tr>\n            <tr data-row_id=\"1698\" class=\"ninja_table_row_5 nt_row_id_1698\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>0 % bis 500 \u20ac, 1 % von 500 \u20ac - 2.000 \u20ac, 5 % von 2.000 \u20ac - 5.000 \u20ac, 8 % ab 5.000 \u20ac <\/td>        <\/tr>\n            <tr data-row_id=\"1699\" class=\"ninja_table_row_6 nt_row_id_1699\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>0 % bis 499 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1700\" class=\"ninja_table_row_7 nt_row_id_1700\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1701\" class=\"ninja_table_row_8 nt_row_id_1701\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1702\" class=\"ninja_table_row_9 nt_row_id_1702\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1704\" class=\"ninja_table_row_10 nt_row_id_1704\">\n            <td><strong>Extras<\/strong><\/td><td>Ausgabenstatistik und Tool zur Rechnungsstellung<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e2530-e29 m1ya-1 m1ya-3 m1ya-5 m1ya-6 m1ya-9\"><div class=\"x-row-inner\"><div class=\"x-col e2530-e30 m1ya-a m1ya-c\"><a class=\"x-anchor x-anchor-button e2530-e31 m1ya-d m1ya-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-basic-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3073 e3073-e0\"><div class=\"x-section e3073-e2 m2dd-0\"><div class=\"x-row e3073-e3 m2dd-1 m2dd-2 m2dd-6 m2dd-7\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e4 m2dd-a m2dd-b\"><div class=\"x-row e3073-e5 m2dd-1 m2dd-3 m2dd-4 m2dd-6 m2dd-8\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e6 m2dd-a m2dd-c\"><a class=\"x-image e3073-e7 m2dd-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_Holvi.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3073-e8 m2dd-e m2dd-f m2dd-g m2dd-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Pro<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3073-e9 m2dd-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3073-e10 m2dd-e m2dd-g m2dd-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-pro\/\">Holvi Pro Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3073-e11 m2dd-a m2dd-c\"><div class=\"x-grid x-container max width e3073-e12 m2dd-l\"><div class=\"x-cell e3073-e13 m2dd-m\"><div class=\"x-text x-text-headline e3073-e14 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e15 m2dd-n m2dd-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3073-e16 m2dd-m\"><div class=\"x-text x-text-headline e3073-e17 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e18 m2dd-n m2dd-o\"><p style=\"text-align: center;\">1 Monat kostenlos, danach 9 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3073-e19 m2dd-m\"><div class=\"x-text x-text-headline e3073-e20 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e21 m2dd-n m2dd-o\"><p style=\"text-align: center;\">5 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e3073-e22 m2dd-m\"><div class=\"x-text x-text-headline e3073-e23 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e24 m2dd-n m2dd-o\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><\/div><div class=\"x-acc e3073-e25 m2dd-q\" id=\"x-acc-e3073-e25\"><div class=\"e3073-e26 x-acc-item\"><p id=\"tab-e3073-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3073-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3073-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3073-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3073-e26\" data-x-toggleable=\"e3073-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3073-e27 m2dd-n m2dd-p\"><div id=\"footable_parent_3074\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_6\" data-footable_id=\"3074\" data-filter-delay=\"1000\" aria-label=\"Holvi Pro Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3074\"\n           data-unique_identifier=\"ninja_table_unique_id_1735447968_3074\"\n           class=\" foo-table ninja_footable foo_table_3074 ninja_table_unique_id_1735447968_3074 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2119\" class=\"ninja_table_row_0 nt_row_id_2119\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2120\" class=\"ninja_table_row_1 nt_row_id_2120\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>bei Jahreszahlung 9\u20ac p.M.; bei monatlicher Zahlung 15\u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"2121\" class=\"ninja_table_row_2 nt_row_id_2121\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"2122\" class=\"ninja_table_row_3 nt_row_id_2122\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>3 klassische und 1 virtuelle Debitkarte inklusive, 3 \u20ac je zus\u00e4tzliche Bankkarte<\/td>        <\/tr>\n            <tr data-row_id=\"2128\" class=\"ninja_table_row_4 nt_row_id_2128\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>5 deutsche IBANs inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2123\" class=\"ninja_table_row_5 nt_row_id_2123\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 %<\/td>        <\/tr>\n            <tr data-row_id=\"2124\" class=\"ninja_table_row_6 nt_row_id_2124\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"2125\" class=\"ninja_table_row_7 nt_row_id_2125\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"2126\" class=\"ninja_table_row_8 nt_row_id_2126\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Gelder liegen bei Nordea Bank und Aktia Bank (Finland)<\/td>        <\/tr>\n            <tr data-row_id=\"2127\" class=\"ninja_table_row_9 nt_row_id_2127\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2129\" class=\"ninja_table_row_10 nt_row_id_2129\">\n            <td><strong>Extras<\/strong><\/td><td>Bis zu 4,00 % p. a. auf Geldmarktfonds f\u00fcr neue GmbHs\/UGs<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3073-e28 m2dd-1 m2dd-3 m2dd-5 m2dd-6 m2dd-9\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e29 m2dd-a m2dd-c\"><a class=\"x-anchor x-anchor-button e3073-e30 m2dd-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3071 e3071-e0\"><div class=\"x-section e3071-e2 m2db-0\"><div class=\"x-row e3071-e3 m2db-1 m2db-2 m2db-6 m2db-7\"><div class=\"x-row-inner\"><div class=\"x-col e3071-e4 m2db-a m2db-b\"><div class=\"x-row e3071-e5 m2db-1 m2db-3 m2db-4 m2db-6 m2db-8\"><div class=\"x-row-inner\"><div class=\"x-col e3071-e6 m2db-a m2db-c\"><a class=\"x-image e3071-e7 m2db-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-lite\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_Holvi.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3071-e8 m2db-e m2db-f m2db-g m2db-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Lite<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3071-e9 m2db-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.9 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.9 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3071-e10 m2db-e m2db-g m2db-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-lite\/\">Holvi Lite Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3071-e11 m2db-a m2db-c\"><div class=\"x-grid x-container max width e3071-e12 m2db-l\"><div class=\"x-cell e3071-e13 m2db-m\"><div class=\"x-text x-text-headline e3071-e14 m2db-e m2db-h m2db-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3071-e15 m2db-n m2db-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3071-e16 m2db-m\"><div class=\"x-text x-text-headline e3071-e17 m2db-e m2db-h m2db-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3071-e18 m2db-n m2db-o\"><p style=\"text-align: center;\">4,50 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3071-e19 m2db-m\"><div class=\"x-text x-text-headline e3071-e20 m2db-e m2db-h m2db-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3071-e21 m2db-n m2db-o\"><p style=\"text-align: center;\">2 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e3071-e22 m2db-m\"><div class=\"x-text x-text-headline e3071-e23 m2db-e m2db-h m2db-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3071-e24 m2db-n m2db-o\"><p style=\"text-align: center;\">100 kostenlos, danach 0,25 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3071-e25 m2db-q\" id=\"x-acc-e3071-e25\"><div class=\"e3071-e26 x-acc-item\"><p id=\"tab-e3071-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3071-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3071-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3071-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3071-e26\" data-x-toggleable=\"e3071-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3071-e27 m2db-n m2db-p\"><div id=\"footable_parent_3072\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_7\" data-footable_id=\"3072\" data-filter-delay=\"1000\" aria-label=\"Holvi Lite Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3072\"\n           data-unique_identifier=\"ninja_table_unique_id_2261907334_3072\"\n           class=\" foo-table ninja_footable foo_table_3072 ninja_table_unique_id_2261907334_3072 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2104\" class=\"ninja_table_row_0 nt_row_id_2104\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2105\" class=\"ninja_table_row_1 nt_row_id_2105\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>bei Jahreszahlung 4,50\u20ac p.M; bei monatlicher Zahlung 9,00\u20ac p. M.<\/td>        <\/tr>\n            <tr data-row_id=\"2106\" class=\"ninja_table_row_2 nt_row_id_2106\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>100 kostenlos, danach pro Buchung 0,25 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2107\" class=\"ninja_table_row_3 nt_row_id_2107\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 klassische und 1 virtuelle Debitkarte inklusive, 3 \u20ac je zus\u00e4tzliche Bankkarte<\/td>        <\/tr>\n            <tr data-row_id=\"2113\" class=\"ninja_table_row_4 nt_row_id_2113\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>2 deutsche IBANs inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2108\" class=\"ninja_table_row_5 nt_row_id_2108\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2109\" class=\"ninja_table_row_6 nt_row_id_2109\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2 %<\/td>        <\/tr>\n            <tr data-row_id=\"2110\" class=\"ninja_table_row_7 nt_row_id_2110\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"2111\" class=\"ninja_table_row_8 nt_row_id_2111\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Gelder liegen bei Nordea Bank und Aktia Bank (Finland)<\/td>        <\/tr>\n            <tr data-row_id=\"2112\" class=\"ninja_table_row_9 nt_row_id_2112\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2114\" class=\"ninja_table_row_10 nt_row_id_2114\">\n            <td><strong>Extras<\/strong><\/td><td>Bis zu 4,00 % p. a. auf Geldmarktfonds f\u00fcr neue GmbHs\/UGs<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3071-e28 m2db-1 m2db-3 m2db-5 m2db-6 m2db-9\"><div class=\"x-row-inner\"><div class=\"x-col e3071-e29 m2db-a m2db-c\"><a class=\"x-anchor x-anchor-button e3071-e30 m2db-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-lite\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3544 e3544-e0\"><div class=\"x-section e3544-e2 m2qg-0\"><div class=\"x-row e3544-e3 m2qg-1 m2qg-2 m2qg-6 m2qg-7\"><div class=\"x-row-inner\"><div class=\"x-col e3544-e4 m2qg-a m2qg-b\"><div class=\"x-row e3544-e5 m2qg-1 m2qg-3 m2qg-4 m2qg-6 m2qg-8\"><div class=\"x-row-inner\"><div class=\"x-col e3544-e6 m2qg-a m2qg-c\"><div class=\"x-anchor x-anchor-button has-graphic e3544-e7 m2qg-d m2qg-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">4,25 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e3544-e8 m2qg-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-tide-smart\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/05\/SZ_tide.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3544-e9 m2qg-h m2qg-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Tide Smart<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3544-e10 m2qg-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.9 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.9 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e3544-e11 m2qg-a m2qg-c\"><div class=\"x-grid x-container max width e3544-e12 m2qg-l\"><div class=\"x-cell e3544-e13 m2qg-m\"><div class=\"x-text x-text-headline e3544-e14 m2qg-h m2qg-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3544-e15 m2qg-n m2qg-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG &amp; GmbH<\/p><\/div><\/div><div class=\"x-cell e3544-e16 m2qg-m\"><div class=\"x-text x-text-headline e3544-e17 m2qg-h m2qg-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3544-e18 m2qg-n m2qg-o\"><p style=\"text-align: center;\">4,50 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3544-e19 m2qg-m\"><div class=\"x-text x-text-headline e3544-e20 m2qg-h m2qg-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3544-e21 m2qg-n m2qg-o\"><p style=\"text-align: center;\">2 Unterkonten<\/p><\/div><\/div><div class=\"x-cell e3544-e22 m2qg-m\"><div class=\"x-text x-text-headline e3544-e23 m2qg-h m2qg-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3544-e24 m2qg-n m2qg-o\"><p style=\"text-align: center;\">50 kostenlos, danach 0,20 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3544-e25 m2qg-q\" id=\"x-acc-e3544-e25\"><div class=\"e3544-e26 x-acc-item\"><p id=\"tab-e3544-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3544-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3544-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3544-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3544-e26\" data-x-toggleable=\"e3544-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3544-e27 m2qg-n m2qg-p\"><div id=\"footable_parent_3545\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_8\" data-footable_id=\"3545\" data-filter-delay=\"1000\" aria-label=\"Tide Smart Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3545\"\n           data-unique_identifier=\"ninja_table_unique_id_190012485_3545\"\n           class=\" foo-table ninja_footable foo_table_3545 ninja_table_unique_id_190012485_3545 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2574\" class=\"ninja_table_row_0 nt_row_id_2574\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG & GmbH<\/td>        <\/tr>\n            <tr data-row_id=\"2575\" class=\"ninja_table_row_1 nt_row_id_2575\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>4,50 \u20ac p.M. bei j\u00e4hrlicher Abrechnung, bei monatlicher Abrechnung 7,50 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2576\" class=\"ninja_table_row_2 nt_row_id_2576\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>50 kostenlos, danach 0,20 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"2577\" class=\"ninja_table_row_3 nt_row_id_2577\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2583\" class=\"ninja_table_row_4 nt_row_id_2583\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>2<\/td>        <\/tr>\n            <tr data-row_id=\"2578\" class=\"ninja_table_row_5 nt_row_id_2578\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2579\" class=\"ninja_table_row_6 nt_row_id_2579\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"2580\" class=\"ninja_table_row_7 nt_row_id_2580\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"2581\" class=\"ninja_table_row_8 nt_row_id_2581\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Niederl\u00e4ndische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"2582\" class=\"ninja_table_row_9 nt_row_id_2582\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2584\" class=\"ninja_table_row_10 nt_row_id_2584\">\n            <td><strong>Extras<\/strong><\/td><td>Kostenloses Tagesgeld-Konto, Tool zur Rechnungsstellung, Firmenkredite & ohne Schufa-Abfrage<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3544-e28 m2qg-1 m2qg-3 m2qg-5 m2qg-6 m2qg-9\"><div class=\"x-row-inner\"><div class=\"x-col e3544-e29 m2qg-a m2qg-c\"><a class=\"x-anchor x-anchor-button e3544-e30 m2qg-d m2qg-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-tide-smart\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-1101 e1101-e0\"><div class=\"x-section e1101-e2 mul-0\"><div class=\"x-row e1101-e3 mul-1 mul-2 mul-6 mul-7\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e4 mul-a mul-b\"><div class=\"x-row e1101-e5 mul-1 mul-3 mul-4 mul-6 mul-8\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e6 mul-a mul-c\"><a class=\"x-image e1101-e7 mul-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-postbank-business-giro-aktiv-plus\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/06\/SZ_postbank_top.jpg\" width=\"125\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1101-e8 mul-e mul-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Postbank Business Giro aktiv plus<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1101-e9 mul-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.9 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.9 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e1101-e10 mul-a mul-c\"><div class=\"x-grid x-container max width e1101-e11 mul-i\"><div class=\"x-cell e1101-e12 mul-j\"><div class=\"x-text x-text-headline e1101-e13 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e14 mul-k mul-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e1101-e15 mul-j\"><div class=\"x-text x-text-headline e1101-e16 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e17 mul-k mul-l\"><p style=\"text-align: center;\">Bis 31.12.26 kostenlos, sonst 12,90 \u20ac<\/p><\/div><\/div><div class=\"x-cell e1101-e18 mul-j\"><div class=\"x-text x-text-headline e1101-e19 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e20 mul-k mul-l\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e1101-e21 mul-j\"><div class=\"x-text x-text-headline e1101-e22 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e23 mul-k mul-l\"><p style=\"text-align: center;\">0,28 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e1101-e24 mul-n\" id=\"x-acc-e1101-e24\"><div class=\"e1101-e25 x-acc-item\"><p id=\"tab-e1101-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1101-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1101-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1101-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1101-e25\" data-x-toggleable=\"e1101-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1101-e26 mul-k mul-m\"><div id=\"footable_parent_2521\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_9\" data-footable_id=\"2521\" data-filter-delay=\"1000\" aria-label=\"Postbank business giro aktiv plus Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2521\"\n           data-unique_identifier=\"ninja_table_unique_id_4096113318_2521\"\n           class=\" foo-table ninja_footable foo_table_2521 ninja_table_unique_id_4096113318_2521 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1634\" class=\"ninja_table_row_0 nt_row_id_1634\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"1635\" class=\"ninja_table_row_1 nt_row_id_1635\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>Bis zum 31.12.2026 keine Kontof\u00fchrungsgeb\u00fchr, sonst 12,90 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1636\" class=\"ninja_table_row_2 nt_row_id_1636\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>0,28 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"1637\" class=\"ninja_table_row_3 nt_row_id_1637\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>Postbank Business Card im ersten Jahr kostenfrei, dananach 24\u20ac p.a.<\/td>        <\/tr>\n            <tr data-row_id=\"1643\" class=\"ninja_table_row_4 nt_row_id_1643\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Keine Unterkonten aber mehrere Girokonten m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1638\" class=\"ninja_table_row_5 nt_row_id_1638\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1639\" class=\"ninja_table_row_6 nt_row_id_1639\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2,35 %<\/td>        <\/tr>\n            <tr data-row_id=\"1640\" class=\"ninja_table_row_7 nt_row_id_1640\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>3 \u20ac je angefangene 5.000\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1641\" class=\"ninja_table_row_8 nt_row_id_1641\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1642\" class=\"ninja_table_row_9 nt_row_id_1642\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1644\" class=\"ninja_table_row_10 nt_row_id_1644\">\n            <td><strong>Extras<\/strong><\/td><td>Kontowechselservice & kostenloses Tagesgeld-Konto<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1101-e27 mul-1 mul-3 mul-5 mul-6 mul-9\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e28 mul-a mul-c\"><a class=\"x-anchor x-anchor-button e1101-e29 mul-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-postbank-business-giro-aktiv-plus\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3504 e3504-e0\"><div class=\"x-section e3504-e2 m2pc-0\"><div class=\"x-row e3504-e3 m2pc-1 m2pc-2 m2pc-6 m2pc-7\"><div class=\"x-row-inner\"><div class=\"x-col e3504-e4 m2pc-a m2pc-b\"><div class=\"x-row e3504-e5 m2pc-1 m2pc-3 m2pc-4 m2pc-6 m2pc-8\"><div class=\"x-row-inner\"><div class=\"x-col e3504-e6 m2pc-a m2pc-c\"><a class=\"x-image e3504-e7 m2pc-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/12\/SZ_Kontist.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3504-e8 m2pc-e m2pc-f m2pc-g m2pc-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Kontist Start<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3504-e9 m2pc-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.8 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.8 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3504-e10 m2pc-e m2pc-g m2pc-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/kontist-start\/\">Kontist Start Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3504-e11 m2pc-a m2pc-c\"><div class=\"x-grid x-container max width e3504-e12 m2pc-l\"><div class=\"x-cell e3504-e13 m2pc-m\"><div class=\"x-text x-text-headline e3504-e14 m2pc-e m2pc-h m2pc-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3504-e15 m2pc-n m2pc-o\">Freiberufler & Gewerbe<\/div><\/div><div class=\"x-cell e3504-e16 m2pc-m\"><div class=\"x-text x-text-headline e3504-e17 m2pc-e m2pc-h m2pc-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3504-e18 m2pc-n m2pc-o\"><p style=\"text-align: center;\">11 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3504-e19 m2pc-m\"><div class=\"x-text x-text-headline e3504-e20 m2pc-e m2pc-h m2pc-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3504-e21 m2pc-n m2pc-o\"><p style=\"text-align: center;\">3<\/p><\/div><\/div><div class=\"x-cell e3504-e22 m2pc-m\"><div class=\"x-text x-text-headline e3504-e23 m2pc-e m2pc-h m2pc-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3504-e24 m2pc-n m2pc-o\"><p style=\"text-align: center;\">30 kostenlos, danach 0,40 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3504-e25 m2pc-q\" id=\"x-acc-e3504-e25\"><div class=\"e3504-e26 x-acc-item\"><p id=\"tab-e3504-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3504-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3504-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3504-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3504-e26\" data-x-toggleable=\"e3504-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3504-e27 m2pc-n m2pc-p\"><div id=\"footable_parent_3505\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_10\" data-footable_id=\"3505\" data-filter-delay=\"1000\" aria-label=\"Kontist Start Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3505\"\n           data-unique_identifier=\"ninja_table_unique_id_762827583_3505\"\n           class=\" foo-table ninja_footable foo_table_3505 ninja_table_unique_id_762827583_3505 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2482\" class=\"ninja_table_row_0 nt_row_id_2482\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2483\" class=\"ninja_table_row_1 nt_row_id_2483\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>11 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2484\" class=\"ninja_table_row_2 nt_row_id_2484\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>30<\/td>        <\/tr>\n            <tr data-row_id=\"2485\" class=\"ninja_table_row_3 nt_row_id_2485\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 klassische Debitkarte und 4 virtuelle Karten inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2491\" class=\"ninja_table_row_4 nt_row_id_2491\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>3<\/td>        <\/tr>\n            <tr data-row_id=\"2486\" class=\"ninja_table_row_5 nt_row_id_2486\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 kostenlose Abhebungen pro Monat, danach 2 \u20ac pro Abhebung<\/td>        <\/tr>\n            <tr data-row_id=\"2487\" class=\"ninja_table_row_6 nt_row_id_2487\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1,75 %<\/td>        <\/tr>\n            <tr data-row_id=\"2488\" class=\"ninja_table_row_7 nt_row_id_2488\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,9 %<\/td>        <\/tr>\n            <tr data-row_id=\"2489\" class=\"ninja_table_row_8 nt_row_id_2489\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"2490\" class=\"ninja_table_row_9 nt_row_id_2490\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2492\" class=\"ninja_table_row_10 nt_row_id_2492\">\n            <td><strong>Extras<\/strong><\/td><td>Dispokredit verf\u00fcgbar<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3504-e28 m2pc-1 m2pc-3 m2pc-5 m2pc-6 m2pc-9\"><div class=\"x-row-inner\"><div class=\"x-col e3504-e29 m2pc-a m2pc-c\"><a class=\"x-anchor x-anchor-button e3504-e30 m2pc-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4360 e4360-e0\"><div class=\"x-section e4360-e2 m3d4-0\"><div class=\"x-row e4360-e3 m3d4-1 m3d4-2 m3d4-6 m3d4-7\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e4 m3d4-a m3d4-b\"><div class=\"x-row e4360-e5 m3d4-1 m3d4-3 m3d4-4 m3d4-6 m3d4-8\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e6 m3d4-a m3d4-c\"><a class=\"x-image e4360-e7 m3d4-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4360-e8 m3d4-e m3d4-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Smart<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4360-e9 m3d4-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.6 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.6 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4360-e10 m3d4-a m3d4-c\"><div class=\"x-grid x-container max width e4360-e11 m3d4-i\"><div class=\"x-cell e4360-e12 m3d4-j\"><div class=\"x-text x-text-headline e4360-e13 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e14 m3d4-k m3d4-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4360-e15 m3d4-j\"><div class=\"x-text x-text-headline e4360-e16 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e17 m3d4-k m3d4-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 19 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4360-e18 m3d4-j\"><div class=\"x-text x-text-headline e4360-e19 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e20 m3d4-k m3d4-l\"><p style=\"text-align: center;\">1 Unterkonto mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4360-e21 m3d4-j\"><div class=\"x-text x-text-headline e4360-e22 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e23 m3d4-k m3d4-l\"><p style=\"text-align: center;\">100 kostenlose Buchungen, danach 0,10 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4360-e24 m3d4-n\" id=\"x-acc-e4360-e24\"><div class=\"e4360-e25 x-acc-item\"><p id=\"tab-e4360-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4360-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4360-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4360-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4360-e25\" data-x-toggleable=\"e4360-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4360-e26 m3d4-k m3d4-m\"><div id=\"footable_parent_4367\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_11\" data-footable_id=\"4367\" data-filter-delay=\"1000\" aria-label=\"qonto smart Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4367\"\n           data-unique_identifier=\"ninja_table_unique_id_4217642798_4367\"\n           class=\" foo-table ninja_footable foo_table_4367 ninja_table_unique_id_4217642798_4367 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3206\" class=\"ninja_table_row_0 nt_row_id_3206\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3207\" class=\"ninja_table_row_1 nt_row_id_3207\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 19 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3208\" class=\"ninja_table_row_2 nt_row_id_3208\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>100 kostenlos, danach 0,10 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3209\" class=\"ninja_table_row_3 nt_row_id_3209\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 One Card Mastercard + 50 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3214\" class=\"ninja_table_row_4 nt_row_id_3214\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>1 Unterkonto mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3210\" class=\"ninja_table_row_5 nt_row_id_3210\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3211\" class=\"ninja_table_row_6 nt_row_id_3211\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3212\" class=\"ninja_table_row_7 nt_row_id_3212\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3213\" class=\"ninja_table_row_8 nt_row_id_3213\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3215\" class=\"ninja_table_row_9 nt_row_id_3215\">\n            <td><strong>Extras<\/strong><\/td><td>Bezahlt werden mit Zahlungslinks, Tap to Pay & POS-Terminals,  Cashflow smart steuern mit interaktiven Analysen & Prognosen<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4360-e27 m3d4-1 m3d4-3 m3d4-5 m3d4-6 m3d4-9\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e28 m3d4-a m3d4-c\"><a class=\"x-anchor x-anchor-button e4360-e29 m3d4-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-2873 e2873-e0\"><div class=\"x-section e2873-e2 m27t-0\"><div class=\"x-row e2873-e3 m27t-1 m27t-2 m27t-6 m27t-7\"><div class=\"x-row-inner\"><div class=\"x-col e2873-e4 m27t-a m27t-b\"><div class=\"x-row e2873-e5 m27t-1 m27t-3 m27t-4 m27t-6 m27t-8\"><div class=\"x-row-inner\"><div class=\"x-col e2873-e6 m27t-a m27t-c\"><div class=\"x-anchor x-anchor-button has-graphic e2873-e7 m27t-d m27t-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e2873-e8 m27t-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-smart-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_finom_logo.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e2873-e9 m27t-h m27t-i m27t-j m27t-k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Finom Smart<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e2873-e10 m27t-n\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e2873-e11 m27t-h m27t-j m27t-l\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/finom-smart\/\">Finom Smart Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e2873-e12 m27t-a m27t-c\"><div class=\"x-grid x-container max width e2873-e13 m27t-o\"><div class=\"x-cell e2873-e14 m27t-p\"><div class=\"x-text x-text-headline e2873-e15 m27t-h m27t-k m27t-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2873-e16 m27t-q m27t-r\">Freiberufler & Gewerbe<\/div><\/div><div class=\"x-cell e2873-e17 m27t-p\"><div class=\"x-text x-text-headline e2873-e18 m27t-h m27t-k m27t-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2873-e19 m27t-q m27t-r\"><p style=\"text-align: center;\">24 \u20ac<\/p><\/div><\/div><div class=\"x-cell e2873-e20 m27t-p\"><div class=\"x-text x-text-headline e2873-e21 m27t-h m27t-k m27t-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2873-e22 m27t-q m27t-r\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><div class=\"x-cell e2873-e23 m27t-p\"><div class=\"x-text x-text-headline e2873-e24 m27t-h m27t-k m27t-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2873-e25 m27t-q m27t-r\"><p style=\"text-align: center;\">kostenlos bis 50.000\u20ac, dar\u00fcber 0,025 % pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e2873-e26 m27t-t\" id=\"x-acc-e2873-e26\"><div class=\"e2873-e27 x-acc-item\"><p id=\"tab-e2873-e27\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e2873-e27\" data-x-toggle=\"collapse\" data-x-toggleable=\"e2873-e27\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e2873-e27\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e2873-e27\" data-x-toggleable=\"e2873-e27\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e2873-e28 m27t-q m27t-s\"><div id=\"footable_parent_2875\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_12\" data-footable_id=\"2875\" data-filter-delay=\"1000\" aria-label=\"Finom Smart Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2875\"\n           data-unique_identifier=\"ninja_table_unique_id_693948885_2875\"\n           class=\" foo-table ninja_footable foo_table_2875 ninja_table_unique_id_693948885_2875 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1845\" class=\"ninja_table_row_0 nt_row_id_1845\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Kleine bis mittlere Unternehmen<\/td>        <\/tr>\n            <tr data-row_id=\"1846\" class=\"ninja_table_row_1 nt_row_id_1846\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>28 \u20ac bei monatlicher Zahlung, 24 \u20ac bei j\u00e4hrlicher Zahlung (jeweils exkl. USt.)<\/td>        <\/tr>\n            <tr data-row_id=\"1847\" class=\"ninja_table_row_2 nt_row_id_1847\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>kostenlos bis 50.000 \u20ac, dar\u00fcber 0,025%<\/td>        <\/tr>\n            <tr data-row_id=\"1848\" class=\"ninja_table_row_3 nt_row_id_1848\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>3 physische VISA, 10 virtuelle VISA<\/td>        <\/tr>\n            <tr data-row_id=\"1854\" class=\"ninja_table_row_4 nt_row_id_1854\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Unbegrenzte Anzahl an Unterkonten, 2 \u20ac p.M. f\u00fcr jedes zus\u00e4tzliche Teammitglied<\/td>        <\/tr>\n            <tr data-row_id=\"1849\" class=\"ninja_table_row_5 nt_row_id_1849\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>0% bis 2.000\u20ac, 3% von 2.000\u20ac - 5.000\u20ac; 5% von 5.000\u20ac - 10.000\u20ac, 8% ab 10.000\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1850\" class=\"ninja_table_row_6 nt_row_id_1850\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>0 % bis 499 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1851\" class=\"ninja_table_row_7 nt_row_id_1851\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1852\" class=\"ninja_table_row_8 nt_row_id_1852\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1853\" class=\"ninja_table_row_9 nt_row_id_1853\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1855\" class=\"ninja_table_row_10 nt_row_id_1855\">\n            <td><strong>Extras<\/strong><\/td><td>Cashback 3 %<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e2873-e29 m27t-1 m27t-3 m27t-5 m27t-6 m27t-9\"><div class=\"x-row-inner\"><div class=\"x-col e2873-e30 m27t-a m27t-c\"><a class=\"x-anchor x-anchor-button e2873-e31 m27t-d m27t-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-smart-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-660 e660-e0\"><div class=\"x-section e660-e2 mic-0\"><div class=\"x-row e660-e3 mic-1 mic-2 mic-6 mic-7\"><div class=\"x-row-inner\"><div class=\"x-col e660-e4 mic-a mic-b\"><div class=\"x-row e660-e5 mic-1 mic-3 mic-4 mic-6 mic-8\"><div class=\"x-row-inner\"><div class=\"x-col e660-e6 mic-a mic-c\"><div class=\"x-anchor x-anchor-button has-graphic e660-e7 mic-d mic-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">2,75 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e660-e8 mic-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-commerzbank-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/08\/SZ_commerzbank.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e660-e9 mic-h mic-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Commerzbank<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e660-e10 mic-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e660-e11 mic-a mic-c\"><div class=\"x-grid x-container max width e660-e12 mic-l\"><div class=\"x-cell e660-e13 mic-m\"><div class=\"x-text x-text-headline e660-e14 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e15 mic-n mic-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e660-e16 mic-m\"><div class=\"x-text x-text-headline e660-e17 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e18 mic-n mic-o\"><p style=\"text-align: center;\">12 Monate kostenlos, danach 15,90\u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e660-e19 mic-m\"><div class=\"x-text x-text-headline e660-e20 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e21 mic-n mic-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e660-e22 mic-m\"><div class=\"x-text x-text-headline e660-e23 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e24 mic-n mic-o\"><p style=\"text-align: center;\">10 Buchungen kostenlos, danach 0,20 \u20ac<\/p><\/div><\/div><\/div><div class=\"x-acc e660-e25 mic-q\" id=\"x-acc-e660-e25\"><div class=\"e660-e26 x-acc-item\"><p id=\"tab-e660-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e660-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e660-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e660-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e660-e26\" data-x-toggleable=\"e660-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e660-e27 mic-n mic-p\"><div id=\"footable_parent_2522\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_13\" data-footable_id=\"2522\" data-filter-delay=\"1000\" aria-label=\"Commerzbank Klassik Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2522\"\n           data-unique_identifier=\"ninja_table_unique_id_3686872933_2522\"\n           class=\" foo-table ninja_footable foo_table_2522 ninja_table_unique_id_3686872933_2522 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1649\" class=\"ninja_table_row_0 nt_row_id_1649\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"1650\" class=\"ninja_table_row_1 nt_row_id_1650\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>12 Monate kostenlos, danach 15,90\u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"1651\" class=\"ninja_table_row_2 nt_row_id_1651\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>10 Buchungen p.M. kostenlos, danach 0,20\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1652\" class=\"ninja_table_row_3 nt_row_id_1652\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>5,90\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1658\" class=\"ninja_table_row_4 nt_row_id_1658\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"1653\" class=\"ninja_table_row_5 nt_row_id_1653\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2,50 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1654\" class=\"ninja_table_row_6 nt_row_id_1654\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung und Bargeldabhebung<\/strong><\/td><td>2,09 %<\/td>        <\/tr>\n            <tr data-row_id=\"1655\" class=\"ninja_table_row_7 nt_row_id_1655\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,50 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1656\" class=\"ninja_table_row_8 nt_row_id_1656\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1657\" class=\"ninja_table_row_9 nt_row_id_1657\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1659\" class=\"ninja_table_row_10 nt_row_id_1659\">\n            <td><strong>Extras<\/strong><\/td><td>Kontowechselservice & kostenloses Tagesgeld-Konto<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e660-e28 mic-1 mic-3 mic-5 mic-6 mic-9\"><div class=\"x-row-inner\"><div class=\"x-col e660-e29 mic-a mic-c\"><a class=\"x-anchor x-anchor-button e660-e30 mic-d mic-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-commerzbank-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3506 e3506-e0\"><div class=\"x-section e3506-e2 m2pe-0\"><div class=\"x-row e3506-e3 m2pe-1 m2pe-2 m2pe-6 m2pe-7\"><div class=\"x-row-inner\"><div class=\"x-col e3506-e4 m2pe-a m2pe-b\"><div class=\"x-row e3506-e5 m2pe-1 m2pe-3 m2pe-4 m2pe-6 m2pe-8\"><div class=\"x-row-inner\"><div class=\"x-col e3506-e6 m2pe-a m2pe-c\"><a class=\"x-image e3506-e7 m2pe-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-basic-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/12\/SZ_Kontist.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3506-e8 m2pe-e m2pe-f m2pe-g m2pe-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Kontist Plus<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3506-e9 m2pe-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3506-e10 m2pe-e m2pe-g m2pe-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/kontist-plus\/\">Kontist Plus Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3506-e11 m2pe-a m2pe-c\"><div class=\"x-grid x-container max width e3506-e12 m2pe-l\"><div class=\"x-cell e3506-e13 m2pe-m\"><div class=\"x-text x-text-headline e3506-e14 m2pe-e m2pe-h m2pe-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3506-e15 m2pe-n m2pe-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e3506-e16 m2pe-m\"><div class=\"x-text x-text-headline e3506-e17 m2pe-e m2pe-h m2pe-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3506-e18 m2pe-n m2pe-o\"><p style=\"text-align: center;\">25 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3506-e19 m2pe-m\"><div class=\"x-text x-text-headline e3506-e20 m2pe-e m2pe-h m2pe-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3506-e21 m2pe-n m2pe-o\"><p style=\"text-align: center;\">5 Unterkonten<\/p><\/div><\/div><div class=\"x-cell e3506-e22 m2pe-m\"><div class=\"x-text x-text-headline e3506-e23 m2pe-e m2pe-h m2pe-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3506-e24 m2pe-n m2pe-o\"><p style=\"text-align: center;\">100 kostenlos, danach 0,40 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3506-e25 m2pe-q\" id=\"x-acc-e3506-e25\"><div class=\"e3506-e26 x-acc-item\"><p id=\"tab-e3506-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3506-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3506-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3506-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3506-e26\" data-x-toggleable=\"e3506-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3506-e27 m2pe-n m2pe-p\"><div id=\"footable_parent_3507\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_14\" data-footable_id=\"3507\" data-filter-delay=\"1000\" aria-label=\"Kontist Plus Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3507\"\n           data-unique_identifier=\"ninja_table_unique_id_1421544348_3507\"\n           class=\" foo-table ninja_footable foo_table_3507 ninja_table_unique_id_1421544348_3507 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2497\" class=\"ninja_table_row_0 nt_row_id_2497\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2498\" class=\"ninja_table_row_1 nt_row_id_2498\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>25 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2499\" class=\"ninja_table_row_2 nt_row_id_2499\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>100<\/td>        <\/tr>\n            <tr data-row_id=\"2500\" class=\"ninja_table_row_3 nt_row_id_2500\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>5 klassische Debitkarte und 10 virtuelle Karten inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2506\" class=\"ninja_table_row_4 nt_row_id_2506\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>5<\/td>        <\/tr>\n            <tr data-row_id=\"2501\" class=\"ninja_table_row_5 nt_row_id_2501\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>4 kostenlose Abhebungen pro Monat, danach 2 \u20ac pro Abhebung<\/td>        <\/tr>\n            <tr data-row_id=\"2502\" class=\"ninja_table_row_6 nt_row_id_2502\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2503\" class=\"ninja_table_row_7 nt_row_id_2503\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,9 %<\/td>        <\/tr>\n            <tr data-row_id=\"2504\" class=\"ninja_table_row_8 nt_row_id_2504\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"2505\" class=\"ninja_table_row_9 nt_row_id_2505\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2507\" class=\"ninja_table_row_10 nt_row_id_2507\">\n            <td><strong>Extras<\/strong><\/td><td>Dispokredit verf\u00fcgbar<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3506-e28 m2pe-1 m2pe-3 m2pe-5 m2pe-6 m2pe-9\"><div class=\"x-row-inner\"><div class=\"x-col e3506-e29 m2pe-a m2pe-c\"><a class=\"x-anchor x-anchor-button e3506-e30 m2pe-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4361 e4361-e0\"><div class=\"x-section e4361-e2 m3d5-0\"><div class=\"x-row e4361-e3 m3d5-1 m3d5-2 m3d5-6 m3d5-7\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e4 m3d5-a m3d5-b\"><div class=\"x-row e4361-e5 m3d5-1 m3d5-3 m3d5-4 m3d5-6 m3d5-8\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e6 m3d5-a m3d5-c\"><a class=\"x-image e4361-e7 m3d5-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4361-e8 m3d5-e m3d5-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Premium<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4361-e9 m3d5-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4361-e10 m3d5-a m3d5-c\"><div class=\"x-grid x-container max width e4361-e11 m3d5-i\"><div class=\"x-cell e4361-e12 m3d5-j\"><div class=\"x-text x-text-headline e4361-e13 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e14 m3d5-k m3d5-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4361-e15 m3d5-j\"><div class=\"x-text x-text-headline e4361-e16 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e17 m3d5-k m3d5-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach 39 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4361-e18 m3d5-j\"><div class=\"x-text x-text-headline e4361-e19 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e20 m3d5-k m3d5-l\"><p style=\"text-align: center;\">4 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4361-e21 m3d5-j\"><div class=\"x-text x-text-headline e4361-e22 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e23 m3d5-k m3d5-l\"><p style=\"text-align: center;\">200 kostenlose Buchungen, danach 0,10 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4361-e24 m3d5-n\" id=\"x-acc-e4361-e24\"><div class=\"e4361-e25 x-acc-item\"><p id=\"tab-e4361-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4361-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4361-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4361-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4361-e25\" data-x-toggleable=\"e4361-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4361-e26 m3d5-k m3d5-m\"><div id=\"footable_parent_4368\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_15\" data-footable_id=\"4368\" data-filter-delay=\"1000\" aria-label=\"qonto premium Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4368\"\n           data-unique_identifier=\"ninja_table_unique_id_1187184367_4368\"\n           class=\" foo-table ninja_footable foo_table_4368 ninja_table_unique_id_1187184367_4368 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3221\" class=\"ninja_table_row_0 nt_row_id_3221\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3222\" class=\"ninja_table_row_1 nt_row_id_3222\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 39 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3223\" class=\"ninja_table_row_2 nt_row_id_3223\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>200 kostenlos, danach 0,10 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3224\" class=\"ninja_table_row_3 nt_row_id_3224\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 One Card Mastercard + 50 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3229\" class=\"ninja_table_row_4 nt_row_id_3229\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>4 Unterkonto mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3225\" class=\"ninja_table_row_5 nt_row_id_3225\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3226\" class=\"ninja_table_row_6 nt_row_id_3226\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3227\" class=\"ninja_table_row_7 nt_row_id_3227\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3228\" class=\"ninja_table_row_8 nt_row_id_3228\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3230\" class=\"ninja_table_row_9 nt_row_id_3230\">\n            <td><strong>Extras<\/strong><\/td><td>Premium-Kundenservice: Pers\u00f6nliche:r Kundenbetreuer ab dem ersten Tag, Budgets und Steuern mit 4 Unterkonten<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4361-e27 m3d5-1 m3d5-3 m3d5-5 m3d5-6 m3d5-9\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e28 m3d5-a m3d5-c\"><a class=\"x-anchor x-anchor-button e4361-e29 m3d5-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3075 e3075-e0\"><div class=\"x-section e3075-e2 m2df-0\"><div class=\"x-row e3075-e3 m2df-1 m2df-2 m2df-6 m2df-7\"><div class=\"x-row-inner\"><div class=\"x-col e3075-e4 m2df-a m2df-b\"><div class=\"x-row e3075-e5 m2df-1 m2df-3 m2df-4 m2df-6 m2df-8\"><div class=\"x-row-inner\"><div class=\"x-col e3075-e6 m2df-a m2df-c\"><a class=\"x-image e3075-e7 m2df-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_holvi_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3075-e8 m2df-e m2df-f m2df-g m2df-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Business<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3075-e9 m2df-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3075-e10 m2df-e m2df-g m2df-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-business\/\">Holvi Business Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3075-e11 m2df-a m2df-c\"><div class=\"x-grid x-container max width e3075-e12 m2df-l\"><div class=\"x-cell e3075-e13 m2df-m\"><div class=\"x-text x-text-headline e3075-e14 m2df-e m2df-h m2df-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3075-e15 m2df-n m2df-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3075-e16 m2df-m\"><div class=\"x-text x-text-headline e3075-e17 m2df-e m2df-h m2df-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3075-e18 m2df-n m2df-o\"><p style=\"text-align: center;\">59 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3075-e19 m2df-m\"><div class=\"x-text x-text-headline e3075-e20 m2df-e m2df-h m2df-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3075-e21 m2df-n m2df-o\"><p style=\"text-align: center;\">15 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e3075-e22 m2df-m\"><div class=\"x-text x-text-headline e3075-e23 m2df-e m2df-h m2df-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3075-e24 m2df-n m2df-o\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><\/div><div class=\"x-acc e3075-e25 m2df-q\" id=\"x-acc-e3075-e25\"><div class=\"e3075-e26 x-acc-item\"><p id=\"tab-e3075-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3075-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3075-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3075-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3075-e26\" data-x-toggleable=\"e3075-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3075-e27 m2df-n m2df-p\"><div id=\"footable_parent_3076\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_16\" data-footable_id=\"3076\" data-filter-delay=\"1000\" aria-label=\"Holvi Business Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3076\"\n           data-unique_identifier=\"ninja_table_unique_id_2639442195_3076\"\n           class=\" foo-table ninja_footable foo_table_3076 ninja_table_unique_id_2639442195_3076 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2134\" class=\"ninja_table_row_0 nt_row_id_2134\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2135\" class=\"ninja_table_row_1 nt_row_id_2135\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>bei Jahreszahlung 59\u20ac p.M.; bei monatlicher Zahlung 69\u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"2136\" class=\"ninja_table_row_2 nt_row_id_2136\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"2137\" class=\"ninja_table_row_3 nt_row_id_2137\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>5 klassische und 20 virtuelle Debitkarte inklusive, 3 \u20ac je zus\u00e4tzliche Bankkarte<\/td>        <\/tr>\n            <tr data-row_id=\"2143\" class=\"ninja_table_row_4 nt_row_id_2143\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>15 deutsche IBANs inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2138\" class=\"ninja_table_row_5 nt_row_id_2138\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>bis 2.000\u20ac kostenlos, dann 2%<\/td>        <\/tr>\n            <tr data-row_id=\"2139\" class=\"ninja_table_row_6 nt_row_id_2139\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"2140\" class=\"ninja_table_row_7 nt_row_id_2140\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"2141\" class=\"ninja_table_row_8 nt_row_id_2141\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Gelder liegen bei Nordea Bank und Aktia Bank (Finland)<\/td>        <\/tr>\n            <tr data-row_id=\"2142\" class=\"ninja_table_row_9 nt_row_id_2142\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2144\" class=\"ninja_table_row_10 nt_row_id_2144\">\n            <td><strong>Extras<\/strong><\/td><td>Bis zu 4,00 % p. a. auf Geldmarktfonds f\u00fcr neue GmbHs\/UGs<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3075-e28 m2df-1 m2df-3 m2df-5 m2df-6 m2df-9\"><div class=\"x-row-inner\"><div class=\"x-col e3075-e29 m2df-a m2df-c\"><a class=\"x-anchor x-anchor-button e3075-e30 m2df-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4362 e4362-e0\"><div class=\"x-section e4362-e2 m3d6-0\"><div class=\"x-row e4362-e3 m3d6-1 m3d6-2 m3d6-6 m3d6-7\"><div class=\"x-row-inner\"><div class=\"x-col e4362-e4 m3d6-a m3d6-b\"><div class=\"x-row e4362-e5 m3d6-1 m3d6-3 m3d6-4 m3d6-6 m3d6-8\"><div class=\"x-row-inner\"><div class=\"x-col e4362-e6 m3d6-a m3d6-c\"><a class=\"x-image e4362-e7 m3d6-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4362-e8 m3d6-e m3d6-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Essential<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4362-e9 m3d6-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.3 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4362-e10 m3d6-a m3d6-c\"><div class=\"x-grid x-container max width e4362-e11 m3d6-i\"><div class=\"x-cell e4362-e12 m3d6-j\"><div class=\"x-text x-text-headline e4362-e13 m3d6-e m3d6-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4362-e14 m3d6-k m3d6-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4362-e15 m3d6-j\"><div class=\"x-text x-text-headline e4362-e16 m3d6-e m3d6-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4362-e17 m3d6-k m3d6-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 49\u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4362-e18 m3d6-j\"><div class=\"x-text x-text-headline e4362-e19 m3d6-e m3d6-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4362-e20 m3d6-k m3d6-l\"><p style=\"text-align: center;\">9 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4362-e21 m3d6-j\"><div class=\"x-text x-text-headline e4362-e22 m3d6-e m3d6-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4362-e23 m3d6-k m3d6-l\"><p style=\"text-align: center;\">250 kostenlose Buchungen, danach 0,15 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4362-e24 m3d6-n\" id=\"x-acc-e4362-e24\"><div class=\"e4362-e25 x-acc-item\"><p id=\"tab-e4362-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4362-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4362-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4362-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4362-e25\" data-x-toggleable=\"e4362-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4362-e26 m3d6-k m3d6-m\"><div id=\"footable_parent_4369\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_17\" data-footable_id=\"4369\" data-filter-delay=\"1000\" aria-label=\"qonto essential Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4369\"\n           data-unique_identifier=\"ninja_table_unique_id_2136294527_4369\"\n           class=\" foo-table ninja_footable foo_table_4369 ninja_table_unique_id_2136294527_4369 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3236\" class=\"ninja_table_row_0 nt_row_id_3236\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3237\" class=\"ninja_table_row_1 nt_row_id_3237\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 49 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3238\" class=\"ninja_table_row_2 nt_row_id_3238\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>250 kostenlos, danach 0,15 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3239\" class=\"ninja_table_row_3 nt_row_id_3239\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 One Card Mastercard + 50 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3244\" class=\"ninja_table_row_4 nt_row_id_3244\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>9 Unterkonten mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3240\" class=\"ninja_table_row_5 nt_row_id_3240\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3241\" class=\"ninja_table_row_6 nt_row_id_3241\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3242\" class=\"ninja_table_row_7 nt_row_id_3242\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3243\" class=\"ninja_table_row_8 nt_row_id_3243\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3245\" class=\"ninja_table_row_9 nt_row_id_3245\">\n            <td><strong>Extras<\/strong><\/td><td>Unbegrenzter Teamzugang<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4362-e27 m3d6-1 m3d6-3 m3d6-5 m3d6-6 m3d6-9\"><div class=\"x-row-inner\"><div class=\"x-col e4362-e28 m3d6-a m3d6-c\"><a class=\"x-anchor x-anchor-button e4362-e29 m3d6-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4363 e4363-e0\"><div class=\"x-section e4363-e2 m3d7-0\"><div class=\"x-row e4363-e3 m3d7-1 m3d7-2 m3d7-6 m3d7-7\"><div class=\"x-row-inner\"><div class=\"x-col e4363-e4 m3d7-a m3d7-b\"><div class=\"x-row e4363-e5 m3d7-1 m3d7-3 m3d7-4 m3d7-6 m3d7-8\"><div class=\"x-row-inner\"><div class=\"x-col e4363-e6 m3d7-a m3d7-c\"><a class=\"x-image e4363-e7 m3d7-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4363-e8 m3d7-e m3d7-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Business<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4363-e9 m3d7-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.2 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.2 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4363-e10 m3d7-a m3d7-c\"><div class=\"x-grid x-container max width e4363-e11 m3d7-i\"><div class=\"x-cell e4363-e12 m3d7-j\"><div class=\"x-text x-text-headline e4363-e13 m3d7-e m3d7-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4363-e14 m3d7-k m3d7-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4363-e15 m3d7-j\"><div class=\"x-text x-text-headline e4363-e16 m3d7-e m3d7-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4363-e17 m3d7-k m3d7-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 99 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4363-e18 m3d7-j\"><div class=\"x-text x-text-headline e4363-e19 m3d7-e m3d7-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4363-e20 m3d7-k m3d7-l\"><p style=\"text-align: center;\">29 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4363-e21 m3d7-j\"><div class=\"x-text x-text-headline e4363-e22 m3d7-e m3d7-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4363-e23 m3d7-k m3d7-l\"><p style=\"text-align: center;\">500 kostenlose Buchungen, danach 0,15 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4363-e24 m3d7-n\" id=\"x-acc-e4363-e24\"><div class=\"e4363-e25 x-acc-item\"><p id=\"tab-e4363-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4363-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4363-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4363-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4363-e25\" data-x-toggleable=\"e4363-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4363-e26 m3d7-k m3d7-m\"><div id=\"footable_parent_4370\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_18\" data-footable_id=\"4370\" data-filter-delay=\"1000\" aria-label=\"qonto business Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4370\"\n           data-unique_identifier=\"ninja_table_unique_id_685761477_4370\"\n           class=\" foo-table ninja_footable foo_table_4370 ninja_table_unique_id_685761477_4370 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3251\" class=\"ninja_table_row_0 nt_row_id_3251\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3252\" class=\"ninja_table_row_1 nt_row_id_3252\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 99 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3253\" class=\"ninja_table_row_2 nt_row_id_3253\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>500 kostenlos, danach 0,15 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3254\" class=\"ninja_table_row_3 nt_row_id_3254\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>10 One Card Mastercard + unbegrenzt viele virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3259\" class=\"ninja_table_row_4 nt_row_id_3259\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>29 Unterkonten mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3255\" class=\"ninja_table_row_5 nt_row_id_3255\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3256\" class=\"ninja_table_row_6 nt_row_id_3256\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3257\" class=\"ninja_table_row_7 nt_row_id_3257\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3258\" class=\"ninja_table_row_8 nt_row_id_3258\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3260\" class=\"ninja_table_row_9 nt_row_id_3260\">\n            <td><strong>Extras<\/strong><\/td><td>Schnellere Hilfe durch pers\u00f6nlichen Support<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4363-e27 m3d7-1 m3d7-3 m3d7-5 m3d7-6 m3d7-9\"><div class=\"x-row-inner\"><div class=\"x-col e4363-e28 m3d7-a m3d7-c\"><a class=\"x-anchor x-anchor-button e4363-e29 m3d7-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-2874 e2874-e0\"><div class=\"x-section e2874-e2 m27u-0\"><div class=\"x-row e2874-e3 m27u-1 m27u-2 m27u-6 m27u-7\"><div class=\"x-row-inner\"><div class=\"x-col e2874-e4 m27u-a m27u-b\"><div class=\"x-row e2874-e5 m27u-1 m27u-3 m27u-4 m27u-6 m27u-8\"><div class=\"x-row-inner\"><div class=\"x-col e2874-e6 m27u-a m27u-c\"><div class=\"x-anchor x-anchor-button has-graphic e2874-e7 m27u-d m27u-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e2874-e8 m27u-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-pro-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_finom_logo.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e2874-e9 m27u-h m27u-i m27u-j m27u-k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Finom Pro<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e2874-e10 m27u-n\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.2 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.2 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e2874-e11 m27u-h m27u-j m27u-l\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/finom-pro\/\">Finom Pro Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e2874-e12 m27u-a m27u-c\"><div class=\"x-grid x-container max width e2874-e13 m27u-o\"><div class=\"x-cell e2874-e14 m27u-p\"><div class=\"x-text x-text-headline e2874-e15 m27u-h m27u-k m27u-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2874-e16 m27u-q m27u-r\"><p style=\"text-align: center;\">Kleine bis mittlere Unternehmen<\/p><\/div><\/div><div class=\"x-cell e2874-e17 m27u-p\"><div class=\"x-text x-text-headline e2874-e18 m27u-h m27u-k m27u-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2874-e19 m27u-q m27u-r\"><p style=\"text-align: center;\">149 \u20ac<\/p><\/div><\/div><div class=\"x-cell e2874-e20 m27u-p\"><div class=\"x-text x-text-headline e2874-e21 m27u-h m27u-k m27u-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2874-e22 m27u-q m27u-r\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><div class=\"x-cell e2874-e23 m27u-p\"><div class=\"x-text x-text-headline e2874-e24 m27u-h m27u-k m27u-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2874-e25 m27u-q m27u-r\"><p style=\"text-align: center;\">kostenlos bis 100.00\u20ac, dar\u00fcber 0,025 % pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e2874-e26 m27u-t\" id=\"x-acc-e2874-e26\"><div class=\"e2874-e27 x-acc-item\"><p id=\"tab-e2874-e27\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e2874-e27\" data-x-toggle=\"collapse\" data-x-toggleable=\"e2874-e27\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e2874-e27\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e2874-e27\" data-x-toggleable=\"e2874-e27\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e2874-e28 m27u-q m27u-s\"><div id=\"footable_parent_2896\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_19\" data-footable_id=\"2896\" data-filter-delay=\"1000\" aria-label=\"Finom Pro Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2896\"\n           data-unique_identifier=\"ninja_table_unique_id_3554449799_2896\"\n           class=\" foo-table ninja_footable foo_table_2896 ninja_table_unique_id_3554449799_2896 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1898\" class=\"ninja_table_row_0 nt_row_id_1898\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Kleine bis mittlere Unternehmen<\/td>        <\/tr>\n            <tr data-row_id=\"1899\" class=\"ninja_table_row_1 nt_row_id_1899\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>149 \u20ac mtl., 119 \u20ac mtl. bei j\u00e4hrlicher Zahlung<\/td>        <\/tr>\n            <tr data-row_id=\"1900\" class=\"ninja_table_row_2 nt_row_id_1900\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>kostenlos bis 100.000 \u20ac, dar\u00fcber 0,025%<\/td>        <\/tr>\n            <tr data-row_id=\"1901\" class=\"ninja_table_row_3 nt_row_id_1901\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>3 physische VISA, unbegrenzte virtuelle VISA<\/td>        <\/tr>\n            <tr data-row_id=\"1907\" class=\"ninja_table_row_4 nt_row_id_1907\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Unbegrenzte Anzahl an Unterkonten<\/td>        <\/tr>\n            <tr data-row_id=\"1902\" class=\"ninja_table_row_5 nt_row_id_1902\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>0% bis 2.000\u20ac, 3% von 2.000\u20ac - 5.000\u20ac; 5% von 5.000\u20ac - 10.000\u20ac, 8% ab 10.000\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1903\" class=\"ninja_table_row_6 nt_row_id_1903\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>0 % bis 499 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1904\" class=\"ninja_table_row_7 nt_row_id_1904\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1905\" class=\"ninja_table_row_8 nt_row_id_1905\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1906\" class=\"ninja_table_row_9 nt_row_id_1906\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1908\" class=\"ninja_table_row_10 nt_row_id_1908\">\n            <td><strong>Extras<\/strong><\/td><td>unbegrenztes Cashback bis 0,5 %<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e2874-e29 m27u-1 m27u-3 m27u-5 m27u-6 m27u-9\"><div class=\"x-row-inner\"><div class=\"x-col e2874-e30 m27u-a m27u-c\"><a class=\"x-anchor x-anchor-button e2874-e31 m27u-d m27u-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-pro-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4364 e4364-e0\"><div class=\"x-section e4364-e2 m3d8-0\"><div class=\"x-row e4364-e3 m3d8-1 m3d8-2 m3d8-6 m3d8-7\"><div class=\"x-row-inner\"><div class=\"x-col e4364-e4 m3d8-a m3d8-b\"><div class=\"x-row e4364-e5 m3d8-1 m3d8-3 m3d8-4 m3d8-6 m3d8-8\"><div class=\"x-row-inner\"><div class=\"x-col e4364-e6 m3d8-a m3d8-c\"><a class=\"x-image e4364-e7 m3d8-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4364-e8 m3d8-e m3d8-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Enterprise<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4364-e9 m3d8-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4364-e10 m3d8-a m3d8-c\"><div class=\"x-grid x-container max width e4364-e11 m3d8-i\"><div class=\"x-cell e4364-e12 m3d8-j\"><div class=\"x-text x-text-headline e4364-e13 m3d8-e m3d8-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4364-e14 m3d8-k m3d8-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4364-e15 m3d8-j\"><div class=\"x-text x-text-headline e4364-e16 m3d8-e m3d8-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4364-e17 m3d8-k m3d8-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 199 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4364-e18 m3d8-j\"><div class=\"x-text x-text-headline e4364-e19 m3d8-e m3d8-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4364-e20 m3d8-k m3d8-l\"><p style=\"text-align: center;\">99 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4364-e21 m3d8-j\"><div class=\"x-text x-text-headline e4364-e22 m3d8-e m3d8-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4364-e23 m3d8-k m3d8-l\"><p style=\"text-align: center;\">10.000 kostenlose Buchungen, danach 0,10 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4364-e24 m3d8-n\" id=\"x-acc-e4364-e24\"><div class=\"e4364-e25 x-acc-item\"><p id=\"tab-e4364-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4364-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4364-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4364-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4364-e25\" data-x-toggleable=\"e4364-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4364-e26 m3d8-k m3d8-m\"><div id=\"footable_parent_4371\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_20\" data-footable_id=\"4371\" data-filter-delay=\"1000\" aria-label=\"qonto enterprise Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4371\"\n           data-unique_identifier=\"ninja_table_unique_id_2434933071_4371\"\n           class=\" foo-table ninja_footable foo_table_4371 ninja_table_unique_id_2434933071_4371 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3266\" class=\"ninja_table_row_0 nt_row_id_3266\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3267\" class=\"ninja_table_row_1 nt_row_id_3267\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 199 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3268\" class=\"ninja_table_row_2 nt_row_id_3268\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>10.000 kostenlos, danach 0,10 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3269\" class=\"ninja_table_row_3 nt_row_id_3269\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>30 One Card Mastercard + unbegrenzt viele virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3274\" class=\"ninja_table_row_4 nt_row_id_3274\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>99 Unterkonten mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3270\" class=\"ninja_table_row_5 nt_row_id_3270\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3271\" class=\"ninja_table_row_6 nt_row_id_3271\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3272\" class=\"ninja_table_row_7 nt_row_id_3272\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3273\" class=\"ninja_table_row_8 nt_row_id_3273\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3275\" class=\"ninja_table_row_9 nt_row_id_3275\">\n            <td><strong>Extras<\/strong><\/td><td>Schnellere Hilfe durch pers\u00f6nlichen Support<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4364-e27 m3d8-1 m3d8-3 m3d8-5 m3d8-6 m3d8-9\"><div class=\"x-row-inner\"><div class=\"x-col e4364-e28 m3d8-a m3d8-c\"><a class=\"x-anchor x-anchor-button e4364-e29 m3d8-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p><\/div><\/div><div id=\"panel-e463-e47\" class=\"x-tabs-panel e463-e47\" role=\"tabpanel\" aria-labelledby=\"tab-e463-e47\" aria-hidden=\"true\" data-x-toggleable=\"tab-item-e463-e47\"><div class=\"x-text x-content e463-e48 mcv-2q mcv-2r mcv-2s mcv-2v mcv-2w mcv-2z mcv-33 mcv-37\"><p>Passend f\u00fcr Freiberufler, Selbstst\u00e4ndige und Einzelunternehmer.<\/p>\n<p><div class=\"cs-content x-global-block x-global-block-2515 e2515-e0\"><div class=\"x-section e2515-e2 m1xv-0\"><div class=\"x-row e2515-e3 m1xv-1 m1xv-2 m1xv-6 m1xv-7\"><div class=\"x-row-inner\"><div class=\"x-col e2515-e4 m1xv-a m1xv-b\"><div class=\"x-row e2515-e5 m1xv-1 m1xv-3 m1xv-4 m1xv-6 m1xv-8\"><div class=\"x-row-inner\"><div class=\"x-col e2515-e6 m1xv-a m1xv-c\"><div class=\"x-anchor x-anchor-button has-graphic e2515-e7 m1xv-d m1xv-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e2515-e8 m1xv-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/04\/SZ_vivid.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e2515-e9 m1xv-h m1xv-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>vivid Freelance Standard<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e2515-e10 m1xv-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e2515-e11 m1xv-a m1xv-c\"><div class=\"x-grid x-container max width e2515-e12 m1xv-l\"><div class=\"x-cell e2515-e13 m1xv-m\"><div class=\"x-text x-text-headline e2515-e14 m1xv-h m1xv-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2515-e15 m1xv-n m1xv-o\">Freiberufler & Gewerbe<\/div><\/div><div class=\"x-cell e2515-e16 m1xv-m\"><div class=\"x-text x-text-headline e2515-e17 m1xv-h m1xv-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2515-e18 m1xv-n m1xv-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e2515-e19 m1xv-m\"><div class=\"x-text x-text-headline e2515-e20 m1xv-h m1xv-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2515-e21 m1xv-n m1xv-o\"><p style=\"text-align: center;\">Unbegrenzt mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e2515-e22 m1xv-m\"><div class=\"x-text x-text-headline e2515-e23 m1xv-h m1xv-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2515-e24 m1xv-n m1xv-o\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><\/div><div class=\"x-acc e2515-e25 m1xv-q\" id=\"x-acc-e2515-e25\"><div class=\"e2515-e26 x-acc-item\"><p id=\"tab-e2515-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e2515-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e2515-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e2515-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e2515-e26\" data-x-toggleable=\"e2515-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e2515-e27 m1xv-n m1xv-p\"><div id=\"footable_parent_2516\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_21\" data-footable_id=\"2516\" data-filter-delay=\"1000\" aria-label=\"Vivid Freelance Standard Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2516\"\n           data-unique_identifier=\"ninja_table_unique_id_36575261_2516\"\n           class=\" foo-table ninja_footable foo_table_2516 ninja_table_unique_id_36575261_2516 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1574\" class=\"ninja_table_row_0 nt_row_id_1574\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler & Gewerbe<\/td>        <\/tr>\n            <tr data-row_id=\"1575\" class=\"ninja_table_row_1 nt_row_id_1575\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1576\" class=\"ninja_table_row_2 nt_row_id_1576\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"1577\" class=\"ninja_table_row_3 nt_row_id_1577\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1583\" class=\"ninja_table_row_4 nt_row_id_1583\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Unbegrenzt mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"1578\" class=\"ninja_table_row_5 nt_row_id_1578\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>bis 200\u20ac p.M. kostenlos, danach 3% (min. 1\u20ac) des Abhebevolumens <\/td>        <\/tr>\n            <tr data-row_id=\"1579\" class=\"ninja_table_row_6 nt_row_id_1579\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"1580\" class=\"ninja_table_row_7 nt_row_id_1580\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1581\" class=\"ninja_table_row_8 nt_row_id_1581\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Keine gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1582\" class=\"ninja_table_row_9 nt_row_id_1582\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1584\" class=\"ninja_table_row_10 nt_row_id_1584\">\n            <td><strong>Extras<\/strong><\/td><td>0,1 % Cashback auf Kartenzahlungen, kostenloses Tagesgeld-Konto & ohne Schufa-Abfrage<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e2515-e28 m1xv-1 m1xv-3 m1xv-5 m1xv-6 m1xv-9\"><div class=\"x-row-inner\"><div class=\"x-col e2515-e29 m1xv-a m1xv-c\"><a class=\"x-anchor x-anchor-button e2515-e30 m1xv-d m1xv-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3070 e3070-e0\"><div class=\"x-section e3070-e2 m2da-0\"><div class=\"x-row e3070-e3 m2da-1 m2da-2 m2da-6 m2da-7\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e4 m2da-a m2da-b\"><div class=\"x-row e3070-e5 m2da-1 m2da-3 m2da-4 m2da-6 m2da-8\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e6 m2da-a m2da-c\"><a class=\"x-image e3070-e7 m2da-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-flex\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_holvi_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3070-e8 m2da-e m2da-f m2da-g m2da-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Flex<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3070-e9 m2da-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.3 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3070-e10 m2da-e m2da-g m2da-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-flex\/\">Holvi Flex Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3070-e11 m2da-a m2da-c\"><div class=\"x-grid x-container max width e3070-e12 m2da-l\"><div class=\"x-cell e3070-e13 m2da-m\"><div class=\"x-text x-text-headline e3070-e14 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e15 m2da-n m2da-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3070-e16 m2da-m\"><div class=\"x-text x-text-headline e3070-e17 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e18 m2da-n m2da-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3070-e19 m2da-m\"><div class=\"x-text x-text-headline e3070-e20 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e21 m2da-n m2da-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e3070-e22 m2da-m\"><div class=\"x-text x-text-headline e3070-e23 m2da-e m2da-h m2da-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3070-e24 m2da-n m2da-o\"><p style=\"text-align: center;\">0,25 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3070-e25 m2da-q\" id=\"x-acc-e3070-e25\"><div class=\"e3070-e26 x-acc-item\"><p id=\"tab-e3070-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3070-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3070-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3070-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3070-e26\" data-x-toggleable=\"e3070-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3070-e27 m2da-n m2da-p\"><div id=\"footable_parent_3069\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_22\" data-footable_id=\"3069\" data-filter-delay=\"1000\" aria-label=\"Holvi Flex Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3069\"\n           data-unique_identifier=\"ninja_table_unique_id_1937732390_3069\"\n           class=\" foo-table ninja_footable foo_table_3069 ninja_table_unique_id_1937732390_3069 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2089\" class=\"ninja_table_row_0 nt_row_id_2089\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2090\" class=\"ninja_table_row_1 nt_row_id_2090\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2091\" class=\"ninja_table_row_2 nt_row_id_2091\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Keine kostenlos, pro Buchung 0,25 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2092\" class=\"ninja_table_row_3 nt_row_id_2092\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 virtuelle Debitkarte inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2098\" class=\"ninja_table_row_4 nt_row_id_2098\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"2093\" class=\"ninja_table_row_5 nt_row_id_2093\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2094\" class=\"ninja_table_row_6 nt_row_id_2094\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2095\" class=\"ninja_table_row_7 nt_row_id_2095\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"2096\" class=\"ninja_table_row_8 nt_row_id_2096\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Gelder liegen bei Nordea Bank und Aktia Bank (Finland)<\/td>        <\/tr>\n            <tr data-row_id=\"2097\" class=\"ninja_table_row_9 nt_row_id_2097\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2099\" class=\"ninja_table_row_10 nt_row_id_2099\">\n            <td><strong>Extras<\/strong><\/td><td>Bis zu 4,00 % p. a. auf Geldmarktfonds f\u00fcr neue GmbHs\/UGs<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3070-e28 m2da-1 m2da-3 m2da-5 m2da-6 m2da-9\"><div class=\"x-row-inner\"><div class=\"x-col e3070-e29 m2da-a m2da-c\"><a class=\"x-anchor x-anchor-button e3070-e30 m2da-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-flex\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4356 e4356-e0\"><div class=\"x-section e4356-e2 m3d0-0\"><div class=\"x-row e4356-e3 m3d0-1 m3d0-2 m3d0-6 m3d0-7\"><div class=\"x-row-inner\"><div class=\"x-col e4356-e4 m3d0-a m3d0-b\"><div class=\"x-row e4356-e5 m3d0-1 m3d0-3 m3d0-4 m3d0-6 m3d0-8\"><div class=\"x-row-inner\"><div class=\"x-col e4356-e6 m3d0-a m3d0-c\"><a class=\"x-image e4356-e7 m3d0-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4356-e8 m3d0-e m3d0-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Starter<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4356-e9 m3d0-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.3 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.3 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4356-e10 m3d0-a m3d0-c\"><div class=\"x-grid x-container max width e4356-e11 m3d0-i\"><div class=\"x-cell e4356-e12 m3d0-j\"><div class=\"x-text x-text-headline e4356-e13 m3d0-e m3d0-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4356-e14 m3d0-k m3d0-l\"><p style=\"text-align: center;\">Freiberufler, Selbstst\u00e4ndige &amp; Einzelunternehmer<\/p><\/div><\/div><div class=\"x-cell e4356-e15 m3d0-j\"><div class=\"x-text x-text-headline e4356-e16 m3d0-e m3d0-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4356-e17 m3d0-k m3d0-l\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e4356-e18 m3d0-j\"><div class=\"x-text x-text-headline e4356-e19 m3d0-e m3d0-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4356-e20 m3d0-k m3d0-l\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e4356-e21 m3d0-j\"><div class=\"x-text x-text-headline e4356-e22 m3d0-e m3d0-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4356-e23 m3d0-k m3d0-l\"><p style=\"text-align: center;\">5 kostenlose Buchungen pro Monat, danach 0,20 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4356-e24 m3d0-n\" id=\"x-acc-e4356-e24\"><div class=\"e4356-e25 x-acc-item\"><p id=\"tab-e4356-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4356-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4356-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4356-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4356-e25\" data-x-toggleable=\"e4356-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4356-e26 m3d0-k m3d0-m\"><div id=\"footable_parent_4365\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_23\" data-footable_id=\"4365\" data-filter-delay=\"1000\" aria-label=\"qonto starter Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4365\"\n           data-unique_identifier=\"ninja_table_unique_id_4024538001_4365\"\n           class=\" foo-table ninja_footable foo_table_4365 ninja_table_unique_id_4024538001_4365 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3176\" class=\"ninja_table_row_0 nt_row_id_3176\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Selbstst\u00e4ndige & Einzelunternehmen<\/td>        <\/tr>\n            <tr data-row_id=\"3177\" class=\"ninja_table_row_1 nt_row_id_3177\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3178\" class=\"ninja_table_row_2 nt_row_id_3178\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>5 kostenlos, danach 0,20 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3179\" class=\"ninja_table_row_3 nt_row_id_3179\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 virtuelle Karte inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"3185\" class=\"ninja_table_row_4 nt_row_id_3185\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Keine<\/td>        <\/tr>\n            <tr data-row_id=\"3180\" class=\"ninja_table_row_5 nt_row_id_3180\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>Kostenlose Bargeldabhebungen m\u00f6glich mit den kostenpflichtigen Karten m\u00f6glich: One Card (5 \u20ac mtl.), Plus Card (8 \u20ac mtl.) & X Card (20 \u20ac mtl.)<\/td>        <\/tr>\n            <tr data-row_id=\"3181\" class=\"ninja_table_row_6 nt_row_id_3181\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2% Wechselgeb\u00fchr mit der One Card (Mastercard, 5\u20ac p.M.); 1% Wechselgeb\u00fchr mit der Plus Card (8\u20ac p.M.) & keine Wechselgeb\u00fchr mit der X Card (20\u20ac p.M.)<\/td>        <\/tr>\n            <tr data-row_id=\"3183\" class=\"ninja_table_row_7 nt_row_id_3183\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3184\" class=\"ninja_table_row_8 nt_row_id_3184\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3186\" class=\"ninja_table_row_9 nt_row_id_3186\">\n            <td><strong>Extras<\/strong><\/td><td>Gesetzeskonforme E-Rechnungen direkt in der App erstellen & versende, Nahtlos verbunden mit Lexware Office, sevdesk und DATEV<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4356-e27 m3d0-1 m3d0-3 m3d0-5 m3d0-6 m3d0-9\"><div class=\"x-row-inner\"><div class=\"x-col e4356-e28 m3d0-a m3d0-c\"><a class=\"x-anchor x-anchor-button e4356-e29 m3d0-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3502 e3502-e0\"><div class=\"x-section e3502-e2 m2pa-0\"><div class=\"x-row e3502-e3 m2pa-1 m2pa-2 m2pa-6 m2pa-7\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e4 m2pa-a m2pa-b\"><div class=\"x-row e3502-e5 m2pa-1 m2pa-3 m2pa-4 m2pa-6 m2pa-8\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e6 m2pa-a m2pa-c\"><a class=\"x-image e3502-e7 m2pa-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/12\/SZ_Kontist.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3502-e8 m2pa-e m2pa-f m2pa-g m2pa-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Kontist Free<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3502-e9 m2pa-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3502-e10 m2pa-e m2pa-g m2pa-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/kontist-free\/\">Kontist Free Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3502-e11 m2pa-a m2pa-c\"><div class=\"x-grid x-container max width e3502-e12 m2pa-l\"><div class=\"x-cell e3502-e13 m2pa-m\"><div class=\"x-text x-text-headline e3502-e14 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e15 m2pa-n m2pa-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3502-e16 m2pa-m\"><div class=\"x-text x-text-headline e3502-e17 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e18 m2pa-n m2pa-o\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3502-e19 m2pa-m\"><div class=\"x-text x-text-headline e3502-e20 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e21 m2pa-n m2pa-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e3502-e22 m2pa-m\"><div class=\"x-text x-text-headline e3502-e23 m2pa-e m2pa-h m2pa-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3502-e24 m2pa-n m2pa-o\"><p style=\"text-align: center;\">5 kostenlos, danach 0,40 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3502-e25 m2pa-q\" id=\"x-acc-e3502-e25\"><div class=\"e3502-e26 x-acc-item\"><p id=\"tab-e3502-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3502-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3502-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3502-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3502-e26\" data-x-toggleable=\"e3502-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3502-e27 m2pa-n m2pa-p\"><div id=\"footable_parent_3503\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_24\" data-footable_id=\"3503\" data-filter-delay=\"1000\" aria-label=\"Kontist Free Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3503\"\n           data-unique_identifier=\"ninja_table_unique_id_1968984233_3503\"\n           class=\" foo-table ninja_footable foo_table_3503 ninja_table_unique_id_1968984233_3503 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2467\" class=\"ninja_table_row_0 nt_row_id_2467\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2468\" class=\"ninja_table_row_1 nt_row_id_2468\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2469\" class=\"ninja_table_row_2 nt_row_id_2469\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>5<\/td>        <\/tr>\n            <tr data-row_id=\"2470\" class=\"ninja_table_row_3 nt_row_id_2470\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 klassische Debitkarte inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2476\" class=\"ninja_table_row_4 nt_row_id_2476\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"2471\" class=\"ninja_table_row_5 nt_row_id_2471\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2472\" class=\"ninja_table_row_6 nt_row_id_2472\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2 %<\/td>        <\/tr>\n            <tr data-row_id=\"2473\" class=\"ninja_table_row_7 nt_row_id_2473\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,9 %<\/td>        <\/tr>\n            <tr data-row_id=\"2474\" class=\"ninja_table_row_8 nt_row_id_2474\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"2475\" class=\"ninja_table_row_9 nt_row_id_2475\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2477\" class=\"ninja_table_row_10 nt_row_id_2477\">\n            <td><strong>Extras<\/strong><\/td><td>Dispokredit verf\u00fcgbar<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3502-e28 m2pa-1 m2pa-3 m2pa-5 m2pa-6 m2pa-9\"><div class=\"x-row-inner\"><div class=\"x-col e3502-e29 m2pa-a m2pa-c\"><a class=\"x-anchor x-anchor-button e3502-e30 m2pa-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-1321 e1321-e0\"><div class=\"x-section e1321-e2 m10p-0\"><div class=\"x-row e1321-e3 m10p-1 m10p-2 m10p-6 m10p-7\"><div class=\"x-row-inner\"><div class=\"x-col e1321-e4 m10p-a m10p-b\"><div class=\"x-row e1321-e5 m10p-1 m10p-3 m10p-4 m10p-6 m10p-8\"><div class=\"x-row-inner\"><div class=\"x-col e1321-e6 m10p-a m10p-c\"><div class=\"x-anchor x-anchor-button has-graphic e1321-e7 m10p-d m10p-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e1321-e8 m10p-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-solo-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_finom_logo.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1321-e9 m10p-h m10p-i m10p-j m10p-k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Finom Solo<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1321-e10 m10p-n\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e1321-e11 m10p-h m10p-j m10p-l\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/finom-solo\/\">Finom Solo Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e1321-e12 m10p-a m10p-c\"><div class=\"x-grid x-container max width e1321-e13 m10p-o\"><div class=\"x-cell e1321-e14 m10p-p\"><div class=\"x-text x-text-headline e1321-e15 m10p-h m10p-k m10p-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1321-e16 m10p-q m10p-r\">Freiberufler & Gewerbe<\/div><\/div><div class=\"x-cell e1321-e17 m10p-p\"><div class=\"x-text x-text-headline e1321-e18 m10p-h m10p-k m10p-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1321-e19 m10p-q m10p-r\"><p style=\"text-align: center;\">0 \u20ac<\/p><\/div><\/div><div class=\"x-cell e1321-e20 m10p-p\"><div class=\"x-text x-text-headline e1321-e21 m10p-h m10p-k m10p-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1321-e22 m10p-q m10p-r\"><p style=\"text-align: center;\">4\u20ac p.M. f\u00fcr jedes zus\u00e4tzliche Teammitglied<\/p><\/div><\/div><div class=\"x-cell e1321-e23 m10p-p\"><div class=\"x-text x-text-headline e1321-e24 m10p-h m10p-k m10p-m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1321-e25 m10p-q m10p-r\"><p style=\"text-align: center;\">kostenlos bis 2.500 \u20ac, dar\u00fcber 0,3 % pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e1321-e26 m10p-t\" id=\"x-acc-e1321-e26\"><div class=\"e1321-e27 x-acc-item\"><p id=\"tab-e1321-e27\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1321-e27\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1321-e27\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1321-e27\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1321-e27\" data-x-toggleable=\"e1321-e27\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1321-e28 m10p-q m10p-s\"><div id=\"footable_parent_2520\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_25\" data-footable_id=\"2520\" data-filter-delay=\"1000\" aria-label=\"Finom Solo Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2520\"\n           data-unique_identifier=\"ninja_table_unique_id_3589173144_2520\"\n           class=\" foo-table ninja_footable foo_table_2520 ninja_table_unique_id_3589173144_2520 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1619\" class=\"ninja_table_row_0 nt_row_id_1619\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler & Gewerbe<\/td>        <\/tr>\n            <tr data-row_id=\"1620\" class=\"ninja_table_row_1 nt_row_id_1620\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1621\" class=\"ninja_table_row_2 nt_row_id_1621\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>kostenlos bis 2.500\u20ac, dar\u00fcber 0,3%<\/td>        <\/tr>\n            <tr data-row_id=\"1622\" class=\"ninja_table_row_3 nt_row_id_1622\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>virtuelle Debitkarte ist kostenlos, allerdings 1\u20ac (wenn sie nicht aktiv genutzt wird), physische Debitkarte ist 3 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1628\" class=\"ninja_table_row_4 nt_row_id_1628\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>4\u20ac p.M. f\u00fcr jedes zus\u00e4tzliche Teammitglied<\/td>        <\/tr>\n            <tr data-row_id=\"1623\" class=\"ninja_table_row_5 nt_row_id_1623\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1% bis 500\u20ac, 3% von 500\u20ac - 2.000\u20ac, 5% von 2.000\u20ac - 5.000\u20ac, 8% ab 5.000\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1624\" class=\"ninja_table_row_6 nt_row_id_1624\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>3 %<\/td>        <\/tr>\n            <tr data-row_id=\"1625\" class=\"ninja_table_row_7 nt_row_id_1625\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1626\" class=\"ninja_table_row_8 nt_row_id_1626\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1627\" class=\"ninja_table_row_9 nt_row_id_1627\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1629\" class=\"ninja_table_row_10 nt_row_id_1629\">\n            <td><strong>Extras<\/strong><\/td><td>Tool zur Rechnungsstellung<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1321-e29 m10p-1 m10p-3 m10p-5 m10p-6 m10p-9\"><div class=\"x-row-inner\"><div class=\"x-col e1321-e30 m10p-a m10p-c\"><a class=\"x-anchor x-anchor-button e1321-e31 m10p-d m10p-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-solo-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3073 e3073-e0\"><div class=\"x-section e3073-e2 m2dd-0\"><div class=\"x-row e3073-e3 m2dd-1 m2dd-2 m2dd-6 m2dd-7\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e4 m2dd-a m2dd-b\"><div class=\"x-row e3073-e5 m2dd-1 m2dd-3 m2dd-4 m2dd-6 m2dd-8\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e6 m2dd-a m2dd-c\"><a class=\"x-image e3073-e7 m2dd-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_Holvi.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3073-e8 m2dd-e m2dd-f m2dd-g m2dd-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Pro<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3073-e9 m2dd-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3073-e10 m2dd-e m2dd-g m2dd-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-pro\/\">Holvi Pro Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3073-e11 m2dd-a m2dd-c\"><div class=\"x-grid x-container max width e3073-e12 m2dd-l\"><div class=\"x-cell e3073-e13 m2dd-m\"><div class=\"x-text x-text-headline e3073-e14 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e15 m2dd-n m2dd-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3073-e16 m2dd-m\"><div class=\"x-text x-text-headline e3073-e17 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e18 m2dd-n m2dd-o\"><p style=\"text-align: center;\">1 Monat kostenlos, danach 9 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3073-e19 m2dd-m\"><div class=\"x-text x-text-headline e3073-e20 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e21 m2dd-n m2dd-o\"><p style=\"text-align: center;\">5 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e3073-e22 m2dd-m\"><div class=\"x-text x-text-headline e3073-e23 m2dd-e m2dd-h m2dd-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3073-e24 m2dd-n m2dd-o\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><\/div><div class=\"x-acc e3073-e25 m2dd-q\" id=\"x-acc-e3073-e25\"><div class=\"e3073-e26 x-acc-item\"><p id=\"tab-e3073-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3073-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3073-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3073-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3073-e26\" data-x-toggleable=\"e3073-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3073-e27 m2dd-n m2dd-p\"><div id=\"footable_parent_3074\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_26\" data-footable_id=\"3074\" data-filter-delay=\"1000\" aria-label=\"Holvi Pro Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3074\"\n           data-unique_identifier=\"ninja_table_unique_id_1136861265_3074\"\n           class=\" foo-table ninja_footable foo_table_3074 ninja_table_unique_id_1136861265_3074 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2119\" class=\"ninja_table_row_0 nt_row_id_2119\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2120\" class=\"ninja_table_row_1 nt_row_id_2120\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>bei Jahreszahlung 9\u20ac p.M.; bei monatlicher Zahlung 15\u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"2121\" class=\"ninja_table_row_2 nt_row_id_2121\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"2122\" class=\"ninja_table_row_3 nt_row_id_2122\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>3 klassische und 1 virtuelle Debitkarte inklusive, 3 \u20ac je zus\u00e4tzliche Bankkarte<\/td>        <\/tr>\n            <tr data-row_id=\"2128\" class=\"ninja_table_row_4 nt_row_id_2128\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>5 deutsche IBANs inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2123\" class=\"ninja_table_row_5 nt_row_id_2123\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 %<\/td>        <\/tr>\n            <tr data-row_id=\"2124\" class=\"ninja_table_row_6 nt_row_id_2124\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"2125\" class=\"ninja_table_row_7 nt_row_id_2125\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"2126\" class=\"ninja_table_row_8 nt_row_id_2126\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Gelder liegen bei Nordea Bank und Aktia Bank (Finland)<\/td>        <\/tr>\n            <tr data-row_id=\"2127\" class=\"ninja_table_row_9 nt_row_id_2127\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2129\" class=\"ninja_table_row_10 nt_row_id_2129\">\n            <td><strong>Extras<\/strong><\/td><td>Bis zu 4,00 % p. a. auf Geldmarktfonds f\u00fcr neue GmbHs\/UGs<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3073-e28 m2dd-1 m2dd-3 m2dd-5 m2dd-6 m2dd-9\"><div class=\"x-row-inner\"><div class=\"x-col e3073-e29 m2dd-a m2dd-c\"><a class=\"x-anchor x-anchor-button e3073-e30 m2dd-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3071 e3071-e0\"><div class=\"x-section e3071-e2 m2db-0\"><div class=\"x-row e3071-e3 m2db-1 m2db-2 m2db-6 m2db-7\"><div class=\"x-row-inner\"><div class=\"x-col e3071-e4 m2db-a m2db-b\"><div class=\"x-row e3071-e5 m2db-1 m2db-3 m2db-4 m2db-6 m2db-8\"><div class=\"x-row-inner\"><div class=\"x-col e3071-e6 m2db-a m2db-c\"><a class=\"x-image e3071-e7 m2db-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-lite\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_Holvi.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3071-e8 m2db-e m2db-f m2db-g m2db-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Lite<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3071-e9 m2db-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.9 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.9 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3071-e10 m2db-e m2db-g m2db-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-lite\/\">Holvi Lite Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3071-e11 m2db-a m2db-c\"><div class=\"x-grid x-container max width e3071-e12 m2db-l\"><div class=\"x-cell e3071-e13 m2db-m\"><div class=\"x-text x-text-headline e3071-e14 m2db-e m2db-h m2db-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3071-e15 m2db-n m2db-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e3071-e16 m2db-m\"><div class=\"x-text x-text-headline e3071-e17 m2db-e m2db-h m2db-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3071-e18 m2db-n m2db-o\"><p style=\"text-align: center;\">4,50 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3071-e19 m2db-m\"><div class=\"x-text x-text-headline e3071-e20 m2db-e m2db-h m2db-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3071-e21 m2db-n m2db-o\"><p style=\"text-align: center;\">2 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e3071-e22 m2db-m\"><div class=\"x-text x-text-headline e3071-e23 m2db-e m2db-h m2db-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3071-e24 m2db-n m2db-o\"><p style=\"text-align: center;\">100 kostenlos, danach 0,25 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3071-e25 m2db-q\" id=\"x-acc-e3071-e25\"><div class=\"e3071-e26 x-acc-item\"><p id=\"tab-e3071-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3071-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3071-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3071-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3071-e26\" data-x-toggleable=\"e3071-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3071-e27 m2db-n m2db-p\"><div id=\"footable_parent_3072\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_27\" data-footable_id=\"3072\" data-filter-delay=\"1000\" aria-label=\"Holvi Lite Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3072\"\n           data-unique_identifier=\"ninja_table_unique_id_4101725607_3072\"\n           class=\" foo-table ninja_footable foo_table_3072 ninja_table_unique_id_4101725607_3072 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2104\" class=\"ninja_table_row_0 nt_row_id_2104\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2105\" class=\"ninja_table_row_1 nt_row_id_2105\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>bei Jahreszahlung 4,50\u20ac p.M; bei monatlicher Zahlung 9,00\u20ac p. M.<\/td>        <\/tr>\n            <tr data-row_id=\"2106\" class=\"ninja_table_row_2 nt_row_id_2106\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>100 kostenlos, danach pro Buchung 0,25 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2107\" class=\"ninja_table_row_3 nt_row_id_2107\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>1 klassische und 1 virtuelle Debitkarte inklusive, 3 \u20ac je zus\u00e4tzliche Bankkarte<\/td>        <\/tr>\n            <tr data-row_id=\"2113\" class=\"ninja_table_row_4 nt_row_id_2113\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>2 deutsche IBANs inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2108\" class=\"ninja_table_row_5 nt_row_id_2108\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2109\" class=\"ninja_table_row_6 nt_row_id_2109\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2 %<\/td>        <\/tr>\n            <tr data-row_id=\"2110\" class=\"ninja_table_row_7 nt_row_id_2110\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"2111\" class=\"ninja_table_row_8 nt_row_id_2111\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Gelder liegen bei Nordea Bank und Aktia Bank (Finland)<\/td>        <\/tr>\n            <tr data-row_id=\"2112\" class=\"ninja_table_row_9 nt_row_id_2112\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2114\" class=\"ninja_table_row_10 nt_row_id_2114\">\n            <td><strong>Extras<\/strong><\/td><td>Bis zu 4,00 % p. a. auf Geldmarktfonds f\u00fcr neue GmbHs\/UGs<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3071-e28 m2db-1 m2db-3 m2db-5 m2db-6 m2db-9\"><div class=\"x-row-inner\"><div class=\"x-col e3071-e29 m2db-a m2db-c\"><a class=\"x-anchor x-anchor-button e3071-e30 m2db-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-lite\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-1101 e1101-e0\"><div class=\"x-section e1101-e2 mul-0\"><div class=\"x-row e1101-e3 mul-1 mul-2 mul-6 mul-7\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e4 mul-a mul-b\"><div class=\"x-row e1101-e5 mul-1 mul-3 mul-4 mul-6 mul-8\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e6 mul-a mul-c\"><a class=\"x-image e1101-e7 mul-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-postbank-business-giro-aktiv-plus\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/06\/SZ_postbank_top.jpg\" width=\"125\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e1101-e8 mul-e mul-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Postbank Business Giro aktiv plus<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e1101-e9 mul-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.9 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.9 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e1101-e10 mul-a mul-c\"><div class=\"x-grid x-container max width e1101-e11 mul-i\"><div class=\"x-cell e1101-e12 mul-j\"><div class=\"x-text x-text-headline e1101-e13 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e14 mul-k mul-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG &amp; KG<\/p><\/div><\/div><div class=\"x-cell e1101-e15 mul-j\"><div class=\"x-text x-text-headline e1101-e16 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e17 mul-k mul-l\"><p style=\"text-align: center;\">Bis 31.12.26 kostenlos, sonst 12,90 \u20ac<\/p><\/div><\/div><div class=\"x-cell e1101-e18 mul-j\"><div class=\"x-text x-text-headline e1101-e19 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e20 mul-k mul-l\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e1101-e21 mul-j\"><div class=\"x-text x-text-headline e1101-e22 mul-e mul-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e1101-e23 mul-k mul-l\"><p style=\"text-align: center;\">0,28 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e1101-e24 mul-n\" id=\"x-acc-e1101-e24\"><div class=\"e1101-e25 x-acc-item\"><p id=\"tab-e1101-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e1101-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e1101-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e1101-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e1101-e25\" data-x-toggleable=\"e1101-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e1101-e26 mul-k mul-m\"><div id=\"footable_parent_2521\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_28\" data-footable_id=\"2521\" data-filter-delay=\"1000\" aria-label=\"Postbank business giro aktiv plus Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2521\"\n           data-unique_identifier=\"ninja_table_unique_id_885633376_2521\"\n           class=\" foo-table ninja_footable foo_table_2521 ninja_table_unique_id_885633376_2521 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1634\" class=\"ninja_table_row_0 nt_row_id_1634\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"1635\" class=\"ninja_table_row_1 nt_row_id_1635\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>Bis zum 31.12.2026 keine Kontof\u00fchrungsgeb\u00fchr, sonst 12,90 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1636\" class=\"ninja_table_row_2 nt_row_id_1636\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>0,28 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"1637\" class=\"ninja_table_row_3 nt_row_id_1637\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>Postbank Business Card im ersten Jahr kostenfrei, dananach 24\u20ac p.a.<\/td>        <\/tr>\n            <tr data-row_id=\"1643\" class=\"ninja_table_row_4 nt_row_id_1643\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Keine Unterkonten aber mehrere Girokonten m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1638\" class=\"ninja_table_row_5 nt_row_id_1638\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1639\" class=\"ninja_table_row_6 nt_row_id_1639\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2,35 %<\/td>        <\/tr>\n            <tr data-row_id=\"1640\" class=\"ninja_table_row_7 nt_row_id_1640\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>3 \u20ac je angefangene 5.000\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1641\" class=\"ninja_table_row_8 nt_row_id_1641\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1642\" class=\"ninja_table_row_9 nt_row_id_1642\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1644\" class=\"ninja_table_row_10 nt_row_id_1644\">\n            <td><strong>Extras<\/strong><\/td><td>Kontowechselservice & kostenloses Tagesgeld-Konto<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e1101-e27 mul-1 mul-3 mul-5 mul-6 mul-9\"><div class=\"x-row-inner\"><div class=\"x-col e1101-e28 mul-a mul-c\"><a class=\"x-anchor x-anchor-button e1101-e29 mul-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-postbank-business-giro-aktiv-plus\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3544 e3544-e0\"><div class=\"x-section e3544-e2 m2qg-0\"><div class=\"x-row e3544-e3 m2qg-1 m2qg-2 m2qg-6 m2qg-7\"><div class=\"x-row-inner\"><div class=\"x-col e3544-e4 m2qg-a m2qg-b\"><div class=\"x-row e3544-e5 m2qg-1 m2qg-3 m2qg-4 m2qg-6 m2qg-8\"><div class=\"x-row-inner\"><div class=\"x-col e3544-e6 m2qg-a m2qg-c\"><div class=\"x-anchor x-anchor-button has-graphic e3544-e7 m2qg-d m2qg-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">4,25 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e3544-e8 m2qg-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-tide-smart\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/05\/SZ_tide.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3544-e9 m2qg-h m2qg-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Tide Smart<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3544-e10 m2qg-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.9 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.9 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e3544-e11 m2qg-a m2qg-c\"><div class=\"x-grid x-container max width e3544-e12 m2qg-l\"><div class=\"x-cell e3544-e13 m2qg-m\"><div class=\"x-text x-text-headline e3544-e14 m2qg-h m2qg-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3544-e15 m2qg-n m2qg-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG &amp; GmbH<\/p><\/div><\/div><div class=\"x-cell e3544-e16 m2qg-m\"><div class=\"x-text x-text-headline e3544-e17 m2qg-h m2qg-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3544-e18 m2qg-n m2qg-o\"><p style=\"text-align: center;\">4,50 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3544-e19 m2qg-m\"><div class=\"x-text x-text-headline e3544-e20 m2qg-h m2qg-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3544-e21 m2qg-n m2qg-o\"><p style=\"text-align: center;\">2 Unterkonten<\/p><\/div><\/div><div class=\"x-cell e3544-e22 m2qg-m\"><div class=\"x-text x-text-headline e3544-e23 m2qg-h m2qg-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3544-e24 m2qg-n m2qg-o\"><p style=\"text-align: center;\">50 kostenlos, danach 0,20 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3544-e25 m2qg-q\" id=\"x-acc-e3544-e25\"><div class=\"e3544-e26 x-acc-item\"><p id=\"tab-e3544-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3544-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3544-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3544-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3544-e26\" data-x-toggleable=\"e3544-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3544-e27 m2qg-n m2qg-p\"><div id=\"footable_parent_3545\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_29\" data-footable_id=\"3545\" data-filter-delay=\"1000\" aria-label=\"Tide Smart Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3545\"\n           data-unique_identifier=\"ninja_table_unique_id_3735964832_3545\"\n           class=\" foo-table ninja_footable foo_table_3545 ninja_table_unique_id_3735964832_3545 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2574\" class=\"ninja_table_row_0 nt_row_id_2574\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG & GmbH<\/td>        <\/tr>\n            <tr data-row_id=\"2575\" class=\"ninja_table_row_1 nt_row_id_2575\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>4,50 \u20ac p.M. bei j\u00e4hrlicher Abrechnung, bei monatlicher Abrechnung 7,50 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2576\" class=\"ninja_table_row_2 nt_row_id_2576\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>50 kostenlos, danach 0,20 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"2577\" class=\"ninja_table_row_3 nt_row_id_2577\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2583\" class=\"ninja_table_row_4 nt_row_id_2583\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>2<\/td>        <\/tr>\n            <tr data-row_id=\"2578\" class=\"ninja_table_row_5 nt_row_id_2578\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2579\" class=\"ninja_table_row_6 nt_row_id_2579\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"2580\" class=\"ninja_table_row_7 nt_row_id_2580\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"2581\" class=\"ninja_table_row_8 nt_row_id_2581\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Niederl\u00e4ndische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"2582\" class=\"ninja_table_row_9 nt_row_id_2582\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2584\" class=\"ninja_table_row_10 nt_row_id_2584\">\n            <td><strong>Extras<\/strong><\/td><td>Kostenloses Tagesgeld-Konto, Tool zur Rechnungsstellung, Firmenkredite & ohne Schufa-Abfrage<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3544-e28 m2qg-1 m2qg-3 m2qg-5 m2qg-6 m2qg-9\"><div class=\"x-row-inner\"><div class=\"x-col e3544-e29 m2qg-a m2qg-c\"><a class=\"x-anchor x-anchor-button e3544-e30 m2qg-d m2qg-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-tide-smart\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-2524 e2524-e0\"><div class=\"x-section e2524-e2 m1y4-0\"><div class=\"x-row e2524-e3 m1y4-1 m1y4-2 m1y4-6 m1y4-7\"><div class=\"x-row-inner\"><div class=\"x-col e2524-e4 m1y4-a m1y4-b\"><div class=\"x-row e2524-e5 m1y4-1 m1y4-3 m1y4-4 m1y4-6 m1y4-8\"><div class=\"x-row-inner\"><div class=\"x-col e2524-e6 m1y4-a m1y4-c\"><div class=\"x-anchor x-anchor-button has-graphic e2524-e7 m1y4-d m1y4-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">5 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e2524-e8 m1y4-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/04\/SZ_vivid.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e2524-e9 m1y4-h m1y4-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>vivid Freelance Prime<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e2524-e10 m1y4-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.9 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.9 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e2524-e11 m1y4-a m1y4-c\"><div class=\"x-grid x-container max width e2524-e12 m1y4-l\"><div class=\"x-cell e2524-e13 m1y4-m\"><div class=\"x-text x-text-headline e2524-e14 m1y4-h m1y4-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2524-e15 m1y4-n m1y4-o\">Freiberufler & Gewerbe<\/div><\/div><div class=\"x-cell e2524-e16 m1y4-m\"><div class=\"x-text x-text-headline e2524-e17 m1y4-h m1y4-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2524-e18 m1y4-n m1y4-o\"><p style=\"text-align: center;\">2 Monate kostenlos, danach 6,90 \u20ac<\/p><\/div><\/div><div class=\"x-cell e2524-e19 m1y4-m\"><div class=\"x-text x-text-headline e2524-e20 m1y4-h m1y4-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2524-e21 m1y4-n m1y4-o\"><p style=\"text-align: center;\">Unbegrenzt mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e2524-e22 m1y4-m\"><div class=\"x-text x-text-headline e2524-e23 m1y4-h m1y4-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e2524-e24 m1y4-n m1y4-o\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><\/div><div class=\"x-acc e2524-e25 m1y4-q\" id=\"x-acc-e2524-e25\"><div class=\"e2524-e26 x-acc-item\"><p id=\"tab-e2524-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e2524-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e2524-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e2524-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e2524-e26\" data-x-toggleable=\"e2524-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e2524-e27 m1y4-n m1y4-p\"><div id=\"footable_parent_2525\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_30\" data-footable_id=\"2525\" data-filter-delay=\"1000\" aria-label=\"Vivid Freelance Prime Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2525\"\n           data-unique_identifier=\"ninja_table_unique_id_1667083355_2525\"\n           class=\" foo-table ninja_footable foo_table_2525 ninja_table_unique_id_1667083355_2525 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1679\" class=\"ninja_table_row_0 nt_row_id_1679\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler & Gewerbe<\/td>        <\/tr>\n            <tr data-row_id=\"1680\" class=\"ninja_table_row_1 nt_row_id_1680\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>2 Monate kostenlos, danach 6,90 \u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"1681\" class=\"ninja_table_row_2 nt_row_id_1681\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"1682\" class=\"ninja_table_row_3 nt_row_id_1682\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1688\" class=\"ninja_table_row_4 nt_row_id_1688\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Unbegrenzt mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"1683\" class=\"ninja_table_row_5 nt_row_id_1683\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1.000\u20ac p.M. kostenlos, solange der Abhebebetrag 50\u20ac nicht unterschreitet, danach 3% (min. 1\u20ac) des Abhebevolumens<\/td>        <\/tr>\n            <tr data-row_id=\"1684\" class=\"ninja_table_row_6 nt_row_id_1684\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung und Bargeldabhebung<\/strong><\/td><td>1 %<\/td>        <\/tr>\n            <tr data-row_id=\"1685\" class=\"ninja_table_row_7 nt_row_id_1685\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1686\" class=\"ninja_table_row_8 nt_row_id_1686\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Keine gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1687\" class=\"ninja_table_row_9 nt_row_id_1687\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1689\" class=\"ninja_table_row_10 nt_row_id_1689\">\n            <td><strong>Extras<\/strong><\/td><td>0,5 % Cashback auf Kartenzahlungen, kostenloses Tagesgeld-Konto & ohne Schufa-Abfrage<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e2524-e28 m1y4-1 m1y4-3 m1y4-5 m1y4-6 m1y4-9\"><div class=\"x-row-inner\"><div class=\"x-col e2524-e29 m1y4-a m1y4-c\"><a class=\"x-anchor x-anchor-button e2524-e30 m1y4-d m1y4-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3504 e3504-e0\"><div class=\"x-section e3504-e2 m2pc-0\"><div class=\"x-row e3504-e3 m2pc-1 m2pc-2 m2pc-6 m2pc-7\"><div class=\"x-row-inner\"><div class=\"x-col e3504-e4 m2pc-a m2pc-b\"><div class=\"x-row e3504-e5 m2pc-1 m2pc-3 m2pc-4 m2pc-6 m2pc-8\"><div class=\"x-row-inner\"><div class=\"x-col e3504-e6 m2pc-a m2pc-c\"><a class=\"x-image e3504-e7 m2pc-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/12\/SZ_Kontist.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3504-e8 m2pc-e m2pc-f m2pc-g m2pc-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Kontist Start<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3504-e9 m2pc-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.8 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.8 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3504-e10 m2pc-e m2pc-g m2pc-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/kontist-start\/\">Kontist Start Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3504-e11 m2pc-a m2pc-c\"><div class=\"x-grid x-container max width e3504-e12 m2pc-l\"><div class=\"x-cell e3504-e13 m2pc-m\"><div class=\"x-text x-text-headline e3504-e14 m2pc-e m2pc-h m2pc-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3504-e15 m2pc-n m2pc-o\">Freiberufler & Gewerbe<\/div><\/div><div class=\"x-cell e3504-e16 m2pc-m\"><div class=\"x-text x-text-headline e3504-e17 m2pc-e m2pc-h m2pc-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3504-e18 m2pc-n m2pc-o\"><p style=\"text-align: center;\">11 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3504-e19 m2pc-m\"><div class=\"x-text x-text-headline e3504-e20 m2pc-e m2pc-h m2pc-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3504-e21 m2pc-n m2pc-o\"><p style=\"text-align: center;\">3<\/p><\/div><\/div><div class=\"x-cell e3504-e22 m2pc-m\"><div class=\"x-text x-text-headline e3504-e23 m2pc-e m2pc-h m2pc-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3504-e24 m2pc-n m2pc-o\"><p style=\"text-align: center;\">30 kostenlos, danach 0,40 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3504-e25 m2pc-q\" id=\"x-acc-e3504-e25\"><div class=\"e3504-e26 x-acc-item\"><p id=\"tab-e3504-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3504-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3504-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3504-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3504-e26\" data-x-toggleable=\"e3504-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3504-e27 m2pc-n m2pc-p\"><div id=\"footable_parent_3505\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_31\" data-footable_id=\"3505\" data-filter-delay=\"1000\" aria-label=\"Kontist Start Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3505\"\n           data-unique_identifier=\"ninja_table_unique_id_1308909661_3505\"\n           class=\" foo-table ninja_footable foo_table_3505 ninja_table_unique_id_1308909661_3505 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2482\" class=\"ninja_table_row_0 nt_row_id_2482\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2483\" class=\"ninja_table_row_1 nt_row_id_2483\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>11 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2484\" class=\"ninja_table_row_2 nt_row_id_2484\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>30<\/td>        <\/tr>\n            <tr data-row_id=\"2485\" class=\"ninja_table_row_3 nt_row_id_2485\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 klassische Debitkarte und 4 virtuelle Karten inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2491\" class=\"ninja_table_row_4 nt_row_id_2491\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>3<\/td>        <\/tr>\n            <tr data-row_id=\"2486\" class=\"ninja_table_row_5 nt_row_id_2486\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 kostenlose Abhebungen pro Monat, danach 2 \u20ac pro Abhebung<\/td>        <\/tr>\n            <tr data-row_id=\"2487\" class=\"ninja_table_row_6 nt_row_id_2487\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1,75 %<\/td>        <\/tr>\n            <tr data-row_id=\"2488\" class=\"ninja_table_row_7 nt_row_id_2488\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,9 %<\/td>        <\/tr>\n            <tr data-row_id=\"2489\" class=\"ninja_table_row_8 nt_row_id_2489\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"2490\" class=\"ninja_table_row_9 nt_row_id_2490\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2492\" class=\"ninja_table_row_10 nt_row_id_2492\">\n            <td><strong>Extras<\/strong><\/td><td>Dispokredit verf\u00fcgbar<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3504-e28 m2pc-1 m2pc-3 m2pc-5 m2pc-6 m2pc-9\"><div class=\"x-row-inner\"><div class=\"x-col e3504-e29 m2pc-a m2pc-c\"><a class=\"x-anchor x-anchor-button e3504-e30 m2pc-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4360 e4360-e0\"><div class=\"x-section e4360-e2 m3d4-0\"><div class=\"x-row e4360-e3 m3d4-1 m3d4-2 m3d4-6 m3d4-7\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e4 m3d4-a m3d4-b\"><div class=\"x-row e4360-e5 m3d4-1 m3d4-3 m3d4-4 m3d4-6 m3d4-8\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e6 m3d4-a m3d4-c\"><a class=\"x-image e4360-e7 m3d4-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4360-e8 m3d4-e m3d4-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Smart<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4360-e9 m3d4-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.6 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.6 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4360-e10 m3d4-a m3d4-c\"><div class=\"x-grid x-container max width e4360-e11 m3d4-i\"><div class=\"x-cell e4360-e12 m3d4-j\"><div class=\"x-text x-text-headline e4360-e13 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e14 m3d4-k m3d4-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4360-e15 m3d4-j\"><div class=\"x-text x-text-headline e4360-e16 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e17 m3d4-k m3d4-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach ab 19 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4360-e18 m3d4-j\"><div class=\"x-text x-text-headline e4360-e19 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e20 m3d4-k m3d4-l\"><p style=\"text-align: center;\">1 Unterkonto mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4360-e21 m3d4-j\"><div class=\"x-text x-text-headline e4360-e22 m3d4-e m3d4-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4360-e23 m3d4-k m3d4-l\"><p style=\"text-align: center;\">100 kostenlose Buchungen, danach 0,10 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4360-e24 m3d4-n\" id=\"x-acc-e4360-e24\"><div class=\"e4360-e25 x-acc-item\"><p id=\"tab-e4360-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4360-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4360-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4360-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4360-e25\" data-x-toggleable=\"e4360-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4360-e26 m3d4-k m3d4-m\"><div id=\"footable_parent_4367\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_32\" data-footable_id=\"4367\" data-filter-delay=\"1000\" aria-label=\"qonto smart Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4367\"\n           data-unique_identifier=\"ninja_table_unique_id_676264871_4367\"\n           class=\" foo-table ninja_footable foo_table_4367 ninja_table_unique_id_676264871_4367 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3206\" class=\"ninja_table_row_0 nt_row_id_3206\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3207\" class=\"ninja_table_row_1 nt_row_id_3207\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 19 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3208\" class=\"ninja_table_row_2 nt_row_id_3208\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>100 kostenlos, danach 0,10 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3209\" class=\"ninja_table_row_3 nt_row_id_3209\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 One Card Mastercard + 50 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3214\" class=\"ninja_table_row_4 nt_row_id_3214\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>1 Unterkonto mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3210\" class=\"ninja_table_row_5 nt_row_id_3210\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3211\" class=\"ninja_table_row_6 nt_row_id_3211\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3212\" class=\"ninja_table_row_7 nt_row_id_3212\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3213\" class=\"ninja_table_row_8 nt_row_id_3213\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3215\" class=\"ninja_table_row_9 nt_row_id_3215\">\n            <td><strong>Extras<\/strong><\/td><td>Bezahlt werden mit Zahlungslinks, Tap to Pay & POS-Terminals,  Cashflow smart steuern mit interaktiven Analysen & Prognosen<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4360-e27 m3d4-1 m3d4-3 m3d4-5 m3d4-6 m3d4-9\"><div class=\"x-row-inner\"><div class=\"x-col e4360-e28 m3d4-a m3d4-c\"><a class=\"x-anchor x-anchor-button e4360-e29 m3d4-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-660 e660-e0\"><div class=\"x-section e660-e2 mic-0\"><div class=\"x-row e660-e3 mic-1 mic-2 mic-6 mic-7\"><div class=\"x-row-inner\"><div class=\"x-col e660-e4 mic-a mic-b\"><div class=\"x-row e660-e5 mic-1 mic-3 mic-4 mic-6 mic-8\"><div class=\"x-row-inner\"><div class=\"x-col e660-e6 mic-a mic-c\"><div class=\"x-anchor x-anchor-button has-graphic e660-e7 mic-d mic-e\" tabindex=\"0\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe529;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">2,75 % Zinsen<\/span><\/div><\/div><\/div><a class=\"x-image e660-e8 mic-g\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-commerzbank-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/08\/SZ_commerzbank.jpg\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e660-e9 mic-h mic-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Commerzbank<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e660-e10 mic-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e660-e11 mic-a mic-c\"><div class=\"x-grid x-container max width e660-e12 mic-l\"><div class=\"x-cell e660-e13 mic-m\"><div class=\"x-text x-text-headline e660-e14 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e15 mic-n mic-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e660-e16 mic-m\"><div class=\"x-text x-text-headline e660-e17 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e18 mic-n mic-o\"><p style=\"text-align: center;\">12 Monate kostenlos, danach 15,90\u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e660-e19 mic-m\"><div class=\"x-text x-text-headline e660-e20 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e21 mic-n mic-o\"><p style=\"text-align: center;\">Keine<\/p><\/div><\/div><div class=\"x-cell e660-e22 mic-m\"><div class=\"x-text x-text-headline e660-e23 mic-h mic-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e660-e24 mic-n mic-o\"><p style=\"text-align: center;\">10 Buchungen kostenlos, danach 0,20 \u20ac<\/p><\/div><\/div><\/div><div class=\"x-acc e660-e25 mic-q\" id=\"x-acc-e660-e25\"><div class=\"e660-e26 x-acc-item\"><p id=\"tab-e660-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e660-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e660-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e660-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e660-e26\" data-x-toggleable=\"e660-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e660-e27 mic-n mic-p\"><div id=\"footable_parent_2522\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_33\" data-footable_id=\"2522\" data-filter-delay=\"1000\" aria-label=\"Commerzbank Klassik Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2522\"\n           data-unique_identifier=\"ninja_table_unique_id_1338626359_2522\"\n           class=\" foo-table ninja_footable foo_table_2522 ninja_table_unique_id_1338626359_2522 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1649\" class=\"ninja_table_row_0 nt_row_id_1649\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"1650\" class=\"ninja_table_row_1 nt_row_id_1650\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>12 Monate kostenlos, danach 15,90\u20ac p.M.<\/td>        <\/tr>\n            <tr data-row_id=\"1651\" class=\"ninja_table_row_2 nt_row_id_1651\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>10 Buchungen p.M. kostenlos, danach 0,20\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1652\" class=\"ninja_table_row_3 nt_row_id_1652\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>5,90\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1658\" class=\"ninja_table_row_4 nt_row_id_1658\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>0<\/td>        <\/tr>\n            <tr data-row_id=\"1653\" class=\"ninja_table_row_5 nt_row_id_1653\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2,50 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1654\" class=\"ninja_table_row_6 nt_row_id_1654\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung und Bargeldabhebung<\/strong><\/td><td>2,09 %<\/td>        <\/tr>\n            <tr data-row_id=\"1655\" class=\"ninja_table_row_7 nt_row_id_1655\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,50 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1656\" class=\"ninja_table_row_8 nt_row_id_1656\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1657\" class=\"ninja_table_row_9 nt_row_id_1657\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1659\" class=\"ninja_table_row_10 nt_row_id_1659\">\n            <td><strong>Extras<\/strong><\/td><td>Kontowechselservice & kostenloses Tagesgeld-Konto<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e660-e28 mic-1 mic-3 mic-5 mic-6 mic-9\"><div class=\"x-row-inner\"><div class=\"x-col e660-e29 mic-a mic-c\"><a class=\"x-anchor x-anchor-button e660-e30 mic-d mic-f\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-commerzbank-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-3506 e3506-e0\"><div class=\"x-section e3506-e2 m2pe-0\"><div class=\"x-row e3506-e3 m2pe-1 m2pe-2 m2pe-6 m2pe-7\"><div class=\"x-row-inner\"><div class=\"x-col e3506-e4 m2pe-a m2pe-b\"><div class=\"x-row e3506-e5 m2pe-1 m2pe-3 m2pe-4 m2pe-6 m2pe-8\"><div class=\"x-row-inner\"><div class=\"x-col e3506-e6 m2pe-a m2pe-c\"><a class=\"x-image e3506-e7 m2pe-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-basic-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/12\/SZ_Kontist.png\" width=\"250\" height=\"150\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e3506-e8 m2pe-e m2pe-f m2pe-g m2pe-h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Kontist Plus<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e3506-e9 m2pe-k\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<div class=\"x-text x-text-headline has-graphic e3506-e10 m2pe-e m2pe-g m2pe-i\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/kontist-plus\/\">Kontist Plus Gesch\u00e4ftskonto im Test<\/a><\/p>\n<\/div><\/div><\/div><\/div><div class=\"x-col e3506-e11 m2pe-a m2pe-c\"><div class=\"x-grid x-container max width e3506-e12 m2pe-l\"><div class=\"x-cell e3506-e13 m2pe-m\"><div class=\"x-text x-text-headline e3506-e14 m2pe-e m2pe-h m2pe-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3506-e15 m2pe-n m2pe-o\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e3506-e16 m2pe-m\"><div class=\"x-text x-text-headline e3506-e17 m2pe-e m2pe-h m2pe-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3506-e18 m2pe-n m2pe-o\"><p style=\"text-align: center;\">25 \u20ac<\/p><\/div><\/div><div class=\"x-cell e3506-e19 m2pe-m\"><div class=\"x-text x-text-headline e3506-e20 m2pe-e m2pe-h m2pe-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3506-e21 m2pe-n m2pe-o\"><p style=\"text-align: center;\">5 Unterkonten<\/p><\/div><\/div><div class=\"x-cell e3506-e22 m2pe-m\"><div class=\"x-text x-text-headline e3506-e23 m2pe-e m2pe-h m2pe-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e3506-e24 m2pe-n m2pe-o\"><p style=\"text-align: center;\">100 kostenlos, danach 0,40 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e3506-e25 m2pe-q\" id=\"x-acc-e3506-e25\"><div class=\"e3506-e26 x-acc-item\"><p id=\"tab-e3506-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e3506-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e3506-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e3506-e26\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e3506-e26\" data-x-toggleable=\"e3506-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e3506-e27 m2pe-n m2pe-p\"><div id=\"footable_parent_3507\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_34\" data-footable_id=\"3507\" data-filter-delay=\"1000\" aria-label=\"Kontist Plus Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_3507\"\n           data-unique_identifier=\"ninja_table_unique_id_3785793451_3507\"\n           class=\" foo-table ninja_footable foo_table_3507 ninja_table_unique_id_3785793451_3507 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2497\" class=\"ninja_table_row_0 nt_row_id_2497\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG & KG<\/td>        <\/tr>\n            <tr data-row_id=\"2498\" class=\"ninja_table_row_1 nt_row_id_2498\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>25 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"2499\" class=\"ninja_table_row_2 nt_row_id_2499\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>100<\/td>        <\/tr>\n            <tr data-row_id=\"2500\" class=\"ninja_table_row_3 nt_row_id_2500\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>5 klassische Debitkarte und 10 virtuelle Karten inklusive<\/td>        <\/tr>\n            <tr data-row_id=\"2506\" class=\"ninja_table_row_4 nt_row_id_2506\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>5<\/td>        <\/tr>\n            <tr data-row_id=\"2501\" class=\"ninja_table_row_5 nt_row_id_2501\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>4 kostenlose Abhebungen pro Monat, danach 2 \u20ac pro Abhebung<\/td>        <\/tr>\n            <tr data-row_id=\"2502\" class=\"ninja_table_row_6 nt_row_id_2502\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>1,5 %<\/td>        <\/tr>\n            <tr data-row_id=\"2503\" class=\"ninja_table_row_7 nt_row_id_2503\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>2,9 %<\/td>        <\/tr>\n            <tr data-row_id=\"2504\" class=\"ninja_table_row_8 nt_row_id_2504\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Deutsche gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"2505\" class=\"ninja_table_row_9 nt_row_id_2505\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"2507\" class=\"ninja_table_row_10 nt_row_id_2507\">\n            <td><strong>Extras<\/strong><\/td><td>Dispokredit verf\u00fcgbar<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e3506-e28 m2pe-1 m2pe-3 m2pe-5 m2pe-6 m2pe-9\"><div class=\"x-row-inner\"><div class=\"x-col e3506-e29 m2pe-a m2pe-c\"><a class=\"x-anchor x-anchor-button e3506-e30 m2pe-r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-4361 e4361-e0\"><div class=\"x-section e4361-e2 m3d5-0\"><div class=\"x-row e4361-e3 m3d5-1 m3d5-2 m3d5-6 m3d5-7\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e4 m3d5-a m3d5-b\"><div class=\"x-row e4361-e5 m3d5-1 m3d5-3 m3d5-4 m3d5-6 m3d5-8\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e6 m3d5-a m3d5-c\"><a class=\"x-image e4361-e7 m3d5-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2026\/03\/SZ_qonto_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e4361-e8 m3d5-e m3d5-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Qonto Premium<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e4361-e9 m3d5-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.5 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e4361-e10 m3d5-a m3d5-c\"><div class=\"x-grid x-container max width e4361-e11 m3d5-i\"><div class=\"x-cell e4361-e12 m3d5-j\"><div class=\"x-text x-text-headline e4361-e13 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e14 m3d5-k m3d5-l\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e4361-e15 m3d5-j\"><div class=\"x-text x-text-headline e4361-e16 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e17 m3d5-k m3d5-l\"><p style=\"text-align: center;\">30 Tage kostenlos, danach 39 \u20ac p.M.<\/p><\/div><\/div><div class=\"x-cell e4361-e18 m3d5-j\"><div class=\"x-text x-text-headline e4361-e19 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e20 m3d5-k m3d5-l\"><p style=\"text-align: center;\">4 Unterkonten mit eigener IBAN<\/p><\/div><\/div><div class=\"x-cell e4361-e21 m3d5-j\"><div class=\"x-text x-text-headline e4361-e22 m3d5-e m3d5-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e4361-e23 m3d5-k m3d5-l\"><p style=\"text-align: center;\">200 kostenlose Buchungen, danach 0,10 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e4361-e24 m3d5-n\" id=\"x-acc-e4361-e24\"><div class=\"e4361-e25 x-acc-item\"><p id=\"tab-e4361-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e4361-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e4361-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e4361-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e4361-e25\" data-x-toggleable=\"e4361-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e4361-e26 m3d5-k m3d5-m\"><div id=\"footable_parent_4368\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_35\" data-footable_id=\"4368\" data-filter-delay=\"1000\" aria-label=\"qonto premium Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_4368\"\n           data-unique_identifier=\"ninja_table_unique_id_2161744105_4368\"\n           class=\" foo-table ninja_footable foo_table_4368 ninja_table_unique_id_2161744105_4368 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"3221\" class=\"ninja_table_row_0 nt_row_id_3221\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"3222\" class=\"ninja_table_row_1 nt_row_id_3222\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>30 Tage kostenlos, danach ab 39 \u20ac p.M.\u00a0<\/td>        <\/tr>\n            <tr data-row_id=\"3223\" class=\"ninja_table_row_2 nt_row_id_3223\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>200 kostenlos, danach 0,10 \u20ac pro Buchung<\/td>        <\/tr>\n            <tr data-row_id=\"3224\" class=\"ninja_table_row_3 nt_row_id_3224\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>2 One Card Mastercard + 50 virtuelle Karten<\/td>        <\/tr>\n            <tr data-row_id=\"3229\" class=\"ninja_table_row_4 nt_row_id_3229\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>4 Unterkonto mit eigener IBAN<\/td>        <\/tr>\n            <tr data-row_id=\"3225\" class=\"ninja_table_row_5 nt_row_id_3225\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>1 kostenlose Bargeldabhebung, danach 2 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"3226\" class=\"ninja_table_row_6 nt_row_id_3226\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>2%<\/td>        <\/tr>\n            <tr data-row_id=\"3227\" class=\"ninja_table_row_7 nt_row_id_3227\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Franz\u00f6sische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"3228\" class=\"ninja_table_row_8 nt_row_id_3228\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"3230\" class=\"ninja_table_row_9 nt_row_id_3230\">\n            <td><strong>Extras<\/strong><\/td><td>Premium-Kundenservice: Pers\u00f6nliche:r Kundenbetreuer ab dem ersten Tag, Budgets und Steuern mit 4 Unterkonten<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e4361-e27 m3d5-1 m3d5-3 m3d5-5 m3d5-6 m3d5-9\"><div class=\"x-row-inner\"><div class=\"x-col e4361-e28 m3d5-a m3d5-c\"><a class=\"x-anchor x-anchor-button e4361-e29 m3d5-o\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch\u00e4ftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><div class=\"cs-content x-global-block x-global-block-772 e772-e0\"><div class=\"x-section e772-e2 mlg-0\"><div class=\"x-row e772-e3 mlg-1 mlg-2 mlg-6 mlg-7\"><div class=\"x-row-inner\"><div class=\"x-col e772-e4 mlg-a mlg-b\"><div class=\"x-row e772-e5 mlg-1 mlg-3 mlg-4 mlg-6 mlg-8\"><div class=\"x-row-inner\"><div class=\"x-col e772-e6 mlg-a mlg-c\"><a class=\"x-image e772-e7 mlg-d\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-revolut-geschaeftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_revolut_logo.png\" width=\"175\" height=\"125\" alt=\"Santander\" loading=\"lazy\"><\/a><div class=\"x-text x-text-headline e772-e8 mlg-e mlg-f\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Revolut Basic Business<\/strong><\/p>\n<\/div><\/div><\/div>\n<span class=\"x-rating e772-e9 mlg-h\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"3.4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf5c0;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      3.4 \/ 5    <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e772-e10 mlg-a mlg-c\"><div class=\"x-grid x-container max width e772-e11 mlg-i\"><div class=\"x-cell e772-e12 mlg-j mlg-k\"><div class=\"x-text x-text-headline e772-e13 mlg-e mlg-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Unternehmensform<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e772-e14 mlg-m mlg-n\"><p style=\"text-align: center;\">Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG &amp; AG<\/p><\/div><\/div><div class=\"x-cell e772-e15 mlg-j mlg-l\"><div class=\"x-text x-text-headline e772-e16 mlg-e mlg-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kontof\u00fchrungsgeb\u00fchr p.M.<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e772-e17 mlg-m mlg-n\"><p style=\"text-align: center;\">10 \u20ac<\/p><\/div><\/div><div class=\"x-cell e772-e18 mlg-j mlg-k\"><div class=\"x-text x-text-headline e772-e19 mlg-e mlg-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Anzahl Unterkonten<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e772-e20 mlg-m mlg-n\"><p style=\"text-align: center;\">Unbegrenzt<\/p><\/div><\/div><div class=\"x-cell e772-e21 mlg-j mlg-l\"><div class=\"x-text x-text-headline e772-e22 mlg-e mlg-g\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Kosten pro Buchung<\/p><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e772-e23 mlg-m mlg-n\"><p style=\"text-align: center;\">10 kostenlos, danach 0,20 \u20ac pro Buchung<\/p><\/div><\/div><\/div><div class=\"x-acc e772-e24 mlg-p\" id=\"x-acc-e772-e24\"><div class=\"e772-e25 x-acc-item\"><p id=\"tab-e772-e25\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e772-e25\" data-x-toggle=\"collapse\" data-x-toggleable=\"e772-e25\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-text\">\u2192 Produktdetails<\/span><\/span><\/p><div id=\"panel-e772-e25\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e772-e25\" data-x-toggleable=\"e772-e25\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e772-e26 mlg-m mlg-o\"><div id=\"footable_parent_2523\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_36\" data-footable_id=\"2523\" data-filter-delay=\"1000\" aria-label=\"Revolut Business Basic Gesch\u00e4ftskonto Geb\u00fchren Toplist\"            id=\"footable_2523\"\n           data-unique_identifier=\"ninja_table_unique_id_3033744707_2523\"\n           class=\" foo-table ninja_footable foo_table_2523 ninja_table_unique_id_3033744707_2523 ui table  ninja_search_right nt_type_legacy_table celled compact vertical_centered ninja_custom_color inverted footable-paging-right ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_leistung \">Leistung<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_wert \">Wert<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1664\" class=\"ninja_table_row_0 nt_row_id_1664\">\n            <td><strong>Unternehmensform<\/strong><\/td><td>Freiberufler, Gewerbe, UG, GmbH, GbR, OHG, KG & AG<\/td>        <\/tr>\n            <tr data-row_id=\"1665\" class=\"ninja_table_row_1 nt_row_id_1665\">\n            <td><strong>Kontof\u00fchrungsgeb\u00fchren p.M.<\/strong><\/td><td>10 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1666\" class=\"ninja_table_row_2 nt_row_id_1666\">\n            <td><strong>Anzahl kostenloser belegloser Buchungen p.M.<\/strong><\/td><td>10 Buchungen p.M. kostenlos, danach 0,20\u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1667\" class=\"ninja_table_row_3 nt_row_id_1667\">\n            <td><strong>Debitkarte p.M.<\/strong><\/td><td>0 \u20ac<\/td>        <\/tr>\n            <tr data-row_id=\"1673\" class=\"ninja_table_row_4 nt_row_id_1673\">\n            <td><strong>Anzahl kostenloser Unterkonten &amp; Nutzer<\/strong><\/td><td>Unbegrenzt<\/td>        <\/tr>\n            <tr data-row_id=\"1668\" class=\"ninja_table_row_5 nt_row_id_1668\">\n            <td><strong>Bargeldabhebung<\/strong><\/td><td>2 %<\/td>        <\/tr>\n            <tr data-row_id=\"1669\" class=\"ninja_table_row_6 nt_row_id_1669\">\n            <td><strong>Fremdw\u00e4hrungsgeb\u00fchr bei Kartenzahlung &amp; Bargeldabhebung<\/strong><\/td><td>Die ersten 1.000 \u20ac sind p.M. kostenlos, danach 0,6 % Wechselkursgeb\u00fchr<\/td>        <\/tr>\n            <tr data-row_id=\"1670\" class=\"ninja_table_row_7 nt_row_id_1670\">\n            <td><strong>Kosten Bargeldeinzahlung<\/strong><\/td><td>Nicht m\u00f6glich<\/td>        <\/tr>\n            <tr data-row_id=\"1671\" class=\"ninja_table_row_8 nt_row_id_1671\">\n            <td><strong>Einlagensicherung<\/strong><\/td><td>Litauische gesetzliche Einlagensicherung<\/td>        <\/tr>\n            <tr data-row_id=\"1672\" class=\"ninja_table_row_9 nt_row_id_1672\">\n            <td><strong>Mobile Payment<\/strong><\/td><td>Apple Pay & Google Pay<\/td>        <\/tr>\n            <tr data-row_id=\"1674\" class=\"ninja_table_row_10 nt_row_id_1674\">\n            <td><strong>Extras<\/strong><\/td><td>Kontowechselservice & Tool zur Rechnungsstellung<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e772-e27 mlg-1 mlg-3 mlg-5 mlg-6 mlg-9\"><div class=\"x-row-inner\"><div class=\"x-col e772-e28 mlg-a mlg-c\"><a class=\"x-anchor x-anchor-button e772-e29 mlg-q\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-revolut-geschaeftskonto\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p><\/div><\/div><\/div><\/div><div class=\"x-acc e463-e49 mcv-3t mcv-3u mcv-3v mcv-3y mcv-3z mcv-40 mcv-41\" id=\"x-acc-e463-e49\"><\/div><div id=\"definition\" class=\"x-text x-text-headline e463-e50 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Was ist ein Gesch\u00e4ftskonto?<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e51 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\"><p>Ein Gesch\u00e4ftskonto ist weit mehr als ein gew\u00f6hnliches Bankkonto. Es bildet das finanzielle Herzst\u00fcck eines Unternehmens und sorgt daf\u00fcr, dass private und gesch\u00e4ftliche Zahlungen klar voneinander getrennt bleiben. So behalten Unternehmer jederzeit den \u00dcberblick \u00fcber ihre Finanzen.<\/p>\n<p>Im Unterschied zum traditionellen <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-vergleich\/\">Girokonto<\/a> erm\u00f6glicht ein Gesch\u00e4ftskonto eine professionelle Verwaltung aller Geldfl\u00fcsse. Rechnungen werden beglichen, Kundenzahlungen verbucht und Buchhaltungsprogramme lassen sich nahtlos anbinden. Das schafft Ordnung, Transparenz und Effizienz.<\/p>\n<p>Zudem bieten viele Banken spezielle Funktionen, die auf Selbstst\u00e4ndige und Unternehmen zugeschnitten sind, etwa verschiedene Zugriffsrechte f\u00fcr Mitarbeitende, Kreditm\u00f6glichkeiten oder Firmenkarten. F\u00fcr Kapitalgesellschaften wie eine GmbH ist ein Gesch\u00e4ftskonto ohnehin Pflicht, f\u00fcr Freiberufler und <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-einzelunternehmen\/\">Einzelunternehmer<\/a> zwar nicht, aber in jedem Fall sinnvoll.<\/p><\/div><div id=\"auswahl\" class=\"x-text x-text-headline e463-e52 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Bestes Gesch\u00e4ftskonto finden: Worauf Sie beim Vergleich achten m\u00fcssen\n<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e53 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\">Die Wahl des Gesch\u00e4ftskontos ist eine strategische Entscheidung mit direktem Einfluss auf die finanzielle Effizienz. Ein sorgf\u00e4ltiger Gesch\u00e4ftskonto Vergleich hilft dabei, nicht nur ein \u00fcberzeugendes Preis-Leistungs-Verh\u00e4ltnis zu finden, sondern auch die optimale Passung zu Ihren Abl\u00e4ufen sicherzustellen, von intelligenter Buchhaltung \u00fcber flexible Zahlungsoptionen bis hin zu zuverl\u00e4ssigem Support. Die wichtigsten Kriterien im \u00dcberblick:<\/div><div class=\"x-grid e463-e54 mcv-44 mcv-47 mcv-48\"><div class=\"x-cell e463-e55 mcv-49 mcv-4a mcv-4c mcv-4e\"><div class=\"x-text x-text-headline e463-e56 mcv-24 mcv-25 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k mcv-2l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Geb\u00fchren &amp; Kosten<\/p><\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e57 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-34 mcv-36\"><p>Banken arbeiten mit sehr unterschiedlichen Preismodellen, von kostenlosen Basiskonten bis zu Premium-Paketen. Vergleichen Sie insbesondere:<\/p>\n\n<ul>\n \t<li><strong>Kontof\u00fchrungsgeb\u00fchren:<\/strong> Monatliche Fixkosten je nach Leistungsumfang.<\/li>\n \t<li><strong>Buchungskosten:<\/strong> Geb\u00fchren pro Transaktion (z. B. \u00dcberweisungen, Lastschriften).<\/li>\n \t<li><strong>Bargeldverkehr:<\/strong> Einzahlungs- und Abhebegeb\u00fchren, relevant bei regelm\u00e4\u00dfigem Cash-Gesch\u00e4ft.<\/li>\n \t<li><strong>Karten &amp; Extras:<\/strong> Kosten f\u00fcr Kredit-, Debit- und Partnerkarten.<\/li>\n \t<li><strong>Fremdw\u00e4hrung:<\/strong> Spreads und Geb\u00fchren bei internationalem Zahlungsverkehr.<\/li>\n<\/ul><\/div><\/div><div class=\"x-cell e463-e58 mcv-49 mcv-4a mcv-4c mcv-4e\"><div class=\"x-text x-text-headline e463-e59 mcv-24 mcv-25 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k mcv-2l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Leistungsumfang<\/p><\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e60 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-34 mcv-36\"><p>Ein gutes Konto bietet mehr als Standard-Banking. Achten Sie auf:<\/p>\n\n<ul>\n \t<li><strong>Online und Mobile Banking:<\/strong> Intuitive Apps, klare Web-Oberfl\u00e4chen.<\/li>\n \t<li><strong>Mehrbenutzerzug\u00e4nge:<\/strong> Rollen und Rechte f\u00fcr Team und Buchhaltung.<\/li>\n \t<li><strong>Lastschriften und Dauerauftr\u00e4ge:<\/strong> Automatisierte, wiederkehrende Zahlungen.<\/li>\n \t<li><strong>Buchhaltungsintegration:<\/strong> Schnittstellen zu DATEV, Lexoffice und weiteren Tools.<\/li>\n \t<li><strong>Finanzierung:<\/strong> Dispo-Rahmen oder Gesch\u00e4ftskredite f\u00fcr Liquidit\u00e4t.<\/li>\n<\/ul><\/div><\/div><div class=\"x-cell e463-e61 mcv-49 mcv-4a mcv-4c mcv-4e\"><div class=\"x-text x-text-headline e463-e62 mcv-24 mcv-25 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k mcv-2l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Flexibilit\u00e4t &amp; Skalierbarkeit<\/p><\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e63 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-34 mcv-36\"><p>Das Konto sollte heute passen und morgen mithalten k\u00f6nnen:<\/p>\n\n<ul>\n \t<li><strong>Einfache Erweiterung:<\/strong> Zus\u00e4tzliche Karten, Nutzer, Konten.<\/li>\n \t<li><strong>Upgrades:<\/strong> Tarife f\u00fcr h\u00f6here Transaktionsvolumina.<\/li>\n \t<li><strong>Finanzierungsoptionen:<\/strong> Wachstums- und \u00dcberbr\u00fcckungsfinanzierungen.<\/li>\n<\/ul><\/div><\/div><div class=\"x-cell e463-e64 mcv-49 mcv-4a mcv-4c mcv-4e\"><div class=\"x-text x-text-headline e463-e65 mcv-24 mcv-25 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k mcv-2l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Digitale Features<\/p><\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e66 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-34 mcv-36\"><p>Moderne Konten integrieren Prozesse und sparen Zeit:<\/p>\n\n<ul>\n \t<li><strong>Automatisierte Rechnungsstellung<\/strong> und Mahnwesen<\/li>\n \t<li><strong>Schnittstellen zu E-Commerce und ERP<\/strong><\/li>\n \t<li><strong>Automatische Kategorisierung<\/strong> von Einnahmen und Ausgaben<\/li>\n \t<li><strong>Echtzeit-Benachrichtigungen<\/strong> bei Transaktionen<\/li>\n<\/ul><\/div><\/div><div class=\"x-cell e463-e67 mcv-49 mcv-4a mcv-4c mcv-4e\"><div class=\"x-text x-text-headline e463-e68 mcv-24 mcv-25 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k mcv-2l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Service & Support<\/p><\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e69 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-34 mcv-36\"><p>Zuverl\u00e4ssiger Support ist gesch\u00e4ftskritisch:<\/p>\n\n<ul>\n \t<li><strong>Erreichbarkeit:<\/strong> Idealerweise 24\/7 per Chat, Telefon, E-Mail.<\/li>\n \t<li><strong>Reaktionsgeschwindigkeit:<\/strong> Klare SLAs, schnelle Probleml\u00f6sung.<\/li>\n \t<li><strong>Mehrsprachigkeit:<\/strong> Vorteil f\u00fcr internationale Teams.<\/li>\n \t<li><strong>Fester Ansprechpartner:<\/strong> Pers\u00f6nliche, proaktive Betreuung.<\/li>\n<\/ul><\/div><\/div><div class=\"x-cell e463-e70 mcv-49 mcv-4a mcv-4c mcv-4e\"><div class=\"x-text x-text-headline e463-e71 mcv-24 mcv-25 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k mcv-2l\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\"><p style=\"text-align: center;\">Sicherheit &amp; Datenschutz<\/p><\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e72 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2v mcv-2w mcv-34 mcv-36\"><p>Sicherheit ist Pflichtprogramm:<\/p>\n\n<ul>\n \t<li><strong>Zwei-Faktor-Authentifizierung<\/strong> (2FA)<\/li>\n \t<li><strong>Echtzeit-Betrugserkennung<\/strong> und Anomalie-Alerts<\/li>\n \t<li><strong>Sichere APIs<\/strong> f\u00fcr externe Tools<\/li>\n \t<li>Regulatorischer Schutz (<strong>Einlagensicherung<\/strong>, Aufsicht)<\/li>\n<\/ul><\/div><\/div><\/div><div id=\"person\" class=\"x-text x-text-headline e463-e73 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Wie funktioniert unser Gesch\u00e4ftkskonto Vergleich?<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e74 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\"><p>Wir haben f\u00fcr Sie die attraktivsten Gesch\u00e4ftskonten analysiert, um L\u00f6sungen zu identifizieren, die faire Konditionen, hohe Sicherheit und ein praxistaugliches Kartenangebot f\u00fcr den Gesch\u00e4ftsalltag bieten. Grundlage unserer Bewertung ist ein transparentes und objektives Kriterienmodell, das die wichtigsten Anforderungen moderner Gesch\u00e4ftskonten abbildet.<\/p>\n<p><strong>So haben wir bewertet:<\/strong><\/p>\n<p>Den gr\u00f6\u00dften Einfluss auf die Gesamtbewertung haben mit 60 % die Geb\u00fchren. Ber\u00fccksichtigt werden dabei nicht nur die monatlichen Kontof\u00fchrungsgeb\u00fchren, sondern auch Kosten f\u00fcr Buchungsposten, \u00dcberweisungen, Karten sowie Bargeldabhebungen und -einzahlungen. Ein empfehlenswertes Gesch\u00e4ftskonto zeichnet sich durch transparente Preisstrukturen und gut planbare Gesamtkosten aus, unabh\u00e4ngig davon, ob Sie ein Einzelunternehmen, eine GbR oder eine GmbH f\u00fchren.<\/p>\n<p>Mit jeweils 20 % flie\u00dfen das Kartenangebot und die Sicherheit in die Gesamtbewertung ein.<\/p>\n<p>Beim Kartenangebot bewerten wir die verf\u00fcgbaren Kartentypen wie Debitkarten, Kreditkarten und <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/kreditkarten-vergleich\/virtuelle-kreditkarte\/\">virtuelle Karten<\/a>, deren Kosten sowie Einsatzm\u00f6glichkeiten im In- und Ausland. Ebenso ber\u00fccksichtigen wir die M\u00f6glichkeit, Mitarbeiterkarten auszustellen, um Ausgaben im Unternehmen klar zu strukturieren und effizient zu verwalten.<\/p>\n<p>Der Bereich Sicherheit umfasst sowohl regulatorische als auch technische Aspekte. Dazu z\u00e4hlen die gesetzliche Einlagensicherung, moderne Sicherheitsstandards wie Zwei-Faktor-Authentifizierung und Verschl\u00fcsselung sowie Funktionen zur klaren Trennung zwischen privaten und gesch\u00e4ftlichen Finanzen.<\/p>\n<p><strong>Sicherheit und Regulierung<\/strong><\/p>\n<p>Alle analysierten Banken haben ihren Sitz in der Europ\u00e4ischen Union oder im Europ\u00e4ischen Wirtschaftsraum und unterliegen der gesetzlichen Einlagensicherung von bis zu 100.000 Euro pro Kunde und Bank. Damit sind Ihre Unternehmensfinanzen auch auf einem Gesch\u00e4ftskonto zuverl\u00e4ssig gesch\u00fctzt.<\/p>\n<p><strong>So funktioniert der Vergleich<\/strong><\/p>\n<p>Unser Gesch\u00e4ftskonto Vergleich stellt Ihnen alle relevanten Konditionen \u00fcbersichtlich dar. Die Reihenfolge der Anbieter richtet sich nach unserer Gesamtbewertung. So erkennen Sie auf einen Blick:<\/p>\n\n<ul>\n \t<li>Gesamtbewertung und monatliche Kontof\u00fchrungsgeb\u00fchr<\/li>\n \t<li>Geb\u00fchrenstruktur und Kosten pro Transaktion<\/li>\n \t<li>enthaltene Karten (Girocard, Debit-, Kredit- und virtuelle Karten)<\/li>\n \t<li>Sicherheitsfunktionen und Schutzmechanismen<\/li>\n \t<li>Bargeldverf\u00fcgbarkeit im In- und Ausland<\/li>\n \t<li>Mobile-Payment-Funktionen (Apple Pay, Google Pay etc.)<\/li>\n \t<li>Zusatzleistungen wie Cashback, Pr\u00e4mien oder Kontowechselservice<\/li>\n<\/ul><\/div><div class=\"x-acc e463-e75 mcv-3t mcv-3u mcv-3w mcv-40 mcv-42\" id=\"x-acc-e463-e75\"><div class=\"e463-e76 x-acc-item\"><button id=\"tab-e463-e76\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e76\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e76\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\">&#x25b8;<\/span><span class=\"x-acc-header-text\">Zusammenfassung aller Gesch\u00e4ftskonten<\/span><\/span><\/button><div id=\"panel-e463-e76\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e76\" data-x-toggleable=\"e463-e76\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e77 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\"><div id=\"footable_parent_3614\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <table data-ninja_table_instance=\"ninja_table_instance_37\" data-footable_id=\"3614\" data-filter-delay=\"1000\" aria-label=\"Gesch\u00e4ftskonto Vergleich Methodik\"            id=\"footable_3614\"\n           data-unique_identifier=\"ninja_table_unique_id_3672841163_3614\"\n           class=\" foo-table ninja_footable foo_table_3614 ninja_table_unique_id_3672841163_3614 ui table  ninja_search_right nt_type_legacy_table selectable striped vertical_centered  footable-paging-right ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                            <col class=\"ninja_column_4 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                                                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_anbieter \">Anbieter<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_zinssatz_70 \">Geb\u00fchren (60%)<\/th><th scope=\"col\"  class=\"ninja_column_2 ninja_clmn_nm_anlagebetrag_10 \">Karten (20%)<\/th><th scope=\"col\"  class=\"ninja_column_3 ninja_clmn_nm_sicherheit_20 \">Sicherheit (20%)<\/th><th scope=\"col\"  class=\"ninja_column_4 ninja_clmn_nm_gesamtbewertung \">Gesamtbewertung<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"2849\" class=\"ninja_table_row_0 nt_row_id_2849\">\n            <td>Vivid Freelance Standard<\/td><td>5<\/td><td>5<\/td><td>5<\/td><td>5,0<\/td>        <\/tr>\n            <tr data-row_id=\"2818\" class=\"ninja_table_row_1 nt_row_id_2818\">\n            <td>Vivid Business Basic<\/td><td>5<\/td><td>4<\/td><td>5<\/td><td>4,8<\/td>        <\/tr>\n            <tr data-row_id=\"2851\" class=\"ninja_table_row_2 nt_row_id_2851\">\n            <td>Fyrst Base<\/td><td>4,5<\/td><td>4,5<\/td><td>5<\/td><td>4,7<\/td>        <\/tr>\n            <tr data-row_id=\"2820\" class=\"ninja_table_row_3 nt_row_id_2820\">\n            <td>Holvi Flex<\/td><td>4,5<\/td><td>3<\/td><td>5<\/td><td>4,3<\/td>        <\/tr>\n            <tr data-row_id=\"2823\" class=\"ninja_table_row_4 nt_row_id_2823\">\n            <td>Qonto Basic<\/td><td>4<\/td><td>3<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"2819\" class=\"ninja_table_row_5 nt_row_id_2819\">\n            <td>Finom Basic<\/td><td>4<\/td><td>4<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"3297\" class=\"ninja_table_row_6 nt_row_id_3297\">\n            <td>Finom Solo<\/td><td>4<\/td><td>4<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"2827\" class=\"ninja_table_row_7 nt_row_id_2827\">\n            <td>Holvi Pro<\/td><td>3,5<\/td><td>5<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"2822\" class=\"ninja_table_row_8 nt_row_id_2822\">\n            <td>Kontist Free<\/td><td>4<\/td><td>3<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"2821\" class=\"ninja_table_row_9 nt_row_id_2821\">\n            <td>Tide<\/td><td>4,5<\/td><td>3<\/td><td>5<\/td><td>4,0<\/td>        <\/tr>\n            <tr data-row_id=\"2850\" class=\"ninja_table_row_10 nt_row_id_2850\">\n            <td>Vivid Freelance Prime<\/td><td>3,5<\/td><td>4<\/td><td>5<\/td><td>3,9<\/td>        <\/tr>\n            <tr data-row_id=\"2824\" class=\"ninja_table_row_11 nt_row_id_2824\">\n            <td>Holvi Lite<\/td><td>3,5<\/td><td>4<\/td><td>5<\/td><td>3,9<\/td>        <\/tr>\n            <tr data-row_id=\"2825\" class=\"ninja_table_row_12 nt_row_id_2825\">\n            <td>tide Smart<\/td><td>3,5<\/td><td>4<\/td><td>5<\/td><td>3,9<\/td>        <\/tr>\n            <tr data-row_id=\"2829\" class=\"ninja_table_row_13 nt_row_id_2829\">\n            <td>Postbank Business Giro aktiv plus<\/td><td>3,5<\/td><td>4<\/td><td>5<\/td><td>3,9<\/td>        <\/tr>\n            <tr data-row_id=\"2826\" class=\"ninja_table_row_14 nt_row_id_2826\">\n            <td>Kontist Start<\/td><td>3<\/td><td>5<\/td><td>5<\/td><td>3,8<\/td>        <\/tr>\n            <tr data-row_id=\"3298\" class=\"ninja_table_row_15 nt_row_id_3298\">\n            <td>Qonto Smart<\/td><td>3.5<\/td><td>3.5<\/td><td>5<\/td><td>3,6<\/td>        <\/tr>\n            <tr data-row_id=\"2833\" class=\"ninja_table_row_16 nt_row_id_2833\">\n            <td>Holvi Business<\/td><td>2,5<\/td><td>5<\/td><td>5<\/td><td>3,5<\/td>        <\/tr>\n            <tr data-row_id=\"2832\" class=\"ninja_table_row_17 nt_row_id_2832\">\n            <td>Kontist Plus<\/td><td>2,5<\/td><td>5<\/td><td>5<\/td><td>3,5<\/td>        <\/tr>\n            <tr data-row_id=\"3299\" class=\"ninja_table_row_18 nt_row_id_3299\">\n            <td>Qonto Premium<\/td><td>3<\/td><td>3,5<\/td><td>5<\/td><td>3,5<\/td>        <\/tr>\n            <tr data-row_id=\"2831\" class=\"ninja_table_row_19 nt_row_id_2831\">\n            <td>Commerzbank<\/td><td>3,5<\/td><td>2<\/td><td>5<\/td><td>3,5<\/td>        <\/tr>\n            <tr data-row_id=\"2828\" class=\"ninja_table_row_20 nt_row_id_2828\">\n            <td>Revolut Basic Business<\/td><td>3<\/td><td>3<\/td><td>5<\/td><td>3,4<\/td>        <\/tr>\n            <tr data-row_id=\"2834\" class=\"ninja_table_row_21 nt_row_id_2834\">\n            <td>Finom Pro<\/td><td>2<\/td><td>5<\/td><td>5<\/td><td>3,2<\/td>        <\/tr>\n            <tr data-row_id=\"3300\" class=\"ninja_table_row_22 nt_row_id_3300\">\n            <td>Qonto Business<\/td><td>3<\/td><td>3<\/td><td>5<\/td><td>3,3<\/td>        <\/tr>\n            <tr data-row_id=\"3301\" class=\"ninja_table_row_23 nt_row_id_3301\">\n            <td>Qonto Enterprise<\/td><td>2<\/td><td>3<\/td><td>5<\/td><td>3<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"beste\" class=\"x-text x-text-headline e463-e78 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Die besten Gesch\u00e4ftskonten aus unserem Vergleich<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e79 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\"><p>Ein Gesch\u00e4ftskonto ist ein Girokonto f\u00fcr den gesch\u00e4ftlichen Zahlungsverkehr. Es bietet grundlegende Funktionen wie \u00dcberweisungen, Lastschriften und Bargeldabhebungen. Zus\u00e4tzlich erleichtern Extras wie Unterkonten, Transaktionskategorien oder die Anbindung an Buchhaltungssoftware die finanzielle Organisation und Buchhaltung eines Unternehmens.<\/p>\n<p>Die folgenden Konten haben in unserem Gesch\u00e4ftskonto Vergleich am besten abgeschnitten:<\/p><\/div><div class=\"x-text x-text-headline e463-e80 mcv-24 mcv-25 mcv-29 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\">Vivid Freelance Standard<\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e81 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\">Das Vivid Freelance Standard Konto ist ein kostenloses Gesch\u00e4ftskonto f\u00fcr Freiberufler und Solo-Selbstst\u00e4ndige. Es l\u00e4sst sich vollst\u00e4ndig online er\u00f6ffnen und bietet eine deutsche IBAN sowie unbegrenzte SEPA-Zahlungen ohne monatliche Kontof\u00fchrungsgeb\u00fchr. Zus\u00e4tzlich profitieren Sie von physischen und virtuellen Debitkarten, Cashback-Programmen und praktischen digitalen Funktionen f\u00fcr den t\u00e4glichen Zahlungsverkehr.<\/div><div class=\"x-row e463-e82 mcv-6 mcv-8 mcv-9 mcv-c mcv-g mcv-j mcv-l mcv-m mcv-n mcv-o mcv-15 mcv-16\"><div class=\"x-row-inner\"><div class=\"x-col e463-e83 mcv-1t mcv-1u mcv-1v mcv-1w mcv-1x\"><div class=\"x-text x-text-headline e463-e84 mcv-23 mcv-24 mcv-25 mcv-26 mcv-29 mcv-2f mcv-2m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Vivid Freelance Standard<\/strong><\/p>\n<\/div><\/div><\/div><a class=\"x-image e463-e85 mcv-4n\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/10\/Top_vivid_SZ.png\" width=\"175\" height=\"125\" alt=\"vivid\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e463-e86 mcv-4o\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5 \">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5     <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e463-e87 mcv-1t\"><ul class=\"x-row e463-e88 mcv-6 mcv-8 mcv-9 mcv-a mcv-c mcv-f mcv-l mcv-p mcv-q mcv-17 mcv-18\"><div class=\"x-row-inner\"><li class=\"x-col e463-e89 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e90 mcv-4p mcv-4q\"><i class=\"x-icon e463-e91 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e92 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e93 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Keine Kontof\u00fchrungsgeb\u00fchren<\/div><\/div><\/li><li class=\"x-col e463-e94 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e95 mcv-4p mcv-4q\"><i class=\"x-icon e463-e96 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e97 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e98 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Kostenlose Debitkarte<\/div><\/div><\/li><li class=\"x-col e463-e99 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e100 mcv-4p mcv-4q\"><i class=\"x-icon e463-e101 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e102 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e103 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Unbegrenzte Anzahl an kostenlosen Buchungen im Monat<\/div><\/div><\/li><li class=\"x-col e463-e104 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e105 mcv-4p mcv-4q\"><i class=\"x-icon e463-e106 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e107 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e108 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Unbegrenzte Anzahl an Unterkonten mit eigener IBAN<\/div><\/div><\/li><\/div><\/ul><div class=\"x-row e463-e109 mcv-6 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-f mcv-i mcv-r mcv-s mcv-t mcv-11 mcv-19\"><div class=\"x-row-inner\"><div class=\"x-col e463-e110 mcv-1t mcv-1u mcv-1w mcv-1x mcv-1y\"><a class=\"x-anchor x-anchor-button e463-e111 mcv-3b mcv-3c mcv-3d mcv-3j mcv-3l mcv-3m\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-text x-text-headline e463-e112 mcv-24 mcv-25 mcv-29 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\">Kontist Free<\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e113 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\">Kontist Free ist ein modernes, digitales Gesch\u00e4ftskonto f\u00fcr Selbstst\u00e4ndige und Freiberufler, das einen einfachen und kostenlosen Einstieg ins Business-Banking erm\u00f6glicht. Die intuitive App, eine virtuelle Visa-Debitkarte und hilfreiche Funktionen wie die automatische Steuer\u00fcbersicht machen die Finanzverwaltung besonders unkompliziert. Ideal f\u00fcr alle, die ihre gesch\u00e4ftlichen Finanzen smart und effizient organisieren m\u00f6chten.<\/div><div class=\"x-row e463-e114 mcv-6 mcv-8 mcv-9 mcv-c mcv-g mcv-j mcv-l mcv-m mcv-n mcv-o mcv-15 mcv-1a\"><div class=\"x-row-inner\"><div class=\"x-col e463-e115 mcv-1t mcv-1u mcv-1v mcv-1w mcv-1x\"><div class=\"x-text x-text-headline e463-e116 mcv-23 mcv-24 mcv-25 mcv-26 mcv-29 mcv-2f mcv-2m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Kontist Free<\/strong><\/p>\n<\/div><\/div><\/div><a class=\"x-image e463-e117 mcv-4n\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-basic-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/12\/SZ_Kontist.png\" width=\"250\" height=\"150\" alt=\"Kontist\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e463-e118 mcv-4o\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5 \">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5     <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e463-e119 mcv-1t\"><ul class=\"x-row e463-e120 mcv-6 mcv-8 mcv-9 mcv-a mcv-c mcv-f mcv-l mcv-p mcv-q mcv-17 mcv-1b\"><div class=\"x-row-inner\"><li class=\"x-col e463-e121 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e122 mcv-4p mcv-4q\"><i class=\"x-icon e463-e123 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e124 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e125 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">0 \u20ac Kontogeb\u00fchren<\/div><\/div><\/li><li class=\"x-col e463-e126 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e127 mcv-4p mcv-4q\"><i class=\"x-icon e463-e128 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e129 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e130 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">5 kostenlose Buchungen im Monat, danach 0,40 \u20ac pro Buchung<\/div><\/div><\/li><li class=\"x-col e463-e131 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e132 mcv-4p mcv-4q\"><i class=\"x-icon e463-e133 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e134 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e135 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Echtzeit Steuersch\u00e4tzung<\/div><\/div><\/li><li class=\"x-col e463-e136 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e137 mcv-4p mcv-4q\"><i class=\"x-icon e463-e138 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e139 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e140 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Virtuelle & physische Visa Debitkarte<\/div><\/div><\/li><\/div><\/ul><div class=\"x-row e463-e141 mcv-6 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-f mcv-i mcv-r mcv-s mcv-t mcv-11 mcv-1c\"><div class=\"x-row-inner\"><div class=\"x-col e463-e142 mcv-1t mcv-1u mcv-1w mcv-1x mcv-1y\"><a class=\"x-anchor x-anchor-button e463-e143 mcv-3b mcv-3c mcv-3d mcv-3j mcv-3l mcv-3m\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-text x-text-headline e463-e144 mcv-24 mcv-25 mcv-29 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\">Holvi Pro<\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e145 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\">Das <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/holvi-pro\/\">Holvi Pro-Konto<\/a> ist ein digitales Gesch\u00e4ftskonto f\u00fcr Selbstst\u00e4ndige, Freiberufler und kleine Unternehmen. Es bietet mehrere deutsche IBANs, physische und virtuelle Debitkarten sowie unbegrenzte SEPA-Zahlungen f\u00fcr den t\u00e4glichen Gesch\u00e4ftsverkehr. Zus\u00e4tzlich erleichtern Funktionen wie Rechnungsstellung, Beleg- und Ausgabenverwaltung sowie Schnittstellen zu Buchhaltungsprogrammen die Finanzorganisation. Auf Antrag steht au\u00dferdem eine <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/kreditkarten-vergleich\/kostenlose-kreditkarte-vergleich\/\">kostenlose Kreditkarte<\/a> mit einem Kreditrahmen von bis zu 50.000 Euro zur Verf\u00fcgung.<\/div><div class=\"x-row e463-e146 mcv-6 mcv-8 mcv-9 mcv-c mcv-g mcv-j mcv-l mcv-m mcv-n mcv-o mcv-15 mcv-1d\"><div class=\"x-row-inner\"><div class=\"x-col e463-e147 mcv-1t mcv-1u mcv-1v mcv-1w mcv-1x\"><div class=\"x-text x-text-headline e463-e148 mcv-23 mcv-24 mcv-25 mcv-26 mcv-29 mcv-2f mcv-2m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Holvi Pro<\/strong><\/p>\n<\/div><\/div><\/div><a class=\"x-image e463-e149 mcv-4n\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/11\/SZ_holvi_logo.png\" width=\"175\" height=\"125\" alt=\"Holvi\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e463-e150 mcv-4o\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5 \">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5     <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e463-e151 mcv-1t\"><ul class=\"x-row e463-e152 mcv-6 mcv-8 mcv-9 mcv-a mcv-c mcv-f mcv-l mcv-p mcv-q mcv-17 mcv-1e\"><div class=\"x-row-inner\"><li class=\"x-col e463-e153 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e154 mcv-4p mcv-4q\"><i class=\"x-icon e463-e155 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e156 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e157 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Bei Jahreszahlung 9 \u20ac p.M., bei monatlicher Zahlung 15 \u20ac p.M.<\/div><\/div><\/li><li class=\"x-col e463-e158 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e159 mcv-4p mcv-4q\"><i class=\"x-icon e463-e160 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e161 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e162 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">3 klassische und 1 virtuelle Debitkarte inklusive<\/div><\/div><\/li><li class=\"x-col e463-e163 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e164 mcv-4p mcv-4q\"><i class=\"x-icon e463-e165 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e166 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e167 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Kostenlose Kreditkarte mit bis zu 50.000 \u20ac Kreditrahmen auf Antrag m\u00f6glich<\/div><\/div><\/li><li class=\"x-col e463-e168 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e169 mcv-4p mcv-4q\"><i class=\"x-icon e463-e170 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e171 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e172 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">5 Unterkonten mit eigener deutscher IBAN<\/div><\/div><\/li><\/div><\/ul><div class=\"x-row e463-e173 mcv-6 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-f mcv-i mcv-r mcv-s mcv-t mcv-11 mcv-1f\"><div class=\"x-row-inner\"><div class=\"x-col e463-e174 mcv-1t mcv-1u mcv-1w mcv-1x mcv-1y\"><a class=\"x-anchor x-anchor-button e463-e175 mcv-3b mcv-3c mcv-3d mcv-3j mcv-3l mcv-3m\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"nutzen\" class=\"x-text x-text-headline e463-e176 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Wer braucht ein Gesch\u00e4ftskonto?<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e177 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\"><p>Ein Gesch\u00e4ftskonto ist f\u00fcr alle Personen und Unternehmen relevant, die regelm\u00e4\u00dfig gesch\u00e4ftliche Einnahmen oder Ausgaben haben. Dazu z\u00e4hlen <strong>Selbstst\u00e4ndige, Freiberufler, Einzelunternehmer<\/strong> sowie alle Formen von Personengesellschaften und Kapitalgesellschaften. W\u00e4hrend f\u00fcr Freiberufler und Einzelunternehmer rechtlich oft noch kein zwingendes Gesch\u00e4ftskonto vorgeschrieben ist, verlangen viele Banken in ihren AGB ausdr\u00fccklich, dass ein Privatkonto nicht f\u00fcr gesch\u00e4ftliche Zwecke genutzt werden darf.<\/p>\n<p>Sp\u00e4testens bei regelm\u00e4\u00dfigem Zahlungsverkehr, Rechnungsstellung oder Steuerabgaben ist ein separates Konto daher dringend zu empfehlen. F\u00fcr <strong>Kapitalgesellschaften wie UG, GmbH oder AG ist ein Gesch\u00e4ftskonto sogar gesetzlich vorgeschrieben<\/strong>, da es unter anderem f\u00fcr die Einzahlung des Stammkapitals und die ordnungsgem\u00e4\u00dfe Buchf\u00fchrung ben\u00f6tigt wird. Auch <strong>Vereine und Organisationen<\/strong> profitieren von einem Gesch\u00e4ftskonto, sobald sie Mitgliedsbeitr\u00e4ge, Spenden oder laufende Kosten verwalten. Insgesamt sorgt ein Gesch\u00e4ftskonto f\u00fcr eine klare Trennung zwischen privaten und gesch\u00e4ftlichen Finanzen, erleichtert Buchhaltung und Steuererkl\u00e4rung und wirkt gegen\u00fcber Kund:innen und Gesch\u00e4ftspartnern deutlich professioneller<\/p><\/div><div id=\"freiberufler\" class=\"x-text x-text-headline e463-e178 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Bestes Gesch\u00e4ftskonto f\u00fcr Freiberufler und Selbstst\u00e4ndige<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e179 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\"><p>Ein gutes <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-freiberufler\/\">Gesch\u00e4ftskonto f\u00fcr Freiberufler<\/a> und Selbstst\u00e4ndige mehr als nur ein Bankkonto: Es ist ein praktisches Werkzeug, das hilft, Finanzen sauber zu ordnen und den \u00dcberblick zu behalten. Durch die Trennung von privaten und gesch\u00e4ftlichen Zahlungen wird die Buchhaltung \u00fcbersichtlicher, die Steuererkl\u00e4rung einfacher und die Zusammenarbeit mit Steuerberatern reibungsloser. Gleichzeitig wirkt ein klar strukturiertes Konto auch nach au\u00dfen professionell, gegen\u00fcber Kunden, Lieferanten und dem Finanzamt.<\/p>\n<p>Bei der Wahl des richtigen Kontos spielen mehrere Aspekte eine Rolle: Neben transparenten Kosten und fairen Geb\u00fchren f\u00fcr \u00dcberweisungen oder Karten sollten vor allem digitale Funktionen und Integrationen \u00fcberzeugen. Eine intuitive Online-Banking-Oberfl\u00e4che, die M\u00f6glichkeit, Belege digital zu verwalten oder Daten in Buchhaltungsprogramme zu exportieren, spart im Alltag wertvolle Zeit. Ebenso wichtig sind reibungslose Zahlungsprozesse f\u00fcr Kundenzahlungen und Ausgaben, inklusive moderner Bezahloptionen.<\/p>\n<p>Dar\u00fcber hinaus lohnt es sich zu pr\u00fcfen, wie flexibel ein Konto mit Ihrem Unternehmen wachsen kann, etwa bei steigenden Ums\u00e4tzen oder einer m\u00f6glichen Umwandlung in eine Kapitalgesellschaft. All diese Faktoren zusammen machen den Unterschied zwischen einem gew\u00f6hnlichen Konto und einem, das Sie wirklich im Gesch\u00e4ftsalltag unterst\u00fctzt.<\/p>\n<p>Im Folgenden finden Sie eine Auswahl passender Gesch\u00e4ftskonten f\u00fcr Freiberufler und Selbstst\u00e4ndige, die in unserem Vergleich am besten abgeschnitten haben:<\/p><\/div><div class=\"x-text x-text-headline e463-e180 mcv-24 mcv-25 mcv-29 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\">Vivid Freelance Standard<\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e181 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\">Das <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\">Vivid Standard Konto<\/a> ist der Einstiegstarif f\u00fcr Solo-Selbstst\u00e4ndige und Freiberufler mit schlankem Zahlungsverkehr und kommt ohne monatliche Kontof\u00fchrungsgeb\u00fchr aus. Im Paket enthalten sind eine virtuelle und eine physische Visa Debitkarte, unbegrenzte kostenlose SEPA-\u00dcberweisungen (inklusive Echtzeit\u00fcberweisungen) sowie ein Zinskonto, auf dem Neukunden in den ersten Monaten von einem attraktiven Aktionszins profitieren und danach einen reduzierten Bestandskundenzins erhalten.<\/div><div class=\"x-row e463-e182 mcv-6 mcv-8 mcv-9 mcv-c mcv-g mcv-j mcv-l mcv-m mcv-n mcv-o mcv-15 mcv-1g\"><div class=\"x-row-inner\"><div class=\"x-col e463-e183 mcv-1t mcv-1u mcv-1v mcv-1w mcv-1x\"><div class=\"x-text x-text-headline e463-e184 mcv-23 mcv-24 mcv-25 mcv-26 mcv-29 mcv-2f mcv-2m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Vivid Freelance Standard<\/strong><\/p>\n<\/div><\/div><\/div><a class=\"x-image e463-e185 mcv-4n\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-solo-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/10\/Top_vivid_SZ.png\" width=\"175\" height=\"125\" alt=\"vivid\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e463-e186 mcv-4o\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5 \">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5     <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e463-e187 mcv-1t\"><ul class=\"x-row e463-e188 mcv-6 mcv-8 mcv-9 mcv-a mcv-c mcv-f mcv-l mcv-p mcv-q mcv-17 mcv-1h\"><div class=\"x-row-inner\"><li class=\"x-col e463-e189 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e190 mcv-4p mcv-4q\"><i class=\"x-icon e463-e191 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e192 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e193 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Keine Kontof\u00fchrungsgeb\u00fchren<\/div><\/div><\/li><li class=\"x-col e463-e194 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e195 mcv-4p mcv-4q\"><i class=\"x-icon e463-e196 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e197 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e198 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Kostenlose Debitkarte<\/div><\/div><\/li><li class=\"x-col e463-e199 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e200 mcv-4p mcv-4q\"><i class=\"x-icon e463-e201 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e202 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e203 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Unbegrenzte Anzahl an kostenlosen Buchungen<\/div><\/div><\/li><li class=\"x-col e463-e204 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e205 mcv-4p mcv-4q\"><i class=\"x-icon e463-e206 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e207 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e208 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">ohne Schufa-Abfrage<\/div><\/div><\/li><\/div><\/ul><div class=\"x-row e463-e209 mcv-6 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-f mcv-i mcv-r mcv-s mcv-t mcv-11 mcv-1i\"><div class=\"x-row-inner\"><div class=\"x-col e463-e210 mcv-1t mcv-1u mcv-1w mcv-1x mcv-1y\"><a class=\"x-anchor x-anchor-button e463-e211 mcv-3b mcv-3c mcv-3d mcv-3j mcv-3l mcv-3m\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"gmbh\" class=\"x-text x-text-headline e463-e212 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Bestes Gesch&auml;ftskonto f&uuml;r GmbHs und UGs<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e213 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\"><p>F\u00fcr Kapitalgesellschaften wie <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-gmbh-ug\/\">GmbHs und UG<\/a>s ist ein Gesch\u00e4ftskonto nicht nur sinnvoll, sondern gesetzlich vorgeschrieben. Es bildet die finanzielle Grundlage des Unternehmens und wird unter anderem f\u00fcr die Einzahlung des Stammkapitals sowie f\u00fcr den gesamten laufenden Zahlungsverkehr genutzt. Ein professionelles Gesch\u00e4ftskonto sorgt f\u00fcr Transparenz, erleichtert die Einhaltung steuerlicher und rechtlicher Vorgaben und unterst\u00fctzt eine saubere Trennung zwischen Unternehmens- und Privatverm\u00f6gen.<\/p>\n<p>Im Vergleich zu Freiberuflern stehen bei GmbHs und UGs h\u00e4ufig h\u00f6here Zahlungsvolumen und komplexere finanzielle Abl\u00e4ufe im Fokus. Entsprechend wichtig sind transparente Geb\u00fchren, ein zuverl\u00e4ssiger Zahlungsverkehr sowie Funktionen, die auf mehrere Verantwortliche ausgelegt sind. Dazu z\u00e4hlen unter anderem Benutzer- und Zugriffsrechte f\u00fcr Gesch\u00e4ftsf\u00fchrer und Mitarbeitende, sichere Freigabeprozesse sowie stabile L\u00f6sungen f\u00fcr nationale und internationale \u00dcberweisungen.<\/p>\n<p>Ein weiterer entscheidender Faktor ist die Anbindung an Buchhaltungs- und Steuerprozesse. Schnittstellen zu g\u00e4ngiger Buchhaltungssoftware, DATEV Exporte und automatisierte Kontoausz\u00fcge erleichtern die Zusammenarbeit mit Steuerberatern und reduzieren den administrativen Aufwand. Gerade bei Kapitalgesellschaften, die zur Erstellung von Jahresabschl\u00fcssen verpflichtet sind, spielen strukturierte und verl\u00e4ssliche Finanzdaten eine zentrale Rolle.<\/p>\n<p>Auch die Zukunftsf\u00e4higkeit des Kontos sollte ber\u00fccksichtigt werden. Wenn das Unternehmen w\u00e4chst, weitere Standorte hinzukommen oder internationale Gesch\u00e4ftsbeziehungen aufgebaut werden, muss das Gesch\u00e4ftskonto diese Entwicklung unterst\u00fctzen. Flexible Tarife, zus\u00e4tzliche Konten, Finanzierungsm\u00f6glichkeiten oder Fremdw\u00e4hrungsfunktionen k\u00f6nnen dabei entscheidend sein.<\/p>\n<p>Im Folgenden finden Sie eine Auswahl der besten Gesch\u00e4ftskonten f\u00fcr GmbHs und UGs, die sich durch professionelle Funktionen, transparente Konditionen und eine hohe Praxistauglichkeit auszeichnen.<\/p><\/div><div class=\"x-text x-text-headline e463-e214 mcv-24 mcv-25 mcv-29 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\">Vivid Business Basic<\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e215 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\">Das Vivid Business Basic Konto ist ein modernes digitales Gesch\u00e4ftskonto f\u00fcr Unternehmen, das Sie online er\u00f6ffnen k\u00f6nnen. Im Basic-Tarif profitieren Sie von einer deutschen IBAN, kostenlosen SEPA-\u00dcberweisungen und sowohl physischen als auch virtuellen Visa-Debitkarten. Zus\u00e4tzlich bietet das Konto Funktionen wie unbegrenzt viele Unterkonten, Team-Zug\u00e4nge und eine einfache Verwaltung \u00fcber die App oder Weboberfl\u00e4che. So eignet sich das Basic-Konto besonders f\u00fcr Unternehmen, die ihre Finanzprozesse digital und flexibel organisieren m\u00f6chten.<\/div><div class=\"x-row e463-e216 mcv-6 mcv-8 mcv-9 mcv-c mcv-g mcv-j mcv-l mcv-m mcv-n mcv-o mcv-15 mcv-1j\"><div class=\"x-row-inner\"><div class=\"x-col e463-e217 mcv-1t mcv-1u mcv-1v mcv-1w mcv-1x\"><div class=\"x-text x-text-headline e463-e218 mcv-23 mcv-24 mcv-25 mcv-26 mcv-29 mcv-2f mcv-2m\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Vivid Business Basic<\/strong><\/p>\n<\/div><\/div><\/div><a class=\"x-image e463-e219 mcv-4n\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/wp-content\/uploads\/2025\/10\/Top_vivid_SZ.png\" width=\"175\" height=\"125\" alt=\"vivid\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e463-e220 mcv-4o\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4.8 \/ 5 \">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4.8 \/ 5     <\/span>\n  \n  \n<\/span>\n<\/div><div class=\"x-col e463-e221 mcv-1t\"><ul class=\"x-row e463-e222 mcv-6 mcv-8 mcv-9 mcv-a mcv-c mcv-f mcv-l mcv-p mcv-q mcv-17 mcv-1k\"><div class=\"x-row-inner\"><li class=\"x-col e463-e223 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e224 mcv-4p mcv-4q\"><i class=\"x-icon e463-e225 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e226 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e227 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">7\u20ac p.M. bei j\u00e4hrlicher Zahlung, 9\u20ac p.M. bei monatlicher Zahlung<\/div><\/div><\/li><li class=\"x-col e463-e228 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e229 mcv-4p mcv-4q\"><i class=\"x-icon e463-e230 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e231 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e232 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Kostenlose Debitkarte<\/div><\/div><\/li><li class=\"x-col e463-e233 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e234 mcv-4p mcv-4q\"><i class=\"x-icon e463-e235 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e236 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e237 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Unbegrenzte Anzahl an kostenlosen Buchungen im Monat<\/div><\/div><\/li><li class=\"x-col e463-e238 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e239 mcv-4p mcv-4q\"><i class=\"x-icon e463-e240 mcv-4f mcv-4g mcv-4i mcv-4j\" aria-hidden=\"true\" data-x-icon-o=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e463-e241 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e242 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Unbegrenzte Anzahl an Unterkonten mit eigener IBAN<\/div><\/div><\/li><li class=\"x-col e463-e243 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e244 mcv-4p mcv-4q\"><i class=\"x-icon e463-e245 mcv-4f mcv-4g mcv-4i mcv-4k\" aria-hidden=\"true\" data-x-icon-s=\"&#xf00d;\"><\/i><\/figure><div class=\"x-div e463-e246 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e247 mcv-2q mcv-2r mcv-2s mcv-2v mcv-33 mcv-34 mcv-36 mcv-38\">Keine gesetzliche Einlagensicherung<\/div><\/div><\/li><\/div><\/ul><div class=\"x-row e463-e248 mcv-6 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-f mcv-i mcv-r mcv-s mcv-t mcv-11 mcv-1l\"><div class=\"x-row-inner\"><div class=\"x-col e463-e249 mcv-1t mcv-1u mcv-1w mcv-1x mcv-1y\"><a class=\"x-anchor x-anchor-button e463-e250 mcv-3b mcv-3c mcv-3d mcv-3j mcv-3l mcv-3m\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-vivid-business\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zum Anbieter<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"prozess\" class=\"x-text x-text-headline e463-e251 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Schritt-f\u00fcr-Schritt: So er\u00f6ffnen Sie das beste Gesch\u00e4ftskonto\n<\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e252 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\">Ein Gesch\u00e4ftskonto ist weit mehr als nur ein Ort f\u00fcr Zahlungsein- und -ausg\u00e4nge. Es schafft finanzielle \u00dcbersicht, erleichtert die Buchhaltung und wirkt gegen\u00fcber Kunden und Partnern professionell. Ein strukturierter Gesch\u00e4ftskonto Vergleich hilft Ihnen dabei, das Konto zu finden, das wirklich optimal zu Ihrem Unternehmen passt.<\/div><div class=\"x-text x-text-headline e463-e253 mcv-24 mcv-29 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k mcv-2n\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\">Schritt 1: Den eigenen Bedarf kl\u00e4ren<\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e254 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\"><p>Bevor Sie ein Gesch\u00e4ftskonto er\u00f6ffnen, sollten Sie genau wissen, welche Anforderungen Ihr Unternehmen hat. Ein Einzelunternehmer mit wenigen \u00dcberweisungen ben\u00f6tigt andere Funktionen als ein wachsendes Unternehmen mit vielen internationalen Transaktionen.<\/p>\n<p><strong>Fragen zur Orientierung:<\/strong><\/p>\n\n<ul>\n \t<li>Wie viele Buchungen fallen monatlich an?<\/li>\n \t<li>Werden Bargeldeinzahlungen oder -abhebungen ben\u00f6tigt?<\/li>\n \t<li>Soll das Konto mit einer Buchhaltungssoftware verbunden werden?<\/li>\n \t<li>Werden eine Kreditkarte oder ein <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/kreditvergleich\/dispokredit\/\">Dispo<\/a> ben\u00f6tigt?<\/li>\n \t<li>M\u00fcssen mehrere Personen Zugriff auf das Konto haben?<\/li>\n<\/ul><\/div><div class=\"x-text x-text-headline has-graphic e463-e255 mcv-24 mcv-25 mcv-26 mcv-29 mcv-2b mcv-2e mcv-2f mcv-2j mcv-2k mcv-2o\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf672;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\">Je genauer Sie Ihren Bedarf kennen, desto einfacher f\u00e4llt sp\u00e4ter die Auswahl<\/p>\n<\/div><\/div><\/div><div class=\"x-text x-text-headline e463-e256 mcv-24 mcv-29 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k mcv-2n\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\">Schritt 2: Gesch\u00e4ftskonto Vergleich<\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e257 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\"><p>Sobald Ihre Anforderungen feststehen, lohnt sich ein Gesch\u00e4ftskonto Vergleich verschiedener Banken und Fintechs. Die Angebote unterscheiden sich nicht nur im Preis, sondern auch im Leistungsumfang und im Service.<\/p>\n<p><strong>Wichtige Kriterien im Gesch\u00e4ftskonto Vergleich:<\/strong><\/p>\n\n<ul>\n \t<li>Monatliche Kontof\u00fchrungsgeb\u00fchren und Kosten pro Buchung<\/li>\n \t<li>Geb\u00fchren f\u00fcr Bargeldeinzahlungen und Abhebungen<\/li>\n \t<li>Verf\u00fcgbarkeit von Debit- und <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/kreditkarten-vergleich\/\">Kreditkarten<\/a><\/li>\n \t<li>Qualit\u00e4t von Online- und Mobile-Banking<\/li>\n \t<li>Erreichbarkeit und Servicequalit\u00e4t des Supports<\/li>\n<\/ul><\/div><div class=\"x-text x-text-headline has-graphic e463-e258 mcv-24 mcv-25 mcv-26 mcv-29 mcv-2b mcv-2e mcv-2f mcv-2j mcv-2k mcv-2o\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf672;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\">Fintechs sind oft g\u00fcnstiger und digitaler, klassische Banken bieten mehr pers\u00f6nliche Beratung vor Ort<\/p>\n<\/div><\/div><\/div><div class=\"x-text x-text-headline e463-e259 mcv-24 mcv-29 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k mcv-2n\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\">Schritt 3: Unterlagen vorbereiten<\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e260 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\"><p>F\u00fcr die Kontoer\u00f6ffnung m\u00fcssen Banken die Identit\u00e4t der Kontoinhaber sowie die Existenz des Unternehmens pr\u00fcfen. Welche Dokumente erforderlich sind, h\u00e4ngt von der Rechtsform ab.<\/p>\n<p>Das sind typischen Unterlagen je nach Unternehmensform.<\/p>\n<p><strong>Freiberufler &amp; Einzelunternehmer<\/strong><\/p>\n\n<ul>\n \t<li>G\u00fcltiger Personalausweis oder Reisepass<\/li>\n \t<li>Steuerliche Erfassungsbescheinigung oder Gewerbeschein<\/li>\n \t<li>Ggf. Nachweise zur gesch\u00e4ftlichen T\u00e4tigkeit (z. B. Rechnungen oder Vertr\u00e4ge)<\/li>\n<\/ul>\n<p><strong>Kapitalgesellschaften (GmbH, UG, AG)<\/strong><\/p>\n\n<ul>\n \t<li>Handelsregisterauszug<\/li>\n \t<li>Gesellschaftsvertrag und Gesellschafterliste<\/li>\n \t<li>Ausweisdokumente der Gesch\u00e4ftsf\u00fchrung<\/li>\n \t<li>Nachweis \u00fcber die Einzahlung des Stammkapitals<\/li>\n<\/ul>\n<p><strong>Personengesellschaften (GbR, OHG, KG)<\/strong><\/p>\n\n<ul>\n \t<li>Gesellschaftsvertrag<\/li>\n \t<li>Gewerbeanmeldung<\/li>\n \t<li>Ausweisdokumente aller Gesellschafter<\/li>\n<\/ul><\/div><div class=\"x-text x-text-headline has-graphic e463-e261 mcv-24 mcv-25 mcv-26 mcv-29 mcv-2b mcv-2e mcv-2f mcv-2j mcv-2k mcv-2o\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf071;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\">Fehlende oder unvollst\u00e4ndige Unterlagen k\u00f6nnen die Kontoer\u00f6ffnung deutlich verz\u00f6gern<\/p>\n<\/div><\/div><\/div><div class=\"x-text x-text-headline e463-e262 mcv-24 mcv-29 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k mcv-2n\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\">Schritt 4: Gesch\u00e4ftskonto er\u00f6ffnen<\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e263 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\"><p>Je nach Anbieter erfolgt die <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/\">Kontoer\u00f6ffnung<\/a> entweder vollst\u00e4ndig online oder pers\u00f6nlich in einer Filiale.<\/p>\n\n<ul>\n \t<li><strong>Online-Er\u00f6ffnung: <\/strong>Besonders bei digitalen Banken m\u00f6glich. Die Identit\u00e4tspr\u00fcfung erfolgt meist per Video-Ident oder Post-Ident. Diese Variante ist schnell, flexibel und oft innerhalb weniger Tage abgeschlossen.<\/li>\n \t<li><strong>Er\u00f6ffnung in der Filiale: <\/strong>Klassische Banken setzen h\u00e4ufig auf den pers\u00f6nlichen Termin. Das erm\u00f6glicht individuelle Beratung, ist aber zeitaufwendiger und erfordert Terminvereinbarungen.<\/li>\n<\/ul><\/div><div class=\"x-text x-text-headline has-graphic e463-e264 mcv-24 mcv-25 mcv-26 mcv-29 mcv-2b mcv-2e mcv-2f mcv-2j mcv-2k mcv-2o\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xf34e;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\">Online-Konten sind h\u00e4ufig schneller einsatzbereit als Filialkonten<\/p>\n<\/div><\/div><\/div><div class=\"x-text x-text-headline e463-e265 mcv-24 mcv-29 mcv-2b mcv-2f mcv-2i mcv-2j mcv-2k mcv-2n\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h3 class=\"x-text-content-text-primary\">Schritt 5: Nach der Kontoer\u00f6ffnung<\/h3>\n<\/div><\/div><\/div><div class=\"x-text x-content e463-e266 mcv-2r mcv-2s mcv-2v mcv-2w mcv-2x mcv-31 mcv-32 mcv-33 mcv-34\"><p>Ist das Konto aktiv, sollten Sie es direkt in Ihre Gesch\u00e4ftsprozesse integrieren.<\/p>\n<p><strong>Wichtige erste Schritte:<\/strong><\/p>\n\n<ol>\n \t<li>Neue Kontodaten an Kunden, Gesch\u00e4ftspartner und Plattformen kommunizieren<\/li>\n \t<li>Dauerauftr\u00e4ge und Lastschriften einrichten (z. B. Miete, Versicherungen)<\/li>\n \t<li>Schnittstellen zur Buchhaltungssoftware aktivieren<\/li>\n \t<li>Zugriffsrechte f\u00fcr Mitarbeiter oder Buchhalter festlegen<\/li>\n<\/ol><\/div><div class=\"x-text x-text-headline has-graphic e463-e267 mcv-24 mcv-25 mcv-26 mcv-29 mcv-2b mcv-2e mcv-2f mcv-2j mcv-2k mcv-2o\"><div class=\"x-text-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-s=\"&#xe027;\"><\/i><\/span><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\">Ein sauber eingerichtetes Gesch\u00e4ftskonto spart Zeit, reduziert Fehler und sorgt f\u00fcr klare Finanzen<\/p>\n<\/div><\/div><\/div><div id=\"faq\" class=\"x-text x-text-headline e463-e268 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2h mcv-2k mcv-2p\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">H\u00e4ufige gestellte Fragen zum Gesch\u00e4ftskonto Vergleich<\/h2>\n<\/div><\/div><\/div><div class=\"x-acc e463-e269 mcv-3t mcv-3y mcv-40 mcv-41 mcv-43\" id=\"x-acc-e463-e269\"><div class=\"e463-e270 x-acc-item\"><button id=\"tab-e463-e270\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e270\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e270\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>Brauche ich als Selbstst\u00e4ndiger ein Gesch\u00e4ftskonto?<\/strong><\/span><\/span><\/button><div id=\"panel-e463-e270\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e270\" data-x-toggleable=\"e463-e270\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e271 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\">F\u00fcr <a href=\"#freiberufler\">Freiberufler<\/a>, Einzelunternehmer, Kleinunternehmer und GbRs besteht in Deutschland keine gesetzliche Pflicht, ein Gesch\u00e4ftskonto zu f\u00fchren, private und gesch\u00e4ftliche Transaktionen d\u00fcrfen theoretisch \u00fcber ein Girokonto laufen. Allerdings schlie\u00dfen viele Banken die gesch\u00e4ftliche Nutzung in ihren AGB aus, was bis zur Kontok\u00fcndigung f\u00fchren kann. Zudem erleichtert ein separates Konto die Buchhaltung, die Einnahmen-\u00dcberschuss-Rechnung und die Kommunikation mit dem Finanzamt erheblich. F\u00fcr nahezu alle Selbstst\u00e4ndigen lohnt sich deshalb ein eigenes Firmenkonto, auch wenn es nicht verpflichtend ist, oft schon ab 0 Euro Grundgeb\u00fchr.<\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e463-e272 mcv-3t mcv-3y mcv-40 mcv-41 mcv-43\" id=\"x-acc-e463-e272\"><div class=\"e463-e273 x-acc-item\"><button id=\"tab-e463-e273\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e273\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e273\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>F\u00fcr welche Rechtsformen ist ein Gesch\u00e4ftskonto Pflicht?<\/strong><\/span><\/span><\/button><div id=\"panel-e463-e273\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e273\" data-x-toggleable=\"e463-e273\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e274 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\">Ein Gesch\u00e4ftskonto ist gesetzlich vorgeschrieben f\u00fcr alle Kapitalgesellschaften und juristischen Personen: GmbH, UG (haftungsbeschr\u00e4nkt), AG, KGaA, eingetragene Genossenschaften (eG) und eingetragene Vereine (eV). Ohne Gesch\u00e4ftskonto k\u00f6nnen diese Rechtsformen nicht ins Handelsregister eingetragen werden, weil das Stammkapital auf ein Firmenkonto eingezahlt werden muss. Auch eingetragene Kaufleute (e.K.) und andere im Handelsregister eingetragene Personen unterliegen praktisch der Pflicht. F\u00fcr Freiberufler, Einzelunternehmer, Kleinunternehmer und nicht registerpflichtige Personengesellschaften (GbR) besteht hingegen keine gesetzliche Pflicht.<\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e463-e275 mcv-3t mcv-3y mcv-40 mcv-41 mcv-43\" id=\"x-acc-e463-e275\"><div class=\"e463-e276 x-acc-item\"><button id=\"tab-e463-e276\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e276\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e276\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>Welches ist das beste Gesch\u00e4ftskonto 2026?<\/strong><\/span><\/span><\/button><div id=\"panel-e463-e276\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e276\" data-x-toggleable=\"e463-e276\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e277 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\">Das eine \u201ebeste\" Gesch\u00e4ftskonto gibt es nicht, die richtige Wahl h\u00e4ngt von Rechtsform, Buchungsvolumen und Anforderungen ab. F\u00fcr Freiberufler und Einzelunternehmer sind kostenlose Konten wie <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-solo-business\">Finom Solo<\/a>, <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\">Kontist<\/a> oder <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch%C3%A4ftskonto\">Qonto<\/a> meist ausreichend. UG und kleine GmbH profitieren von funktionsreichen Tarifen mit DATEV-Anbindung, etwa <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch%C3%A4ftskonto\">Qonto Smart<\/a>, <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-smart-business\">Finom Start<\/a> oder Fyrst Complete. Gr\u00f6\u00dfere Unternehmen mit hohem Buchungsvolumen oder Bargeldumsatz sind bei Filialbanken wie Commerzbank, Deutsche Bank oder der Volksbank Raiffeisenbank besser aufgehoben.<\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e463-e278 mcv-3t mcv-3y mcv-40 mcv-41 mcv-43\" id=\"x-acc-e463-e278\"><div class=\"e463-e279 x-acc-item\"><button id=\"tab-e463-e279\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e279\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e279\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>Kann ich ein Privatkonto gesch\u00e4ftlich nutzen?<\/strong><\/span><\/span><\/button><div id=\"panel-e463-e279\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e279\" data-x-toggleable=\"e463-e279\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e280 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\">Rechtlich ist das f\u00fcr Freiberufler, Einzelunternehmer und Kleinunternehmer erlaubt, die Bank-AGB schlie\u00dfen die gesch\u00e4ftliche Nutzung allerdings in den meisten F\u00e4llen ausdr\u00fccklich aus. Bei regelm\u00e4\u00dfigen gesch\u00e4ftlichen Transaktionen drohen Abmahnungen oder sogar die Kontok\u00fcndigung. Zudem vermischt ein gemeinsames Konto private und gesch\u00e4ftliche Finanzen, was die Buchhaltung deutlich erschwert und bei Steuerpr\u00fcfungen zu Problemen f\u00fchren kann, weil auch private Transaktionen offengelegt werden m\u00fcssen. F\u00fcr Kapitalgesellschaften wie GmbH und UG ist die gesch\u00e4ftliche Nutzung eines Privatkontos grunds\u00e4tzlich nicht m\u00f6glich.<\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e463-e281 mcv-3t mcv-3y mcv-40 mcv-41 mcv-43\" id=\"x-acc-e463-e281\"><div class=\"e463-e282 x-acc-item\"><button id=\"tab-e463-e282\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e282\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e282\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>Was kostet ein Gesch\u00e4ftskonto?<\/strong><\/span><\/span><\/button><div id=\"panel-e463-e282\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e282\" data-x-toggleable=\"e463-e282\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e283 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\">Die Preisspanne reicht von 0 Euro bis \u00fcber 100 Euro monatlich. Kostenlose Gesch\u00e4ftskonten f\u00fcr Freiberufler gibt es unter anderem bei <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-solo-business\">Finom Solo<\/a>, <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\">Kontist Free<\/a> und <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-fyrst-business\">Fyrst Base<\/a>. Mittlere Tarife f\u00fcr kleine Unternehmen und GmbHs kosten 7 bis 30 Euro monatlich. Premium-Tarife mit allen Funktionen liegen bei 30 bis 100 Euro. Entscheidend sind nicht nur die Grundgeb\u00fchren, sondern auch die Buchungskosten nach Freikontingent (oft 0,05 bis 0,20 Euro pro Posten), Bargeldgeb\u00fchren, Kartenkosten und Dispozinsen. Kontof\u00fchrungsgeb\u00fchren k\u00f6nnen als Betriebsausgaben steuerlich geltend gemacht werden.<\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e463-e284 mcv-3t mcv-3y mcv-40 mcv-41 mcv-43\" id=\"x-acc-e463-e284\"><div class=\"e463-e285 x-acc-item\"><button id=\"tab-e463-e285\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e285\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e285\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>Kann ich ein Gesch\u00e4ftskonto komplett online er\u00f6ffnen?<\/strong><\/span><\/span><\/button><div id=\"panel-e463-e285\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e285\" data-x-toggleable=\"e463-e285\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e286 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\">Ja, die meisten Gesch\u00e4ftskonten k\u00f6nnen vollst\u00e4ndig digital er\u00f6ffnet werden. Bei Neobanken und FinTechs wie Qonto, Finom, Kontist oder N26 Business dauert der <a href=\"#prozess\">Prozess<\/a> oft nur 10 bis 30 Minuten. Sie laden die erforderlichen Unterlagen digital hoch und identifizieren sich per Video-Ident-Verfahren. Klassische Banken wie Commerzbank oder Deutsche Bank bieten ebenfalls Online-Antragsstrecken an, ben\u00f6tigen aber meist mehr Zeit. F\u00fcr Kapitalgesellschaften (GmbH, UG, AG) sind zus\u00e4tzlich Handelsregisterauszug, Gesellschaftervertrag und gegebenenfalls eine Gesellschafterliste erforderlich. Nach der Freischaltung k\u00f6nnen Sie das Konto sofort nutzen.<\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e463-e287 mcv-3t mcv-3y mcv-40 mcv-41 mcv-43\" id=\"x-acc-e463-e287\"><div class=\"e463-e288 x-acc-item\"><button id=\"tab-e463-e288\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e288\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e288\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>Welches Gesch\u00e4ftskonto eignet sich f\u00fcr Freiberufler?<\/strong><\/span><\/span><\/button><div id=\"panel-e463-e288\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e288\" data-x-toggleable=\"e463-e288\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e289 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\">Freiberufler brauchen meist ein einfaches, g\u00fcnstiges Konto mit guten digitalen Features. Empfehlenswerte Optionen sind <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-finom-solo-business\">Finom Solo<\/a> (kostenlos, mit Rechnungsstellung), <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-kontist\">Kontist<\/a> (mit integrierter Steuerberechnung), N26 Business (mobilfokussiert, mit Cashback), <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/qonto-gesch%C3%A4ftskonto\">Qonto Basic<\/a> (mit guter Buchhaltungs-Integration) und <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-fyrst-business\">Fyrst Base<\/a> (deutsche IBAN, niedrige Geb\u00fchren). Zentrale Auswahlkriterien sind: monatliche Grundgeb\u00fchr, Anzahl kostenloser Buchungen, Integration mit Buchhaltungssoftware wie DATEV, sevDesk oder Lexoffice, mobile App und Verf\u00fcgbarkeit einer Debit- oder Kreditkarte. Achtung: Bargeldeinzahlungen sind bei reinen Online-Anbietern meist nicht m\u00f6glich.<\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e463-e290 mcv-3t mcv-3y mcv-40 mcv-41 mcv-43\" id=\"x-acc-e463-e290\"><div class=\"e463-e291 x-acc-item\"><button id=\"tab-e463-e291\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e291\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e291\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>Was ist der Unterschied zwischen Gesch\u00e4ftskonto und Girokonto?<\/strong><\/span><\/span><\/button><div id=\"panel-e463-e291\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e291\" data-x-toggleable=\"e463-e291\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e292 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\">Ein Girokonto ist ein Konto f\u00fcr Privatpersonen, ein Gesch\u00e4ftskonto ist auf unternehmerische Anforderungen zugeschnitten. Zentrale Unterschiede: Gesch\u00e4ftskonten erlauben mehrere Nutzer- und Kartenzug\u00e4nge f\u00fcr Mitarbeiter, bieten Schnittstellen zu Buchhaltungssoftware wie DATEV, Lexoffice oder sevDesk, erm\u00f6glichen Unterkonten f\u00fcr verschiedene Rechnungskreise, haben h\u00f6here \u00dcberweisungslimits und oft integrierte Rechnungsstellung. Gesch\u00e4ftskonten sind meist teurer als Girokonten, daf\u00fcr rechtlich auf gesch\u00e4ftliche Nutzung ausgelegt. Wer ein Girokonto gesch\u00e4ftlich nutzt, verst\u00f6\u00dft gegen die meisten Bank-AGB und riskiert eine Kontok\u00fcndigung.<\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e463-e293 mcv-3t mcv-3y mcv-40 mcv-41 mcv-43\" id=\"x-acc-e463-e293\"><div class=\"e463-e294 x-acc-item\"><button id=\"tab-e463-e294\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e294\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e294\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>Gibt es ein Gesch\u00e4ftskonto ohne Schufa-Pr\u00fcfung?<\/strong><\/span><\/span><\/button><div id=\"panel-e463-e294\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e294\" data-x-toggleable=\"e463-e294\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e295 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\">Ja, einige Anbieter verzichten auf eine Schufa-Abfrage bei der Kontoer\u00f6ffnung. Dazu z\u00e4hlen unter anderem Qonto, Finom, <a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/zu-holvi-pro\">Holvi<\/a>, Kontist und Fyrst. Das ist vor allem f\u00fcr Gr\u00fcnder mit negativer Bonit\u00e4t oder f\u00fcr Personen mit geringer Kredithistorie interessant. Wichtiger Hinweis: Konten ohne Schufa sind meist reine Guthabenkonten ohne Dispokredit oder Kontokorrentkredit, \u00dcberziehungen sind also nicht m\u00f6glich. F\u00fcr die meisten Selbstst\u00e4ndigen und Gr\u00fcnder ist das kein Nachteil, da das Konto ausschlie\u00dflich f\u00fcr die Abwicklung des Zahlungsverkehrs genutzt wird. Finanzierungen k\u00f6nnen bei Bedarf separat bei spezialisierten Anbietern beantragt werden.<\/div><\/div><\/div><\/div><\/div><div class=\"x-acc e463-e296 mcv-3t mcv-3y mcv-40 mcv-41 mcv-43\" id=\"x-acc-e463-e296\"><div class=\"e463-e297 x-acc-item\"><button id=\"tab-e463-e297\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e463-e297\" data-x-toggle=\"collapse\" data-x-toggleable=\"e463-e297\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xe14b;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong>Wie wechsle ich mein Gesch\u00e4ftskonto zu einer anderen Bank?<\/strong><\/span><\/span><\/button><div id=\"panel-e463-e297\" role=\"tabpanel\" aria-hidden=\"true\" aria-labelledby=\"tab-e463-e297\" data-x-toggleable=\"e463-e297\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><div class=\"x-text x-content e463-e298 mcv-2q mcv-2r mcv-2s mcv-2t mcv-2u mcv-2v mcv-2w mcv-30\">Ein Wechsel l\u00e4uft in f\u00fcnf Schritten ab: Neues Gesch\u00e4ftskonto online er\u00f6ffnen und verifizieren, Lastschrifteinz\u00fcge und Dauerauftr\u00e4ge \u00fcbertragen (viele Anbieter bieten einen digitalen Kontowechselservice), Gesch\u00e4ftspartner, Kunden und Finanzamt \u00fcber die neue Bankverbindung informieren, Guthaben vom alten Konto \u00fcbertragen, altes Konto schriftlich k\u00fcndigen. Planen Sie zwei bis drei Monate \u00dcbergangszeit ein, damit alle offenen Posten sauber abgewickelt werden. Die neue Bankverbindung muss auf Rechnungen, im Impressum, bei Zahlungspartnern und gegebenenfalls beim Finanzamt aktualisiert werden,\u00a0 im Handelsregister ist eine \u00c4nderung der Bankverbindung hingegen nicht erforderlich.<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e463-e299 mcv-0 mcv-4\"><div class=\"x-row e463-e300 mcv-6 mcv-7 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-d mcv-z mcv-1m\"><div class=\"x-row-inner\"><div class=\"x-col e463-e301 mcv-1t\"><div class=\"x-row x-container max width e463-e302 mcv-6 mcv-7 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-i mcv-t mcv-11 mcv-1n\"><div class=\"x-row-inner\"><div class=\"x-col e463-e303 mcv-1t\"><div id=\"faq\" class=\"x-text x-text-headline e463-e304 mcv-24 mcv-25 mcv-27 mcv-29 mcv-2b mcv-2c mcv-2g mcv-2h\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Unsere Konto-Vergleiche<\/h2>\n<\/div><\/div><\/div><ul class=\"x-row e463-e305 mcv-6 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-q mcv-u mcv-17 mcv-1o\"><div class=\"x-row-inner\"><li class=\"x-col e463-e306 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e307 mcv-4p mcv-4q\"><i class=\"x-icon e463-e308 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e309 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e310 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-vergleich\/\">Girokonto Vergleich<\/a><\/div><\/div><\/li><li class=\"x-col e463-e311 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e312 mcv-4p mcv-4q\"><i class=\"x-icon e463-e313 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e314 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e315 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-ohne-gebuehren\/\">Girokonto ohne Geb\u00fchren<\/a><\/div><\/div><\/li><li class=\"x-col e463-e316 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e317 mcv-4p mcv-4q\"><i class=\"x-icon e463-e318 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e319 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e320 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/kostenloses-girokonto-ohne-mindesteingang\/\">Kostenloses Girokonto ohne Mindesteingang<\/a><\/div><\/div><\/li><li class=\"x-col e463-e321 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e322 mcv-4p mcv-4q\"><i class=\"x-icon e463-e323 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e324 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e325 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-mit-kreditkarte\/\">Girokonto mit Kreditkarte<\/a><\/div><\/div><\/li><li class=\"x-col e463-e326 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e327 mcv-4p mcv-4q\"><i class=\"x-icon e463-e328 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e329 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e330 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-fuer-studenten\/\">Girokonto f\u00fcr Studenten<\/a><\/div><\/div><\/li><li class=\"x-col e463-e331 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e332 mcv-4p mcv-4q\"><i class=\"x-icon e463-e333 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e334 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e335 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-ohne-schufa\/\">Girokonto ohne Schufa<\/a><\/div><\/div><\/li><li class=\"x-col e463-e336 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e337 mcv-4p mcv-4q\"><i class=\"x-icon e463-e338 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e339 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e340 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-mit-unterkonten\/\">Girokonto mit Unterkonten<\/a><\/div><\/div><\/li><li class=\"x-col e463-e341 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e342 mcv-4p mcv-4q\"><i class=\"x-icon e463-e343 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e344 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e345 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/schuelerkonto\/\">Sch\u00fclerkonto<\/a><\/div><\/div><\/li><li class=\"x-col e463-e346 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e347 mcv-4p mcv-4q\"><i class=\"x-icon e463-e348 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e349 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e350 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/kinderkonto-vergleich\/\">Kinderkonto<\/a><\/div><\/div><\/li><li class=\"x-col e463-e351 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e352 mcv-4p mcv-4q\"><i class=\"x-icon e463-e353 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e354 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e355 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/sparkonto-vergleich\/\">Sparkonto<\/a><\/div><\/div><\/li><li class=\"x-col e463-e356 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e357 mcv-4p mcv-4q\"><i class=\"x-icon e463-e358 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e359 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e360 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/tagesgeld-vergleich\/\">Tagesgeld Vergleich<\/a><\/div><\/div><\/li><li class=\"x-col e463-e361 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e362 mcv-4p mcv-4q\"><i class=\"x-icon e463-e363 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e364 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e365 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/festgeld-vergleich\/\">Festgeld Vergleich<\/a><\/div><\/div><\/li><li class=\"x-col e463-e366 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e367 mcv-4p mcv-4q\"><i class=\"x-icon e463-e368 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e369 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e370 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/firmentagesgeld\/\">Firmentagesgeld<\/a><\/div><\/div><\/li><li class=\"x-col e463-e371 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e372 mcv-4p mcv-4q\"><i class=\"x-icon e463-e373 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e374 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e375 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/kostenloses-geschaeftskonto\/\">Kostenloses Gesch\u00e4ftskonto<\/a><\/div><\/div><\/li><li class=\"x-col e463-e376 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e377 mcv-4p mcv-4q\"><i class=\"x-icon e463-e378 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e379 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e380 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-einzelunternehmen\/\">Gesch\u00e4ftskonto f\u00fcr Einzelunternehmen<\/a><\/div><\/div><\/li><li class=\"x-col e463-e381 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e382 mcv-4p mcv-4q\"><i class=\"x-icon e463-e383 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e384 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e385 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-gmbh-ug\">Gesch\u00e4ftskonto f\u00fcr GmbH &amp; UG<\/a><\/div><\/div><\/li><li class=\"x-col e463-e386 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e387 mcv-4p mcv-4q\"><i class=\"x-icon e463-e388 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e389 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e390 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/geschaeftskonto-fuer-freiberufler\/\">Gesch\u00e4ftskonto f\u00fcr Freiberufler &amp; Selbstst\u00e4ndige<\/a><\/div><\/div><\/li><li class=\"x-col e463-e391 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e392 mcv-4p mcv-4q\"><i class=\"x-icon e463-e393 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e394 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e395 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/firmenfestgeld\/\">Firmenfestgeld<\/a><\/div><\/div><\/li><li class=\"x-col e463-e396 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e397 mcv-4p mcv-4q\"><i class=\"x-icon e463-e398 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e399 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e400 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/gemeinschaftskonto\/\">Gemeinschaftskonto<\/a><\/div><\/div><\/li><li class=\"x-col e463-e401 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e402 mcv-4p mcv-4q\"><i class=\"x-icon e463-e403 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e404 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e405 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geldanlage-fuer-unternehmen\/\">Geldanlage f\u00fcr Unternehmen<\/a><\/div><\/div><\/li><li class=\"x-col e463-e406 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e407 mcv-4p mcv-4q\"><i class=\"x-icon e463-e408 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e409 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e410 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-mit-zinsen\/\">Girokonto mit Zinsen<\/a><\/div><\/div><\/li><li class=\"x-col e463-e411 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e412 mcv-4p mcv-4q\"><i class=\"x-icon e463-e413 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e414 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e415 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/girokonto-mit-praemie\/\">Girokonto mit Pr\u00e4mie<\/a><\/div><\/div><\/li><li class=\"x-col e463-e416 mcv-1t mcv-1u mcv-1y mcv-1z\"><figure class=\"x-div e463-e417 mcv-4p mcv-4q\"><i class=\"x-icon e463-e418 mcv-4f mcv-4i mcv-4l\" aria-hidden=\"true\" data-x-icon-s=\"&#xf14c;\"><\/i><\/figure><div class=\"x-div e463-e419 mcv-4q mcv-4r mcv-5 x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e463-e420 mcv-2q mcv-2r mcv-2s mcv-33 mcv-38 mcv-39\"><a href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/tagesgeld-fuer-kinder\/\">Tagesgeld f\u00fcr Kinder<\/a><\/div><\/div><\/li><\/div><\/ul><\/div><\/div><\/div><div class=\"x-section e463-e421 mcv-0 mcv-4\"><div class=\"x-row x-container max width e463-e422 mcv-6 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-i mcv-l mcv-m mcv-t mcv-11 mcv-1p\"><div class=\"x-row-inner\"><div class=\"x-col e463-e423 mcv-1t\"><hr class=\"x-line e463-e424 mcv-4s\"\/><\/div><\/div><\/div><div class=\"x-row x-container max width e463-e425 mcv-6 mcv-7 mcv-9 mcv-a mcv-b mcv-c mcv-i mcv-o mcv-t mcv-v mcv-11 mcv-1q\"><div class=\"x-row-inner\"><div 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&#039;popupLinkedIn&#039;, &#039;width=610, height=480, resizable=0, toolbar=0, menubar=0, status=0, location=0, scrollbars=0&#039;); return false;\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-o=\"&#xf064;\"><\/i><\/span><\/div><\/a><div class=\"x-text x-content e463-e428 mcv-2r mcv-2s mcv-2v mcv-2w mcv-30 mcv-32 mcv-33 mcv-3a\">Teilen<\/div><\/div><div class=\"x-col e463-e429 mcv-1t mcv-1u mcv-1v mcv-1w mcv-20\"><a class=\"x-anchor x-anchor-button has-graphic e463-e430 mcv-3b mcv-3c mcv-3e mcv-3f mcv-3k mcv-3n mcv-3o\" tabindex=\"0\" href=\"mailto:contact@grc-media.com\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-o=\"&#xf4af;\"><\/i><\/span><\/div><\/a><div class=\"x-text x-content e463-e431 mcv-2r mcv-2s mcv-2v mcv-2w mcv-30 mcv-32 mcv-33 mcv-3a\">Feedback<\/div><\/div><div class=\"x-col e463-e432 mcv-1t mcv-1u mcv-1v mcv-1w mcv-21\"><a class=\"x-anchor x-anchor-button e463-e433 mcv-3b mcv-3c mcv-3d mcv-3e mcv-3g mcv-3m mcv-3p mcv-3q\" tabindex=\"0\" href=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Zur Startseite<\/span><\/div><\/div><\/a><\/div><\/div><\/div><div class=\"x-row x-container max width e463-e434 mcv-6 mcv-8 mcv-9 mcv-a mcv-b mcv-c mcv-i mcv-t mcv-w mcv-x mcv-11 mcv-1r\"><div class=\"x-row-inner\"><div class=\"x-col e463-e435 mcv-1t\"><hr class=\"x-line e463-e436 mcv-4s\"\/><\/div><\/div><\/div><div class=\"x-row e463-e437 mcv-6 mcv-9 mcv-a mcv-b mcv-d mcv-o mcv-r mcv-x mcv-y mcv-z mcv-1s\"><div class=\"x-row-inner\"><div class=\"x-col e463-e438 mcv-1t mcv-1u mcv-1w mcv-1y mcv-20 mcv-22\"><a class=\"x-anchor x-anchor-button e463-e439 mcv-3b mcv-3d mcv-3e mcv-3f mcv-3g mcv-3h mcv-3o mcv-3q mcv-3r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Konto<\/span><\/div><\/div><\/a><a class=\"x-anchor x-anchor-button e463-e440 mcv-3b mcv-3d mcv-3e mcv-3f mcv-3g mcv-3h mcv-3o mcv-3q mcv-3r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/kreditvergleich\/\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Kreditvergleich<\/span><\/div><\/div><\/a><a class=\"x-anchor x-anchor-button e463-e441 mcv-3b mcv-3d mcv-3e mcv-3f mcv-3g mcv-3h mcv-3o mcv-3q mcv-3r\" tabindex=\"0\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/kreditkarten-vergleich\/\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Kreditkarte<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Konto Gesch\u00e4ftskonto Vergleich Mai 2026: Das beste Firmenkonto f\u00fcr Ihr Unternehmen Stand: 6 Mai 2026 I Lesezeit: 8 Min.Autorin: Amalia AlibaevRedakteurin \u00b7 spezialisiert auf Konten, Geldanlage und KreditkartenEin bestes Gesch\u00e4ftskonto zu finden ist weit mehr als nur die Suche nach einem Tool zur Zahlungsabwicklung, es geht um die finanzielle Basis Ihres Unternehmens. Doch welches ist wirklich das beste Gesch\u00e4ftskonto f\u00fcr &#8230; <\/p>\n<div><a href=\"https:\/\/sueddeutsche.grc-media.com\/finanzvergleich\/konto\/geschaeftskonto\/\" class=\"more-link\">Read More<\/a><\/div>\n","protected":false},"author":2,"featured_media":914,"parent":243,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-blank-4.php","meta":{"footnotes":""},"class_list":["post-463","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Gesch\u00e4ftskonto Vergleich Mai 2026 - Das beste Firmenkonto finden<\/title>\n<meta name=\"description\" content=\"Gesch\u00e4ftskonto Vergleich: Finden Sie das beste Firmenkonto f\u00fcr Ihre Rechtsform. \u00dcber 20 Anbieter, Geb\u00fchren und Features transparent.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sueddeutsche.de\/finanzvergleich\/konto\/geschaeftskonto\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Gesch\u00e4ftskonto Vergleich Mai 2026 - 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